3418 E Baltimore St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.8/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.6/10.0
- Livability +3.8/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$180,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this move in ready 3 bedroom, 2 full bath row home located in N Highlandtown. The main floor boasts wood floors and high cielings throughout. Entering brings you into a large living area which opens straight into a formal dining area followed by the kitchen. A rear door off of the kitchen opens up to the small metal rear deck that walks down into the fully fenced rear yard. Upstairs is fully carpeted with two large bedrooms and a full bath with double vanities and a tub/shower combo. Taking the stairs to the basement brings you to another fully finished floor with a bedroom, as well as a potential 4th bedroom and a full bath with a walk in shower. In the rear of the basement is a large storage/mechanical/laundry room which has a walkout level door that walks out into the rear yard. This house is clean, move in ready and waiting for you to call it home!
Key facts
- Wood floors
- Formal dining area
- Fully finished floor
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $180k.
Deal economics
- At list price, monthly cash flow is $606 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $169k (6.0% below list) — sets the bar for market timing.
- Cap rate 10.3% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.3%/yr); 391 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 33% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 1.3% rent growth), your $50k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 19y ago; this cycle's ask has dropped $19k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.36% ✓
- Cap rate
- 10.34%
- Cash-on-cash
- 14.44%
- DSCR
- 1.64
- GRM
- 6.1
CMA / ARV
- ARV (median comp)
- $227,050
- List price
- $180,000
- Delta
- -20.72%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 246 S East Ave | 0.30mi | 3/2.0 | 2,050 (+1%) | 0mo | $324,900 | $158 | 84 |
| 21 S Linwood Ave | 0.39mi | 3/2.5 | 1,912 (-6%) | 0mo | $490,000 | $256 | 70 |
| 234 S Highland Ave | 0.22mi | 3/3.5 | 1,848 (-9%) | 0mo | $417,500 | $226 | 69 |
| 615 S Clinton St | 0.52mi | 3/3.5 | 2,127 (+5%) | 0mo | $460,000 | $216 | 61 |
| 263 S East Ave | 0.30mi | 2/2.0 (-1) | 1,767 (-13%) | 0mo | $375,000 | $212 | 60 |
| 633 S Linwood Ave S | 0.67mi | 3/2.5 | 1,935 (-4%) | 0mo | $351,000 | $181 | 59 |
| 708 S Conkling St | 0.58mi | 4/3.5 (+1) | 2,073 (+2%) | 0mo | $475,000 | $229 | 58 |
| 38 S Curley St | 0.38mi | 3/1.0 | 1,729 (-15%) | 0mo | $181,100 | $105 | 54 |
| 3121 Mcelderry St | 0.43mi | 3/3.0 | 2,316 (+14%) | 0mo | $269,900 | $117 | 52 |
| 731 S Conkling St | 0.61mi | 4/3.5 (+1) | 1,836 (-9%) | 0mo | $480,000 | $261 | 44 |
| 802 S Potomac St | 0.74mi | 3/3.0 | 1,755 (-13%) | 0mo | $435,000 | $248 | 39 |
| 730 S Decker Ave | 0.67mi | 4/3.5 (+1) | 1,740 (-14%) | 0mo | $564,900 | $325 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.31% rent growth · sell at horizon
- IRR
- 2.9%
- Equity multiple
- 1.11×
- Total profit
- $5,457
- Equity at exit
- $26,839
- IRR
- 10.7%
- Equity multiple
- 1.77×
- Total profit
- $38,633
- Equity at exit
- $15,563
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21224
- Rents YoY
- 1.3%
- Active inventory
- 391
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $2,442 high interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax from tax record
- −$304 /mo · $3,650/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$513
- Net cashflow
- $606
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3436 Leverton Ave Baltimore, MD | 3.0 | 3.5 | 1500 | $2,350 | $1.57 | 23d | 1 | 0.09mi |
