17809 Stonebridge Dr · Hazel Crest, IL 60429

$239,999

4 bd · 2.5 ba · 2,179 sqft · SingleFamily public records · 27 Days on market

Built 1971 Est $296k · 19% under

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.0/30.0
• ARV discount +15.0/15.0
• DSCR +6.7/10.0
• 1% rule +5.5/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks

If you're looking for a complete renovation, this is not the home for you. If you're looking for a 3-bedroom 2.1 bath with an office, split level, with a fireplace in the family room, 2.5 car attached garage home that has been cared for. .. this may or may not be the home for you. But if you're looking for a home that has a story & that is rich in future history, a home whose spirit invites you to Create your greatest existence possible, this is DEFINITELY the home for you. Classic & traditional while current & influential. Also, the creek behind the property is perfect for mindful mornings.

Key facts

• 2 garage spots
• Built 1971
• Listed 27 days

Property features AI

Finance

• HOA & community: No master association fee required

Exterior

• Parking: Attached garage with garage door opener; 2 garage spaces (2 total parking spaces)
• Utilities: Public water; Public sewer; Electric with circuit breakers
• Home design: Detached single-family home; Split-level with sub-basement; Fee simple ownership; Estimated living area; Property faces unspecified direction; School bus service available
• Construction: Built approximately 51–60 years ago; Aluminum siding and brick exterior; Shake roof
• Exterior features: Asphalt driveway

Interior

• Kitchen: Range; Microwave; Dishwasher; Refrigerator; Freezer; Range hood; Stainless steel and ENERGY STAR qualified appliances; Eating-area/table space in kitchen
• Bedrooms: 3 bedrooms total; Master bedroom on the second level; Additional bedrooms on the second level
• Flooring: Hardwood in living room, dining room, and office; Ceramic tile in parts of family room, kitchen, and laundry; Laminate in lower-level family room; Carpet in bedrooms
• Bathrooms: 2 full bathrooms; 1 half bathroom; Full-body spray shower in a bath; Double sink vanity
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Built-in bookcases; Intercom system; Sub-basement partial basement
• Laundry & utility: Laundry room on lower level; Gas dryer hookup; Washer and dryer included

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $240k.

Deal economics

• At list price, monthly cash flow is $339 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $240k).
• Recommended offer: $236k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 75/100 on livability (#229 in IL, #4,242 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, crime F, amenities F.
• Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Mae Jemison School (math 2% / reading 17%, grade F, #1,517 of 2,056 statewide, top 78%, 376 students, 0% FRL); Prairie-Hills Junior High School (math 7% / reading 10%, grade F, #605 of 665 statewide, top 91%, 825 students, 0% FRL); Hillcrest High School (math 4% / reading 4%, grade F, #657 of 693 statewide, top 95%, 1,314 students, 0% FRL).
• Market conditions: 79 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $144k; list at $240k implies a 67% gain — meaningful room to come down on a strong offer.

Recommended offer $236,399 (1.5% below list)

Questions for the listing agent

1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 7.99%
• Cash-on-cash: 6.06%
• DSCR: 1.27
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $296,344
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
17956 Sacramento Ave	0.24mi	4/3.0	2,434 (+12%)	0mo	$330,000	$136	67
18103 Cherrywood Ln	0.55mi	4/2.5	2,312 (+6%)	0mo	$330,000	$143	64
3111 Smoke Tree Ct	0.17mi	3/1.5 (-1)	1,983 (-9%)	7mo	$250,000	$126	62
17401 Emerson Ave	0.58mi	4/2.0	2,200 (+1%)	10mo	$263,000	$120	61
2716 Turtle Creek Dr	0.57mi	3/2.5 (-1)	2,127 (-2%)	9mo	$285,000	$134	57
17613 Grandview Dr	0.36mi	4/2.0	1,852 (-15%)	2mo	$215,000	$116	54
18050 Marlin Ln	0.57mi	4/2.5	2,412 (+11%)	3mo	$389,900	$162	53
17805 Dogwood Ln	0.35mi	3/2.0 (-1)	1,874 (-14%)	2mo	$260,000	$139	51
2800 174th St	0.68mi	4/2.0	2,000 (-8%)	4mo	$249,500	$125	50
17755 Turtlecreek Dr	0.56mi	4/2.5	1,898 (-13%)	9mo	$325,000	$171	44
17710 Hillcrest Dr	0.70mi	4/2.0	1,900 (-13%)	2mo	$303,000	$159	42
17301 Burr Oak Ln	0.68mi	3/2.0 (-1)	2,036 (-7%)	10mo	$207,500	$102	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -6.9%
• Equity multiple: 0.74×
• Total profit: $-17,240
• Equity at exit: $35,785

