299 Tamarindo Ln · Verona Walk, FL 34114

$599,900

4 bd · 2.0 ba · 2,047 sqft · SingleFamily public records · 10 Days on market

Built 2022 Excellent condition 6,534 sqft lot $301/mo HOA · 4% of rent ↓ 18% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.4/30.0
• DSCR +7.5/10.0
• ARV discount +7.5/15.0
• 1% rule +6.3/10.0
• Schools +5.0/10.0
• Condition / age +4.8/5.0
• Appreciation +4.3/10.0
• Rent growth +3.3/5.0
• Livability +3.1/5.0

Listing remarks MLS

Welcome to your dream home in the community of Tamarindo in South Naples! This stunning, newer-construction home boasts 4 spacious bedrooms and 2 luxurious bathrooms complemented by a two-car garage. Nestled against a serene preserve view, this residence offers peace and privacy. Extensively upgraded with contemporary interior finishes and smart-home capabilities, every detail has been thoughtfully considered. This home is move-in ready, offering a seamless blend of comfort and modern elegance. Don't miss your chance to own this exceptional property in one of Naples' most desirable locations!

Key facts

• Preserve views
• Pickleball courts
• Impact doors

Tags

• IMPACT WINDOWS
• IMPACT DOORS
• OPEN-CONCEPT FLOOR PLAN
• PRESERVE VIEWS
• COMMUNITY POOL
• PICKLEBALL COURTS

Property features AI

Finance

• HOA & community: Mandatory HOA; Professional management; Quarterly master HOA fee; Master HOA fee billed quarterly; Master HOA fee: $902 (quarterly); One-time fees include a $750 fee; Total one-time fees: $900; Total annual recurring fees: $3,608; HOA maintenance covers irrigation water, lawn/land maintenance, manager, recreation facilities, and street lights; Community amenities include clubhouse, community pool, community room, exercise room, billiards, bocce court, pickleball, sidewalks, streetlights, and underground utilities

Exterior

• Parking: Attached 2-car garage
• Security: Gated community
• Utilities: Central water; Central sewer; Cable available; Electric service
• Home design: Single-family residence; One-story / ranch; Rear exposure facing west; Located in the TAMARINDO development
• Construction: Built in 2022; Concrete block construction; Stone and stucco exterior finish; Tile roof; Impact resistant windows and doors
• Exterior features: Decorative shutters; Room for pool; Automatic sprinkler system; Lake, preserve and water feature views; Irrigation from lake/canal

Interior

• Kitchen: Range; Self-cleaning oven; Microwave; Dishwasher; Disposal; Refrigerator / freezer; Refrigerator with icemaker; Pantry
• Bedrooms: 4 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms; Master bath with dual sinks and a shower
• Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
• Interior features: Built-in cabinets; Cable prewire / cable available; Foyer; High-speed internet available; Laundry tub; Pantry; Smoke detectors; Walk-in closet; Great room floor plan; Open porch / lanai; Guest room and guest bath; Home automation
• Laundry & utility: Washer; Dryer; Laundry in residence; Auto garage door

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $600k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $954 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($7k rent vs $600k).

Location & tenants

• Location reads 62/100 on livability (#746 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A, housing B+; Watch: health & safety D, schools F, amenities F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.2%/yr); 900 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $6,776/mo this rent would consume 91% of the median local household income ($89k/yr) (locally 550% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $4k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-1.5% appreciation + 3.2% rent growth), your $168k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $152/mo.
• Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $599,900

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 8.51%
• Cash-on-cash: 7.90%
• DSCR: 1.35
• GRM: 7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 3.21% rent growth · sell at horizon

5-year hold

• IRR: 0.6%
• Equity multiple: 1.03×
• Total profit: $4,389
• Equity at exit: $131,086

10-year hold

• IRR: 8.1%
• Equity multiple: 1.74×
• Total profit: $124,882
• Equity at exit: $126,272

Cash invested: $167,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34114

• Home prices YoY: -0.6%
• Rents YoY: 3.2%
• Active inventory: 900
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $6,776 high
• Mortgage (P&I): −$3,146
• Tax from tax record: −$550 /mo · $6,599/yr
• Insurance: −$250
• Flood insurance flood zone: −$152 /mo · $1,824/yr
• HOA: −$301
• Vacancy / Maint / Mgmt: −$1,423
• Net cashflow: $954

