5360 NW 34th St · Ocala, FL 34482

$214,900

2 bd · 2.0 ba · 1,318 sqft · SingleFamily public records · 198 Days on market

Built 2022 3,049 sqft lot $163/sqft · 25% below area Est $287k · 25% under $566/mo HOA · 24% of rent ↓ 9% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +9.7/30.0
• 1% rule +6.1/10.0
• Rent growth +5.0/5.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• DSCR +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

PARTIALLY FURNISHED! Welcome home to this stunning Shea Aria Villa located in the 55+ area of Ocala Preserve—where comfort, convenience, and lifestyle come together effortlessly. Here, you’re not just buying a home—you’re embracing a lifestyle. This thoughtfully designed villa offers 2 bedrooms, 2 bathrooms, a flex room, and a spacious 2-car garage, all within 1,320 square feet of beautifully upgraded living space. Step inside and immediately notice the attention to detail: upgraded flooring flows throughout the home, custom shutters enhance style and privacy, and a beautifully designed custom walk-in closet system provides organization and functionality. The kitchen shines with granite countertops, kitchen island, light cabinetry, brand-new upgraded refrigerator, brand-new 5-burner gas range, for everyday living and entertaining. The versatile flex room is ideal as a home office, hobby space, or reading room, making this floor plan adaptable to your lifestyle. Additional peace of mind is provided with Shea Connect Smart Home technology, allowing you to control features remotely with ease. The monthly HOA fee covers internet, mowing, trimming, replacement of plants if necessary and landscaping water. The HOA fee also offers exceptional resort-style amenities, including an 18-hole golf course, clubhouse, on-site restaurant, spa, fitness center, multiple pools, private lake access, sports courts including pickleball and tennis, water aerobics, yoga, various clubs, walking trails, live entertainment, manned gate, and much more. whether you prefer a quiet morning strolling the beautiful grounds or an active day enjoying the amenities, the choice is yours. Ocala Preserve: It’s more than a home… it’s a lifestyle. This villa is tailor-made for those seeking a simplified, lock-and-leave lifestyle—ideal for downsizing, seasonal equestrians, snowbirds, or frequent travelers who want peace of mind when they’re away. Only 5 miles from the World Equestrian Center and 12 miles from HITS. The WEC not only hosts top-level horse competitions, but offers boutique shopping, diverse dining options, stylish hotel accommodations, and many community events. Close to grocery stores, Starbucks, banks, Gold’s Gym, and dining out.

Key facts

• Clubhouse
• Kitchen island
• Granite countertops

Tags

• CUSTOM WALK-IN CLOSET SYSTEM
• GRANITE COUNTERTOPS
• KITCHEN ISLAND
• RESORT-STYLE AMENITIES
• CLUBHOUSE
• ON-SITE RESTAURANT

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $215k.

Deal economics

• At list price, monthly cash flow is $-143 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $190k (11.7% below list).
• Meets the 1% rule at list price ($2k rent vs $215k).
• Recommended offer: $189k (12.0% below list) — sets the bar for market timing.
• Cap rate 5.5% vs local median 4.2% in Ocala — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+11.1%/yr); 663 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 43% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 198 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 24% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $189,112 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 198 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 5.50%
• Cash-on-cash: -2.85%
• DSCR: 0.87
• GRM: 7.5

CMA / ARV

• ARV (median comp): $286,653
• List price: $214,900
• Delta: -25.03%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5361 NW 33rd Pl	0.02mi	2/2.0	1,318 (0%)	4mo	$230,000	$175	96
5190 NW 26th Ln	0.57mi	2/2.0	1,344 (+2%)	2mo	$215,000	$160	69
4998 NW 30th Pl	0.43mi	3/2.0 (+1)	1,476 (+12%)	9mo	$259,000	$175	48
2439 NW 55th Avenue Rd	0.74mi	3/2.0 (+1)	1,514 (+15%)	17mo	$240,000	$159	22

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -13.5%
• Equity multiple: 0.49×
• Total profit: $-30,967
• Equity at exit: $32,042

10-year hold

• IRR: 3.6%
• Equity multiple: 1.33×
• Total profit: $20,106
• Equity at exit: $18,581

