751 Mingues Turner Ln · Pleasant Grove, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 4/10 · Minor
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.8/30.0
- ARV discount +7.5/15.0
- DSCR +6.3/10.0
- 1% rule +3.9/10.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$109,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Tucked away in the scenic hills of Mountain View, this charming and private retreat offers the perfect opportunity for a cozy getaway or a high-demand Airbnb investment. Surrounded by peaceful woods, the property provides a true sense of seclusion while still being conveniently located less than 10 minutes from the White River—renowned for its excellent trout fishing. Outdoor enthusiasts will love the nearby ATV/UTV trails, making this an ideal escape for both adventure and relaxation. The home has been thoughtfully updated with all new appliances, including a washer/dryer combo unit, a new on-demand water heater (2025), an updated electrical box, and recent plumbing improvements—offering comfort and peace of mind for years to come. An extra-large gravel driveway pad provides plenty of space for parking or storing your RV or camper, and a Conex storage container conveys with the property for added convenience. Whether you're looking for a personal retreat or an income-producing property, this one truly checks all the boxes.
Key facts
- New hot water heater
- New appliances
- Private retreat
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $110k.
Deal economics
- At list price, monthly cash flow is $131 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $98k (11.0% below list).
- Recommended offer: $98k (11.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Mountain View School District (rural): math 34% / reading 41% proficiency, ranked #107 of 238 in AR (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 164 active listings in the ZIP; 2 units permitted in Stone County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Stone County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 61 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago; this cycle's ask has dropped $8k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $78k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 61 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 7.72%
- Cash-on-cash
- 5.11%
- DSCR
- 1.23
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $25,561
- List price
- $109,900
- Delta
- 329.95%
- Verdict
- OVERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -8.4%
- Equity multiple
- 0.69×
- Total profit
- $-9,517
- Equity at exit
- $16,386
- IRR
- 1.0%
- Equity multiple
- 1.07×
- Total profit
- $2,231
- Equity at exit
- $9,502
Cash invested: $30,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72560
- Home prices YoY
- -23.2%
- Active inventory
- 164
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $978 medium interval (Pro) →
- Mortgage (P&I)
- −$576
- Tax from tax record
- −$20 /mo · $238/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$205
- Net cashflow
- $131
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,475
- Closing costs
- $3,297
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 22 events
-
2026-06-19days on market $109,900 Active 61 DOM
-
2026-06-18days on market $109,900 Active 60 DOM
-
2026-06-17days on market $109,900 Active 59 DOM
-
2026-06-16days on market $109,900 Active 58 DOM
-
2026-06-15days on market $109,900 Active 57 DOM
-
2026-06-14days on market $109,900 Active 55 DOM
-
2026-06-12days on market $109,900 Active 54 DOM
-
2026-06-09days on market $109,900 Active 51 DOM
-
2026-06-08days on market $109,900 Active 50 DOM
-
2026-06-07days on market $109,900 Active 49 DOM
-
2026-06-07statusdays on market $109,900 Active 48 DOM
-
2026-06-02days on market $109,900 Price Change 44 DOM
-
2026-06-01days on market $109,900 Price Change 43 DOM
-
2026-05-31days on market $109,900 Price Change 42 DOM
-
2026-05-30days on market $109,900 Price Change 41 DOM
-
2026-05-12price $112,900 1051-char remark
Show marketing remark (1051 chars)
Tucked away in the scenic hills of Mountain View, this charming and private retreat offers the perfect opportunity for a cozy getaway or a high-demand Airbnb investment. Surrounded by peaceful woods, the property provides a true sense of seclusion while still being conveniently located less than 10 minutes from the White River—renowned for its excellent trout fishing. Outdoor enthusiasts will love the nearby ATV/UTV trails, making this an ideal escape for both adventure and relaxation. The home has been thoughtfully updated with all new appliances, including a washer/dryer combo unit, a new on-demand water heater (2025), an updated electrical box, and recent plumbing improvements—offering comfort and peace of mind for years to come. An extra-large gravel driveway pad provides plenty of space for parking or storing your RV or camper, and a Conex storage container conveys with the property for added convenience. Whether you're looking for a personal retreat or an income-producing property, this one truly checks all the boxes.