Break-even live

Break-even rent $5,568

Max offer price $599,900

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $149,975
• Closing costs: $17,997
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
317 Spiaggio Ct Naples, FL	3.0	2.0	2034	$4,200	$2.06	23d	1	0.10mi
339 Tamarindo Ln Naples, FL	4.0	3.0	2221	$3,699	$1.67	23d	1	0.12mi
379 Grace Bay Ln Naples, FL	3.0	2.0	1816	$8,000	$4.41	21d	1	0.31mi
8191 Lucello Ter S Naples, FL	3.0	3.0	2670	$10,000	$3.75	23d	1	0.46mi
8131 Lucello Ter S Naples, FL	3.0	3.5	2275	$5,400	$2.37	23d	1	0.53mi
8328 Lucello Ter N Naples, FL	3.0	2.0	1912	$9,500	$4.97	23d	1	0.53mi
8047 Sorrento Ln Naples, FL	3.0	3.0	1890	$2,750	$1.46	23d	1	0.60mi
8109 Chianti Ln Naples, FL	3.0	3.0	1860	$5,500	$2.96	23d	1	0.61mi
7681 Sicilia Ct Naples, FL	5.0	3.5	2487	$4,500	$1.81	23d	1	0.65mi
8502 Palacio Ter N Naples, FL	3.0	3.5	2291	$10,000	$4.36	23d	1	0.67mi
8120 Acacia St Naples, FL	1.0–3.0	1.0–2.0	1128	$2,748	$2.44	13d	33	0.71mi
8437 Rosa Ct Naples, FL	3.0	3.5	2100	$3,900	$1.86	21d	1	0.78mi
7278 Salerno Ct Unit 1049689P Naples, FL	3.0	2.0	1539	$6,683	$4.34	13d	1	0.82mi
7294 Salerno Ct Naples, FL	3.0	2.0	1542	$4,250	$2.76	23d	1	0.84mi
7310 Salerno Ct Naples, FL	3.0	2.0	1540	$5,000	$3.25	23d	1	0.85mi
8558 Maggiore Ct Naples, FL	3.0	3.0	2275	$10,000	$4.40	23d	1	0.90mi
8051 Players Cove Dr #102 Naples, FL	3.0	2.5	2091	$8,000	$3.83	23d	1	0.92mi
8051 Players Cove Dr #202 Naples, FL	3.0	3.0	2743	$3,499	$1.28	23d	1	0.92mi
8150 Rattlesnake Hammock Rd Naples, FL	3.0	1.0–2.0	1051	$3,461	$3.29	13d	115	0.95mi
9028 Mayreau Way Naples, FL	3.0	2.0	1997	$2,800	$1.40	13d	1	0.97mi
7812 Valencia Ct Naples, FL	3.0	2.0	1924	$12,000	$6.24	23d	1	0.99mi
8539 Alessandria Ct Naples, FL	3.0	2.0	2000	$3,500	$1.75	21d	1	1.02mi
7831 Valencia Ct Naples, FL	3.0	2.0	1936	$12,000	$6.20	23d	1	1.05mi
7864 Valencia Ct Naples, FL	3.0	2.0	2190	$15,900	$7.26	13d	1	1.11mi
8008 Signature Club Cir Naples, FL	3.0	3.5	2600	$10,000	$3.85	23d	1	1.11mi
7863 Valencia Ct Naples, FL	3.0	2.0	2340	$12,300	$5.26	23d	1	1.12mi
8552 Collier Blvd Naples, FL	1.0–3.0	1.0–2.0	1248	$5,470	$4.38	13d	34	1.13mi
8949 Malibu St #304 Naples, FL	3.0	2.0	1771	$6,500	$3.67	23d	1	1.13mi
7778 Ashton Rd Naples, FL	3.0	2.0	1975	$13,000	$6.58	23d	1	1.16mi
7785 Ashton Rd Naples, FL	3.0	3.0	1878	$13,000	$6.92	23d	1	1.16mi
3017 Juniper Way Naples, FL	3.0	2.5	2260	$3,300	$1.46	23d	1	1.19mi
8664 Genova Ct Naples, FL	3.0	2.0	1554	$3,200	$2.06	23d	1	1.22mi
7636 Sussex Ct Naples, FL	4.0	3.0	2293	$6,500	$2.83	23d	1	1.23mi
7672 Sussex Ct Naples, FL	4.0	2.0	2293	$12,500	$5.45	21d	1	1.23mi
8992 Cambria Cir Unit 1546062P Naples, FL	3.0	2.0	2002	$3,097	$1.55	13d	1	1.24mi
7895 Mahogany Run Ln Naples, FL	2.0–3.0	2.0	1339	$10,395	$7.76	13d	3	1.24mi
7771 Cottesmore Dr Naples, FL	3.0	2.5	2481	$14,000	$5.64	23d	1	1.25mi
8125 Celeste Dr #5113 Naples, FL	3.0	2.0	1635	$7,000	$4.28	23d	1	1.27mi
8125 Celeste Dr #5216 Naples, FL	3.0	2.0	1640	$4,500	$2.74	23d	1	1.27mi
8989 Cambria Cir #1807 Naples, FL	3.0	2.5	2008	$7,000	$3.49	13d	1	1.27mi

