CashFlowRE
Sign in Sign up
5854 Canton Park Dr
C Composite 55.62
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • ARV discount +8.7/15.0
  • DSCR +7.2/10.0
  • 1% rule +5.7/10.0
  • Rent growth +4.5/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$169,000

5854 Canton Park Dr · Jackson, MS 39211
3 bd · 1.0 ba · 1,889 sqft · SingleFamily public records · 59 Days on market
Built 1955 0.34 ac lot Est $174k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Charming, fully remodeled 3-bedroom, 1-bath home in the desirable Canton Club subdivision. Ideal for first-time buyers or those relocating to North Jackson area, this home offers a formal dining room, living room, cozy den with fireplace, and a bright sunroom. The kitchen features a gas stove and stainless steel refrigerator. Enjoy a spacious backyard perfect for entertaining or play. Priced to sell—schedule your private showing today!

Key facts

  • Formal dining room
  • Gas stove
  • Bright sunroom

Tags

CANTON CLUB SUBDIVISIONFORMAL DINING ROOMCOZY DEN WITH FIREPLACEBRIGHT SUNROOMGAS STOVESTAINLESS STEEL REFRIGERATOR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $169k.

Deal economics

  • At list price, monthly cash flow is $284 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $169k).
  • Recommended offer: $164k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
  • Market conditions: Rents rising fast (+7.9%/yr); 221 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 7.9% rent growth), your $47k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 24y ago; this cycle's ask has dropped $11k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $163,930 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.31%
Cash-on-cash
7.20%
DSCR
1.32
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$173,788
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5854 Canton Park Dr 0.00mi 3/1.0 1,838 (-3%) 0mo $169,000 $92 95
220 Beechcrest Dr 0.21mi 3/2.0 1,930 (+2%) 2mo $135,500 $70 81
315 Melrose Dr 0.43mi 3/2.0 1,906 (+1%) 3mo $130,000 $68 72
5863 Canton Park Dr 0.04mi 4/2.0 (+1) 1,703 (-10%) 4mo $84,000 $49 70
5846 Baxter Dr 0.46mi 3/2.0 2,027 (+7%) 5mo $254,500 $126 58
5805 E Sedgwick Ct 0.33mi 4/2.0 (+1) 2,093 (+11%) 1mo $165,000 $79 57
5730 Sedgwick Dr 0.31mi 4/2.0 (+1) 1,700 (-10%) 5mo $150,000 $88 56
5865 E Sedgwick Ct 0.29mi 3/2.0 2,164 (+15%) 5mo $149,000 $69 54
1810 Lake Trace Dr 0.58mi 3/2.0 1,702 (-10%) 2mo $240,000 $141 51
5984 Libby Ln 0.73mi 3/2.0 2,041 (+8%) 6mo $245,000 $120 44
213 S Park Dr 0.68mi 3/2.0 1,674 (-11%) 4mo $159,900 $96 42
223 S Park Dr 0.73mi 4/2.0 (+1) 1,665 (-12%) 2mo $160,000 $96 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.9% rent growth · sell at horizon

5-year hold
IRR
0.1%
Equity multiple
1.00×
Total profit
$98
Equity at exit
$25,198
10-year hold
IRR
14.2%
Equity multiple
2.40×
Total profit
$66,062
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39211

Rents YoY
7.9%
Active inventory
221
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,814 high interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$193 /mo · $2,311/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$381
Net cashflow
$284