-
2026-04-19$117,900 New Listing 1051-char remark
Show marketing remark (1051 chars)
Tucked away in the scenic hills of Mountain View, this charming and private retreat offers the perfect opportunity for a cozy getaway or a high-demand Airbnb investment. Surrounded by peaceful woods, the property provides a true sense of seclusion while still being conveniently located less than 10 minutes from the White River—renowned for its excellent trout fishing. Outdoor enthusiasts will love the nearby ATV/UTV trails, making this an ideal escape for both adventure and relaxation. The home has been thoughtfully updated with all new appliances, including a washer/dryer combo unit, a new on-demand water heater (2025), an updated electrical box, and recent plumbing improvements—offering comfort and peace of mind for years to come. An extra-large gravel driveway pad provides plenty of space for parking or storing your RV or camper, and a Conex storage container conveys with the property for added convenience. Whether you're looking for a personal retreat or an income-producing property, this one truly checks all the boxes.
-
2024-12-11soldstatus $77,500
-
2024-12-09historical Take Backups 198-char remark
Show marketing remark (198 chars)
Discover a serene country setting just minutes from town on this 4.69 acres m/l property complete with a charming mobile home, storage shed and Conex container, perfect for a residence or investment
-
2024-12-09soldstatus $104,900 Sold 198-char remark
Show marketing remark (198 chars)
Discover a serene country setting just minutes from town on this 4.69 acres m/l property complete with a charming mobile home, storage shed and Conex container, perfect for a residence or investment
-
2024-11-04$84,500 New Listing 198-char remark
Show marketing remark (198 chars)
Discover a serene country setting just minutes from town on this 4.69 acres m/l property complete with a charming mobile home, storage shed and Conex container, perfect for a residence or investment
-
2001-08-31soldstatus $650,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $238 · $20/mo
- Projected year-2 tax
- $703 · $59/mo
- Expected delta
- +$466/yr (+$39/mo · 196.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 4/10 Moderate 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,742
- − Mortgage interest
- −$6,156
- − Property taxes
- −$238
- − Insurance
- −$550
- − Repairs & maintenance
- −$939
- − Management
- −$939
- − Depreciation
- −$3,197
- Taxable loss
- −$277
- Est. tax savings @ 24.0%
- +$66
- After-tax cash flow
- $1,640/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mountain View School District
- NCES district ID
- 0510200
- Math proficiency
- 34% ▼ -20.00%
- Reading proficiency
- 41% ▼ -13.00%
- Median HH income
- $31,281
- Composite
- 30.61/100
- National rank
- #6192
- State rank
- #107 of 238 in AR
Livability — Pleasant Grove
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- City population
- 7,650
- Population (ZIP)
- 7,650
Population outlook (Stone County) Hauer SSP2
- Today (2025)
- 12,440 people
- By 2030
- 12,372 · -0.5%
- By 2040
- 12,081 · -2.9%
- By 2050
- 11,628 · -6.5%
- By 2075
- 10,863 · -12.7%
- By 2100
- 9,420 · -24.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 6% Hispanic / Latino 3% Native American 1%
- Common ancestry
- Slovak 4% Iranian 3% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · German/W. Germanic 2% Spanish 1%
Political lean MEDSL · Stone
- 2024 margin
- Solid R (+61.7) · D 18.1% · R 79.7% · Other 2.2%
- 2008→2024 swing
- -25.3pp toward R · 2008: -36.4pp · 2024: -61.7pp
- All cycles
- 2024: R+61.7 2020: R+57.9 2016: R+52.3 2012: R+45.2 2008: R+36.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -48.20%
- Current HPI
- 159.8996
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
|
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Price history
-82.6% since first listed7 events — show timeline
- 2026-05-12 Price Changed $112,900 CARMLS
- 2026-04-19 Listed $117,900 CARMLS
- 2024-12-11 Sold (Public Records) $77,500 Public Records
- 2024-12-09 Contingent — CARMLS
- 2024-12-09 Sold (MLS) $104,900 CARMLS
- 2024-11-04 Listed $84,500 CARMLS
- 2001-08-31 Sold (Public Records) $650,000 Public Records
Property tax history
+2.7%/yrLatest (2025): $238 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…