| 3304 E Baltimore St Baltimore, MD | 3.0 | 1.5 | 1514 | $1,875 | $1.24 | 43d | 1 | 0.09mi |
| 3502 E Lombard St Baltimore, MD | 3.0 | 2.0 | 1522 | $1,870 | $1.23 | 43d | 1 | 0.11mi |
| 3212 E Baltimore St Baltimore, MD | 2.0 | 3.0 | 1931 | $2,350 | $1.22 | 23d | 1 | 0.16mi |
| 127 S Robinson St Baltimore, MD | 2.0 | 1.5 | 1400 | $2,000 | $1.43 | 43d | 1 | 0.24mi |
| 10 N Ellwood Ave Baltimore, MD | 4.0 | 2.5 | 1768 | $2,500 | $1.41 | 43d | 1 | 0.25mi |
| 113 N Decker Ave Baltimore, MD | 3.0 | 3.5 | 1800 | $2,850 | $1.58 | 23d | 1 | 0.27mi |
| 249 S East Ave Baltimore, MD | 2.0 | 2.0 | 1680 | $2,250 | $1.34 | 23d | 1 | 0.30mi |
| 300 S Robinson St Baltimore, MD | 4.0 | 3.5 | 2604 | $3,500 | $1.34 | 43d | 1 | 0.37mi |
| 3304 McElderry St Baltimore, MD | 3.0 | 2.0 | 1413 | $1,900 | $1.34 | 43d | 1 | 0.39mi |
| 11 N Streeper St Baltimore, MD | 3.0 | 3.5 | 1800 | $2,600 | $1.44 | 43d | 1 | 0.42mi |
| 10 N Streeper St Baltimore, MD | 3.0 | 2.5 | 1440 | $2,500 | $1.74 | 23d | 1 | 0.43mi |
| 2903 Jefferson St Baltimore, MD | 3.0 | 3.0 | 1609 | $1,850 | $1.15 | 43d | 1 | 0.46mi |
| 2800 Orleans St Baltimore, MD | 3.0 | 1.0 | 1404 | $1,600 | $1.14 | 17d | 1 | 0.49mi |
| 2800 Orleans St Baltimore, MD | 3.0 | 1.0 | 1404 | $1,600 | $1.14 | 14d | 1 | 0.49mi |
| 502 S Haven St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 16d | 1 | 0.57mi |
| 502 S Haven St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 23d | 1 | 0.57mi |
| 2619 E Fayette St Baltimore, MD | 3.0 | 2.0 | 1600 | $1,900 | $1.19 | 43d | 1 | 0.58mi |
| 718 N Curley St Baltimore, MD | 3.0 | 3.0 | 1500 | $2,000 | $1.33 | 4d | 1 | 0.60mi |
| 622 S Ellwood Ave Baltimore, MD | 3.0 | 2.0 | 1906 | $2,800 | $1.47 | 43d | 1 | 0.60mi |
| 724 N Curley St Baltimore, MD | 3.0 | 3.0 | 1500 | $2,200 | $1.47 | 4d | 1 | 0.61mi |
| 611 Grundy St Baltimore, MD | 3.0 | 2.0 | 1434 | $2,700 | $1.88 | 23d | 1 | 0.61mi |
| 733 N Linwood Ave Baltimore, MD | 4.0 | 3.0 | 2410 | $2,150 | $0.89 | 43d | 1 | 0.63mi |
| 533 N Lakewood Ave Baltimore, MD | 4.0 | 3.5 | 1758 | $4,500 | $2.56 | 43d | 1 | 0.63mi |
| 537 N Lakewood Ave Baltimore, MD | 3.0 | 3.5 | 1755 | $2,050 | $1.17 | 43d | 1 | 0.63mi |
| 233 N Luzerne Ave Baltimore, MD | 3.0 | 2.5 | 1700 | $2,250 | $1.32 | 21d | 1 | 0.63mi |
| 133 S Macon St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 17d | 1 | 0.64mi |
| 809 N Curley St Baltimore, MD | 3.0 | 1.0 | 1746 | $1,400 | $0.80 | 21d | 1 | 0.64mi |
| 3245 Fait Ave Baltimore, MD | 3.0 | 2.0 | 1470 | $2,900 | $1.97 | 43d | 1 | 0.67mi |
| 227 N Rose St Baltimore, MD | 2.0 | 4.0 | 1420 | $1,600 | $1.13 | 23d | 1 | 0.67mi |
| 602 S Streeper St Baltimore, MD | 4.0 | 3.0 | 1980 | $3,200 | $1.62 | 23d | 1 | 0.68mi |
| 214 S Newkirk St Unit 214 Baltimore, MD | 3.0 | 5.0 | 2000 | $3,000 | $1.50 | 43d | 1 | 0.68mi |
| 224 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1600 | $3,300 | $2.06 | 20d | 1 | 0.69mi |
| 228 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1620 | $3,000 | $1.85 | 43d | 1 | 0.69mi |
| 230 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1600 | $3,000 | $1.88 | 17d | 1 | 0.69mi |
| 822 S Highland Ave Baltimore, MD | 4.0 | 3.0 | 1508 | $3,500 | $2.32 | 21d | 1 | 0.70mi |
| 539 N Luzerne Ave Baltimore, MD | 3.0 | 2.5 | 1702 | $2,300 | $1.35 | 43d | 1 | 0.70mi |
| 3703 Hudson St Baltimore, MD | 4.0 | 3.0 | 1958 | $3,350 | $1.71 | 23d | 1 | 0.75mi |
| 3036 Hudson St Baltimore, MD | 2.0 | 2.5 | 1428 | $2,600 | $1.82 | 43d | 1 | 0.76mi |
| 939 S Baylis St Baltimore, MD | 3.0 | 3.0 | 1606 | $3,500 | $2.18 | 17d | 1 | 0.78mi |
Listing history 28 events
-
2026-05-04price $180,000 875-char remark
Show marketing remark (875 chars)