Cash invested: $60,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34482

• Rents YoY: 11.1%
• Active inventory: 663
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,382 high
• Mortgage (P&I): −$1,127
• Tax from tax record: −$242 /mo · $2,906/yr
• Insurance: −$90
• HOA: −$566
• Vacancy / Maint / Mgmt: −$500
• Net cashflow: $-143

Break-even live

Break-even rent $2,563

Max offer price $189,661

Occupancy floor —

Sensitivity live

Price	-10% $-21	-5% $-82	+0% $-143	+5% $-204	+10% $-265
Rent	-10% $-331	-5% $-237	+0% $-143	+5% $-49	+10% $45
Rate	-1.0pp $-35	-0.5pp $-88	base $-143	+0.5pp $-199	+1.0pp $-255

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,725
• Closing costs: $6,447
• Reserves months: —
• Total cash needed: —

Rent comps 34 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5333 NW 33rd Pl Ocala, FL	2.0	2.0	1368	$2,300	$1.68	14d	1	0.01mi
5361 NW 33rd Pl Ocala, FL	2.0	2.0	1318	$2,500	$1.90	22d	1	0.02mi
3384 NW 54th Ct Ocala, FL	2.0	2.5	1722	$2,300	$1.34	22d	1	0.10mi
5471 NW 34th St Ocala, FL	2.0	2.0	1318	$2,900	$2.20	22d	1	0.11mi
3335 NW 52nd Avenue Rd Ocala, FL	2.0	2.5	1318	$2,500	$1.90	22d	1	0.12mi
5191 NW 34th St Ocala, FL	2.0	2.0	1318	$2,400	$1.82	22d	1	0.13mi
5423 NW 35th Lane Rd Ocala, FL	2.0	2.0	1656	$3,200	$1.93	22d	1	0.18mi
5048 NW 35th St Ocala, FL	3.0	2.0	1552	$1,900	$1.22	14d	1	0.25mi
5353 N US Highway 27 Ocala, FL	1.0–3.0	1.0–2.0	1169	$1,785	$1.53	22d	1	0.26mi
4859 NW 35th Lane Rd Ocala, FL	2.0	2.0	1666	$2,495	$1.50	22d	1	0.55mi
5530 NW 40th Loop Ocala, FL	3.0	2.0	1622	$2,000	$1.23	22d	1	0.61mi
4122 NW 48th Terrace Rd Ocala, FL	2.0	2.0	1816	$1,999	$1.10	14d	1	0.62mi
4743 NW 39th Street Rd Ocala, FL	3.0	2.0	1565	$2,500	$1.60	22d	1	0.70mi
4395 NW 55th Ter Ocala, FL	3.0	2.0	1853	$2,700	$1.46	22d	1	0.78mi
4110 NW 44th Cir Ocala, FL	3.0	2.0	1610	$2,400	$1.49	14d	1	0.80mi
4111 NW 44th Cir Ocala, FL	3.0	2.0	1505	$2,300	$1.53	14d	1	0.82mi
4078 NW 44th Cir Ocala, FL	3.0	2.0	1504	$2,500	$1.66	22d	1	0.85mi
5521 NW 45th Ln Ocala, FL	3.0	2.0	1862	$2,600	$1.40	14d	1	0.92mi
5254 NW 43rd Lane Rd Ocala, FL	3.0	2.0	1728	$3,500	$2.03	22d	1	0.96mi
5347 NW 46th Lane Rd Ocala, FL	3.0	2.0	1552	$2,550	$1.64	22d	1	0.97mi
5416 NW 46th Lane Rd Ocala, FL	3.0	2.0	1590	$2,300	$1.45	14d	1	1.00mi
2048 NW 50th Ave Ocala, FL	2.0	2.0	1062	$2,250	$2.12	22d	1	1.03mi
2038 NW 50th Ave Ocala, FL	2.0	2.0	1062	$2,250	$2.12	22d	1	1.04mi
5358 NW 48th Pl Ocala, FL	3.0	2.0	1565	$2,500	$1.60	22d	1	1.04mi
2028 NW 50th Ave Ocala, FL	2.0	2.0	1066	$1,595	$1.50	22d	1	1.05mi
1918 NW 50th Cir Ocala, FL	2.0	2.0	1061	$2,200	$2.07	22d	1	1.06mi
5389 NW 48th Pl Ocala, FL	2.0	2.0	1552	$2,300	$1.48	22d	1	1.07mi
5375 NW 48th Pl Ocala, FL	2.0	2.0	1565	$2,350	$1.50	22d	1	1.07mi
5293 NW 48th Pl Ocala, FL	2.0	2.0	1552	$2,450	$1.58	22d	1	1.07mi
5237 NW 48th Pl Ocala, FL	3.0	2.0	1552	$4,500	$2.90	22d	1	1.08mi
5399 NW 18th St Ocala, FL	2.0	2.0	1085	$2,100	$1.94	14d	1	1.16mi
5399 NW 18th St Ocala, FL	2.0	2.0	1085	$2,100	$1.94	22d	1	1.16mi
1527 NW 57th Ct Unit 1 Ocala, FL	3.0	2.0	1460	$1,550	$1.06	22d	1	1.47mi
5391 NW 55th Ct Ocala, FL	3.0	2.0	1332	$1,650	$1.24	22d	1	1.47mi

