3007 Chipco St · Tampa, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +7.3/30.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- 1% rule +1.8/10.0
- DSCR +1.5/10.0
$325,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A Beautifully updated Tampa home offering style, flexibility, and convenience just minutes from Ybor City and Downtown Tampa. This move-in-ready 3-bedroom, 2-bath residence features an open layout designed for comfortable everyday living and easy entertaining. Inside, you’ll find modern tile flooring, a bright living area, and a contemporary kitchen with granite countertops, stainless steel appliances, updated cabinetry, subway tile backsplash, and a central island that anchors the space. The thoughtful layout flows naturally from the main living area into the kitchen and out toward the covered and outdoor entertaining spaces. A standout feature of the home is the versatile bonus room with a closet and private exterior access, making it ideal for a guest space, home office, studio, workout room, or flex space tailored to your lifestyle. Both bathrooms have been updated with clean, timeless finishes, and the separate laundry room adds practical storage and function. Outside, the backyard offers more than just open space — the custom pergola deck creates a standout entertaining area, while the storage shed and raised garden beds add versatility and charm. With quick access to Tampa’s major roadways, Ybor City, and Downtown, this home combines modern updates with a location that keeps you close to everything. Move-in ready and full of character, Schedule your private showing.
Key facts
- Modern tile flooring
- Contemporary kitchen
- Updated tampa home
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $-427 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $250k (23.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (31.9% below list).
- Recommended offer: $221k (31.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 190 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- At $2,213/mo this rent would consume 72% of the median local household income ($37k/yr) (locally 1374% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $35k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$56k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 80 days — a 6% lower offer ($306k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 80 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 4.72%
- Cash-on-cash
- -5.64%
- DSCR
- 0.75
- GRM
- 12.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 0.58% rent growth · sell at horizon
- IRR
- 19.7%
- Equity multiple
- 2.59×
- Total profit
- $144,514
- Equity at exit
- $292,786
- IRR
- 17.6%
- Equity multiple
- 5.81×
- Total profit
- $437,299
- Equity at exit
- $631,404
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33605
- Home prices YoY
- 3.7%
- Rents YoY
- 0.6%
- Active inventory
- 190
- Price-to-rent
- 12.2×
Monthly cashflow live
- Estimated rent
- $2,213 high interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$336 /mo · $4,030/yr
