CashFlowRE
Sign in Sign up
800 W Apache Trl #142
D Composite 41.46
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.6/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$25,000

800 W Apache Trl #142 · Apache Junction, AZ 85120
2 bd · 2.0 ba · 972 sqft · Manufactured · 47 Days on market
Built 1979 1,200 sqft lot ↓ 53% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Stunning Home in Sky Haven Estates-A True Turn-Key Gem! This meticulously cared-for 2-bedroom, 2-bathroom home is an ideal blend of comfort and style. Boasting two spacious ensuites, this home is move-in ready and fully furnished, making it the perfect place to make a home. Recent Upgrades: New Flooring in the Kitchen and Great Room, along with New Carpet throughout the Second Bedroom and Living Areas. The home has been thoughtfully painted and features updated windows and French doors, providing an elegant exit to the outdoors. The spacious kitchen offers ample cabinet & New Countertop space, a sleek new sink, and storage. The cozy dine-in kitchen area is perfect for casual meals or

Key facts

  • New carpet
  • Updated windows
  • New flooring

Tags

TWO SPACIOUS ENSUITESNEW FLOORINGNEW CARPETUPDATED WINDOWSFRENCH DOORSEXTENDED COVERED PATIO

Property features AI

Finance

  • Other: Lot size reported as 1,200 (owner source)
  • HOA & community: Monthly land lease: $995; Association covers sewer, water, trash, street maintenance and grounds maintenance; Community amenities include pool, community spa (heated), pickleball and tennis courts, biking/walking paths

Exterior

  • Parking: 1 covered parking space; 1 carport space
  • Security: Gated community
  • Utilities: City water; Sewer connected
  • Home design: Manufactured/mobile home; Leasehold property
  • Construction: Wood frame and panelized construction; Painted exterior; Metal roof with reflective coating
  • Exterior features: Private street access; On-site storage; Desert front and back landscaping; Private maintained road

Interior

  • Kitchen: Built-in microwave; Non-laminate countertops; Refrigerator
  • Bedrooms: 2 bedrooms (including 2 master bedrooms possible)
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump heating; Central air conditioning
  • Interior features: Eat-in kitchen with breakfast bar; Furnished (see remarks); Full bathroom in master bedroom; Solar screens
  • Laundry & utility: Community laundry available

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $25k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $25k).
  • Recommended offer: $24k (3.0% below list) — sets the bar for market timing.
  • Cap rate 56.8% vs local median 3.5% in Apache Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#70 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
  • Apache Junction Unified District (4443) (suburban): math 15% / reading 20% proficiency, ranked #195 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents falling (-3.5%/yr); 455 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($24k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 3→7/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $24,250 (3.0% below list)

Questions for the listing agent

  1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
6.21%
Cap rate
56.82%
Cash-on-cash
180.47%
DSCR
9.03
GRM
1.3

CMA / ARV

ARV (on-the-fly)
$60,264
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
800 W Apache Trl #141 0.00mi 2/1.5 910 (-6%) 11mo $30,000 $33 78
800 W Apache Trl #93 0.05mi 2/1.0 888 (-9%) 2mo $19,969 $22 78
800 W Apache Trail Trl #147 0.00mi 2/2.0 1,056 (+9%) 17mo $37,900 $36 72
800 W Apache Trl N #144 0.00mi 2/1.0 896 (-8%) 16mo $42,900 $48 70
900 N San Marcos Dr #95 0.48mi 2/1.0 980 (+1%) 4mo $20,000 $20 69
1363 N Plaza Dr #9 0.75mi 2/2.0 1,027 (+6%) 3mo $135,000 $131 54
985 W Roundup St 0.64mi 2/2.0 896 (-8%) 12mo $330,000 $368 48
1065 N San Marcos Dr #25 0.56mi 2/2.0 1,056 (+9%) 14mo $48,000 $45 48
269 N Winchester Rd #66 0.69mi 2/1.0 840 (-14%) 1mo $55,000 $65 40
1280 W Greasewood St 0.68mi 2/1.5 924 (-5%) 22mo $259,000 $280 40
1275 W Superstition Blvd 0.54mi 3/2.0 (+1) 1,054 (+8%) 24mo $322,000 $306 36
1363 N Plaza Dr #8 0.75mi 3/2.0 (+1) 910 (-6%) 21mo $56,000 $62 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
9.35×
Total profit
$58,476
Equity at exit
$3,728
10-year hold
IRR
Equity multiple
18.11×
Total profit
$119,784
Equity at exit
$2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85120

Home prices YoY
-29.0%
Rents YoY
-3.5%
Active inventory
455
Price-to-rent
1.3×

Monthly cashflow live

Estimated rent
$1,551 high interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$326
Net cashflow
$1,053