HOA detail

• Monthly dues: $566 · $6,792/yr
• Likely covers: watergasinternetlandscapingpoolgym

Listing history 19 events

1. 2026-06-18
   days on market $214,900 Active 198 DOM
2. 2026-06-17
   days on market $214,900 Active 197 DOM
3. 2026-06-16
   days on market $214,900 Active 196 DOM
4. 2026-06-15
   days on market $214,900 Active 195 DOM
5. 2026-06-14
   days on market $214,900 Active 193 DOM
6. 2026-06-13
   days on market $214,900 Active 192 DOM
7. 2026-06-10
   days on market $214,900 Active 190 DOM
8. 2026-06-09
   days on market $214,900 Active 189 DOM
9. 2026-06-09
   status $214,900 Active 188 DOM
10. 2026-06-01
    status $214,900 Pending 188 DOM
11. 2026-05-31
    days on market $214,900 Active 188 DOM
12. 2026-05-30
    days on market $214,900 Active 187 DOM
13. 2026-05-14
    price $214,900 2304-char remark

    Show marketing remark (2304 chars)

    PARTIALLY FURNISHED! Welcome home to this stunning Shea Aria Villa located in the 55+ area of Ocala Preserve—where comfort, convenience, and lifestyle come together effortlessly. Here, you’re not just buying a home—you’re embracing a lifestyle. This thoughtfully designed villa offers 2 bedrooms, 2 bathrooms, a flex room, and a spacious 2-car garage, all within 1,320 square feet of beautifully upgraded living space. Step inside and immediately notice the attention to detail: upgraded flooring flows throughout the home, custom shutters enhance style and privacy, and a beautifully designed custom walk-in closet system provides organization and functionality. The kitchen shines with granite countertops, kitchen island, light cabinetry, brand-new upgraded refrigerator, brand-new 5-burner gas range, for everyday living and entertaining. The versatile flex room is ideal as a home office, hobby space, or reading room, making this floor plan adaptable to your lifestyle. Additional peace of mind is provided with Shea Connect Smart Home technology, allowing you to control features remotely with ease. The monthly HOA fee covers internet, mowing, trimming, replacement of plants if necessary and landscaping water. The HOA fee also offers exceptional resort-style amenities, including an 18-hole golf course, clubhouse, on-site restaurant, spa, fitness center, multiple pools, private lake access, sports courts including pickleball and tennis, water aerobics, yoga, various clubs, walking trails, live entertainment, manned gate, and much more. whether you prefer a quiet morning strolling the beautiful grounds or an active day enjoying the amenities, the choice is yours. Ocala Preserve: It’s more than a home… it’s a lifestyle. This villa is tailor-made for those seeking a simplified, lock-and-leave lifestyle—ideal for downsizing, seasonal equestrians, snowbirds, or frequent travelers who want peace of mind when they’re away. Only 5 miles from the World Equestrian Center and 12 miles from HITS. The WEC not only hosts top-level horse competitions, but offers boutique shopping, diverse dining options, stylish hotel accommodations, and many community events. Close to grocery stores, Starbucks, banks, Gold’s Gym, and dining out.

