CashFlowRE
Sign in Sign up
No image
C- Composite 52.19
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • ARV discount +9.8/15.0
  • DSCR +5.9/10.0
  • 1% rule +4.3/10.0
  • Rent growth +3.9/5.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$165,000

206 Friedheim Rd · Rock Hill, SC 29730
2 bd · 1.0 ba · 780 sqft · SingleFamily public records · 298 Days on market
Built 1945 8,276 sqft lot Est $174k · 5% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

Key facts

  • Large backyard
  • New roof
  • 8,276 sq ft lot

Tags

NEW ROOFLARGE BACKYARDDEDICATED STORAGE SHEDCLOSE TO WINTHROP UNIVERSITYCLOSE TO FOUNTAIN PARK

Property features AI

Finance

  • HOA & community: No HOA

Exterior

  • Parking: Shared driveway
  • Utilities: City water; Public sewer
  • Home design: Single-family residence; Residential property; One story; Entry level: main
  • Construction: Site-built construction; Vinyl exterior; Crawl space foundation
  • Exterior features: Front porch; Publicly maintained road access; Road surfaces: dirt, gravel and paved

Interior

  • Kitchen: Dishwasher; Electric oven and range; Microwave; Refrigerator
  • Bedrooms: 2 bedrooms on the main level
  • Flooring: Carpet; Linoleum; Vinyl
  • Bathrooms: 1 full bathroom on the main level
  • Heating & cooling: Central heating (electric, heat pump); Central air conditioning (electric, heat pump)
  • Interior features: 5 total rooms; Dishwasher; Electric oven; Electric range; Electric water heater; Microwave; Refrigerator; Washer and dryer; Carpet flooring; Linoleum flooring; Vinyl flooring
  • Laundry & utility: Washer and dryer in common area on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $165 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $153k (7.4% below list).
  • Recommended offer: $145k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 3.4% in Rock Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#62 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime D-, amenities D-.
  • York 03 (urban): math 36% / reading 47% proficiency, ranked #32 of 80 in SC (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: York Road Elementary (math 27% / reading 27%, grade F, #421 of 597 statewide, top 73%, 438 students, 100% FRL); Northwestern High (math 35% / reading 84%, grade C+, #110 of 196 statewide, top 58%, 1,774 students, 52% FRL) — zoned schools average 76% FRL vs 49% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.5%/yr); 348 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 2,550 units permitted in York County in 2024 (350 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • York County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 298 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 6y ago; this cycle's ask has dropped $35k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 298 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.50%
Cash-on-cash
4.30%
DSCR
1.19
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$173,940
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
206 Friedheim Rd 0.00mi 2/1.0 791 (+1%) 1mo $165,000 $209 97
309 Orr Dr 0.24mi 2/1.0 794 (+2%) 2mo $70,000 $88 84
358 Orr Dr 0.25mi 2/1.0 803 (+3%) 2mo $206,000 $257 82
66 Reynolds St 0.30mi 2/1.0 754 (-3%) 6mo $183,000 $243 76
214 Orr Dr 0.22mi 2/1.0 864 (+11%) 2mo $120,000 $139 70
329 Arnold St 0.39mi 3/1.0 (+1) 786 (+1%) 7mo $160,000 $204 70
420 Byars St 0.27mi 2/1.0 701 (-10%) 8mo $175,000 $250 64
225 Baker St 0.28mi 2/1.0 853 (+9%) 12mo $195,000 $229 62
457 Fewell St 0.40mi 3/2.0 (+1) 824 (+6%) 3mo $183,500 $223 60
325 Orr Dr 0.25mi 2/1.0 870 (+12%) 11mo $164,900 $190 60
339 Arnold St 0.40mi 2/1.0 715 (-8%) 10mo $180,000 $252 59
459 Green St 0.50mi 2/1.0 887 (+14%) 1mo $195,000 $220 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.53% rent growth · sell at horizon

