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5225 Woodsey Way
D Composite 43.21
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.9/10.0
  • 1% rule +3.9/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$160,000

5225 Woodsey Way · Columbus, GA 31909
3 bd · 1.5 ba · 1,025 sqft · SingleFamily public records · 11 Days on market
Built 1970 10,019 sqft lot Est $160k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully renovated 3-bedroom, 1.5-bath home located in north Columbus! Offering 1,025 square feet of comfortable living space and updated with modern touches throughout, this move-in ready property features a bright and inviting layout designed for everyday living. The fully fenced backyard is ideal for pets, gatherings, or outdoor enjoyment. Conveniently located and full of charm, this home is a great opportunity for first-time buyers, downsizers, or investors looking for a turnkey property. Don't miss your chance to make this newly renovated gem your own!

Key facts

  • Move-in ready
  • 0.23 acre lot
  • Listed 11 days

Tags

FULLY FENCED BACKYARDBRIGHT AND INVITING LAYOUTMOVE-IN READY

Property features AI

Exterior

  • Home design: Single-family residence; Residential property
  • Exterior features: Lot size about 0.23 acres

Interior

  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Interior features: Subdivision: SPRING VALLEY; Directions available to property

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $76 ($914/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $142k (11.2% below list).
  • Recommended offer: $142k (11.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, crime F, commute F.
  • Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Midland Academy (math 21% / reading 32%, grade F, #718 of 1,228 statewide, top 59%, 663 students, 96% FRL); Midland Middle School (math 13% / reading 26%, grade F, #356 of 470 statewide, top 78%, 441 students, 97% FRL); Shaw High School (math 12% / reading 5%, grade F, #376 of 424 statewide, top 89%, 1,234 students, 97% FRL) — zoned schools average 97% FRL vs 61% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.8%/yr); 163 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $90k; list at $160k implies a 78% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $142,017 (11.2% below list)

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.86%
Cash-on-cash
2.04%
DSCR
1.09
GRM
9.4

CMA / ARV

ARV (on-the-fly)
$159,900
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6100 Stony Creek Dr 0.19mi 3/1.5 984 (-4%) 3mo $178,900 $182 82
5318 Misty Ln 0.09mi 3/1.0 1,053 (+3%) 9mo $138,000 $131 82
5324 Colony Dr 0.26mi 3/2.0 1,056 (+3%) 6mo $189,000 $179 76
6108 King William Dr 0.49mi 3/1.5 1,008 (-2%) 2mo $122,500 $122 73
5408 Old Dominion Rd 0.31mi 3/1.5 1,080 (+5%) 6mo $200,000 $185 71
5423 Colony Dr 0.28mi 3/2.0 1,056 (+3%) 12mo $205,000 $194 70
6251 Rockefeller Dr 0.52mi 3/1.5 1,008 (-2%) 7mo $157,500 $156 68
6221 Rockefeller Dr 0.49mi 3/1.5 1,008 (-2%) 12mo $165,000 $164 64
5791 Bishop Dr 0.64mi 3/1.0 1,050 (+2%) 7mo $145,000 $138 58
6333 Stony Creek Dr 0.26mi 4/1.5 (+1) 1,160 (+13%) 6mo $174,900 $151 56
5800 Bishop Dr 0.63mi 3/1.5 1,128 (+10%) 10mo $155,000 $137 45
5861 Highpoint Dr 0.49mi 2/1.0 (-1) 910 (-11%) 11mo $132,000 $145 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.78% rent growth · sell at horizon

5-year hold
IRR
-13.3%
Equity multiple
0.52×
Total profit
$-21,406
Equity at exit
$23,857
10-year hold
IRR
-4.7%
Equity multiple
0.69×
Total profit
$-13,739
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31909

Rents YoY
2.8%
Active inventory
163
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$1,420 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$140 /mo · $1,681/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$298
Net cashflow
$76

Break-even live

Break-even rent $1,324
Max offer price $160,000
Occupancy floor 90%

Sensitivity live

Price -10% $167 -5% $121 +0% $76 +5% $31 +10% $-14
Rent -10% $-36 -5% $20 +0% $76 +5% $132 +10% $188
Rate -1.0pp $157 -0.5pp $117 base $76 +0.5pp $35 +1.0pp $-7