14. 2026-05-04
    status Active 2304-char remark

    Show marketing remark (2304 chars)

    PARTIALLY FURNISHED! Welcome home to this stunning Shea Aria Villa located in the 55+ area of Ocala Preserve—where comfort, convenience, and lifestyle come together effortlessly. Here, you’re not just buying a home—you’re embracing a lifestyle. This thoughtfully designed villa offers 2 bedrooms, 2 bathrooms, a flex room, and a spacious 2-car garage, all within 1,320 square feet of beautifully upgraded living space. Step inside and immediately notice the attention to detail: upgraded flooring flows throughout the home, custom shutters enhance style and privacy, and a beautifully designed custom walk-in closet system provides organization and functionality. The kitchen shines with granite countertops, kitchen island, light cabinetry, brand-new upgraded refrigerator, brand-new 5-burner gas range, for everyday living and entertaining. The versatile flex room is ideal as a home office, hobby space, or reading room, making this floor plan adaptable to your lifestyle. Additional peace of mind is provided with Shea Connect Smart Home technology, allowing you to control features remotely with ease. The monthly HOA fee covers internet, mowing, trimming, replacement of plants if necessary and landscaping water. The HOA fee also offers exceptional resort-style amenities, including an 18-hole golf course, clubhouse, on-site restaurant, spa, fitness center, multiple pools, private lake access, sports courts including pickleball and tennis, water aerobics, yoga, various clubs, walking trails, live entertainment, manned gate, and much more. whether you prefer a quiet morning strolling the beautiful grounds or an active day enjoying the amenities, the choice is yours. Ocala Preserve: It’s more than a home… it’s a lifestyle. This villa is tailor-made for those seeking a simplified, lock-and-leave lifestyle—ideal for downsizing, seasonal equestrians, snowbirds, or frequent travelers who want peace of mind when they’re away. Only 5 miles from the World Equestrian Center and 12 miles from HITS. The WEC not only hosts top-level horse competitions, but offers boutique shopping, diverse dining options, stylish hotel accommodations, and many community events. Close to grocery stores, Starbucks, banks, Gold’s Gym, and dining out.

15. 2026-05-04
    historical

    Show marketing remark (2304 chars)

    PARTIALLY FURNISHED! Welcome home to this stunning Shea Aria Villa located in the 55+ area of Ocala Preserve—where comfort, convenience, and lifestyle come together effortlessly. Here, you’re not just buying a home—you’re embracing a lifestyle. This thoughtfully designed villa offers 2 bedrooms, 2 bathrooms, a flex room, and a spacious 2-car garage, all within 1,320 square feet of beautifully upgraded living space. Step inside and immediately notice the attention to detail: upgraded flooring flows throughout the home, custom shutters enhance style and privacy, and a beautifully designed custom walk-in closet system provides organization and functionality. The kitchen shines with granite countertops, kitchen island, light cabinetry, brand-new upgraded refrigerator, brand-new 5-burner gas range, for everyday living and entertaining. The versatile flex room is ideal as a home office, hobby space, or reading room, making this floor plan adaptable to your lifestyle. Additional peace of mind is provided with Shea Connect Smart Home technology, allowing you to control features remotely with ease. The monthly HOA fee covers internet, mowing, trimming, replacement of plants if necessary and landscaping water. The HOA fee also offers exceptional resort-style amenities, including an 18-hole golf course, clubhouse, on-site restaurant, spa, fitness center, multiple pools, private lake access, sports courts including pickleball and tennis, water aerobics, yoga, various clubs, walking trails, live entertainment, manned gate, and much more. whether you prefer a quiet morning strolling the beautiful grounds or an active day enjoying the amenities, the choice is yours. Ocala Preserve: It’s more than a home… it’s a lifestyle. This villa is tailor-made for those seeking a simplified, lock-and-leave lifestyle—ideal for downsizing, seasonal equestrians, snowbirds, or frequent travelers who want peace of mind when they’re away. Only 5 miles from the World Equestrian Center and 12 miles from HITS. The WEC not only hosts top-level horse competitions, but offers boutique shopping, diverse dining options, stylish hotel accommodations, and many community events. Close to grocery stores, Starbucks, banks, Gold’s Gym, and dining out.

