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550 Evergreen Dr
D+ Composite 49.89
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.1/10.0
  • Schools +4.8/10.0
  • Livability +3.9/5.0
  • Appreciation +3.7/10.0
  • 1% rule +3.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$139,900

550 Evergreen Dr · Mountain View, WY 82939
3 bd · 2.0 ba · 1,644 sqft · Manufactured public records · 144 Days on market
Built 1972 0.38 ac lot ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

River frontage in your own backyard with bridge to other side. Check out this 1972 single wide mobile home with a addition and sunroom added and enjoy the view! Close to Mountain View, WY High School and near Mountain View Middle School. Cash sale or equity loan needed as not eligible for FHA funding because of lender restrictions age/moved twice Great opportunity for an investment rental, or family home. Call Beverly Grange, Big Country Properties at 307 780 8423 to setup a showing & more information. This backyard can be your own oasis! Check it out!

Key facts

  • Extra parking
  • Back yard
  • Outbuildings

Tags

RIVER FRONTAGESUN ROOMBACK YARDOUTBUILDINGSEXTRA PARKING

Property features AI

Finance

  • Other: Lot size approximately 0.38 acres

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Manufactured home; Residential property
  • Construction: Wood siding; Composition roof; Crawl space foundation; Built on manufactured home construction (manufactured attached)
  • Exterior features: Porch; Chain link fencing; Shed(s); Riverfront setting

Interior

  • Kitchen: Dishwasher; Refrigerator; Microwave; Range; Oven
  • Flooring: Carpet; Laminate
  • Heating & cooling: Forced air heating
  • Interior features: Dishwasher; Refrigerator; Microwave; Range; Oven

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $140k.

Deal economics

  • At list price, monthly cash flow is $78 ($938/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $121k (13.6% below list).
  • Recommended offer: $121k (13.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 77/100 on livability (#11 in WY, #2,919 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Uinta County School District #4 (rural): math 55% / reading 54% proficiency, ranked #16 of 41 in WY (top 39%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
  • Zoned schools: Mountain View K-8 (math 53% / reading 57%, grade C, #61 of 151 statewide, top 40%, 504 students, 23% FRL); Mountain View High School (math 62% / reading 47%, grade C-, #18 of 75 statewide, top 30%, 244 students, 20% FRL) — zoned schools at 21% FRL track the district average.
  • Market conditions: 17 active listings in the ZIP; 50 units permitted in Uinta County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-2.7%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Uinta County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 144 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $120,897 (13.6% below list)

Questions for the listing agent

  1. It's been on market 144 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.96%
Cash-on-cash
2.39%
DSCR
1.11
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$281,124
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
570 Evergreen Dr 0.02mi 3/2.0 1,435 (-13%) 5mo $259,000 $180 74
654 Oak Dr 0.15mi 3/2.0 1,568 (-5%) 20mo $229,000 $146 68
664 Evergreen Dr 0.09mi 3/2.0 1,404 (-15%) 4mo $169,000 $120 68
545 Seventh St St 0.19mi 3/2.0 1,512 (-8%) 22mo $259,000 $171 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.68% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.8%
Equity multiple
0.60×
Total profit
$-15,855
Equity at exit
$22,854
10-year hold
IRR
-2.1%
Equity multiple
0.85×
Total profit
$-5,933
Equity at exit
$15,550

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Wyoming
90 Strongly Landlord-Friendly · R+25
County
— inherits STATE
City
— inherits STATE
3-day notice; strongly landlord-favorable; small market.

ZIP-level market 82939

Home prices YoY
-0.9%
Active inventory
17
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,209 medium interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$85 /mo · $1,020/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$78

Break-even live

Break-even rent $1,110
Max offer price $139,900
Occupancy floor 89%

Sensitivity live

Price -10% $157 -5% $118 +0% $78 +5% $39 +10% $-1
Rent -10% $-17 -5% $30 +0% $78 +5% $126 +10% $174
Rate -1.0pp $149 -0.5pp $114 base $78 +0.5pp $42 +1.0pp $5