- Insurance
- −$135
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$465
- Net cashflow
- $-427
Break-even live
Sensitivity live
| Price | -10% $-243 | -5% $-335 | +0% $-427 | +5% $-519 | +10% $-611 |
|---|---|---|---|---|---|
| Rent | -10% $-602 | -5% $-515 | +0% $-427 | +5% $-340 | +10% $-253 |
| Rate | -1.0pp $-264 | -0.5pp $-345 | base $-427 | +0.5pp $-512 | +1.0pp $-597 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3107 Chipco St Tampa, FL | 3.0 | 1.0 | 1268 | $1,799 | $1.42 | 25d | 1 | 0.08mi |
| 3114 E 21st Ave Unit 1328494P Tampa, FL | 4.0 | 2.0 | 1614 | $4,781 | $2.96 | 0d | 1 | 0.30mi |
| 3716 N 31st St Tampa, FL | 3.0 | 2.0 | 1200 | $1,895 | $1.58 | 6d | 1 | 0.31mi |
| 2610 E Lake Ave Tampa, FL | 3.0 | 2.0 | 1698 | $2,250 | $1.33 | 4d | 1 | 0.31mi |
| 3507 E 29th Ave Tampa, FL | 3.0 | 2.0 | 928 | $1,700 | $1.83 | 25d | 1 | 0.38mi |
| 3511 Bishop Eddie Newkirk Way Tampa, FL | 3.0 | 1.0 | 1056 | $1,800 | $1.70 | 12d | 1 | 0.40mi |
| 3511 Bishop Eddie Newkirk Way Tampa, FL | 3.0 | 1.0 | 1056 | $1,800 | $1.70 | 25d | 1 | 0.40mi |
| 2607 Lindell Ave Tampa, FL | 4.0 | 2.0 | 1448 | $2,395 | $1.65 | 4d | 1 | 0.41mi |
| 3517 Bishop Eddie Newkirk Way Tampa, FL | 3.0 | 2.0 | 1200 | $2,500 | $2.08 | 25d | 1 | 0.43mi |
| 3101 E 18th Ave Tampa, FL | 3.0 | 1.0 | 1050 | $1,750 | $1.67 | 4d | 1 | 0.48mi |
| 2205 Chipco St Tampa, FL | 2.0 | 1.0 | 1100 | $1,600 | $1.45 | 25d | 1 | 0.50mi |
| 4204 N 29th St Tampa, FL | 3.0 | 1.0 | 957 | $1,800 | $1.88 | 25d | 1 | 0.58mi |
| 3002 E 38th Ave Tampa, FL | 3.0 | 2.0 | 1413 | $2,600 | $1.84 | 25d | 1 | 0.61mi |
| 2108 E 22nd Ave Tampa, FL | 3.0 | 3.0 | 1308 | $2,100 | $1.61 | 4d | 1 | 0.63mi |
| 2108 E 22nd Ave Tampa, FL | 3.0 | 3.0 | 1308 | $2,100 | $1.61 | 6d | 1 | 0.63mi |
| 2214 E 18th Ave Tampa, FL | 3.0 | 2.0 | 1188 | $2,295 | $1.93 | 6d | 1 | 0.67mi |
| 4303 N 30th St Tampa, FL | 3.0 | 2.0 | 1260 | $3,200 | $2.54 | 3d | 1 | 0.67mi |
| 2703 N 24th St Unit 1 Tampa, FL | 3.0 | 3.0 | 1164 | $2,295 | $1.97 | 15d | 1 | 0.69mi |
| 2703 N 24th St Unit 1 Tampa, FL | 3.0 | 3.0 | 1164 | $2,295 | $1.97 | 0d | 1 | 0.69mi |
| 3705 E North Bay St Tampa, FL | 3.0 | 2.0 | 969 | $1,850 | $1.91 | 4d | 1 | 0.72mi |
| 2308 E 15th Ave Tampa, FL | 3.0 | 1.0 | 936 | $1,895 | $2.02 | 16d | 1 | 0.75mi |
| 2002 E 18th Ave Tampa, FL | 4.0 | 2.0 | 1084 | $2,400 | $2.21 | 6d | 1 | 0.77mi |
| 3212 E Emma St Tampa, FL | 4.0 | 2.0 | 1332 | $2,300 | $1.73 | 4d | 1 | 0.77mi |
| 3111 E Cayuga St Tampa, FL | 4.0 | 2.0 | 1315 | $2,250 | $1.71 | 25d | 1 | 0.78mi |
| 2104 E Columbus Dr Tampa, FL | 3.0 | 2.0 | 1231 | $1,995 | $1.62 | 25d | 1 | 0.79mi |
| 2104 E Columbus Dr Unit 301 Tampa, FL | 3.0 | 2.0 | 1083 | $2,050 | $1.89 | 25d | 1 | 0.79mi |
| 3724 E 38th Ave Tampa, FL | 3.0 | 2.0 | 1188 | $1,895 | $1.60 | 25d | 1 | 0.82mi |
| 2504 E 12th Ave Tampa, FL | 3.0 | 2.0 | 1422 | $2,500 | $1.76 | 6d | 1 | 0.82mi |
| 2006 E Columbus Dr Unit A Tampa, FL | 2.0 | 1.0 | 896 | $1,495 | $1.67 | 3d | 1 | 0.84mi |
| 1807 E 20th Ave Tampa, FL | 3.0 | 2.0 | 1131 | $2,900 | $2.56 | 25d | 1 | 0.85mi |
