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901 W Gentry St
A- Composite 83.95
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0

$65,000

901 W Gentry St · Henryetta, OK 74437
2 bd · 2.0 ba · 1,280 sqft · SingleFamily public records · 14 Days on market
Built 1924 7,000 sqft lot Est $110k · 41% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Experience the charm of a 1920's Craftsman, beautifully renovated to blend timeless elegance with modern comforts. This corner lot treasure features pristine original hardwood floors, trim, and doors, complemented by a covered front porch and large backyard. Inside, discover a modernized kitchen and redesigned bathrooms that retain the home's classic appeal. Two master suites offer luxurious living, alongside practical additions like a pantry and dedicated laundry. The home boasts substantial updates: a newer roof, updated central heating and air, enhanced insulation, modern windows, and a completely replaced sewer line. Outside, the gravel circle drive and porch railings enhance the home's curb appeal. Convenience is key with a closet organization system, a tankless water heater, and a master bath complete with fresh plumbing. New stove and dishwasher stay, as well as the refrigerator, ensuring the home is move-in-ready. Welcome home to your upgraded Craftsman, where historic allure meets contemporary sophistication.

Key facts

  • Covered front porch
  • Modernized kitchen
  • Spacious backyard

Tags

CORNER LOTCOVERED FRONT PORCHSPACIOUS BACKYARDMODERNIZED KITCHENUPDATED BATHROOMSTWO PRIMARY SUITES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $334 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Cap rate 12.5% vs local median 4.0% in Henryetta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 54/100 on livability (#589 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Henryetta (town): math 11% / reading 19% proficiency, ranked #228 of 270 in OK (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 90 active listings in the ZIP; 12 units permitted in Okmulgee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($449 loan paydown + $6k appreciation (10.0% local appreciation)).
  • Okmulgee County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,000

Questions for the listing agent

  1. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.61%
Cap rate
12.47%
Cash-on-cash
22.05%
DSCR
1.98
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$110,080
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
810 W Gentry St 0.05mi 3/1.5 (+1) 1,344 (+5%) 7mo $45,000 $33 77
802 W Gentry Ave 0.08mi 3/1.0 (+1) 1,200 (-6%) 3mo $107,000 $89 74
909 W Ragan St 0.44mi 3/1.5 (+1) 1,288 (+1%) 3mo $44,500 $35 69
706 W Merrick St 0.22mi 3/2.0 (+1) 1,340 (+5%) 13mo $125,000 $93 66
612 W Gentry St 0.18mi 3/2.0 (+1) 1,368 (+7%) 15mo $117,000 $86 63
1018 W Merrick St 0.23mi 3/2.0 (+1) 1,392 (+9%) 9mo $160,000 $115 62
1007 Summitt St 0.35mi 3/2.0 (+1) 1,164 (-9%) 6mo $60,000 $52 59
1218 Wade Wells Dr 0.41mi 3/2.0 (+1) 1,408 (+10%) 1mo $185,000 $131 58
805 W Gentry St 0.05mi 3/1.0 (+1) 1,470 (+15%) 7mo $65,000 $44 58
1203 W Cummings St 0.26mi 3/1.0 (+1) 1,161 (-9%) 7mo $35,000 $30 58
306 S 9th St 0.39mi 2/2.0 1,107 (-14%) 7mo $105,000 $95 53
904 W Corporation St 0.53mi 3/1.0 (+1) 1,136 (-11%) 7mo $40,000 $35 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.8%
Equity multiple
4.12×
Total profit
$56,740
Equity at exit
$58,557
10-year hold
IRR
35.2%
Equity multiple
9.27×
Total profit
$150,425
Equity at exit
$126,281

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74437

Home prices YoY
23.4%
Active inventory
90
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,047 medium interval (Pro) →
Mortgage (P&I)
$341
Tax from tax record
$124 /mo · $1,493/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$220
Net cashflow
$334

Break-even live

Break-even rent $623
Max offer price $65,000
Occupancy floor 63%

Sensitivity live

Price -10% $371 -5% $353 +0% $334 +5% $316 +10% $298
Rent -10% $252 -5% $293 +0% $334 +5% $376 +10% $417
Rate -1.0pp $367 -0.5pp $351 base $334 +0.5pp $318 +1.0pp $300

