795 Tanner Rd · Dacula, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.7/15.0
- Cash flow +10.5/30.0
- Schools +3.7/10.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- DSCR +3.0/10.0
- 1% rule +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$330,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming ranch-style home featuring 3 bedrooms, 2 full bathrooms, and a versatile bonus room giving the property flexibility. The kitchen is beautifully updated with granite countertops, a stylish tile backsplash, and stainless-steel appliances, offering both functionality and modern appeal. Convenient laundry area located just off the kitchen for added ease. Enjoy the fenced backyard complete with a spacious deck-perfect for entertaining or relaxing-as well as a storage shed for extra space. Ideally and conveniently located to restaurants, shopping, entertainment areas and a new City Hall being built. This home combines comfort, practicality, and accessibility for everyday living.
Key facts
- Ranch-style home
- Updated kitchen
- Versatile bonus room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $330k.
Deal economics
- At list price, monthly cash flow is $-168 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $300k (9.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $255k (22.7% below list).
- Recommended offer: $255k (22.7% below list) — sets the bar for 1% rule.
- Cap rate 5.7% vs local median 4.0% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Dacula Elementary School (math 46% / reading 42%, grade F, #356 of 1,228 statewide, top 30%, 1,188 students, 56% FRL); Dacula Middle School (math 31% / reading 44%, grade F, #162 of 470 statewide, top 35%, 1,839 students, 58% FRL); Dacula High School (math 12% / reading 15%, grade F, #325 of 424 statewide, top 78%, 2,498 students, 51% FRL).
- Market conditions: Rents rising fast (+4.1%/yr); 657 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 74 days — a 6% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $190k; list at $330k implies a 74% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 74 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 5.68%
- Cash-on-cash
- -2.18%
- DSCR
- 0.90
- GRM
- 10.8
CMA / ARV
- ARV (median comp)
- $383,046
- List price
- $330,000
- Delta
- -13.85%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 700 Hill Meadow Dr | 0.28mi | 3/2.0 | 1,872 (+5%) | 11mo | $395,000 | $211 | 70 |
| 2566 Briar Valley Way | 0.41mi | 3/2.0 | 1,725 (-3%) | 7mo | $355,000 | $206 | 69 |
| 2612 Spring St | 0.54mi | 3/2.5 | 1,813 (+2%) | 7mo | $295,000 | $163 | 64 |
| 2675 Paul Thomas Dr | 0.54mi | 3/2.0 | 1,776 (-0%) | 12mo | $265,250 | $149 | 64 |
| 1974 William Glen St | 0.46mi | 3/2.5 | 1,815 (+2%) | 13mo | $445,500 | $245 | 63 |
| 1914 William Glen St | 0.46mi | 3/2.5 | 1,883 (+6%) | 6mo | $425,000 | $226 | 62 |
| 2778 Majestic Cir | 0.13mi | 3/2.0 | 1,547 (-13%) | 14mo | $344,000 | $222 | 60 |
| 490 Tanner Rd | 0.73mi | 3/2.0 | 1,821 (+2%) | 6mo | $389,000 | $214 | 57 |
| 870 Rutherford Dr | 0.33mi | 4/2.5 (+1) | 1,907 (+7%) | 11mo | $417,000 | $219 | 57 |
| 2516 Briar Valley Way | 0.46mi | 3/2.0 | 1,992 (+12%) | 3mo | $369,000 | $185 | 57 |
| 656 William St | 0.38mi | 3/2.0 | 1,558 (-13%) | 8mo | $325,000 | $209 | 54 |
| 555 Flintlock Dr | 0.63mi | 3/2.0 | 1,524 (-15%) | 9mo | $325,000 | $213 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.06% rent growth · sell at horizon
- IRR
- -18.8%
- Equity multiple
- 0.34×
- Total profit
- $-61,440
- Equity at exit
- $49,204
- IRR
- -9.4%
- Equity multiple
- 0.40×
- Total profit
- $-55,836
- Equity at exit
- $28,532
Cash invested: $92,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30019
- Rents YoY
- 4.1%
- Active inventory