5-year hold
IRR
-7.0%
Equity multiple
0.73×
Total profit
$-12,251
Equity at exit
$24,602
10-year hold
IRR
5.3%
Equity multiple
1.43×
Total profit
$19,972
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29730

Rents YoY
5.5%
Active inventory
348
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,527 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$107 /mo · $1,283/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$321
Net cashflow
$165

Break-even live

Break-even rent $1,318
Max offer price $165,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
207 Friedheim Rd Rock Hill, SC 3.0 1.0 1000 $1,549 $1.55 2d 1 0.06mi
175 W Black St Unit 211 Rock Hill, SC 1.0 1.0 824 $1,440 $1.75 23d 1 0.50mi
175 W Black St Rock Hill, SC 1.0–2.0 1.0–2.0 1021 $1,685 $1.65 19d 11 0.50mi
316 Little St Rock Hill, SC 2.0 1.0 725 $1,150 $1.59 21d 1 0.55mi
108 E Main St Rock Hill, SC 1.0–2.0 1.0–2.0 779 $1,893 $2.43 1d 7 0.62mi
234 Saluda St Rock Hill, SC 1.0 1.0 528 $950 $1.80 14d 1 0.66mi
216 McFadden St Rock Hill, SC 2.0 2.0 984 $1,450 $1.47 14d 1 0.74mi
117 E White St Rock Hill, SC 2.0 1.0–2.0 797 $2,065 $2.59 3d 33 0.76mi
371 Technology Center Way Rock Hill, SC 1.0–2.0 1.0–2.0 832 $2,155 $2.59 2d 37 0.86mi
810 S York Ave Rock Hill, SC 1.0–3.0 1.0 787 $1,249 $1.59 1d 10 0.91mi
378 Technology Center Way Rock Hill, SC 1.0 1.0 622 $1,720 $2.77 2d 7 0.94mi
130 Reid St Rock Hill, SC 1.0 1.0 600 $1,075 $1.79 23d 1 0.95mi
130 Reid St Rock Hill, SC 1.0 1.0 600 $1,075 $1.79 10d 1 0.95mi
116 S Spruce St Unit A Rock Hill, SC 2.0 2.0 850 $1,200 $1.41 19d 1 0.98mi
116 S Spruce St Apt B Rock Hill, SC 2.0 2.0 850 $1,235 $1.45 23d 1 0.98mi
542 E Black St Rock Hill, SC 2.0 1.0 850 $1,595 $1.88 21d 1 1.08mi
542 E Black St Rock Hill, SC 2.0 1.0 850 $1,595 $1.88 4d 1 1.08mi
418 Pickens Ct Rock Hill, SC 2.0 2.0 1060 $1,800 $1.70 23d 1 1.13mi
1547 Caprine CT Rock Hill, SC 1.0–3.0 1.0–2.0 959 $1,478 $1.54 1d 15 1.17mi
658 Arch Dr Rock Hill, SC 3.0 1.0 985 $1,700 $1.73 4d 1 1.21mi
618 Union Ave Rock Hill, SC 2.0 2.0 1050 $1,475 $1.40 15d 1 1.22mi
987 Pebble Rd Rock Hill, SC 3.0 1.0 1044 $1,295 $1.24 23d 1 1.25mi
1128 Westover Cir Rock Hill, SC 3.0 1.0 1119 $1,495 $1.34 23d 1 1.26mi
819 Chestnut St Rock Hill, SC 3.0 1.0 1014 $1,800 $1.78 4d 1 1.39mi
923 Standard St Rock Hill, SC 1.0–2.0 1.0 1025 $1,590 $1.55 1d 4 1.49mi
316 Piedmont St Rock Hill, SC 2.0 1.5 1014 $1,450 $1.43 4d 1 1.49mi
316 Piedmont St Rock Hill, SC 2.0 1.5 1014 $1,595 $1.57 23d 1 1.49mi

