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795 Tanner Rd
D Composite 42.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.7/15.0
  • Cash flow +10.5/30.0
  • Schools +3.7/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • DSCR +3.0/10.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$330,000

795 Tanner Rd · Dacula, GA 30019
3 bd · 2.0 ba · 1,785 sqft · SingleFamily public records · 74 Days on market
Built 1974 0.53 ac lot $185/sqft · 6% above area Est $383k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming ranch-style home featuring 3 bedrooms, 2 full bathrooms, and a versatile bonus room giving the property flexibility. The kitchen is beautifully updated with granite countertops, a stylish tile backsplash, and stainless-steel appliances, offering both functionality and modern appeal. Convenient laundry area located just off the kitchen for added ease. Enjoy the fenced backyard complete with a spacious deck-perfect for entertaining or relaxing-as well as a storage shed for extra space. Ideally and conveniently located to restaurants, shopping, entertainment areas and a new City Hall being built. This home combines comfort, practicality, and accessibility for everyday living.

Key facts

  • Ranch-style home
  • Updated kitchen
  • Versatile bonus room

Tags

RANCH-STYLE HOMEVERSATILE BONUS ROOMUPDATED KITCHENGRANITE COUNTERTOPSTILE BACKSPLASHSTAINLESS-STEEL APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-168 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $300k (9.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $255k (22.7% below list).
  • Recommended offer: $255k (22.7% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 4.0% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Dacula Elementary School (math 46% / reading 42%, grade F, #356 of 1,228 statewide, top 30%, 1,188 students, 56% FRL); Dacula Middle School (math 31% / reading 44%, grade F, #162 of 470 statewide, top 35%, 1,839 students, 58% FRL); Dacula High School (math 12% / reading 15%, grade F, #325 of 424 statewide, top 78%, 2,498 students, 51% FRL).
  • Market conditions: Rents rising fast (+4.1%/yr); 657 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $190k; list at $330k implies a 74% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $254,941 (22.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.68%
Cash-on-cash
-2.18%
DSCR
0.90
GRM
10.8

CMA / ARV

ARV (median comp)
$383,046
List price
$330,000
Delta
-13.85%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
700 Hill Meadow Dr 0.28mi 3/2.0 1,872 (+5%) 11mo $395,000 $211 70
2566 Briar Valley Way 0.41mi 3/2.0 1,725 (-3%) 7mo $355,000 $206 69
2612 Spring St 0.54mi 3/2.5 1,813 (+2%) 7mo $295,000 $163 64
2675 Paul Thomas Dr 0.54mi 3/2.0 1,776 (-0%) 12mo $265,250 $149 64
1974 William Glen St 0.46mi 3/2.5 1,815 (+2%) 13mo $445,500 $245 63
1914 William Glen St 0.46mi 3/2.5 1,883 (+6%) 6mo $425,000 $226 62
2778 Majestic Cir 0.13mi 3/2.0 1,547 (-13%) 14mo $344,000 $222 60
490 Tanner Rd 0.73mi 3/2.0 1,821 (+2%) 6mo $389,000 $214 57
870 Rutherford Dr 0.33mi 4/2.5 (+1) 1,907 (+7%) 11mo $417,000 $219 57
2516 Briar Valley Way 0.46mi 3/2.0 1,992 (+12%) 3mo $369,000 $185 57
656 William St 0.38mi 3/2.0 1,558 (-13%) 8mo $325,000 $209 54
555 Flintlock Dr 0.63mi 3/2.0 1,524 (-15%) 9mo $325,000 $213 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
-18.8%
Equity multiple
0.34×
Total profit
$-61,440
Equity at exit
$49,204
10-year hold
IRR
-9.4%
Equity multiple
0.40×
Total profit
$-55,836
Equity at exit
$28,532

Cash invested: $92,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30019

Rents YoY
4.1%
Active inventory
657
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$2,549 high interval (Pro) →
Mortgage (P&I)
$1,731
Tax from tax record
$314 /mo · $3,766/yr
Insurance
$138
HOA
$0
Vacancy / Maint / Mgmt
$535
Net cashflow
$-168