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6015 Warm Springs Ct Unit B Columbus, GA 2.0 1.0 825 $850 $1.03 45d 1 0.46mi
6015 Warm Springs Ct Unit A * Columbus, GA 2.0 1.0 825 $850 $1.03 23d 1 0.46mi
30 Sugar Mill Ct Columbus, GA 3.0 2.0 1322 $1,750 $1.32 45d 1 0.60mi
4560 Nan Leah Ln Columbus, GA 3.0 2.0 1342 $1,600 $1.19 45d 1 0.66mi
6418 Charter Oaks Cir Columbus, GA 3.0 2.0 1450 $1,550 $1.07 15d 1 0.68mi
4518 Randall Dr Columbus, GA 3.0 2.0 1348 $1,500 $1.11 45d 1 0.86mi
7005 Robins Nest Dr Columbus, GA 3.0 2.0 1362 $1,675 $1.23 45d 1 1.04mi
5941 Reed Ave Columbus, GA 3.0 2.0 1280 $1,550 $1.21 45d 1 1.14mi
7108 Cross Tie Dr Apt 4 Columbus, GA 2.0 2.0 1248 $1,400 $1.12 45d 1 1.35mi
6515 Thea Ln Columbus, GA 1.0–2.0 1.0–2.0 999 $1,220 $1.22 15d 19 1.36mi
6233 Cross Tie Ct Unit 4 Columbus, GA 3.0 2.0 1238 $1,500 $1.21 45d 1 1.38mi
7801 Cross Tie Dr Unit 4 Columbus, GA 2.0 2.0 1238 $1,400 $1.13 46d 1 1.39mi
4343 Warm Springs Rd Columbus, GA 2.0–3.0 2.0 1242 $1,535 $1.24 15d 10 1.39mi
6320 Olde Towne Dr Columbus, GA 3.0 2.5 1500 $1,150 $0.77 15d 1 1.42mi
4845 Burt Mar Dr Unit G1 Columbus, GA 2.0 2.0 1060 $805 $0.76 45d 1 1.42mi

Listing history 7 events

  1. 2026-06-03
    statusdays on market $160,000 Pending 11 DOM
  2. 2026-06-02
    days on market $160,000 Active 10 DOM
  3. 2026-06-01
    days on market $160,000 Active 9 DOM
  4. 2026-05-31
    days on market $160,000 Active 8 DOM
  5. 2026-05-30
    days on market $160,000 Active 7 DOM
  6. 2026-05-23
    listed $160,000 Active
  7. 2021-12-07
    soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,681 · $140/mo
Projected year-2 tax
$1,681 · $140/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,042
− Mortgage interest
−$8,962
− Property taxes
−$1,681
− Insurance
−$800
− Repairs & maintenance
−$1,363
− Management
−$1,363
− Depreciation
−$4,655
Taxable loss
−$1,782
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$428
After-tax cash flow
$1,342/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Muscogee County
NCES district ID
1303870
Math proficiency
21% ▼ -11.00%
Reading proficiency
30% ▼ -7.00%
Median HH income
$41,176
Composite
21.6/100
National rank
#8297
State rank
#120 of 174 in GA

Livability — Columbus

Score
64/100
State rank
#254
US rank
#14102

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, GA
County
Muscogee County · 180,764 people
City population
180,764
Metro
Columbus, GA-AL
Population (ZIP)
39,364
Household income
$69,166
Rent vs Own
50.5% rent · 49.5% own
Severe rent burden
1819.0

Population outlook (Muscogee County) Hauer SSP2

Today (2025)
216,729 people
By 2030
224,504 · +3.6%
By 2040
238,318 · +10.0%
By 2050
249,027 · +14.9%
By 2075
264,862 · +22.2%
By 2100
254,786 · +17.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 53% Black 24% Hispanic / Latino 12% Two or more races 9% Asian 4%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4% Dominican 1%
Common ancestry
Italian 3% Serbian 2% Lithuanian 2%
Foreign-born
8% · Canada, Vietnam, Jamaica
Languages at home
89% English-only · Spanish 7% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Muscogee

2024 margin
Strong D (+23.4) · D 61.4% · R 38.0%
2008→2024 swing
+3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.90%
Current HPI
203.1499
Rent YoY
▲ 2.78%
Metro
Columbus, GA-AL
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+77.8% since first listed
2 events — show timeline
  • 2026-05-23 Listed $160,000 CBOR
  • 2021-12-07 Sold (Public Records) $90,000 Public Records

Property tax history

+11.1%/yr

Latest (2025): $1,681 · -0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…