Listing history 39 events

  1. 2026-05-02
    status Pending
  2. 2026-04-30
    historical Active Under Contract
  3. 2026-04-13
    price $165,000
  4. 2026-01-06
    price $167,000
  5. 2025-11-18
    price $169,000
  6. 2025-11-07
    price $175,000
  7. 2025-10-02
    price $179,000
  8. 2025-09-04
    price $185,000
  9. 2025-08-19
    price $190,000
  10. 2025-07-25
    price $195,000
  11. 2025-07-07
    listed $200,000 Active
  12. 2025-05-16
    price $167,000
  13. 2025-04-18
    price $170,000
  14. 2025-04-11
    listed $176,000 Active
  15. 2025-04-08
    historical
  16. 2022-05-02
    soldstatus $150,000
  17. 2022-04-29
    soldstatus $150,000 Closed 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  18. 2022-03-22
    historical Active Under Contract 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  19. 2022-03-14
    price $149,900 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  20. 2022-02-14
    price $154,900 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  21. 2022-01-21
    status Active 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  22. 2021-12-23
    historical Active Under Contract 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  23. 2021-12-21
    status Active 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  24. 2021-11-19
    historical Active Under Contract 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  25. 2021-11-12
    price $159,900 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  26. 2021-11-05
    price $165,000 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  27. 2021-10-27
    price $169,900 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  28. 2021-10-08
    listed $175,000 Active 835-char remark
    Show marketing remark (835 chars)

    This adorable updated cottage is located in an established neighborhood close to Downtown Rock Hill. It would make a great starter home or investment property! The home features a new roof, new HVAC, new electrical, and new plumbing! The front porch welcomes you home. As you enter, you're greeted by new carpet & fresh paint. The renovated eat-in kitchen boasts new luxury vinyl plank flooring, new stainless steel appliances, & new cabinetry. Completing the floor plan are 2 bedrooms & a bathroom. The back porch & large partially-fenced backyard will be perfect for grilling out, entertaining, or watching the kids play. You'll also find 2 sheds, which are a great place for storing your tools & lawn equipment. Conveniently located near shopping, dining, & Downtown Rock Hill. Come see your new home, today!

  29. 2021-03-26
    soldstatus $46,000
  30. 2021-03-05
    soldstatus $46,000 Closed
  31. 2021-02-12
    historical Active Under Contract
  32. 2021-02-04
    status Active
  33. 2021-02-04
    price $48,000
  34. 2021-02-03
    historical
  35. 2021-01-26
    status Pending
  36. 2021-01-08
    status Active
  37. 2021-01-07
    historical Active Under Contract
  38. 2020-12-29
    listed $55,000 Active
  39. 2020-12-26
    historical $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,283 · $107/mo
Projected year-2 tax
$1,283 · $107/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,326
− Mortgage interest
−$9,243
− Property taxes
−$1,283
− Insurance
−$825
− Repairs & maintenance
−$1,466
− Management
−$1,466
− Depreciation
−$4,800
Taxable loss
−$757
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$182
After-tax cash flow
$2,167/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
York 03
NCES district ID
4503870
Math proficiency
36% ▼ -8.00%
Reading proficiency
47% ▲ 3.00%
Median HH income
$47,570
Composite
35.46/100
National rank
#4928
State rank
#32 of 80 in SC

Livability — Rock Hill

Score
70/100
State rank
#62
US rank
#7573

Category grades

Amenities D- Commute F Cost of living A+ Crime D- Employment D+ Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rock Hill, SC
County
York County · 281,758 people
City population
115,874
Metro
Charlotte-Concord-Gastonia, NC-SC
Population (ZIP)
58,199
Household income
$68,543
Rent vs Own
39.7% rent · 60.3% own
Severe rent burden
1869.0