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-04-23
    status Pending
  2. 2026-04-17
    status Active
  3. 2026-03-25
    status Pending
  4. 2026-03-14
    listed $65,000 Active
  5. 2024-04-09
    soldstatus $115,000
  6. 2024-03-29
    soldstatus $115,000 Closed 1033-char remark
    Show marketing remark (1033 chars)

    Experience the charm of a 1920's Craftsman, beautifully renovated to blend timeless elegance with modern comforts. This corner lot treasure features pristine original hardwood floors, trim, and doors, complemented by a covered front porch and large backyard. Inside, discover a modernized kitchen and redesigned bathrooms that retain the home's classic appeal. Two master suites offer luxurious living, alongside practical additions like a pantry and dedicated laundry. The home boasts substantial updates: a newer roof, updated central heating and air, enhanced insulation, modern windows, and a completely replaced sewer line. Outside, the gravel circle drive and porch railings enhance the home's curb appeal. Convenience is key with a closet organization system, a tankless water heater, and a master bath complete with fresh plumbing. New stove and dishwasher stay, as well as the refrigerator, ensuring the home is move-in-ready. Welcome home to your upgraded Craftsman, where historic allure meets contemporary sophistication.

  7. 2024-02-04
    status Pending 1033-char remark
    Show marketing remark (1033 chars)

    Experience the charm of a 1920's Craftsman, beautifully renovated to blend timeless elegance with modern comforts. This corner lot treasure features pristine original hardwood floors, trim, and doors, complemented by a covered front porch and large backyard. Inside, discover a modernized kitchen and redesigned bathrooms that retain the home's classic appeal. Two master suites offer luxurious living, alongside practical additions like a pantry and dedicated laundry. The home boasts substantial updates: a newer roof, updated central heating and air, enhanced insulation, modern windows, and a completely replaced sewer line. Outside, the gravel circle drive and porch railings enhance the home's curb appeal. Convenience is key with a closet organization system, a tankless water heater, and a master bath complete with fresh plumbing. New stove and dishwasher stay, as well as the refrigerator, ensuring the home is move-in-ready. Welcome home to your upgraded Craftsman, where historic allure meets contemporary sophistication.

  8. 2024-01-03
    price $125,000 1033-char remark
    Show marketing remark (1033 chars)

    Experience the charm of a 1920's Craftsman, beautifully renovated to blend timeless elegance with modern comforts. This corner lot treasure features pristine original hardwood floors, trim, and doors, complemented by a covered front porch and large backyard. Inside, discover a modernized kitchen and redesigned bathrooms that retain the home's classic appeal. Two master suites offer luxurious living, alongside practical additions like a pantry and dedicated laundry. The home boasts substantial updates: a newer roof, updated central heating and air, enhanced insulation, modern windows, and a completely replaced sewer line. Outside, the gravel circle drive and porch railings enhance the home's curb appeal. Convenience is key with a closet organization system, a tankless water heater, and a master bath complete with fresh plumbing. New stove and dishwasher stay, as well as the refrigerator, ensuring the home is move-in-ready. Welcome home to your upgraded Craftsman, where historic allure meets contemporary sophistication.

  9. 2023-12-23
    price $129,900 1033-char remark
    Show marketing remark (1033 chars)

    Experience the charm of a 1920's Craftsman, beautifully renovated to blend timeless elegance with modern comforts. This corner lot treasure features pristine original hardwood floors, trim, and doors, complemented by a covered front porch and large backyard. Inside, discover a modernized kitchen and redesigned bathrooms that retain the home's classic appeal. Two master suites offer luxurious living, alongside practical additions like a pantry and dedicated laundry. The home boasts substantial updates: a newer roof, updated central heating and air, enhanced insulation, modern windows, and a completely replaced sewer line. Outside, the gravel circle drive and porch railings enhance the home's curb appeal. Convenience is key with a closet organization system, a tankless water heater, and a master bath complete with fresh plumbing. New stove and dishwasher stay, as well as the refrigerator, ensuring the home is move-in-ready. Welcome home to your upgraded Craftsman, where historic allure meets contemporary sophistication.

