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1747 Pole Bridge Rd
B Composite 70.56
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.5/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$50,000

1747 Pole Bridge Rd · Avon, NY 14414
3 bd · 1.0 ba · 1,150 sqft · SingleFamily public records · 1 Days on market
Built 1956 0.90 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Calling all investors, renovators, and HGTV enthusiasts! This 3-bedroom home offers a spacious backyard and plenty of potential for someone ready to roll up their sleeves and bring new life to a property with great bones. The walls, floors, and ceilings appear to be in good condition, providing a solid starting point for your vision. Let's be upfront—this home needs a renovation. There is currently water in the basement, so you may want to put your wellies on before heading downstairs! The electric is off, the home is serviced by a fuse panel that will to need updating, and the condition of the furnace, hot water heater, and other mechanical systems is unknown. What you see is what yo

Key facts

  • Spacious backyard
  • Good condition walls
  • 0.9 acre lot

Tags

SPACIOUS BACKYARDGOOD CONDITION WALLSGOOD CONDITION FLOORSGOOD CONDITION CEILINGS

Property features AI

Exterior

  • Parking: Attached garage; 1 garage space
  • Utilities: Cable available; High-speed internet available; Public water connected; Septic tank
  • Home design: Single-story home; Existing property condition
  • Construction: Brick and composite siding exterior; Asphalt roof; Block foundation; Built as existing structure
  • Exterior features: Gravel driveway; Rectangular residential lot; Road frontage on a city street

Interior

  • Kitchen: Electric cooktop; Refrigerator
  • Bedrooms: Three main-level bedrooms
  • Flooring: Carpet; Varied flooring
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Forced air heating; Heating present (see remarks)
  • Interior features: Entrance foyer; Eat-in kitchen; Separate formal living room; Full basement
  • Laundry & utility: Laundry in basement; Water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $811 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).

Location & tenants

  • Location reads 72/100 on livability (#373 in NY) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, employment A-; Watch: amenities F, commute F.
  • Avon Central School District (town): math 53% / reading 50% proficiency, ranked #349 of 590 in NY (top 59%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 37 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 86 units permitted in Livingston County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Livingston County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $50,000

Questions for the listing agent

  1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.93%
Cap rate
25.76%
Cash-on-cash
69.52%
DSCR
4.09
GRM
2.8

CMA / ARV

ARV (on-the-fly)
$247,250
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
126 High St 0.73mi 2/1.0 (-1) 1,092 (-5%) 3mo $235,000 $215 50
50 Temple St 0.72mi 3/2.0 1,259 (+10%) 1mo $257,000 $204 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
69.0%
Equity multiple
4.11×
Total profit
$43,574
Equity at exit
$7,455
10-year hold
IRR
73.1%
Equity multiple
8.47×
Total profit
$104,547
Equity at exit
$4,323

Cash invested: $14,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14414

Home prices YoY
-14.1%
Active inventory
37
Price-to-rent
2.8×

Monthly cashflow live

Estimated rent
$1,464 medium interval (Pro) →
Mortgage (P&I)
$262
Tax est. 1.5%
$62 /mo · $750/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$307
Net cashflow
$811

Break-even live

Break-even rent $437
Max offer price $50,000
Occupancy floor 40%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,500
Closing costs
$1,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
146 Sackett Rd Unit RD10 Avon, NY 2.0 1.0 700 $1,200 $1.71 2d 1 1.08mi
148 Sackett Rd Unit RD05 Avon, NY 2.0 1.0 750 $1,200 $1.60 2d 1 1.09mi

Listing history 2 events

  1. 2026-06-17
    remarks 693-char remark
  2. 2026-06-17
    listed $50,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 2/10 Low 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,568
− Mortgage interest
−$2,801
− Property taxes
−$750
− Insurance
−$250
− Repairs & maintenance
−$1,405
− Management
−$1,405
− Depreciation
−$1,455
Taxable income
$9,502
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,280
After-tax cash flow
$7,452/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Avon Central School District
NCES district ID
3603660
Math proficiency
53% ▬ 0.00%
Reading proficiency
50% ▲ 12.00%
Median HH income
$55,407
Composite
44.56/100
National rank
#2786
State rank
#349 of 590 in NY

Livability — Avon

Score
72/100
State rank
#373
US rank
#6426

Category grades

Amenities F Commute F Cost of living A- Crime B+ Employment A- Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Livingston County · 6,576 people
City population
6,576
Metro
Rochester, NY
Population (ZIP)
6,576
Household income
$72,006
Rent vs Own
27.5% rent · 72.5% own
Severe rent burden
100.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
63,466 people
By 2030
61,966 · -2.4%
By 2040
58,398 · -8.0%
By 2050
54,955 · -13.4%
By 2075
49,958 · -21.3%
By 2100
43,944 · -30.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 4% Hispanic / Latino 2% Black 1%
Common ancestry
Romanian 6% Italian 4% Lithuanian 2%
Foreign-born
2% · China, Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Livingston

2024 margin
Strong R (+21.4) · D 39.3% · R 60.7%
2008→2024 swing
-13.6pp toward R · 2008: -7.9pp · 2024: -21.4pp
All cycles
2024: R+21.4 2020: R+18.2 2016: R+27.8 2012: R+9.4 2008: R+7.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.57%
Current HPI
247.7027
Rent YoY
Metro
Rochester, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-17 Listed $50,000 UNYREIS

Property tax history

-6.6%/yr

Latest (2025): $3,193 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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