Break-even live

Break-even rent $2,762
Max offer price $300,347
Occupancy floor

Sensitivity live

Price -10% $19 -5% $-74 +0% $-168 +5% $-261 +10% $-355
Rent -10% $-369 -5% $-269 +0% $-168 +5% $-67 +10% $34
Rate -1.0pp $-2 -0.5pp $-84 base $-168 +0.5pp $-253 +1.0pp $-340

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,500
Closing costs
$9,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2768 Majestic Cir Dacula, GA 3.0 2.0 1530 $2,200 $1.44 26d 1 0.13mi
2794 Misty Ct Dacula, GA 3.0 2.5 1497 $2,395 $1.60 4d 1 0.28mi
2517 Briar Valley Way Dacula, GA 3.0 2.0 1689 $700 $0.41 26d 1 0.46mi
537 Eastside Dr Dacula, GA 3.0 2.0 1400 $2,199 $1.57 26d 1 0.61mi
2705 Dacula Cove Cir Dacula, GA 2.0 1.5 1752 $1,800 $1.03 24d 1 0.66mi
2583 Davis Rock Dr Dacula, GA 1.0–3.0 1.0–3.0 1069 $2,550 $2.39 0d 225 0.86mi
2890 Williams Farm Dr Dacula, GA 3.0 2.0 1465 $1,925 $1.31 6d 1 0.90mi
1151 Paiute Ct Dacula, GA 3.0 2.5 2112 $2,325 $1.10 1d 1 1.34mi
1324 Ace McMillian Rd Dacula, GA 3.0 3.0 2308 $3,900 $1.69 45d 1 1.41mi

Listing history 44 events

  1. 2026-06-22
    days on market $330,000 Active 74 DOM
  2. 2026-06-18
    days on market $330,000 Active 71 DOM
  3. 2026-06-17
    days on market $330,000 Active 70 DOM
  4. 2026-06-16
    days on market $330,000 Active 69 DOM
  5. 2026-06-15
    days on market $330,000 Active 68 DOM
  6. 2026-06-13
    days on market $330,000 Active 66 DOM
  7. 2026-06-09
    days on market $330,000 Active 62 DOM
  8. 2026-06-08
    days on market $330,000 Active 61 DOM
  9. 2026-06-07
    days on market $330,000 Active 60 DOM
  10. 2026-06-04
    days on market $330,000 Active 57 DOM
  11. 2026-06-03
    days on market $330,000 Active 56 DOM
  12. 2026-06-02
    days on market $330,000 Active 55 DOM
  13. 2026-06-01
    days on market $330,000 Active 54 DOM
  14. 2026-05-31
    days on market $330,000 Active 53 DOM
  15. 2026-04-07
    listed $340,000 New 690-char remark
    Show marketing remark (690 chars)

    Charming ranch-style home featuring 3 bedrooms, 2 full bathrooms, and a versatile bonus room giving the property flexibility. The kitchen is beautifully updated with granite countertops, a stylish tile backsplash, and stainless-steel appliances, offering both functionality and modern appeal. Convenient laundry area located just off the kitchen for added ease. Enjoy the fenced backyard complete with a spacious deck-perfect for entertaining or relaxing-as well as a storage shed for extra space. Ideally and conveniently located to restaurants, shopping, entertainment areas and a new City Hall being built. This home combines comfort, practicality, and accessibility for everyday living.

  16. 2026-04-07
    listed $340,000 Active 690-char remark
    Show marketing remark (690 chars)

    Charming ranch-style home featuring 3 bedrooms, 2 full bathrooms, and a versatile bonus room giving the property flexibility. The kitchen is beautifully updated with granite countertops, a stylish tile backsplash, and stainless-steel appliances, offering both functionality and modern appeal. Convenient laundry area located just off the kitchen for added ease. Enjoy the fenced backyard complete with a spacious deck-perfect for entertaining or relaxing-as well as a storage shed for extra space. Ideally and conveniently located to restaurants, shopping, entertainment areas and a new City Hall being built. This home combines comfort, practicality, and accessibility for everyday living.