- 657
- Price-to-rent
- 10.8×
Monthly cashflow live
- Estimated rent
- $2,549 high interval (Pro) →
- Mortgage (P&I)
- −$1,731
- Tax from tax record
- −$314 /mo · $3,766/yr
- Insurance
- −$138
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$535
- Net cashflow
- $-168
Break-even live
Sensitivity live
| Price | -10% $19 | -5% $-74 | +0% $-168 | +5% $-261 | +10% $-355 |
|---|---|---|---|---|---|
| Rent | -10% $-369 | -5% $-269 | +0% $-168 | +5% $-67 | +10% $34 |
| Rate | -1.0pp $-2 | -0.5pp $-84 | base $-168 | +0.5pp $-253 | +1.0pp $-340 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,500
- Closing costs
- $9,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2768 Majestic Cir Dacula, GA | 3.0 | 2.0 | 1530 | $2,200 | $1.44 | 26d | 1 | 0.13mi |
| 2794 Misty Ct Dacula, GA | 3.0 | 2.5 | 1497 | $2,395 | $1.60 | 4d | 1 | 0.28mi |
| 2517 Briar Valley Way Dacula, GA | 3.0 | 2.0 | 1689 | $700 | $0.41 | 26d | 1 | 0.46mi |
| 537 Eastside Dr Dacula, GA | 3.0 | 2.0 | 1400 | $2,199 | $1.57 | 26d | 1 | 0.61mi |
| 2705 Dacula Cove Cir Dacula, GA | 2.0 | 1.5 | 1752 | $1,800 | $1.03 | 24d | 1 | 0.66mi |
| 2583 Davis Rock Dr Dacula, GA | 1.0–3.0 | 1.0–3.0 | 1069 | $2,550 | $2.39 | 0d | 225 | 0.86mi |
| 2890 Williams Farm Dr Dacula, GA | 3.0 | 2.0 | 1465 | $1,925 | $1.31 | 6d | 1 | 0.90mi |
| 1151 Paiute Ct Dacula, GA | 3.0 | 2.5 | 2112 | $2,325 | $1.10 | 1d | 1 | 1.34mi |
| 1324 Ace McMillian Rd Dacula, GA | 3.0 | 3.0 | 2308 | $3,900 | $1.69 | 45d | 1 | 1.41mi |
Listing history 44 events
-
2026-06-22days on market $330,000 Active 74 DOM
-
2026-06-18days on market $330,000 Active 71 DOM
-
2026-06-17days on market $330,000 Active 70 DOM
-
2026-06-16days on market $330,000 Active 69 DOM
-
2026-06-15days on market $330,000 Active 68 DOM
-
2026-06-13days on market $330,000 Active 66 DOM
-
2026-06-09days on market $330,000 Active 62 DOM
-
2026-06-08days on market $330,000 Active 61 DOM
-
2026-06-07days on market $330,000 Active 60 DOM
-
2026-06-04days on market $330,000 Active 57 DOM
-
2026-06-03days on market $330,000 Active 56 DOM
-
2026-06-02days on market $330,000 Active 55 DOM
-
2026-06-01days on market $330,000 Active 54 DOM
-
2026-05-31days on market $330,000 Active 53 DOM
-
2026-04-07$340,000 New 690-char remark
Show marketing remark (690 chars)
Charming ranch-style home featuring 3 bedrooms, 2 full bathrooms, and a versatile bonus room giving the property flexibility. The kitchen is beautifully updated with granite countertops, a stylish tile backsplash, and stainless-steel appliances, offering both functionality and modern appeal. Convenient laundry area located just off the kitchen for added ease. Enjoy the fenced backyard complete with a spacious deck-perfect for entertaining or relaxing-as well as a storage shed for extra space. Ideally and conveniently located to restaurants, shopping, entertainment areas and a new City Hall being built. This home combines comfort, practicality, and accessibility for everyday living.
-
2026-04-07$340,000 Active 690-char remark
Show marketing remark (690 chars)
Charming ranch-style home featuring 3 bedrooms, 2 full bathrooms, and a versatile bonus room giving the property flexibility. The kitchen is beautifully updated with granite countertops, a stylish tile backsplash, and stainless-steel appliances, offering both functionality and modern appeal. Convenient laundry area located just off the kitchen for added ease. Enjoy the fenced backyard complete with a spacious deck-perfect for entertaining or relaxing-as well as a storage shed for extra space. Ideally and conveniently located to restaurants, shopping, entertainment areas and a new City Hall being built. This home combines comfort, practicality, and accessibility for everyday living.