| 2615 E Curtis St Tampa, FL | 3.0 | 2.0 | 1572 | $1,850 | $1.18 | 21d | 1 | 0.90mi |
| 2708 N 19th St Tampa, FL | 3.0 | 2.0 | 1680 | $2,200 | $1.31 | 18d | 1 | 0.90mi |
| 2312 E 10th Ave Tampa, FL | 3.0 | 1.0 | 1520 | $2,400 | $1.58 | 19d | 1 | 0.94mi |
| 1808 E Columbus Dr #5 Tampa, FL | 2.0 | 2.5 | 1620 | $1,900 | $1.17 | 4d | 1 | 0.95mi |
| 3210 N 16th St Tampa, FL | 4.0 | 2.0 | 1380 | $1,995 | $1.45 | 23d | 1 | 0.97mi |
| 3210 N 16th St Tampa, FL | 4.0 | 2.0 | 1380 | $1,875 | $1.36 | 0d | 1 | 0.97mi |
| 3210 N 16th St Tampa, FL | 4.0 | 2.0 | 1380 | $1,875 | $1.36 | 4d | 1 | 0.97mi |
| 3411 E 9th Ave Tampa, FL | 4.0 | 1.0 | 1116 | $1,700 | $1.52 | 25d | 1 | 0.97mi |
| 4501 N 39th St Tampa, FL | 4.0 | 1.0 | 1072 | $1,595 | $1.49 | 23d | 1 | 0.98mi |
| 2312 E 9th Ave Tampa, FL | 3.0 | 2.0 | 1008 | $2,200 | $2.18 | 25d | 1 | 0.99mi |
Listing history 34 events
-
2026-06-21days on market $325,000 Active 80 DOM
-
2026-06-18days on market $325,000 Active 77 DOM
-
2026-06-17days on market $325,000 Active 76 DOM
-
2026-06-16days on market $325,000 Active 75 DOM
-
2026-06-15days on market $325,000 Active 74 DOM
-
2026-06-13days on market $325,000 Active 72 DOM
-
2026-06-13days on market $325,000 Active 71 DOM
-
2026-06-09days on market $325,000 Active 68 DOM
-
2026-06-08days on market $325,000 Active 67 DOM
-
2026-06-07days on market $325,000 Active 66 DOM
-
2026-06-04days on market $325,000 Active 63 DOM
-
2026-06-03days on market $325,000 Active 62 DOM
-
2026-06-02days on market $325,000 Active 61 DOM
-
2026-06-01days on market $325,000 Active 60 DOM
-
2026-05-31days on market $325,000 Active 59 DOM
-
2026-04-10status Active 1413-char remark
Show marketing remark (1413 chars)
A Beautifully updated Tampa home offering style, flexibility, and convenience just minutes from Ybor City and Downtown Tampa. This move-in-ready 3-bedroom, 2-bath residence features an open layout designed for comfortable everyday living and easy entertaining. Inside, you’ll find modern tile flooring, a bright living area, and a contemporary kitchen with granite countertops, stainless steel appliances, updated cabinetry, subway tile backsplash, and a central island that anchors the space. The thoughtful layout flows naturally from the main living area into the kitchen and out toward the covered and outdoor entertaining spaces. A standout feature of the home is the versatile bonus room with a closet and private exterior access, making it ideal for a guest space, home office, studio, workout room, or flex space tailored to your lifestyle. Both bathrooms have been updated with clean, timeless finishes, and the separate laundry room adds practical storage and function. Outside, the backyard offers more than just open space — the custom pergola deck creates a standout entertaining area, while the storage shed and raised garden beds add versatility and charm. With quick access to Tampa’s major roadways, Ybor City, and Downtown, this home combines modern updates with a location that keeps you close to everything. Move-in ready and full of character, Schedule your private showing.