  17. 2025-12-02
    historical
  18. 2025-10-12
    listed $350,000 New
  19. 2025-10-08
    historical
  20. 2025-04-08
    historical
  21. 2025-04-02
    status Back On Market
  22. 2025-03-03
    historical On Hold
  23. 2025-02-11
    price $360,000
  24. 2025-02-11
    price $360,000
  25. 2025-01-24
    listed $370,000 Active
  26. 2025-01-23
    historical
  27. 2025-01-21
    listed $370,000 New
  28. 2018-07-13
    soldstatus $190,000
  29. 2018-07-11
    soldstatus $190,000 Sold
  30. 2018-07-11
    soldstatus $190,000 Sold
  31. 2018-06-09
    status Under Contract
  32. 2018-06-09
    status Pending
  33. 2018-05-27
    price $189,000
  34. 2018-05-26
    price $189,000
  35. 2018-05-23
    listed $199,000 Active
  36. 2018-05-23
    listed $199,000 New
  37. 2017-03-03
    soldstatus $111,069 Sold
  38. 2017-02-28
    soldstatus $111,069 Sold
  39. 2017-02-06
    status Under Contract
  40. 2017-01-31
    historical Pending
  41. 2017-01-23
    listed $99,640 New
  42. 2017-01-23
    listed $99,640 Active
  43. 1994-01-24
    soldstatus $70,000
  44. 1988-08-15
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,766 · $314/mo
Projected year-2 tax
$3,766 · $314/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,593
− Mortgage interest
−$18,485
− Property taxes
−$3,766
− Insurance
−$1,650
− Repairs & maintenance
−$2,447
− Management
−$2,447
− Depreciation
−$9,600
Taxable loss
−$7,803
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,873
After-tax cash flow
$-142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Dacula

Score
65/100
State rank
#211
US rank
#12728

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dacula, GA
County
Gwinnett County · 952,346 people
City population
51,162
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
51,162
Household income
$116,583
Rent vs Own
16.1% rent · 83.9% own
Severe rent burden
630.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Hispanic 3% Italian 2% Romanian 2%
Foreign-born
16% · Canada, Vietnam, Jamaica
Languages at home
78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.48%
Current HPI
212.925
Rent YoY
▲ 4.06%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+466.7% since first listed
30 events — show timeline
  • 2026-04-07 Listed $340,000 FMLS
  • 2026-04-07 Listed $340,000 GAMLS
  • 2025-12-02 Listing Removed GAMLS
  • 2025-10-12 Listed $350,000 GAMLS
  • 2025-10-08 Coming Soon GAMLS
  • 2025-04-08 Listing Removed GAMLS
  • 2025-04-02 Relisted GAMLS
  • 2025-03-03 Delisted GAMLS
  • 2025-02-11 Price Changed $360,000 GAMLS
  • 2025-02-11 Price Changed $360,000 FMLS
  • 2025-01-24 Listed $370,000 FMLS
  • 2025-01-23 Coming Soon FMLS
  • 2025-01-21 Listed $370,000 GAMLS
  • 2018-07-13 Sold (Public Records) $190,000 Public Records
  • 2018-07-11 Sold (MLS) $190,000 GAMLS
  • 2018-07-11 Sold (MLS) $190,000 FMLS
  • 2018-06-09 Pending GAMLS
  • 2018-06-09 Pending FMLS
  • 2018-05-27 Price Changed $189,000 GAMLS
  • 2018-05-26 Price Changed $189,000 FMLS
  • 2018-05-23 Listed $199,000 GAMLS
  • 2018-05-23 Listed $199,000 FMLS
  • 2017-03-03 Sold (MLS) $111,069 FMLS
  • 2017-02-28 Sold (MLS) $111,069 GAMLS
  • 2017-02-06 Pending GAMLS
  • 2017-01-31 Contingent FMLS
  • 2017-01-23 Listed $99,640 GAMLS
  • 2017-01-23 Listed $99,640 FMLS
  • 1994-01-24 Sold (Public Records) $70,000 Public Records
  • 1988-08-15 Sold (Public Records) $60,000 Public Records

Property tax history

+4.4%/yr

Latest (2025): $3,766 · +16.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…