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751 Mingues Turner Ln
D+ Composite 48.06
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.3/10.0
  • 1% rule +3.9/10.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$109,900

751 Mingues Turner Ln · Pleasant Grove, AR 72560
2 bd · 2.0 ba · 1,120 sqft · Manufactured public records · 61 Days on market
4.69 ac lot $98/sqft · 330% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Tucked away in the scenic hills of Mountain View, this charming and private retreat offers the perfect opportunity for a cozy getaway or a high-demand Airbnb investment. Surrounded by peaceful woods, the property provides a true sense of seclusion while still being conveniently located less than 10 minutes from the White River—renowned for its excellent trout fishing. Outdoor enthusiasts will love the nearby ATV/UTV trails, making this an ideal escape for both adventure and relaxation. The home has been thoughtfully updated with all new appliances, including a washer/dryer combo unit, a new on-demand water heater (2025), an updated electrical box, and recent plumbing improvements—offering comfort and peace of mind for years to come. An extra-large gravel driveway pad provides plenty of space for parking or storing your RV or camper, and a Conex storage container conveys with the property for added convenience. Whether you're looking for a personal retreat or an income-producing property, this one truly checks all the boxes.

Key facts

  • New hot water heater
  • New appliances
  • Private retreat

Tags

PRIVATE RETREATNEW APPLIANCESWASHER DRYER COMBO UNITNEW HOT WATER HEATERUPDATED ELECTRICAL BOXRECENT PLUMBING IMPROVEMENTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $110k.

Deal economics

  • At list price, monthly cash flow is $131 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $98k (11.0% below list).
  • Recommended offer: $98k (11.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Mountain View School District (rural): math 34% / reading 41% proficiency, ranked #107 of 238 in AR (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 164 active listings in the ZIP; 2 units permitted in Stone County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Stone County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 61 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $8k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $78k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $97,849 (11.0% below list)

Questions for the listing agent

  1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
7.72%
Cash-on-cash
5.11%
DSCR
1.23
GRM
9.4

CMA / ARV

ARV (median comp)
$25,561
List price
$109,900
Delta
329.95%
Verdict
OVERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.4%
Equity multiple
0.69×
Total profit
$-9,517
Equity at exit
$16,386
10-year hold
IRR
1.0%
Equity multiple
1.07×
Total profit
$2,231
Equity at exit
$9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72560

Home prices YoY
-23.2%
Active inventory
164
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$978 medium interval (Pro) →
Mortgage (P&I)
$576
Tax from tax record
$20 /mo · $238/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$131

Break-even live

Break-even rent $813
Max offer price $109,900
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,475
Closing costs
$3,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-19
    days on market $109,900 Active 61 DOM
  2. 2026-06-18
    days on market $109,900 Active 60 DOM
  3. 2026-06-17
    days on market $109,900 Active 59 DOM
  4. 2026-06-16
    days on market $109,900 Active 58 DOM
  5. 2026-06-15
    days on market $109,900 Active 57 DOM
  6. 2026-06-14
    days on market $109,900 Active 55 DOM
  7. 2026-06-12
    days on market $109,900 Active 54 DOM
  8. 2026-06-09
    days on market $109,900 Active 51 DOM
  9. 2026-06-08
    days on market $109,900 Active 50 DOM
  10. 2026-06-07
    days on market $109,900 Active 49 DOM
  11. 2026-06-07
    statusdays on market $109,900 Active 48 DOM
  12. 2026-06-02
    days on market $109,900 Price Change 44 DOM
  13. 2026-06-01
    days on market $109,900 Price Change 43 DOM
  14. 2026-05-31
    days on market $109,900 Price Change 42 DOM
  15. 2026-05-30
    days on market $109,900 Price Change 41 DOM
  16. 2026-05-12
    price $112,900 1051-char remark
    Show marketing remark (1051 chars)

    Tucked away in the scenic hills of Mountain View, this charming and private retreat offers the perfect opportunity for a cozy getaway or a high-demand Airbnb investment. Surrounded by peaceful woods, the property provides a true sense of seclusion while still being conveniently located less than 10 minutes from the White River—renowned for its excellent trout fishing. Outdoor enthusiasts will love the nearby ATV/UTV trails, making this an ideal escape for both adventure and relaxation. The home has been thoughtfully updated with all new appliances, including a washer/dryer combo unit, a new on-demand water heater (2025), an updated electrical box, and recent plumbing improvements—offering comfort and peace of mind for years to come. An extra-large gravel driveway pad provides plenty of space for parking or storing your RV or camper, and a Conex storage container conveys with the property for added convenience. Whether you're looking for a personal retreat or an income-producing property, this one truly checks all the boxes.

