1747 Pole Bridge Rd · Avon, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.5/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$50,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Calling all investors, renovators, and HGTV enthusiasts! This 3-bedroom home offers a spacious backyard and plenty of potential for someone ready to roll up their sleeves and bring new life to a property with great bones. The walls, floors, and ceilings appear to be in good condition, providing a solid starting point for your vision. Let's be upfront—this home needs a renovation. There is currently water in the basement, so you may want to put your wellies on before heading downstairs! The electric is off, the home is serviced by a fuse panel that will to need updating, and the condition of the furnace, hot water heater, and other mechanical systems is unknown. What you see is what yo
Key facts
- Spacious backyard
- Good condition walls
- 0.9 acre lot
Tags
Property features AI
Exterior
- Parking: Attached garage; 1 garage space
- Utilities: Cable available; High-speed internet available; Public water connected; Septic tank
- Home design: Single-story home; Existing property condition
- Construction: Brick and composite siding exterior; Asphalt roof; Block foundation; Built as existing structure
- Exterior features: Gravel driveway; Rectangular residential lot; Road frontage on a city street
Interior
- Kitchen: Electric cooktop; Refrigerator
- Bedrooms: Three main-level bedrooms
- Flooring: Carpet; Varied flooring
- Bathrooms: One full bathroom (main level)
- Heating & cooling: Forced air heating; Heating present (see remarks)
- Interior features: Entrance foyer; Eat-in kitchen; Separate formal living room; Full basement
- Laundry & utility: Laundry in basement; Water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $811 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
Location & tenants
- Location reads 72/100 on livability (#373 in NY) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, employment A-; Watch: amenities F, commute F.
- Avon Central School District (town): math 53% / reading 50% proficiency, ranked #349 of 590 in NY (top 59%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 37 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 86 units permitted in Livingston County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Livingston County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.93% ✓
- Cap rate
- 25.76%
- Cash-on-cash
- 69.52%
- DSCR
- 4.09
- GRM
- 2.8
CMA / ARV
- ARV (on-the-fly)
- $247,250
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 126 High St | 0.73mi | 2/1.0 (-1) | 1,092 (-5%) | 3mo | $235,000 | $215 | 50 |
| 50 Temple St | 0.72mi | 3/2.0 | 1,259 (+10%) | 1mo | $257,000 | $204 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 69.0%
- Equity multiple
- 4.11×
- Total profit
- $43,574
- Equity at exit
- $7,455
- IRR
- 73.1%
- Equity multiple
- 8.47×
- Total profit
- $104,547
- Equity at exit
- $4,323
Cash invested: $14,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14414
- Home prices YoY
- -14.1%
- Active inventory
- 37
- Price-to-rent
- 2.8×
Monthly cashflow live
- Estimated rent
- $1,464 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax est. 1.5%
- −$62 /mo · $750/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$307
- Net cashflow
- $811
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,500
- Closing costs
- $1,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 146 Sackett Rd Unit RD10 Avon, NY | 2.0 | 1.0 | 700 | $1,200 | $1.71 | 2d | 1 | 1.08mi |
| 148 Sackett Rd Unit RD05 Avon, NY | 2.0 | 1.0 | 750 | $1,200 | $1.60 | 2d | 1 | 1.09mi |
Listing history 2 events
-
2026-06-17remarks 693-char remark
-
2026-06-17$50,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,568
- − Mortgage interest
- −$2,801
- − Property taxes
- −$750
- − Insurance
- −$250
- − Repairs & maintenance
- −$1,405
- − Management
- −$1,405
- − Depreciation
- −$1,455
- Taxable income
- $9,502
- Est. tax owed @ 24.0%
- −$2,280
- After-tax cash flow
- $7,452/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Avon Central School District
- NCES district ID
- 3603660
- Math proficiency
- 53% ▬ 0.00%
- Reading proficiency
- 50% ▲ 12.00%
- Median HH income
- $55,407
- Composite
- 44.56/100
- National rank
- #2786
- State rank
- #349 of 590 in NY
Livability — Avon
- Score
- 72/100
- State rank
- #373
- US rank
- #6426
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Livingston County · 6,576 people
- City population
- 6,576
- Metro
- Rochester, NY
- Population (ZIP)
- 6,576
- Household income
- $72,006
- Rent vs Own
- Severe rent burden
- 100.0
Population outlook (Livingston County) Hauer SSP2
- Today (2025)
- 63,466 people
- By 2030
- 61,966 · -2.4%
- By 2040
- 58,398 · -8.0%
- By 2050
- 54,955 · -13.4%
- By 2075
- 49,958 · -21.3%
- By 2100
- 43,944 · -30.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 4% Hispanic / Latino 2% Black 1%
- Common ancestry
- Romanian 6% Italian 4% Lithuanian 2%
- Foreign-born
- 2% · China, Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Livingston
- 2024 margin
- Strong R (+21.4) · D 39.3% · R 60.7%
- 2008→2024 swing
- -13.6pp toward R · 2008: -7.9pp · 2024: -21.4pp
- All cycles
- 2024: R+21.4 2020: R+18.2 2016: R+27.8 2012: R+9.4 2008: R+7.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -40.57%
- Current HPI
- 247.7027
- Rent YoY
- —
- Metro
- Rochester, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
1 event — show timeline
- 2026-06-17 Listed $50,000 UNYREIS
Property tax history
-6.6%/yrLatest (2025): $3,193 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…