Break-even live

Break-even rent $219
Max offer price $25,000
Occupancy floor 27%

Sensitivity live

Price -10% $1,070 -5% $1,061 +0% $1,053 +5% $1,044 +10% $1,035
Rent -10% $930 -5% $991 +0% $1,053 +5% $1,114 +10% $1,175
Rate -1.0pp $1,065 -0.5pp $1,059 base $1,053 +0.5pp $1,046 +1.0pp $1,040

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
111 S Outpost Rd Unit 4 Apache Junction, AZ 2.0 1.0 775 $1,175 $1.52 24d 1 0.59mi
695 E Superstition Blvd Apache Junction, AZ 1.0–3.0 1.0–2.0 983 $1,860 $1.89 2d 13 0.83mi
135 N Palo Verde Dr Apache Junction, AZ 1.0 1.0 750 $915 $1.22 20d 1 0.83mi
135 N Palo Verde Dr Unit 8 Apache Junction, AZ 1.0 1.0 750 $925 $1.23 24d 1 0.83mi
1440 N Idaho Rd Apache Junction, AZ 1.0–2.0 1.0–1.5 1010 $1,900 $1.88 25d 3 0.86mi
452 E 10th Ave Unit 104 Apache Junction, AZ 2.0 1.0 783 $1,000 $1.28 22d 1 0.99mi
960 S Mara Dr Unit 1 Apache Junction, AZ 2.0 1.0 682 $1,450 $2.13 13d 1 1.02mi
2185 W Ohio St Apache Junction, AZ 2.0 1.0 1000 $1,295 $1.29 5d 1 1.08mi
975 S Royal Palm Rd Apache Junction, AZ 2.0–3.0 2.0 1000 $1,325 $1.32 3d 13 1.14mi
455 N Delaware Dr Unit 7 Apache Junction, AZ 2.0 2.0 1060 $1,900 $1.79 25d 1 1.16mi
455 S Delaware Dr Unit 179 Apache Junction, AZ 2.0 2.0 1060 $2,395 $2.26 25d 1 1.22mi
455 S Delaware Dr Apache Junction, AZ 2.0 2.0 1060 $2,048 $1.93 21d 2 1.22mi
1297 E Broadway Ave Apache Junction, AZ 1.0–3.0 1.0–2.0 954 $1,937 $2.03 2d 29 1.41mi
2061 S Apache Dr Unit 1 Apache Junction, AZ 2.0 1.0 800 $1,095 $1.37 6d 1 1.46mi

Listing history 17 events

  1. 2026-06-18
    days on market $25,000 Active 47 DOM
  2. 2026-06-17
    days on market $25,000 Active 46 DOM
  3. 2026-06-16
    days on market $25,000 Active 45 DOM
  4. 2026-06-15
    days on market $25,000 Active 44 DOM
  5. 2026-06-13
    days on market $25,000 Active 42 DOM
  6. 2026-06-09
    days on market $25,000 Active 38 DOM
  7. 2026-06-08
    days on market $25,000 Active 37 DOM
  8. 2026-06-07
    days on market $25,000 Active 36 DOM
  9. 2026-06-04
    days on market $25,000 Active 33 DOM
  10. 2026-06-03
    days on market $25,000 Active 32 DOM
  11. 2026-06-02
    days on market $25,000 Active 31 DOM
  12. 2026-06-01
    days on market $25,000 Active 30 DOM
  13. 2026-05-31
    days on market $25,000 Active 29 DOM
  14. 2026-05-02
    listed $25,000 Active
  15. 2025-05-01
    historical
  16. 2025-01-28
    price $45,000
  17. 2024-12-23
    listed $53,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 3 d/yr ≥111°F today · 7 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,615
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$125
− Repairs & maintenance
−$1,489
− Management
−$1,489
− Depreciation
−$727
Taxable income
$13,009
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,122
After-tax cash flow
$9,511/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Apache Junction Unified District (4443)
NCES district ID
0400790
Math proficiency
15% ▼ -17.00%
Reading proficiency
20% ▼ -13.00%
Median HH income
$44,930
Composite
15.34/100
National rank
#9325
State rank
#195 of 249 in AZ

Livability — Apache Junction

Score
66/100
State rank
#70
US rank
#11242

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Apache Junction, AZ
County
Pinal County · 399,947 people
City population
56,611
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
31,191
Household income
$57,786
Rent vs Own
17.8% rent · 82.2% own
Severe rent burden
686.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 16% Two or more races 10% Asian 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Romanian 3% Lithuanian 3% Portuguese 3%
Foreign-born
7% · Canada
Languages at home
89% English-only · Spanish 8% Tagalog/Filipino 1%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -128.31%
Current HPI
313.4666
Rent YoY
▼ -3.50%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-52.8% since first listed
4 events — show timeline
  • 2026-05-02 Listed $25,000 ARMLS
  • 2025-05-01 Listing Removed ARMLS
  • 2025-01-28 Price Changed $45,000 ARMLS
  • 2024-12-23 Listed $53,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…