10-year hold

• IRR: 2.7%
• Equity multiple: 1.19×
• Total profit: $12,972
• Equity at exit: $20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60429

• Home prices YoY: -14.0%
• Active inventory: 79
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $2,529 high
• Mortgage (P&I): −$1,259
• Tax est. 1.5%: −$300 /mo · $3,600/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$531
• Net cashflow: $339

Break-even live

Break-even rent $2,099

Max offer price $239,999

Occupancy floor 82%

Sensitivity live

Price	-10% $505	-5% $422	+0% $339	+5% $256	+10% $173
Rent	-10% $140	-5% $239	+0% $339	+5% $439	+10% $539
Rate	-1.0pp $460	-0.5pp $400	base $339	+0.5pp $277	+1.0pp $214

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,000
• Closing costs: $7,200
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3212 Charlemagne Ave Hazel Crest, IL	3.0	2.5	1412	$2,650	$1.88	0d	1	0.33mi
2722 Larkspur Ln Hazel Crest, IL	3.0	1.5	1441	$2,650	$1.84	14d	1	0.50mi
17306 Holmes Ave Hazel Crest, IL	3.0	2.0	1535	$2,195	$1.43	6d	1	0.61mi
3515 Bordeaux Ct Hazel Crest, IL	4.0	2.0	1486	$2,900	$1.95	3d	1	0.62mi
2223 Hawthorne Rd Homewood, IL	3.0	2.0	1552	$2,300	$1.48	26d	1	1.09mi
3900 171st St Country Club Hills, IL	3.0	1.0	1750	$2,250	$1.29	0d	1	1.31mi
3900 171st St Country Club Hills, IL	3.0	1.0	1750	$2,250	$1.29	9d	1	1.31mi
16901 Orchard Ridge Ave Hazel Crest, IL	4.0	2.0	1406	$2,700	$1.92	0d	1	1.48mi

Listing history 14 events

1. 2026-06-21
   days on market $239,999 Active 27 DOM
2. 2026-06-18
   days on market $239,999 Active 24 DOM
3. 2026-06-17
   days on market $239,999 Active 23 DOM
4. 2026-06-16
   days on market $239,999 Active 22 DOM
5. 2026-06-15
   days on market $239,999 Active 21 DOM
6. 2026-06-13
   days on market $239,999 Active 19 DOM
7. 2026-06-09
   days on market $239,999 Active 15 DOM
8. 2026-06-08
   days on market $239,999 Active 14 DOM
9. 2026-06-07
   days on market $239,999 Active 13 DOM
10. 2026-06-04
    pricedays on market $239,999 Active 10 DOM
11. 2026-06-03
    days on market $249,999 Active 9 DOM
12. 2026-06-02
    days on market $249,999 Active 8 DOM
13. 2026-06-01
    days on market $249,999 Active 7 DOM
14. 2026-05-31
    days on market $249,999 Active 6 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,348
• − Mortgage interest: −$13,444
• − Property taxes: −$3,600
• − Insurance: −$1,200
• − Repairs & maintenance: −$2,428
• − Management: −$2,428
• − Depreciation: −$6,982
• Taxable income: $267
• Est. tax owed @ 24.0%: −$64
• After-tax cash flow: $4,008/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bremen Chsd 228
• NCES district ID: 1707050
• Math proficiency: 15% ▼ -4.00%
• Reading proficiency: 17% ▼ -5.00%
• Median HH income: $57,625
• Composite: 15.32/100
• National rank: #9327
• State rank: #468 of 620 in IL

Livability — Hazel Crest

• Score: 75/100
• State rank: #229
• US rank: #4242

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hazel Crest, IL
• City population: 14,602
• Population (ZIP): 14,602

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (83%)
• Race & ethnicity: Black 83% White 7% Hispanic / Latino 7% Two or more races 4%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Romanian 1% Iranian 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 6%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -46.04%
• Current HPI: 282.3552
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+97.3% since first listed

3 events — show timeline

• 2001-01-24 Sold (Public Records) $144,000 Public Records
• 1979-08-30 Sold (Public Records) $73,000 Public Records
• 1979-08-30 Sold (Public Records) $73,000 Public Records

Property tax history

+5.7%/yr

Latest (2023): $12,133 · +97.4% YoY. Source: county tax records.