Population outlook (York County) Hauer SSP2

Today (2025)
307,757 people
By 2030
335,979 · +9.2%
By 2040
391,378 · +27.2%
By 2050
443,234 · +44.0%
By 2075
557,102 · +81.0%
By 2100
625,837 · +103.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 51% Black 39% Hispanic / Latino 4% Two or more races 4% Native American 2% Asian 1%
Common ancestry
Serbian 2% Slovak 2% Lithuanian 1%
Foreign-born
4% · Canada, Vietnam, China
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · York

2024 margin
R (+19.1) · D 39.7% · R 58.8% · Other 1.5%
2008→2024 swing
-1.4pp toward R · 2008: -17.7pp · 2024: -19.1pp
All cycles
2024: R+19.1 2020: R+16.5 2016: R+22.1 2012: R+20.5 2008: R+17.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -285.91%
Current HPI
268.2609
Rent YoY
▲ 5.53%
Metro
Charlotte-Concord-Gastonia, NC-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+200.0% since first listed
39 events — show timeline
  • 2026-05-02 Pending CANOPYMLS as Distributed by MLS Grid
  • 2026-04-30 Contingent CANOPYMLS as Distributed by MLS Grid
  • 2026-04-13 Price Changed $165,000 CANOPYMLS as Distributed by MLS Grid
  • 2026-01-06 Price Changed $167,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-11-18 Price Changed $169,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-11-07 Price Changed $175,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-10-02 Price Changed $179,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-09-04 Price Changed $185,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-08-19 Price Changed $190,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-07-25 Price Changed $195,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-07-07 Listed $200,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-05-16 Price Changed $167,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-04-18 Price Changed $170,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-04-11 Listed $176,000 CANOPYMLS as Distributed by MLS Grid
  • 2025-04-08 Coming Soon CANOPYMLS as Distributed by MLS Grid
  • 2022-05-02 Sold (Public Records) $150,000 Public Records
  • 2022-04-29 Sold (MLS) $150,000 CANOPYMLS as Distributed by MLS Grid
  • 2022-03-22 Contingent CANOPYMLS as Distributed by MLS Grid
  • 2022-03-14 Price Changed $149,900 CANOPYMLS as Distributed by MLS Grid
  • 2022-02-14 Price Changed $154,900 CANOPYMLS as Distributed by MLS Grid
  • 2022-01-21 Relisted CANOPYMLS as Distributed by MLS Grid
  • 2021-12-23 Contingent CANOPYMLS as Distributed by MLS Grid
  • 2021-12-21 Relisted CANOPYMLS as Distributed by MLS Grid
  • 2021-11-19 Contingent CANOPYMLS as Distributed by MLS Grid
  • 2021-11-12 Price Changed $159,900 CANOPYMLS as Distributed by MLS Grid
  • 2021-11-05 Price Changed $165,000 CANOPYMLS as Distributed by MLS Grid
  • 2021-10-27 Price Changed $169,900 CANOPYMLS as Distributed by MLS Grid
  • 2021-10-08 Listed $175,000 CANOPYMLS as Distributed by MLS Grid
  • 2021-03-26 Sold (Public Records) $46,000 Public Records
  • 2021-03-05 Sold (MLS) $46,000 CANOPYMLS as Distributed by MLS Grid
  • 2021-02-12 Contingent CANOPYMLS as Distributed by MLS Grid
  • 2021-02-04 Relisted CANOPYMLS as Distributed by MLS Grid
  • 2021-02-04 Price Changed $48,000 CANOPYMLS as Distributed by MLS Grid
  • 2021-02-03 Delisted CANOPYMLS as Distributed by MLS Grid
  • 2021-01-26 Pending CANOPYMLS as Distributed by MLS Grid
  • 2021-01-08 Relisted CANOPYMLS as Distributed by MLS Grid
  • 2021-01-07 Contingent CANOPYMLS as Distributed by MLS Grid
  • 2020-12-29 Listed $55,000 CANOPYMLS as Distributed by MLS Grid
  • 2020-12-26 Coming Soon $55,000 CANOPYMLS as Distributed by MLS Grid

Property tax history

+4.3%/yr

Latest (2025): $1,283 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…