1716 W Sunbeam Lake Dr #401 · Seeley, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 10/10 · Severe
- Hot days now (above 113°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.3/15.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$67,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This cute and clean Turnkey Park Model comes fully furnished. Just bring your clothes and toothbrush. The home has a large enclosed deck perfect to BBQ or host parties. There is a nice secure storage shed. Home includes stack washer/dryer and microwave.
Key facts
- Secure storage shed
- Stack washer dryer
- Large enclosed deck
Tags
Property features AI
Finance
- Other: Enter Sunbeam Lake Drive and go through the gate; home is on the right across from the community complex (cross street Linda Vista)
- HOA & community: Community pool
Exterior
- Parking: No garage; 1 parking space
- Utilities: Private water
- Home design: Single-story mobile home; Residential property
- Exterior features: Deck; Community pool
Interior
- Kitchen: Microwave; Electric oven
- Flooring: Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Ceiling fan cooling
- Interior features: Microwave; Electric oven; Electric water heater
- Laundry & utility: Washer; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $68k.
Deal economics
- At list price, monthly cash flow is $442 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $68k).
- Recommended offer: $59k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 49/100 on livability (#1,180 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A, crime B; Watch: schools F, amenities F, commute F.
- Seeley Union Elementary (rural): math 11% / reading 20% proficiency, ranked #489 of 517 in CA (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 121 active listings in the ZIP; 271 units permitted in Imperial County in 2024 (112 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $467 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Imperial County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 206 days — a 12% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 206 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.70% ✓
- Cap rate
- 14.16%
- Cash-on-cash
- 28.09%
- DSCR
- 2.25
- GRM
- 4.9
CMA / ARV
- ARV (on-the-fly)
- $67,200
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1716 Sunbeam Lake Dr #430 | 0.01mi | 1/1.0 | 400 (0%) | 5mo | $67,000 | $168 | 96 |
| 1716 Sunbeam Lake Dr #737 | 0.00mi | 1/1.0 | 400 (0%) | 10mo | $68,000 | $170 | 92 |
| 1716 Sunbeam Lake Dr #246 | 0.00mi | 1/1.0 | 420 (+5%) | 2mo | $65,000 | $155 | 90 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.3%
- Equity multiple
- 1.91×
- Total profit
- $17,253
- Equity at exit
- $10,064
- IRR
- 30.3%
- Equity multiple
- 3.72×
- Total profit
- $51,373
- Equity at exit
- $5,836
Cash invested: $18,900 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92243
- Home prices YoY
- -30.1%
- Active inventory
- 121
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $1,150 medium interval (Pro) →
- Mortgage (P&I)
- −$354
- Tax est. 1.5%
- −$84 /mo · $1,012/yr
- Insurance
- −$28
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$242
- Net cashflow
- $442
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,875
- Closing costs
- $2,025
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-19days on market $67,500 Active 206 DOM
-
2026-06-18days on market $67,500 Active 205 DOM
-
2026-06-17days on market $67,500 Active 204 DOM
-
2026-06-16days on market $67,500 Active 203 DOM
-
2026-06-15days on market $67,500 Active 202 DOM
-
2026-06-14days on market $67,500 Active 200 DOM
-
2026-06-13days on market $67,500 Active 199 DOM
-
2026-06-10days on market $67,500 Active 197 DOM
-
2026-06-09days on market $67,500 Active 196 DOM
-
2026-06-08days on market $67,500 Active 195 DOM
-
2026-06-07days on market $67,500 Active 194 DOM
-
2026-06-05days on market $67,500 Active 191 DOM
-
2026-06-03days on market $67,500 Active 190 DOM
-
2026-06-02days on market $67,500 Active 189 DOM
-
2026-06-01days on market $67,500 Active 188 DOM
-
2026-05-31days on market $67,500 Active 187 DOM
-
2026-05-30days on market $67,500 Active 186 DOM
-
2026-04-03price $67,500
-
2025-11-26$70,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,805
- − Mortgage interest
- −$3,781
- − Property taxes
- −$1,012
- − Insurance
- −$338
- − Repairs & maintenance
- −$1,104
- − Management
- −$1,104
- − Depreciation
- −$1,964
- Taxable income
- $4,502
- Est. tax owed @ 24.0%
- −$1,080
- After-tax cash flow
- $4,228/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Seeley Union Elementary
- NCES district ID
- 0636210
- Math proficiency
- 11% ▼ -15.00%
- Reading proficiency
- 20% ▼ -10.00%
- Median HH income
- $40,082
- Composite
- 13.2/100
- National rank
- #9553
- State rank
- #489 of 517 in CA
Livability — Seeley
- Score
- 49/100
- State rank
- #1180
- US rank
- #25954
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Seeley, CA
- County
- Imperial County · 104,838 people
- Metro
- El Centro, CA
- Population (ZIP)
- 49,069
- Household income
- $55,057
- Rent vs Own
- Severe rent burden
- 1683.0
Population outlook (Imperial County) Hauer SSP2
- Today (2025)
- 186,713 people
- By 2030
- 190,022 · +1.8%
- By 2040
- 195,993 · +5.0%
- By 2050
- 199,534 · +6.9%
- By 2075
- 216,878 · +16.2%
- By 2100
- 352,705 · +88.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (85%)
- Race & ethnicity
- Hispanic / Latino 85% Two or more races 24% White 9% Black 4%
- Hispanic origin (detail)
- Mexican 81%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 29% · Canada
- Languages at home
- 25% English-only · Spanish 74%
Political lean MEDSL · Imperial
- 2024 margin
- Toss-up / Even · D 48.3% · R 49.1% · Other 2.6%
- 2008→2024 swing
- -27.0pp toward R · 2008: 26.2pp · 2024: -0.9pp
- All cycles
- 2024: R+0.9 2020: D+24.4 2016: D+41.1 2012: D+28.8 2008: D+26.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -156.41%
- Current HPI
- 362.4044
- Rent YoY
- —
- Metro
- El Centro, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-3.6% since first listed2 events — show timeline
- 2026-04-03 Price Changed $67,500 ICAOR
- 2025-11-26 Listed $70,000 ICAOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…