Break-even live

Break-even rent $1,455
Max offer price $169,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5855 Canton Park Dr Jackson, MS 4.0 2.0 1955 $1,675 $0.86 23d 1 0.07mi
5855 Canton Park Dr Jackson, MS 4.0 2.0 2401 $1,675 $0.70 13d 1 0.07mi
119 S Canton Club Cir Jackson, MS 3.0 2.0 1444 $1,595 $1.10 23d 1 0.15mi
120 Parkway Dr Jackson, MS 1.0–3.0 1.0–2.0 1076 $2,255 $2.10 13d 15 0.47mi
2009 Lake Trace Dr Jackson, MS 4.0 2.0 2028 $1,950 $0.96 13d 1 0.61mi
51 Northtown Dr Unit 001G Jackson, MS 3.0 2.0 1260 $1,449 $1.15 13d 1 0.70mi
117 Rolling Creek Dr Jackson, MS 4.0 2.5 2459 $2,700 $1.10 23d 1 0.84mi
51 Northtown Dr Unit 002G Jackson, MS 3.0 2.0 1260 $1,644 $1.30 43d 1 0.85mi
51 Northtown Dr Unit 021A Jackson, MS 3.0 2.0 1500 $1,694 $1.13 21d 1 0.85mi
51 Northtown Dr Unit 001F Jackson, MS 3.0 2.0 1260 $1,644 $1.30 13d 1 0.85mi
51 Northtown Dr Unit 001B Jackson, MS 3.0 2.0 1260 $1,499 $1.19 13d 1 0.85mi
47 Moss Forest Cir Jackson, MS 4.0 3.0 2624 $3,000 $1.14 13d 1 0.92mi
35 Meadowoods Ter Jackson, MS 3.0 2.0 1269 $1,450 $1.14 23d 1 1.04mi
1620 E County Line Rd Ridgeland, MS 1.0–3.0 1.0–2.5 1126 $1,595 $1.42 13d 7 1.37mi

Listing history 20 events

  1. 2026-04-09
    status Pending
  2. 2026-04-03
    status Active
  3. 2026-03-23
    status Pending
  4. 2026-03-06
    status Active
  5. 2026-03-05
    historical
  6. 2026-03-03
    price $169,000
  7. 2026-01-28
    listed $179,900 Active
  8. 2006-07-04
    historical
  9. 2006-07-04
    historical
  10. 2006-07-03
    listed $128,500
  11. 2006-07-03
    listed $128,500
  12. 2005-07-26
    soldstatus
  13. 2005-07-22
    soldstatus
  14. 2005-05-05
    listed $80,000
  15. 2002-12-31
    soldstatus
  16. 2002-12-31
    soldstatus
  17. 2002-08-26
    listed $89,900
  18. 1999-03-12
    soldstatus
  19. 1992-02-21
    soldstatus
  20. 1985-01-04
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$2,311 · $193/mo
Projected year-2 tax
$2,311 · $193/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,770
− Mortgage interest
−$9,467
− Property taxes
−$2,311
− Insurance
−$845
− Repairs & maintenance
−$1,742
− Management
−$1,742
− Depreciation
−$4,916
Taxable income
$747
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$179
After-tax cash flow
$3,227/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
23,838
Household income
$69,426
Rent vs Own
38.0% rent · 62.0% own
Severe rent burden
736.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (59%)
Race & ethnicity
Black 59% White 36% Hispanic / Latino 3% Two or more races 2%
Common ancestry
Serbian 2% Italian 2% Slovak 1%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 3% Chinese 1%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.99%
Current HPI
145.5192
Rent YoY
▲ 7.90%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

+88.0% since first listed
20 events — show timeline
  • 2026-04-09 Pending MLSU
  • 2026-04-03 Relisted MLSU
  • 2026-03-23 Pending MLSU
  • 2026-03-06 Relisted MLSU
  • 2026-03-05 Listing Removed MLSU
  • 2026-03-03 Price Changed $169,000 MLSU
  • 2026-01-28 Listed $179,900 MLSU
  • 2006-07-04 Listing Removed MLSU
  • 2006-07-04 Listing Removed MLSU
  • 2006-07-03 Listed $128,500 MLSU
  • 2006-07-03 Listed $128,500 MLSU
  • 2005-07-26 Sold (MLS) MLSU
  • 2005-07-22 Sold (Public Records) Public Records
  • 2005-05-05 Listed $80,000 MLSU
  • 2002-12-31 Sold (Public Records) Public Records
  • 2002-12-31 Sold (MLS) MLSU
  • 2002-08-26 Listed $89,900 MLSU
  • 1999-03-12 Sold (Public Records) Public Records
  • 1992-02-21 Sold (Public Records) Public Records
  • 1985-01-04 Sold (Public Records) Public Records

Property tax history

+7.6%/yr

Latest (2025): $2,311 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…