  10. 2023-12-01
    price $130,000 1033-char remark
    Show marketing remark (1033 chars)

    Experience the charm of a 1920's Craftsman, beautifully renovated to blend timeless elegance with modern comforts. This corner lot treasure features pristine original hardwood floors, trim, and doors, complemented by a covered front porch and large backyard. Inside, discover a modernized kitchen and redesigned bathrooms that retain the home's classic appeal. Two master suites offer luxurious living, alongside practical additions like a pantry and dedicated laundry. The home boasts substantial updates: a newer roof, updated central heating and air, enhanced insulation, modern windows, and a completely replaced sewer line. Outside, the gravel circle drive and porch railings enhance the home's curb appeal. Convenience is key with a closet organization system, a tankless water heater, and a master bath complete with fresh plumbing. New stove and dishwasher stay, as well as the refrigerator, ensuring the home is move-in-ready. Welcome home to your upgraded Craftsman, where historic allure meets contemporary sophistication.

  11. 2023-11-09
    listed $135,000 Active 1033-char remark
    Show marketing remark (1033 chars)

    Experience the charm of a 1920's Craftsman, beautifully renovated to blend timeless elegance with modern comforts. This corner lot treasure features pristine original hardwood floors, trim, and doors, complemented by a covered front porch and large backyard. Inside, discover a modernized kitchen and redesigned bathrooms that retain the home's classic appeal. Two master suites offer luxurious living, alongside practical additions like a pantry and dedicated laundry. The home boasts substantial updates: a newer roof, updated central heating and air, enhanced insulation, modern windows, and a completely replaced sewer line. Outside, the gravel circle drive and porch railings enhance the home's curb appeal. Convenience is key with a closet organization system, a tankless water heater, and a master bath complete with fresh plumbing. New stove and dishwasher stay, as well as the refrigerator, ensuring the home is move-in-ready. Welcome home to your upgraded Craftsman, where historic allure meets contemporary sophistication.

  12. 2020-03-31
    soldstatus $82,000
  13. 2009-08-28
    soldstatus $28,500
  14. 2003-12-30
    soldstatus $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,493 · $124/mo
Projected year-2 tax
$1,493 · $124/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥112°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,558
− Mortgage interest
−$3,641
− Property taxes
−$1,493
− Insurance
−$325
− Repairs & maintenance
−$1,005
− Management
−$1,005
− Depreciation
−$1,891
Taxable income
$3,199
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$768
After-tax cash flow
$3,245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Henryetta
NCES district ID
4014370
Math proficiency
11% ▼ -15.00%
Reading proficiency
19% ▼ -7.00%
Median HH income
$37,050
Composite
12.5/100
National rank
#9624
State rank
#228 of 270 in OK

Livability — Henryetta

Score
54/100
State rank
#589
US rank
#24020

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Henryetta, OK
Population (ZIP)
9,058

Population outlook (Okmulgee County) Hauer SSP2

Today (2025)
37,543 people
By 2030
36,528 · -2.7%
By 2040
34,430 · -8.3%
By 2050
32,498 · -13.4%
By 2075
28,814 · -23.3%
By 2100
25,193 · -32.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 63% Native American 18% Two or more races 14% Hispanic / Latino 6% Black 2%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
0% · Canada
Languages at home
97% English-only · Spanish 1%

Political lean MEDSL · Okmulgee

2024 margin
Solid R (+42.7) · D 27.7% · R 70.4% · Other 1.9%
2008→2024 swing
-25.7pp toward R · 2008: -17.0pp · 2024: -42.7pp
All cycles
2024: R+42.7 2020: R+37.1 2016: R+32.7 2012: R+17.5 2008: R+17.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 52.61%
Current HPI
277.6291
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+209.5% since first listed
14 events — show timeline
  • 2026-04-23 Pending MLS Technology, Inc.
  • 2026-04-17 Relisted MLS Technology, Inc.
  • 2026-03-25 Pending MLS Technology, Inc.
  • 2026-03-14 Listed $65,000 MLS Technology, Inc.
  • 2024-04-09 Sold (Public Records) $115,000 Public Records
  • 2024-03-29 Sold (MLS) $115,000 MLS Technology, Inc.
  • 2024-02-04 Pending MLS Technology, Inc.
  • 2024-01-03 Price Changed $125,000 MLS Technology, Inc.
  • 2023-12-23 Price Changed $129,900 MLS Technology, Inc.
  • 2023-12-01 Price Changed $130,000 MLS Technology, Inc.
  • 2023-11-09 Listed $135,000 MLS Technology, Inc.
  • 2020-03-31 Sold (Public Records) $82,000 Public Records
  • 2009-08-28 Sold (Public Records) $28,500 Public Records
  • 2003-12-30 Sold (Public Records) $21,000 Public Records

Property tax history

+17.4%/yr

Latest (2025): $1,493 · +45.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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