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1716 W Sunbeam Lake Dr #401
B- Composite 66.07
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.3/15.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$67,500

1716 W Sunbeam Lake Dr #401 · Seeley, CA 92243
1 bd · 1.0 ba · 400 sqft · Manufactured · 206 Days on market
Built 2013 Est $67k · at est. ↓ 4% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This cute and clean Turnkey Park Model comes fully furnished. Just bring your clothes and toothbrush. The home has a large enclosed deck perfect to BBQ or host parties. There is a nice secure storage shed. Home includes stack washer/dryer and microwave.

Key facts

  • Secure storage shed
  • Stack washer dryer
  • Large enclosed deck

Tags

TURNKEY PARK MODELLARGE ENCLOSED DECKSECURE STORAGE SHEDSTACK WASHER DRYERMICROWAVE

Property features AI

Finance

  • Other: Enter Sunbeam Lake Drive and go through the gate; home is on the right across from the community complex (cross street Linda Vista)
  • HOA & community: Community pool

Exterior

  • Parking: No garage; 1 parking space
  • Utilities: Private water
  • Home design: Single-story mobile home; Residential property
  • Exterior features: Deck; Community pool

Interior

  • Kitchen: Microwave; Electric oven
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating; Ceiling fan cooling
  • Interior features: Microwave; Electric oven; Electric water heater
  • Laundry & utility: Washer; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $68k.

Deal economics

  • At list price, monthly cash flow is $442 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $68k).
  • Recommended offer: $59k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 49/100 on livability (#1,180 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A, crime B; Watch: schools F, amenities F, commute F.
  • Seeley Union Elementary (rural): math 11% / reading 20% proficiency, ranked #489 of 517 in CA (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 121 active listings in the ZIP; 271 units permitted in Imperial County in 2024 (112 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $467 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Imperial County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 206 days — a 12% lower offer ($59k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 206 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.70%
Cap rate
14.16%
Cash-on-cash
28.09%
DSCR
2.25
GRM
4.9

CMA / ARV

ARV (on-the-fly)
$67,200
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1716 Sunbeam Lake Dr #430 0.01mi 1/1.0 400 (0%) 5mo $67,000 $168 96
1716 Sunbeam Lake Dr #737 0.00mi 1/1.0 400 (0%) 10mo $68,000 $170 92
1716 Sunbeam Lake Dr #246 0.00mi 1/1.0 420 (+5%) 2mo $65,000 $155 90

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.3%
Equity multiple
1.91×
Total profit
$17,253
Equity at exit
$10,064
10-year hold
IRR
30.3%
Equity multiple
3.72×
Total profit
$51,373
Equity at exit
$5,836

Cash invested: $18,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92243

Home prices YoY
-30.1%
Active inventory
121
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$1,150 medium interval (Pro) →
Mortgage (P&I)
$354
Tax est. 1.5%
$84 /mo · $1,012/yr
Insurance
$28
HOA
$0
Vacancy / Maint / Mgmt
$242
Net cashflow
$442

Break-even live

Break-even rent $590
Max offer price $67,500
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,875
Closing costs
$2,025
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on market $67,500 Active 206 DOM
  2. 2026-06-18
    days on market $67,500 Active 205 DOM
  3. 2026-06-17
    days on market $67,500 Active 204 DOM
  4. 2026-06-16
    days on market $67,500 Active 203 DOM
  5. 2026-06-15
    days on market $67,500 Active 202 DOM
  6. 2026-06-14
    days on market $67,500 Active 200 DOM
  7. 2026-06-13
    days on market $67,500 Active 199 DOM
  8. 2026-06-10
    days on market $67,500 Active 197 DOM
  9. 2026-06-09
    days on market $67,500 Active 196 DOM
  10. 2026-06-08
    days on market $67,500 Active 195 DOM
  11. 2026-06-07
    days on market $67,500 Active 194 DOM
  12. 2026-06-05
    days on market $67,500 Active 191 DOM
  13. 2026-06-03
    days on market $67,500 Active 190 DOM
  14. 2026-06-02
    days on market $67,500 Active 189 DOM
  15. 2026-06-01
    days on market $67,500 Active 188 DOM
  16. 2026-05-31
    days on market $67,500 Active 187 DOM
  17. 2026-05-30
    days on market $67,500 Active 186 DOM
  18. 2026-04-03
    price $67,500
  19. 2025-11-26
    listed $70,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,805
− Mortgage interest
−$3,781
− Property taxes
−$1,012
− Insurance
−$338
− Repairs & maintenance
−$1,104
− Management
−$1,104
− Depreciation
−$1,964
Taxable income
$4,502
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,080
After-tax cash flow
$4,228/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Seeley Union Elementary
NCES district ID
0636210
Math proficiency
11% ▼ -15.00%
Reading proficiency
20% ▼ -10.00%
Median HH income
$40,082
Composite
13.2/100
National rank
#9553
State rank
#489 of 517 in CA

Livability — Seeley

Score
49/100
State rank
#1180
US rank
#25954

Category grades

Amenities F Commute F Cost of living C+ Crime B Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seeley, CA
County
Imperial County · 104,838 people
Metro
El Centro, CA
Population (ZIP)
49,069
Household income
$55,057
Rent vs Own
48.5% rent · 51.5% own
Severe rent burden
1683.0

Population outlook (Imperial County) Hauer SSP2

Today (2025)
186,713 people
By 2030
190,022 · +1.8%
By 2040
195,993 · +5.0%
By 2050
199,534 · +6.9%
By 2075
216,878 · +16.2%
By 2100
352,705 · +88.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (85%)
Race & ethnicity
Hispanic / Latino 85% Two or more races 24% White 9% Black 4%
Hispanic origin (detail)
Mexican 81%
Common ancestry
Lithuanian 1%
Foreign-born
29% · Canada
Languages at home
25% English-only · Spanish 74%

Political lean MEDSL · Imperial

2024 margin
Toss-up / Even · D 48.3% · R 49.1% · Other 2.6%
2008→2024 swing
-27.0pp toward R · 2008: 26.2pp · 2024: -0.9pp
All cycles
2024: R+0.9 2020: D+24.4 2016: D+41.1 2012: D+28.8 2008: D+26.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -156.41%
Current HPI
362.4044
Rent YoY
Metro
El Centro, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-3.6% since first listed
2 events — show timeline
  • 2026-04-03 Price Changed $67,500 ICAOR
  • 2025-11-26 Listed $70,000 ICAOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…