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583 County Road 6561
D+ Composite 47.33
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.9/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +3.5/10.0
  • 1% rule +3.4/10.0
  • Livability +3.4/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$145,000

583 County Road 6561 · Berryville, AR 72616
1 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 310 Days on market
Built 2005 6.91 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Escape the city life and enjoy nearly 7 beautiful acres in the Ozarks. This home is 1151 sq ft and is surrounded by mature trees of many species including Oak, Walnut, Maple and Cedar. Beautiful rock ledges. Enjoy nature and peace and quiet. The property is outstanding for hunting and is abundant with white tail deer and turkeys. The property also has a new well and septic system, and a metal shop for storage. This property is perfect for anyone wanting to get away from the city, but is close the the essentials as well. Also could serve a a perfect weekend retreat or second home. Tear down or finish the projects needed in the home. Your Ozarks escape awaits so don't miss this wonderful property. Road is rough. Will need AWD or 4WD. Shown by appointment only. Tenant occupied. Please do not disturb.

Key facts

  • New well
  • Hunting property
  • New septic system

Tags

7 BEAUTIFUL ACRESMATURE TREESROCK LEDGESHUNTING PROPERTYNEW WELLNEW SEPTIC SYSTEM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $-36 ($-432/yr) — negative.
  • To cash-flow at today's rent, offer at most $140k (3.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (15.7% below list).
  • Recommended offer: $122k (15.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 3.2% in Berryville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#103 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: crime C-, schools D+, amenities F.
  • Berryville School District (town): math 31% / reading 31% proficiency, ranked #148 of 238 in AR (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 117 active listings in the ZIP; 30 units permitted in Carroll County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $14k appreciation (10.0% local appreciation)).
  • Carroll County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 310 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $55k; list at $145k implies a 164% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,283 (15.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 310 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.99%
Cash-on-cash
-1.06%
DSCR
0.95
GRM
9.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.5%
Equity multiple
2.89×
Total profit
$76,695
Equity at exit
$130,627
10-year hold
IRR
20.9%
Equity multiple
6.61×
Total profit
$227,696
Equity at exit
$281,703

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72616

Home prices YoY
15.2%
Active inventory
117
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,223 medium interval (Pro) →
Mortgage (P&I)
$760
Tax est. 1.5%
$181 /mo · $2,175/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$257
Net cashflow
$-36

Break-even live

Break-even rent $1,268
Max offer price $139,788
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-19
    days on market $145,000 Active 310 DOM
  2. 2026-06-18
    days on market $145,000 Active 309 DOM
  3. 2026-06-17
    days on market $145,000 Active 308 DOM
  4. 2026-06-16
    days on market $145,000 Active 307 DOM
  5. 2026-06-15
    days on market $145,000 Active 306 DOM
  6. 2026-06-14
    days on market $145,000 Active 304 DOM
  7. 2026-06-12
    days on market $145,000 Active 303 DOM
  8. 2026-06-09
    days on market $145,000 Active 300 DOM
  9. 2026-06-08
    days on market $145,000 Active 299 DOM
  10. 2026-06-07
    days on market $145,000 Active 298 DOM
  11. 2026-06-04
    days on market $145,000 Active 294 DOM
  12. 2026-06-02
    days on market $145,000 Active 293 DOM
  13. 2026-06-01
    days on market $145,000 Active 292 DOM
  14. 2026-05-31
    days on market $145,000 Active 291 DOM
  15. 2026-05-31
    days on market $145,000 Active 290 DOM
  16. 2026-03-12
    price $145,000 808-char remark
    Show marketing remark (808 chars)

    Escape the city life and enjoy nearly 7 beautiful acres in the Ozarks. This home is 1151 sq ft and is surrounded by mature trees of many species including Oak, Walnut, Maple and Cedar. Beautiful rock ledges. Enjoy nature and peace and quiet. The property is outstanding for hunting and is abundant with white tail deer and turkeys. The property also has a new well and septic system, and a metal shop for storage. This property is perfect for anyone wanting to get away from the city, but is close the the essentials as well. Also could serve a a perfect weekend retreat or second home. Tear down or finish the projects needed in the home. Your Ozarks escape awaits so don't miss this wonderful property. Road is rough. Will need AWD or 4WD. Shown by appointment only. Tenant occupied. Please do not disturb.

  17. 2025-08-13
    listed $155,000 Active 808-char remark
    Show marketing remark (808 chars)

    Escape the city life and enjoy nearly 7 beautiful acres in the Ozarks. This home is 1151 sq ft and is surrounded by mature trees of many species including Oak, Walnut, Maple and Cedar. Beautiful rock ledges. Enjoy nature and peace and quiet. The property is outstanding for hunting and is abundant with white tail deer and turkeys. The property also has a new well and septic system, and a metal shop for storage. This property is perfect for anyone wanting to get away from the city, but is close the the essentials as well. Also could serve a a perfect weekend retreat or second home. Tear down or finish the projects needed in the home. Your Ozarks escape awaits so don't miss this wonderful property. Road is rough. Will need AWD or 4WD. Shown by appointment only. Tenant occupied. Please do not disturb.

  18. 2025-01-26
    price $130,000
  19. 2024-02-02
    price $159,000
  20. 2020-07-06
    soldstatus $55,000
  21. 2005-08-08
    soldstatus $11,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,674
− Mortgage interest
−$8,122
− Property taxes
−$2,175
− Insurance
−$725
− Repairs & maintenance
−$1,174
− Management
−$1,174
− Depreciation
−$4,218
Taxable loss
−$2,914
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$699
After-tax cash flow
$267/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berryville School District
NCES district ID
0503150
Math proficiency
31% ▼ -12.00%
Reading proficiency
31% ▼ -11.00%
Median HH income
$37,169
Composite
25.81/100
National rank
#7360
State rank
#148 of 238 in AR

Livability — Berryville

Score
67/100
State rank
#103
US rank
#10632

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
11,046

Population outlook (Carroll County) Hauer SSP2

Today (2025)
28,014 people
By 2030
28,006 · +-0.0%
By 2040
28,242 · +0.8%
By 2050
29,169 · +4.1%
By 2075
33,935 · +21.1%
By 2100
39,497 · +41.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Two or more races 27% Hispanic / Latino 18% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 1% Italian 1% Scottish 1%
Foreign-born
10% · Canada
Languages at home
83% English-only · Spanish 11% German/W. Germanic 3% Other Asian/Pacific 2%

Political lean MEDSL · Carroll

2024 margin
Solid R (+31.7) · D 33.0% · R 64.7% · Other 2.2%
2008→2024 swing
-13.6pp toward R · 2008: -18.1pp · 2024: -31.7pp
All cycles
2024: R+31.7 2020: R+28.8 2016: R+32.3 2012: R+23.9 2008: R+18.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 40.46%
Current HPI
306.898
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+1218.2% since first listed
6 events — show timeline
  • 2026-03-12 Price Changed $145,000 NWARMLS
  • 2025-08-13 Listed $155,000 NWARMLS
  • 2025-01-26 Price Changed $130,000 NWARMLS
  • 2024-02-02 Price Changed $159,000 NWARMLS
  • 2020-07-06 Sold (Public Records) $55,000 Public Records
  • 2005-08-08 Sold (Public Records) $11,000 Public Records

Property tax history

+11.5%/yr

Latest (2025): $149 · -30.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…