956 Donaldson St · Metter, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.1/30.0
- DSCR +7.8/10.0
- ARV discount +7.5/15.0
- Appreciation +7.3/10.0
- 1% rule +5.0/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Total Rehab and Renovation from the Inside-Out on this 1971 Mobile Home, completed 2026, and Title In-Hand! This Home sits on a .35 of an Acre, on City Water & Sewer, with a large Backyard and features 2 Bedrooms, 1 Bath and an Open & Airy Concept. Rehab & Renovation include New Electrical, Plumbing, New Water Heater, Exterior Vinyl Siding, New Decks on Front & Back, New Doors, New Windows & Blinds, LVP Flooring, Appliances, Walls, Spray Foam Insulation, Countertops, Vanity, Sinks, Tub, Toilet, Door Hdwe, Light Fixtures, Recessed Lighting, New Mini-Split HVAC and Metal Roof is only 2 Years Old. Beautiful Attention to Detail, Quality Workmanship and Fine Finishes really shine on this Home. Metter, GA is experiencing Major Industrial Growth driven by the Hyundai Metaplant, with two Primary Automotive Suppliers locating in the Candler County Industrial Park to create over 500 Jobs. Metter is a self-sufficient Small Town with everything from Ace Hardware to a Candy Shop! Enjoy Fine Shopping, Dining and Outdoor Events. Come see Metter, because Everything's Better in Metter!!
Key facts
- New plumbing
- Large backyard
- New water heater
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Mobile home; Single-story
- Construction: Frame construction with vinyl siding; Metal roof
- Exterior features: Front porch; Porch; Deck; Has a view; City lot; Paved road; Publicly maintained road
Interior
- Kitchen: Range; Refrigerator; Plumbed for ice maker
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Wall furnace; Electric cooling; Wall-mounted air conditioning unit(s)
- Interior features: Double-pane windows; Plumbed for ice maker; Electric water heater
- Laundry & utility: Washer hookup in bathroom
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $135k.
Deal economics
- At list price, monthly cash flow is $267 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (0.4% below list).
- Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 4.2% in Metter — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#208 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime D+, schools F, amenities F.
- Candler County (rural): math 30% / reading 27% proficiency, ranked #106 of 174 in GA (top 61%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 41 active listings in the ZIP; 7 units permitted in Candler County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $7k of equity ($933 loan paydown + $6k appreciation (4.6% local appreciation)).
- Candler County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (4.6% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 57 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $14k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 8.67%
- Cash-on-cash
- 8.48%
- DSCR
- 1.38
- GRM
- 8.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
4.64% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.3%
- Equity multiple
- 2.20×
- Total profit
- $45,311
- Equity at exit
- $73,578
- IRR
- 19.4%
- Equity multiple
- 4.27×
- Total profit
- $123,528
- Equity at exit
- $124,631
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30439
- Home prices YoY
- 1.7%
- Active inventory
- 41
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $1,345 medium interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$31 /mo · $377/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$282
- Net cashflow
- $267
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-19days on market $135,000 Active 57 DOM
-
2026-06-18days on market $135,000 Active 56 DOM
-
2026-06-17days on market $135,000 Active 55 DOM
-
2026-06-16days on market $135,000 Active 54 DOM
-
2026-06-15days on market $135,000 Active 53 DOM
-
2026-06-14days on market $135,000 Active 51 DOM
-
2026-06-13days on market $135,000 Active 50 DOM
-
2026-06-10days on market $135,000 Active 48 DOM
-
2026-06-09days on market $135,000 Active 47 DOM
-
2026-06-08days on market $135,000 Active 46 DOM
-
2026-06-07days on market $135,000 Active 45 DOM
-
2026-06-05days on market $135,000 Active 42 DOM
-
2026-06-03days on market $135,000 Active 41 DOM
-
2026-06-02days on market $135,000 Active 40 DOM
-
2026-06-01days on market $135,000 Active 39 DOM
-
2026-05-31days on market $135,000 Active 38 DOM
-
2026-05-30days on market $135,000 Active 37 DOM
-
2026-05-08price $135,000 1117-char remark
Show marketing remark (1109 chars)
Total Rehab and Renovation from the Inside-Out on this 1971 Mobile Home, completed 2026, and Title In-Hand! This Home sits on a .35 of an Acre, on City Water & Sewer, with a large Backyard and features 2 Bedrooms, 1 Bath and an Open & Airy Concept. Rehab & Renovation include New Electrical, Plumbing, New Water Heater, Exterior Vinyl Siding, New Decks on Front & Back, New Doors, New Windows & Blinds, LVP Flooring, Appliances, Walls, Spray Foam Insulation, Countertops, Vanity, Sinks, Tub, Toilet, Door Hdwe, Light Fixtures, Recessed Lighting, New Mini-Split HVAC and Metal Roof is only 2 Years Old. Beautiful Attention to Detail, Quality Workmanship and Fine Finishes really shine on this Home. Metter, GA is experiencing Major Industrial Growth driven by the Hyundai Metaplant, with two Primary Automotive Suppliers locating in the Candler County Industrial Park to create over 500 Jobs. Metter is a self-sufficient Small Town with everything from Ace Hardware to a Candy Shop! Enjoy Fine Shopping, Dining and Outdoor Events. Come see Metter, because Everything's Better in Metter!!