Welcome to this move in ready 3 bedroom, 2 full bath row home located in N Highlandtown. The main floor boasts wood floors and high cielings throughout. Entering brings you into a large living area which opens straight into a formal dining area followed by the kitchen. A rear door off of the kitchen opens up to the small metal rear deck that walks down into the fully fenced rear yard. Upstairs is fully carpeted with two large bedrooms and a full bath with double vanities and a tub/shower combo. Taking the stairs to the basement brings you to another fully finished floor with a bedroom, as well as a potential 4th bedroom and a full bath with a walk in shower. In the rear of the basement is a large storage/mechanical/laundry room which has a walkout level door that walks out into the rear yard. This house is clean, move in ready and waiting for you to call it home!
-
2026-04-28price $185,000 875-char remark
Show marketing remark (875 chars)
Welcome to this move in ready 3 bedroom, 2 full bath row home located in N Highlandtown. The main floor boasts wood floors and high cielings throughout. Entering brings you into a large living area which opens straight into a formal dining area followed by the kitchen. A rear door off of the kitchen opens up to the small metal rear deck that walks down into the fully fenced rear yard. Upstairs is fully carpeted with two large bedrooms and a full bath with double vanities and a tub/shower combo. Taking the stairs to the basement brings you to another fully finished floor with a bedroom, as well as a potential 4th bedroom and a full bath with a walk in shower. In the rear of the basement is a large storage/mechanical/laundry room which has a walkout level door that walks out into the rear yard. This house is clean, move in ready and waiting for you to call it home!
-
2026-04-16price $190,000 875-char remark
Show marketing remark (875 chars)
Welcome to this move in ready 3 bedroom, 2 full bath row home located in N Highlandtown. The main floor boasts wood floors and high cielings throughout. Entering brings you into a large living area which opens straight into a formal dining area followed by the kitchen. A rear door off of the kitchen opens up to the small metal rear deck that walks down into the fully fenced rear yard. Upstairs is fully carpeted with two large bedrooms and a full bath with double vanities and a tub/shower combo. Taking the stairs to the basement brings you to another fully finished floor with a bedroom, as well as a potential 4th bedroom and a full bath with a walk in shower. In the rear of the basement is a large storage/mechanical/laundry room which has a walkout level door that walks out into the rear yard. This house is clean, move in ready and waiting for you to call it home!
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2026-04-08price $1,750
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2026-03-28$199,000 Active 875-char remark
Show marketing remark (875 chars)
Welcome to this move in ready 3 bedroom, 2 full bath row home located in N Highlandtown. The main floor boasts wood floors and high cielings throughout. Entering brings you into a large living area which opens straight into a formal dining area followed by the kitchen. A rear door off of the kitchen opens up to the small metal rear deck that walks down into the fully fenced rear yard. Upstairs is fully carpeted with two large bedrooms and a full bath with double vanities and a tub/shower combo. Taking the stairs to the basement brings you to another fully finished floor with a bedroom, as well as a potential 4th bedroom and a full bath with a walk in shower. In the rear of the basement is a large storage/mechanical/laundry room which has a walkout level door that walks out into the rear yard. This house is clean, move in ready and waiting for you to call it home!