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-21
    days on market $139,900 Active 144 DOM
  2. 2026-06-21
    days on market $139,900 Active 143 DOM
  3. 2026-06-18
    days on market $139,900 Active 141 DOM
  4. 2026-06-17
    days on market $139,900 Active 140 DOM
  5. 2026-06-16
    days on market $139,900 Active 139 DOM
  6. 2026-06-15
    days on market $139,900 Active 138 DOM
  7. 2026-06-15
    days on market $139,900 Active 137 DOM
  8. 2026-06-13
    days on market $139,900 Active 136 DOM
  9. 2026-06-12
    days on market $139,900 Active 135 DOM
  10. 2026-06-09
    days on market $139,900 Active 132 DOM
  11. 2026-06-08
    days on market $139,900 Active 131 DOM
  12. 2026-06-08
    days on market $139,900 Active 130 DOM
  13. 2026-06-05
    days on market $139,900 Active 128 DOM
  14. 2026-06-04
    days on market $139,900 Active 127 DOM
  15. 2026-06-03
    days on market $139,900 Active 126 DOM
  16. 2026-06-02
    days on market $139,900 Active 125 DOM
  17. 2026-06-01
    days on market $139,900 Active 124 DOM
  18. 2026-05-31
    days on market $139,900 Active 123 DOM
  19. 2026-02-20
    price $139,900
  20. 2026-01-22
    listed $150,000 Active
  21. 2021-09-17
    soldstatus 567-char remark
    Show marketing remark (567 chars)

    River frontage in your own backyard with bridge to other side. Check out this 1972 single wide mobile home with a addition and sunroom added and enjoy the view! Close to Mountain View, WY High School and near Mountain View Middle School. Cash sale or equity loan needed as not eligible for FHA funding because of lender restrictions age/moved twice Great opportunity for an investment rental, or family home. Call Beverly Grange, Big Country Properties at 307 780 8423 to setup a showing & more information. This backyard can be your own oasis! Check it out!

  22. 2021-08-02
    listed $149,000 567-char remark
    Show marketing remark (567 chars)

    River frontage in your own backyard with bridge to other side. Check out this 1972 single wide mobile home with a addition and sunroom added and enjoy the view! Close to Mountain View, WY High School and near Mountain View Middle School. Cash sale or equity loan needed as not eligible for FHA funding because of lender restrictions age/moved twice Great opportunity for an investment rental, or family home. Call Beverly Grange, Big Country Properties at 307 780 8423 to setup a showing & more information. This backyard can be your own oasis! Check it out!

  23. 2021-04-16
    soldstatus
  24. 1995-03-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WY · Resets to sale price

Current annual tax
$1,020 · $85/mo
Projected year-2 tax
$1,020 · $85/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 1/10 Low 7 d/yr ≥85°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,508
− Mortgage interest
−$7,837
− Property taxes
−$1,020
− Insurance
−$700
− Repairs & maintenance
−$1,161
− Management
−$1,161
− Depreciation
−$4,070
Taxable loss
−$1,439
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$345
After-tax cash flow
$1,283/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Uinta County School District #4
NCES district ID
5604500
Math proficiency
55% ▼ -1.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$67,659
Composite
48.22/100
National rank
#2166
State rank
#16 of 41 in WY

Livability — Mountain View

Score
77/100
State rank
#11
US rank
#2919

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mountain View, WY
Population (ZIP)
1,296

Population outlook (Uinta County) Hauer SSP2

Today (2025)
19,871 people
By 2030
19,106 · -3.8%
By 2040
17,394 · -12.5%
By 2050
15,715 · -20.9%
By 2075
12,193 · -38.6%
By 2100
9,429 · -52.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 9% Hispanic / Latino 5%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Portuguese 10% Slovak 9% Iranian 4%
Foreign-born
1% · Canada
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Uinta

2024 margin
Solid R (+63.7) · D 17.4% · R 81.1% · Other 1.6%
2008→2024 swing
-22.6pp toward R · 2008: -41.1pp · 2024: -63.7pp
All cycles
2024: R+63.7 2020: R+62.8 2016: R+61.5 2012: R+59.0 2008: R+41.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.68%
Current HPI
308.04
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-6.1% since first listed
6 events — show timeline
  • 2026-02-20 Price Changed $139,900 WMLS
  • 2026-01-22 Listed $150,000 WMLS
  • 2021-09-17 Sold (MLS) WMLS
  • 2021-08-02 Listed $149,000 WMLS
  • 2021-04-16 Sold (Public Records) Public Records
  • 1995-03-15 Sold (Public Records) Public Records

Property tax history

+3.2%/yr

Latest (2025): $1,020 · -21.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…