-
2026-05-08price $135,000 1109-char remark
Show marketing remark (1109 chars)
Total Rehab and Renovation from the Inside-Out on this 1971 Mobile Home, completed 2026, and Title In-Hand! This Home sits on a .35 of an Acre, on City Water & Sewer, with a large Backyard and features 2 Bedrooms, 1 Bath and an Open & Airy Concept. Rehab & Renovation include New Electrical, Plumbing, New Water Heater, Exterior Vinyl Siding, New Decks on Front & Back, New Doors, New Windows & Blinds, LVP Flooring, Appliances, Walls, Spray Foam Insulation, Countertops, Vanity, Sinks, Tub, Toilet, Door Hdwe, Light Fixtures, Recessed Lighting, New Mini-Split HVAC and Metal Roof is only 2 Years Old. Beautiful Attention to Detail, Quality Workmanship and Fine Finishes really shine on this Home. Metter, GA is experiencing Major Industrial Growth driven by the Hyundai Metaplant, with two Primary Automotive Suppliers locating in the Candler County Industrial Park to create over 500 Jobs. Metter is a self-sufficient Small Town with everything from Ace Hardware to a Candy Shop! Enjoy Fine Shopping, Dining and Outdoor Events. Come see Metter, because Everything's Better in Metter!!
-
2026-04-23$149,000 New 1109-char remark
Show marketing remark (1109 chars)
Total Rehab and Renovation from the Inside-Out on this 1971 Mobile Home, completed 2026, and Title In-Hand! This Home sits on a .35 of an Acre, on City Water & Sewer, with a large Backyard and features 2 Bedrooms, 1 Bath and an Open & Airy Concept. Rehab & Renovation include New Electrical, Plumbing, New Water Heater, Exterior Vinyl Siding, New Decks on Front & Back, New Doors, New Windows & Blinds, LVP Flooring, Appliances, Walls, Spray Foam Insulation, Countertops, Vanity, Sinks, Tub, Toilet, Door Hdwe, Light Fixtures, Recessed Lighting, New Mini-Split HVAC and Metal Roof is only 2 Years Old. Beautiful Attention to Detail, Quality Workmanship and Fine Finishes really shine on this Home. Metter, GA is experiencing Major Industrial Growth driven by the Hyundai Metaplant, with two Primary Automotive Suppliers locating in the Candler County Industrial Park to create over 500 Jobs. Metter is a self-sufficient Small Town with everything from Ace Hardware to a Candy Shop! Enjoy Fine Shopping, Dining and Outdoor Events. Come see Metter, because Everything's Better in Metter!!
-
2026-04-23$149,000 Active 1117-char remark
Show marketing remark (1109 chars)
Total Rehab and Renovation from the Inside-Out on this 1971 Mobile Home, completed 2026, and Title In-Hand! This Home sits on a .35 of an Acre, on City Water & Sewer, with a large Backyard and features 2 Bedrooms, 1 Bath and an Open & Airy Concept. Rehab & Renovation include New Electrical, Plumbing, New Water Heater, Exterior Vinyl Siding, New Decks on Front & Back, New Doors, New Windows & Blinds, LVP Flooring, Appliances, Walls, Spray Foam Insulation, Countertops, Vanity, Sinks, Tub, Toilet, Door Hdwe, Light Fixtures, Recessed Lighting, New Mini-Split HVAC and Metal Roof is only 2 Years Old. Beautiful Attention to Detail, Quality Workmanship and Fine Finishes really shine on this Home. Metter, GA is experiencing Major Industrial Growth driven by the Hyundai Metaplant, with two Primary Automotive Suppliers locating in the Candler County Industrial Park to create over 500 Jobs. Metter is a self-sufficient Small Town with everything from Ace Hardware to a Candy Shop! Enjoy Fine Shopping, Dining and Outdoor Events. Come see Metter, because Everything's Better in Metter!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $377 · $31/mo
- Projected year-2 tax
- $1,242 · $104/mo
- Expected delta
- +$865/yr (+$72/mo · 229.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,141
- − Mortgage interest
- −$7,562
- − Property taxes
- −$377
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,291
- − Management
- −$1,291
- − Depreciation
- −$3,927
- Taxable income
- $1,018
- Est. tax owed @ 24.0%
- −$244
- After-tax cash flow
- $2,960/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Candler County
- NCES district ID
- 1300810
- Math proficiency
- 30% ▼ -9.00%
- Reading proficiency
- 27% ▼ -2.00%
- Median HH income
- $33,775
- Composite
- 23.43/100
- National rank
- #7887
- State rank
- #106 of 174 in GA
Livability — Metter
- Score
- 65/100
- State rank
- #208
- US rank
- #12658
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Metter, GA
- City population
- 10,583
- Population (ZIP)
- 10,583
Population outlook (Candler County) Hauer SSP2
- Today (2025)
- 10,702 people
- By 2030
- 10,444 · -2.4%
- By 2040
- 9,768 · -8.7%
- By 2050
- 8,923 · -16.6%
- By 2075
- 6,603 · -38.3%
- By 2100
- 4,429 · -58.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 23% Hispanic / Latino 13% Two or more races 7% Native American 3%
- Hispanic origin (detail)
- Mexican 10% Cuban 1%
- Common ancestry
- Italian 3% Serbian 2% Lithuanian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 88% English-only · Spanish 12%
Political lean MEDSL · Candler
- 2024 margin
- Solid R (+47.5) · D 26.2% · R 73.7%
- 2008→2024 swing
- -16.9pp toward R · 2008: -30.6pp · 2024: -47.5pp
- All cycles
- 2024: R+47.5 2020: R+42.1 2016: R+43.6 2012: R+33.7 2008: R+30.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.64%
- Current HPI
- 271.7303
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-9.4% since first listed4 events — show timeline
- 2026-05-08 Price Changed $135,000 Hive MLS
- 2026-05-08 Price Changed $135,000 GAMLS
- 2026-04-23 Listed $149,000 Hive MLS
- 2026-04-23 Listed $149,000 GAMLS
Property tax history
+1.0%/yrLatest (2025): $377 · +2.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…