-
2025-12-02historical
-
2025-10-12$350,000 New
-
2025-10-08historical
-
2025-04-08historical
-
2025-04-02status Back On Market
-
2025-03-03historical On Hold
-
2025-02-11price $360,000
-
2025-02-11price $360,000
-
2025-01-24$370,000 Active
-
2025-01-23historical
-
2025-01-21$370,000 New
-
2018-07-13soldstatus $190,000
-
2018-07-11soldstatus $190,000 Sold
-
2018-07-11soldstatus $190,000 Sold
-
2018-06-09status Under Contract
-
2018-06-09status Pending
-
2018-05-27price $189,000
-
2018-05-26price $189,000
-
2018-05-23$199,000 Active
-
2018-05-23$199,000 New
-
2017-03-03soldstatus $111,069 Sold
-
2017-02-28soldstatus $111,069 Sold
-
2017-02-06status Under Contract
-
2017-01-31historical Pending
-
2017-01-23$99,640 New
-
2017-01-23$99,640 Active
-
1994-01-24soldstatus $70,000
-
1988-08-15soldstatus $60,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $3,766 · $314/mo
- Projected year-2 tax
- $3,766 · $314/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,593
- − Mortgage interest
- −$18,485
- − Property taxes
- −$3,766
- − Insurance
- −$1,650
- − Repairs & maintenance
- −$2,447
- − Management
- −$2,447
- − Depreciation
- −$9,600
- Taxable loss
- −$7,803
- Est. tax savings @ 24.0%
- +$1,873
- After-tax cash flow
- $-142/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Dacula
- Score
- 65/100
- State rank
- #211
- US rank
- #12728
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dacula, GA
- County
- Gwinnett County · 952,346 people
- City population
- 51,162
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 51,162
- Household income
- $116,583
- Rent vs Own
- Severe rent burden
- 630.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2%
- Common ancestry
- Hispanic 3% Italian 2% Romanian 2%
- Foreign-born
- 16% · Canada, Vietnam, Jamaica
- Languages at home
- 78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -155.48%
- Current HPI
- 212.925
- Rent YoY
- ▲ 4.06%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+466.7% since first listed30 events — show timeline
- 2026-04-07 Listed $340,000 FMLS
- 2026-04-07 Listed $340,000 GAMLS
- 2025-12-02 Listing Removed — GAMLS
- 2025-10-12 Listed $350,000 GAMLS
- 2025-10-08 Coming Soon — GAMLS
- 2025-04-08 Listing Removed — GAMLS
- 2025-04-02 Relisted — GAMLS
- 2025-03-03 Delisted — GAMLS
- 2025-02-11 Price Changed $360,000 GAMLS
- 2025-02-11 Price Changed $360,000 FMLS
- 2025-01-24 Listed $370,000 FMLS
- 2025-01-23 Coming Soon — FMLS
- 2025-01-21 Listed $370,000 GAMLS
- 2018-07-13 Sold (Public Records) $190,000 Public Records
- 2018-07-11 Sold (MLS) $190,000 GAMLS
- 2018-07-11 Sold (MLS) $190,000 FMLS
- 2018-06-09 Pending — GAMLS
- 2018-06-09 Pending — FMLS
- 2018-05-27 Price Changed $189,000 GAMLS
- 2018-05-26 Price Changed $189,000 FMLS
- 2018-05-23 Listed $199,000 GAMLS
- 2018-05-23 Listed $199,000 FMLS
- 2017-03-03 Sold (MLS) $111,069 FMLS
- 2017-02-28 Sold (MLS) $111,069 GAMLS
- 2017-02-06 Pending — GAMLS
- 2017-01-31 Contingent — FMLS
- 2017-01-23 Listed $99,640 GAMLS
- 2017-01-23 Listed $99,640 FMLS
- 1994-01-24 Sold (Public Records) $70,000 Public Records
- 1988-08-15 Sold (Public Records) $60,000 Public Records
Property tax history
+4.4%/yrLatest (2025): $3,766 · +16.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…