-
2026-03-19status Pending 1413-char remark
Show marketing remark (1413 chars)
A Beautifully updated Tampa home offering style, flexibility, and convenience just minutes from Ybor City and Downtown Tampa. This move-in-ready 3-bedroom, 2-bath residence features an open layout designed for comfortable everyday living and easy entertaining. Inside, you’ll find modern tile flooring, a bright living area, and a contemporary kitchen with granite countertops, stainless steel appliances, updated cabinetry, subway tile backsplash, and a central island that anchors the space. The thoughtful layout flows naturally from the main living area into the kitchen and out toward the covered and outdoor entertaining spaces. A standout feature of the home is the versatile bonus room with a closet and private exterior access, making it ideal for a guest space, home office, studio, workout room, or flex space tailored to your lifestyle. Both bathrooms have been updated with clean, timeless finishes, and the separate laundry room adds practical storage and function. Outside, the backyard offers more than just open space — the custom pergola deck creates a standout entertaining area, while the storage shed and raised garden beds add versatility and charm. With quick access to Tampa’s major roadways, Ybor City, and Downtown, this home combines modern updates with a location that keeps you close to everything. Move-in ready and full of character, Schedule your private showing.
-
2026-03-11$325,000 Active 1413-char remark
Show marketing remark (1413 chars)
A Beautifully updated Tampa home offering style, flexibility, and convenience just minutes from Ybor City and Downtown Tampa. This move-in-ready 3-bedroom, 2-bath residence features an open layout designed for comfortable everyday living and easy entertaining. Inside, you’ll find modern tile flooring, a bright living area, and a contemporary kitchen with granite countertops, stainless steel appliances, updated cabinetry, subway tile backsplash, and a central island that anchors the space. The thoughtful layout flows naturally from the main living area into the kitchen and out toward the covered and outdoor entertaining spaces. A standout feature of the home is the versatile bonus room with a closet and private exterior access, making it ideal for a guest space, home office, studio, workout room, or flex space tailored to your lifestyle. Both bathrooms have been updated with clean, timeless finishes, and the separate laundry room adds practical storage and function. Outside, the backyard offers more than just open space — the custom pergola deck creates a standout entertaining area, while the storage shed and raised garden beds add versatility and charm. With quick access to Tampa’s major roadways, Ybor City, and Downtown, this home combines modern updates with a location that keeps you close to everything. Move-in ready and full of character, Schedule your private showing.
-
2022-03-18soldstatus $284,000
-
2022-03-11soldstatus $284,000 Closed 1065-char remark
Show marketing remark (1065 chars)
DON'T MISS THIS ONE! This charming home in the heart of Tampa has been completely updated and won't last long! Offering 3 bedrooms and 2 full bathrooms, this home features an open floor plan with a large bonus room perfect for your home office, playroom, or entertainment space. The new upscale kitchen features stainless steel appliances, with trendy and stylish finishes throughout. Bathrooms have been completely remodeled with sleek subway tile, new vanities, and a rain shower head in the master en suite. The full size laundry room provides extra storage space and access to the backyard. Both the roof and water heater are less than 3 years old. Centrally located, this block home provides easy access to Tampa's interstates and is less than 15 minutes to Ybor City, downtown Tampa and the restaurants and entertainment of Armature Works and the Tampa RiverWalk. This home is move in ready and waiting for you to enjoy all that Tampa has to offer! (Washer and Dryer do not convey) * * * Multiple offers, calling for highest and best by 4 PM Sunday 2/6.
-
2022-02-06status Pending 1065-char remark
Show marketing remark (1065 chars)
DON'T MISS THIS ONE! This charming home in the heart of Tampa has been completely updated and won't last long! Offering 3 bedrooms and 2 full bathrooms, this home features an open floor plan with a large bonus room perfect for your home office, playroom, or entertainment space. The new upscale kitchen features stainless steel appliances, with trendy and stylish finishes throughout. Bathrooms have been completely remodeled with sleek subway tile, new vanities, and a rain shower head in the master en suite. The full size laundry room provides extra storage space and access to the backyard. Both the roof and water heater are less than 3 years old. Centrally located, this block home provides easy access to Tampa's interstates and is less than 15 minutes to Ybor City, downtown Tampa and the restaurants and entertainment of Armature Works and the Tampa RiverWalk. This home is move in ready and waiting for you to enjoy all that Tampa has to offer! (Washer and Dryer do not convey) * * * Multiple offers, calling for highest and best by 4 PM Sunday 2/6.