  17. 2026-04-19
    listed $117,900 New Listing 1051-char remark
    Show marketing remark (1051 chars)

    Tucked away in the scenic hills of Mountain View, this charming and private retreat offers the perfect opportunity for a cozy getaway or a high-demand Airbnb investment. Surrounded by peaceful woods, the property provides a true sense of seclusion while still being conveniently located less than 10 minutes from the White River—renowned for its excellent trout fishing. Outdoor enthusiasts will love the nearby ATV/UTV trails, making this an ideal escape for both adventure and relaxation. The home has been thoughtfully updated with all new appliances, including a washer/dryer combo unit, a new on-demand water heater (2025), an updated electrical box, and recent plumbing improvements—offering comfort and peace of mind for years to come. An extra-large gravel driveway pad provides plenty of space for parking or storing your RV or camper, and a Conex storage container conveys with the property for added convenience. Whether you're looking for a personal retreat or an income-producing property, this one truly checks all the boxes.

  18. 2024-12-11
    soldstatus $77,500
  19. 2024-12-09
    historical Take Backups 198-char remark
    Show marketing remark (198 chars)

    Discover a serene country setting just minutes from town on this 4.69 acres m/l property complete with a charming mobile home, storage shed and Conex container, perfect for a residence or investment

  20. 2024-12-09
    soldstatus $104,900 Sold 198-char remark
    Show marketing remark (198 chars)

    Discover a serene country setting just minutes from town on this 4.69 acres m/l property complete with a charming mobile home, storage shed and Conex container, perfect for a residence or investment

  21. 2024-11-04
    listed $84,500 New Listing 198-char remark
    Show marketing remark (198 chars)

    Discover a serene country setting just minutes from town on this 4.69 acres m/l property complete with a charming mobile home, storage shed and Conex container, perfect for a residence or investment

  22. 2001-08-31
    soldstatus $650,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$238 · $20/mo
Projected year-2 tax
$703 · $59/mo
Expected delta
+$466/yr (+$39/mo · 196.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,742
− Mortgage interest
−$6,156
− Property taxes
−$238
− Insurance
−$550
− Repairs & maintenance
−$939
− Management
−$939
− Depreciation
−$3,197
Taxable loss
−$277
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$66
After-tax cash flow
$1,640/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mountain View School District
NCES district ID
0510200
Math proficiency
34% ▼ -20.00%
Reading proficiency
41% ▼ -13.00%
Median HH income
$31,281
Composite
30.61/100
National rank
#6192
State rank
#107 of 238 in AR

Livability — Pleasant Grove

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

City population
7,650
Population (ZIP)
7,650

Population outlook (Stone County) Hauer SSP2

Today (2025)
12,440 people
By 2030
12,372 · -0.5%
By 2040
12,081 · -2.9%
By 2050
11,628 · -6.5%
By 2075
10,863 · -12.7%
By 2100
9,420 · -24.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 3% Native American 1%
Common ancestry
Slovak 4% Iranian 3% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · German/W. Germanic 2% Spanish 1%

Political lean MEDSL · Stone

2024 margin
Solid R (+61.7) · D 18.1% · R 79.7% · Other 2.2%
2008→2024 swing
-25.3pp toward R · 2008: -36.4pp · 2024: -61.7pp
All cycles
2024: R+61.7 2020: R+57.9 2016: R+52.3 2012: R+45.2 2008: R+36.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -48.20%
Current HPI
159.8996
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-82.6% since first listed
7 events — show timeline
  • 2026-05-12 Price Changed $112,900 CARMLS
  • 2026-04-19 Listed $117,900 CARMLS
  • 2024-12-11 Sold (Public Records) $77,500 Public Records
  • 2024-12-09 Contingent CARMLS
  • 2024-12-09 Sold (MLS) $104,900 CARMLS
  • 2024-11-04 Listed $84,500 CARMLS
  • 2001-08-31 Sold (Public Records) $650,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $238 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…