211 Murray · Dierks, AR 71833

$87,500

2 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 6 Days on market

Built 1965 $76/sqft · 15% below area Est $102k · 15% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.3/30.0
• ARV discount +14.1/15.0
• DSCR +9.5/10.0
• 1% rule +6.4/10.0
• Appreciation +5.6/10.0
• Schools +3.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Located in the heart of Dierks, this home is a great starter home or investment property. Offers over 1,150 sq ft of living space, 2 bedrooms and 1 bath. Single carport with laundry room. Contact our office for more details or to schedule a viewing.

Key facts

• Laundry room
• Investment property
• Single carport

Tags

• INVESTMENT PROPERTY
• SINGLE CARPORT
• LAUNDRY ROOM
• DETACHED

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $88k.

Deal economics

• At list price, monthly cash flow is $254 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($999 rent vs $88k).

Location & tenants

• Location reads 65/100 on livability (#147 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, crime F, amenities F.
• Dierks School District (rural): math 37% / reading 40% proficiency, ranked #88 of 238 in AR (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 6 active listings in the ZIP; 1 units permitted in Howard County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($605 loan paydown + $1k appreciation (1.3% local appreciation)).
• Howard County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.3% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $58k; list at $88k implies a 51% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $87,500

Questions for the listing agent

1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 9.77%
• Cash-on-cash: 12.42%
• DSCR: 1.55
• GRM: 7.3

CMA / ARV

• ARV (median comp): $102,497
• List price: $87,500
• Delta: -14.63%
• Verdict: UNDERPRICED
• Comps: 5 within 1.0 mi

Projected returns pro-forma

1.26% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 14.9%
• Equity multiple: 1.77×
• Total profit: $18,878
• Equity at exit: $31,064

10-year hold

• IRR: 18.1%
• Equity multiple: 3.24×
• Total profit: $54,948
• Equity at exit: $42,220

Cash invested: $24,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 71833

• Home prices YoY: 1.2%
• Active inventory: 6
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $999 medium
• Mortgage (P&I): −$459
• Tax from tax record: −$40 /mo · $481/yr
• Insurance: −$36
• HOA: −$0
• Vacancy / Maint / Mgmt: −$210
• Net cashflow: $254

Break-even live

Break-even rent $678

Max offer price $87,500

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $21,875
• Closing costs: $2,625
• Reserves months: —
• Total cash needed: —

Listing history 8 events

1. 2026-06-04
   statusdays on market $87,500 Under Contract 6 DOM
2. 2026-06-02
   days on market $87,500 New Listing 5 DOM
3. 2026-06-01
   days on market $87,500 New Listing 4 DOM
4. 2026-05-31
   days on market $87,500 New Listing 3 DOM
5. 2026-05-31
   days on market $87,500 New Listing 2 DOM
6. 2026-04-14
   price $87,500 249-char remark

   Show marketing remark (249 chars)

   Located in the heart of Dierks, this home is a great starter home or investment property. Offers over 1,150 sq ft of living space, 2 bedrooms and 1 bath. Single carport with laundry room. Contact our office for more details or to schedule a viewing.

7. 2025-06-06
   listed $92,500 New Listing 249-char remark

   Show marketing remark (249 chars)

   Located in the heart of Dierks, this home is a great starter home or investment property. Offers over 1,150 sq ft of living space, 2 bedrooms and 1 bath. Single carport with laundry room. Contact our office for more details or to schedule a viewing.

8. 2005-08-02
   soldstatus $58,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $481 · $40/mo
• Projected year-2 tax: $560 · $47/mo
• Expected delta: +$79/yr (+$7/mo · 16.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥112°F today · 21 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,984
• − Mortgage interest: −$4,901
• − Property taxes: −$481
• − Insurance: −$438
• − Repairs & maintenance: −$959
• − Management: −$959
• − Depreciation: −$2,545
• Taxable income: $1,701
• Est. tax owed @ 24.0%: −$408
• After-tax cash flow: $2,634/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dierks School District
• NCES district ID: 0505340
• Math proficiency: 37% ▼ -6.00%
• Reading proficiency: 40% ▼ -2.00%
• Median HH income: $37,601
• Composite: 32.06/100
• National rank: #5817
• State rank: #88 of 238 in AR

Livability — Dierks

• Score: 65/100
• State rank: #147
• US rank: #13165

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dierks, AR
• Population (ZIP): 1,830

Population outlook (Howard County) Hauer SSP2

• Today (2025): 12,642 people
• By 2030: 12,218 · -3.4%
• By 2040: 11,470 · -9.3%
• By 2050: 10,874 · -14.0%
• By 2075: 10,517 · -16.8%
• By 2100: 10,929 · -13.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 6%
• Common ancestry: Slovak 2% Romanian 1%
• Foreign-born: 0%
• Languages at home: 99% English-only · German/W. Germanic 1%

Political lean MEDSL · Howard

• 2024 margin: Solid R (+46.7) · D 25.9% · R 72.6% · Other 1.5%
• 2008→2024 swing: -21.7pp toward R · 2008: -25.0pp · 2024: -46.7pp
• All cycles: 2024: R+46.7 2020: R+41.9 2016: R+39.0 2012: R+31.7 2008: R+25.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.26%
• Current HPI: 103.4451
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+50.9% since first listed

3 events — show timeline

• 2026-04-14 Price Changed $87,500 CARMLS
• 2025-06-06 Listed $92,500 CARMLS
• 2005-08-02 Sold (Public Records) $58,000 Public Records

Property tax history

+1.0%/yr

Latest (2023): $481 · +0.0% YoY. Source: county tax records.