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2026-03-18price $1,800
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2026-02-18$1,900
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2022-03-03price $1,600
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2009-11-10soldstatus $195,000
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2009-07-15historical 365-char remark
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2009-07-07soldstatus $195,000 Sold 365-char remark
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2009-07-07soldstatus $195,000
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2009-05-20historical
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2009-04-03price $189,999 365-char remark
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2008-12-11price $198,000 365-char remark
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2008-11-21price $209,000 365-char remark
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2008-10-31price $212,000 365-char remark
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2008-10-07price $219,000 365-char remark
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2008-09-20$222,150 365-char remark
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2008-09-20$189,999
Show marketing remark (365 chars)
HUGE REDUC -$$35K!! Grgeous 2008 total REHAB ready to move in. OVERSIZED Townhome with LARGE open flrplan: gleaming hardwoods, dual sep. sinks in full bath, custom tile, privacy fenced in rear yard, 14 ft. ceilings, TWO Extra rooms in Basement-Fully Finished incl. bath. This is your urban customized dream home! Own for less than you can rent!Close to EVERYTHING!!
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2008-02-29historical
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2008-02-27soldstatus $90,500
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2007-12-13price
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2007-10-21
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2007-09-01historical
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2007-07-26price
-
2007-06-15
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1984-08-29soldstatus $32,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,650 · $304/mo
- Projected year-2 tax
- $3,650 · $304/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,309
- − Mortgage interest
- −$10,083
- − Property taxes
- −$3,650
- − Insurance
- −$900
- − Repairs & maintenance
- −$2,345
- − Management
- −$2,345
- − Depreciation
- −$5,236
- Taxable income
- $4,751
- Est. tax owed @ 24.0%
- −$1,140
- After-tax cash flow
- $6,137/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 47,465
- Household income
- $89,017
- Rent vs Own
- Severe rent burden
- 1786.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Dominican 1%
- Common ancestry
- Romanian 5% Lithuanian 2% Italian 1%
- Foreign-born
- 17% · Canada, China, Vietnam
- Languages at home
- 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -332.23%
- Current HPI
- 241.284
- Rent YoY
- ▲ 1.31%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+462.5% since first listed28 events — show timeline
- 2026-05-04 Price Changed $180,000 BRIGHT MLS
- 2026-04-28 Price Changed $185,000 BRIGHT MLS
- 2026-04-16 Price Changed $190,000 BRIGHT MLS
- 2026-04-08 Price Changed $1,750 BRIGHTMLS
- 2026-03-28 Listed $199,000 BRIGHT MLS
- 2026-03-18 Price Changed $1,800 BRIGHTMLS
- 2026-02-18 Listed for Rent $1,900 BRIGHTMLS
- 2022-03-03 Price Changed $1,600 RENT.
- 2009-11-10 Sold (Public Records) $195,000 Public Records
- 2009-07-15 Delisted — MRIS
- 2009-07-07 Sold (MLS) $195,000 BRIGHT MLS
- 2009-07-07 Sold (MLS) $195,000 MRIS
- 2009-05-20 Listing Removed — BRIGHT MLS
- 2009-04-03 Price Changed $189,999 MRIS
- 2008-12-11 Price Changed $198,000 MRIS
- 2008-11-21 Price Changed $209,000 MRIS
- 2008-10-31 Price Changed $212,000 MRIS
- 2008-10-07 Price Changed $219,000 MRIS
- 2008-09-20 Listed $222,150 MRIS
- 2008-09-20 Listed $189,999 BRIGHT MLS
- 2008-02-29 Delisted — MRIS
- 2008-02-27 Sold (Public Records) $90,500 Public Records
- 2007-12-13 Price Changed — MRIS
- 2007-10-21 Listed — MRIS
- 2007-09-01 Delisted — MRIS
- 2007-07-26 Price Changed — MRIS
- 2007-06-15 Listed — MRIS
- 1984-08-29 Sold (Public Records) $32,000 Public Records
Property tax history
+2.3%/yrLatest (2025): $3,650 · +6.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…