HOA detail

• Monthly dues: $301 · $3,612/yr

Listing history 8 events

1. 2026-06-18
   days on market $599,900 Active 10 DOM
2. 2026-06-17
   days on market $599,900 Active 9 DOM
3. 2026-06-16
   days on market $599,900 Active 8 DOM
4. 2026-06-15
   days on market $599,900 Active 7 DOM
5. 2026-06-14
   days on market $599,900 Active 5 DOM
6. 2026-06-10
   days on market $599,900 Active 2 DOM
7. 2026-06-09
   remarks 699-char remark
8. 2026-06-09
   listed $599,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $6,599 · $550/mo
• Projected year-2 tax: $6,599 · $550/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone AH · 26% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $81,310
• − Mortgage interest: −$33,604
• − Property taxes: −$6,599
• − Insurance: −$4,824
• − Repairs & maintenance: −$6,505
• − Management: −$6,505
• − HOA: −$3,612
• − Depreciation: −$17,452
• Taxable income: $2,210
• Est. tax owed @ 24.0%: −$530
• After-tax cash flow: $10,918/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This move-in-ready home in Tamarindo, South Naples, offers a modern and comfortable living space with contemporary finishes and smart-home features.

Value-add opportunities

• Resale Paint exterior trim and shutters — Enhances curb appeal and can increase property value
• Resale Replace outdoor lighting fixtures — Modernizes the exterior and improves safety
• Both Install smart home security system — Enhances safety and convenience for both buyers and renters

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint exterior trim and shutters — Enhances curb appeal and can increase property value ↑
• Resale Replace outdoor lighting fixtures — Modernizes the exterior and improves safety ↑
• Both Install smart home security system — Enhances safety and convenience for both buyers and renters ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Verona Walk

• Score: 62/100
• State rank: #746
• US rank: #16132

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A Housing B+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 23,559
• Household income: $89,334
• Rent vs Own: 15.3% rent · 84.7% own
• Severe rent burden: 550.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 7% Puerto Rican 1% Cuban 3%
• Common ancestry: Hispanic 5% Romanian 4% Lithuanian 1%
• Foreign-born: 21% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.48%
• Current HPI: 266.5545
• Rent YoY: ▲ 3.21%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-17.7% since first listed

15 events — show timeline

• 2026-06-08 Listed $599,900 NAPLESMLS
• 2025-07-17 Rental Removed $3,200 NAPLESMLS
• 2025-06-19 Listed for Rent $3,200 NAPLESMLS
• 2025-05-29 Listing Removed — NAPLESMLS
• 2025-03-14 Price Changed $629,000 NAPLESMLS
• 2025-03-04 Listed $659,000 NAPLESMLS
• 2024-12-28 Rental Removed $5,500 TURBOTENANT
• 2024-11-27 Listed for Rent $5,500 TURBOTENANT
• 2024-09-04 Sold (Public Records) $650,000 Public Records
• 2024-08-30 Listing Removed — NAPLESMLS
• 2024-08-30 Sold (MLS) $650,000 NAPLESMLS
• 2024-08-05 Pending — NAPLESMLS
• 2024-06-28 Price Changed $679,000 NAPLESMLS
• 2024-05-26 Price Changed $699,999 NAPLESMLS
• 2024-05-14 Listed $729,000 NAPLESMLS

Property tax history

+55.5%/yr

Latest (2025): $6,599 · +6.0% YoY. Source: county tax records.