-
2022-02-02$275,000 Active 1065-char remark
Show marketing remark (1065 chars)
DON'T MISS THIS ONE! This charming home in the heart of Tampa has been completely updated and won't last long! Offering 3 bedrooms and 2 full bathrooms, this home features an open floor plan with a large bonus room perfect for your home office, playroom, or entertainment space. The new upscale kitchen features stainless steel appliances, with trendy and stylish finishes throughout. Bathrooms have been completely remodeled with sleek subway tile, new vanities, and a rain shower head in the master en suite. The full size laundry room provides extra storage space and access to the backyard. Both the roof and water heater are less than 3 years old. Centrally located, this block home provides easy access to Tampa's interstates and is less than 15 minutes to Ybor City, downtown Tampa and the restaurants and entertainment of Armature Works and the Tampa RiverWalk. This home is move in ready and waiting for you to enjoy all that Tampa has to offer! (Washer and Dryer do not convey) * * * Multiple offers, calling for highest and best by 4 PM Sunday 2/6.
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2020-05-04soldstatus $197,000
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2020-04-29soldstatus $197,000 Sold
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2020-03-18status Pending
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2020-03-13$195,000 Active
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2019-12-26soldstatus $109,000
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2019-12-23soldstatus $109,000 Sold
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2019-12-13status Pending
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2019-11-15price $109,900
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2019-11-05status Active
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2019-11-01status Pending
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2019-10-23price $99,900
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2019-10-07$109,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,030 · $336/mo
- Projected year-2 tax
- $4,030 · $336/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,555
- − Mortgage interest
- −$18,205
- − Property taxes
- −$4,030
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$2,124
- − Management
- −$2,124
- − Depreciation
- −$9,455
- Taxable loss
- −$11,008
- Est. tax savings @ 24.0%
- +$2,642
- After-tax cash flow
- $-2,486/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Tampa
- Score
- 79/100
- State rank
- #142
- US rank
- #2135
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tampa, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 523,346
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 16,030
- Household income
- $36,975
- Rent vs Own
- Severe rent burden
- 1374.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- Black 48% Hispanic / Latino 28% Two or more races 18% White 17% Asian 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 8% Cuban 6% Dominican 1%
- Common ancestry
- Hispanic 2% Romanian 1% Lithuanian 1%
- Foreign-born
- 17% · Canada, Vietnam, Jamaica
- Languages at home
- 72% English-only · Spanish 24% French/Haitian/Cajun 3% Other Asian/Pacific 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 17.43%
- Current HPI
- 494.1871
- Rent YoY
- ▲ 0.58%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+195.7% since first listed19 events — show timeline
- 2026-04-10 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-03-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-11 Listed $325,000 Stellar MLS as Distributed by MLS Grid
- 2022-03-18 Sold (Public Records) $284,000 Public Records
- 2022-03-11 Sold (MLS) $284,000 Stellar MLS as Distributed by MLS Grid
- 2022-02-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-02-02 Listed $275,000 Stellar MLS as Distributed by MLS Grid
- 2020-05-04 Sold (Public Records) $197,000 Public Records
- 2020-04-29 Sold (MLS) $197,000 Stellar MLS as Distributed by MLS Grid
- 2020-03-18 Pending — Stellar MLS as Distributed by MLS Grid
- 2020-03-13 Listed $195,000 Stellar MLS as Distributed by MLS Grid
- 2019-12-26 Sold (Public Records) $109,000 Public Records
- 2019-12-23 Sold (MLS) $109,000 Stellar MLS as Distributed by MLS Grid
- 2019-12-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-11-15 Price Changed $109,900 Stellar MLS as Distributed by MLS Grid
- 2019-11-05 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-11-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-10-23 Price Changed $99,900 Stellar MLS as Distributed by MLS Grid
- 2019-10-07 Listed $109,900 Stellar MLS as Distributed by MLS Grid
Property tax history
+43.8%/yrLatest (2025): $4,030 · +7.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…