16. 2026-05-02
    listed $219,900 Active
17. 2026-05-01
    historical 2304-char remark

    Show marketing remark (2304 chars)

    PARTIALLY FURNISHED! Welcome home to this stunning Shea Aria Villa located in the 55+ area of Ocala Preserve—where comfort, convenience, and lifestyle come together effortlessly. Here, you’re not just buying a home—you’re embracing a lifestyle. This thoughtfully designed villa offers 2 bedrooms, 2 bathrooms, a flex room, and a spacious 2-car garage, all within 1,320 square feet of beautifully upgraded living space. Step inside and immediately notice the attention to detail: upgraded flooring flows throughout the home, custom shutters enhance style and privacy, and a beautifully designed custom walk-in closet system provides organization and functionality. The kitchen shines with granite countertops, kitchen island, light cabinetry, brand-new upgraded refrigerator, brand-new 5-burner gas range, for everyday living and entertaining. The versatile flex room is ideal as a home office, hobby space, or reading room, making this floor plan adaptable to your lifestyle. Additional peace of mind is provided with Shea Connect Smart Home technology, allowing you to control features remotely with ease. The monthly HOA fee covers internet, mowing, trimming, replacement of plants if necessary and landscaping water. The HOA fee also offers exceptional resort-style amenities, including an 18-hole golf course, clubhouse, on-site restaurant, spa, fitness center, multiple pools, private lake access, sports courts including pickleball and tennis, water aerobics, yoga, various clubs, walking trails, live entertainment, manned gate, and much more. whether you prefer a quiet morning strolling the beautiful grounds or an active day enjoying the amenities, the choice is yours. Ocala Preserve: It’s more than a home… it’s a lifestyle. This villa is tailor-made for those seeking a simplified, lock-and-leave lifestyle—ideal for downsizing, seasonal equestrians, snowbirds, or frequent travelers who want peace of mind when they’re away. Only 5 miles from the World Equestrian Center and 12 miles from HITS. The WEC not only hosts top-level horse competitions, but offers boutique shopping, diverse dining options, stylish hotel accommodations, and many community events. Close to grocery stores, Starbucks, banks, Gold’s Gym, and dining out.

18. 2026-03-11
    price $219,900 2304-char remark

    Show marketing remark (2304 chars)

    PARTIALLY FURNISHED! Welcome home to this stunning Shea Aria Villa located in the 55+ area of Ocala Preserve—where comfort, convenience, and lifestyle come together effortlessly. Here, you’re not just buying a home—you’re embracing a lifestyle. This thoughtfully designed villa offers 2 bedrooms, 2 bathrooms, a flex room, and a spacious 2-car garage, all within 1,320 square feet of beautifully upgraded living space. Step inside and immediately notice the attention to detail: upgraded flooring flows throughout the home, custom shutters enhance style and privacy, and a beautifully designed custom walk-in closet system provides organization and functionality. The kitchen shines with granite countertops, kitchen island, light cabinetry, brand-new upgraded refrigerator, brand-new 5-burner gas range, for everyday living and entertaining. The versatile flex room is ideal as a home office, hobby space, or reading room, making this floor plan adaptable to your lifestyle. Additional peace of mind is provided with Shea Connect Smart Home technology, allowing you to control features remotely with ease. The monthly HOA fee covers internet, mowing, trimming, replacement of plants if necessary and landscaping water. The HOA fee also offers exceptional resort-style amenities, including an 18-hole golf course, clubhouse, on-site restaurant, spa, fitness center, multiple pools, private lake access, sports courts including pickleball and tennis, water aerobics, yoga, various clubs, walking trails, live entertainment, manned gate, and much more. whether you prefer a quiet morning strolling the beautiful grounds or an active day enjoying the amenities, the choice is yours. Ocala Preserve: It’s more than a home… it’s a lifestyle. This villa is tailor-made for those seeking a simplified, lock-and-leave lifestyle—ideal for downsizing, seasonal equestrians, snowbirds, or frequent travelers who want peace of mind when they’re away. Only 5 miles from the World Equestrian Center and 12 miles from HITS. The WEC not only hosts top-level horse competitions, but offers boutique shopping, diverse dining options, stylish hotel accommodations, and many community events. Close to grocery stores, Starbucks, banks, Gold’s Gym, and dining out.

19. 2025-11-21
    listed $235,000 Active 2304-char remark

    Show marketing remark (2304 chars)

    PARTIALLY FURNISHED! Welcome home to this stunning Shea Aria Villa located in the 55+ area of Ocala Preserve—where comfort, convenience, and lifestyle come together effortlessly. Here, you’re not just buying a home—you’re embracing a lifestyle. This thoughtfully designed villa offers 2 bedrooms, 2 bathrooms, a flex room, and a spacious 2-car garage, all within 1,320 square feet of beautifully upgraded living space. Step inside and immediately notice the attention to detail: upgraded flooring flows throughout the home, custom shutters enhance style and privacy, and a beautifully designed custom walk-in closet system provides organization and functionality. The kitchen shines with granite countertops, kitchen island, light cabinetry, brand-new upgraded refrigerator, brand-new 5-burner gas range, for everyday living and entertaining. The versatile flex room is ideal as a home office, hobby space, or reading room, making this floor plan adaptable to your lifestyle. Additional peace of mind is provided with Shea Connect Smart Home technology, allowing you to control features remotely with ease. The monthly HOA fee covers internet, mowing, trimming, replacement of plants if necessary and landscaping water. The HOA fee also offers exceptional resort-style amenities, including an 18-hole golf course, clubhouse, on-site restaurant, spa, fitness center, multiple pools, private lake access, sports courts including pickleball and tennis, water aerobics, yoga, various clubs, walking trails, live entertainment, manned gate, and much more. whether you prefer a quiet morning strolling the beautiful grounds or an active day enjoying the amenities, the choice is yours. Ocala Preserve: It’s more than a home… it’s a lifestyle. This villa is tailor-made for those seeking a simplified, lock-and-leave lifestyle—ideal for downsizing, seasonal equestrians, snowbirds, or frequent travelers who want peace of mind when they’re away. Only 5 miles from the World Equestrian Center and 12 miles from HITS. The WEC not only hosts top-level horse competitions, but offers boutique shopping, diverse dining options, stylish hotel accommodations, and many community events. Close to grocery stores, Starbucks, banks, Gold’s Gym, and dining out.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,906 · $242/mo
• Projected year-2 tax: $2,906 · $242/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,584
• − Mortgage interest: −$12,038
• − Property taxes: −$2,906
• − Insurance: −$1,074
• − Repairs & maintenance: −$2,287
• − Management: −$2,287
• − HOA: −$6,792
• − Depreciation: −$6,252
• Taxable loss: −$5,051
• Est. tax savings @ 24.0%: +$1,212
• After-tax cash flow: $-502/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Ocala

• Score: 69/100
• State rank: #476
• US rank: #8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 263,375
• Metro: Ocala, FL
• Population (ZIP): 22,807
• Household income: $65,901
• Rent vs Own: 16.7% rent · 83.3% own
• Severe rent burden: 282.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 19% Black 14% Two or more races 12%
• Hispanic origin (detail): Mexican 6% Puerto Rican 9% Cuban 2%
• Common ancestry: Lithuanian 2% Romanian 2% Slovak 2%
• Foreign-born: 10% · Canada
• Languages at home: 81% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -133.62%
• Current HPI: 194.3857
• Rent YoY: ▲ 11.12%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-8.6% since first listed

7 events — show timeline

• 2026-05-14 Price Changed $214,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-05-02 Listed $219,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-01 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-03-11 Price Changed $219,900 Stellar MLS as Distributed by MLS Grid
• 2025-11-21 Listed $235,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+21.6%/yr

Latest (2025): $2,906 · +9.4% YoY. Source: county tax records.