208 N Rushmore Ln · Youngsville, LA 70592

$210,000

3 bd · 2.0 ba · 1,381 sqft · SingleFamily public records · 16 Days on market

Built 1992 0.25 ac lot $152/sqft · 7% below area Est $230k · 9% under $35/mo HOA · 2% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.0/30.0
• ARV discount +11.4/15.0
• DSCR +6.0/10.0
• 1% rule +4.6/10.0
• Livability +3.9/5.0
• Schools +3.6/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Brand new stainless steel oven/range to be installed on July 2nd!! Wonderful home in the popular Copperfield Subdivision located on a large corner lot! Newly installed granite in kitchen and baths, new faucets, sinks, microwave, dishwasher and freshly painted! Overlooking the large fenced in backyard is the nice sized living area with a vaulted ceiling. This home is ready for its new owners. The subdivision has a pool, tennis court, and playground. Great house, great yard, great location!

Key facts

• Subway tile wall
• Large corner lot
• Stainless appliances

Tags

• LARGE CORNER LOT
• UPDATED KITCHEN
• GRANITE COUNTERS
• STAINLESS APPLIANCES
• MASTER ENSUITE BATH
• SUBWAY TILE WALL

Property features AI

Finance

• HOA & community: Homeowners association with $35 monthly fee; Association covers grounds maintenance; Community amenities managed and include a pool

Exterior

• Parking: Two covered parking spaces; Two total parking spaces; Has garage with 2 spaces
• Utilities: Public sewer; Electric service by Entergy
• Home design: Single family residence
• Construction: Brick and brick veneer with stucco exterior; Composition roof
• Exterior features: Full wood fencing; Covered patio/porch; City street frontage; Residential zoning; Community pool and playground

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Refrigerator; Granite counters
• Flooring: Tile
• Bathrooms: Two full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: High ceilings; Vaulted and varied ceiling heights; Separate shower; Standalone tub; Special bath; Granite counters; Window treatments; Double-pane windows; One fireplace
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $218 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (4.2% below list).
• Recommended offer: $201k (4.2% below list) — sets the bar for 1% rule.
• Cap rate 7.5% vs local median 4.8% in Youngsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Ernest Gallet Elementary School (math 74% / reading 68%, grade A-, #23 of 646 statewide, top 4%, 702 students, 40% FRL); Youngsville Middle School (math 42% / reading 52%, grade D+, #37 of 218 statewide, top 18%, 646 students, 49% FRL); Southside High School (math 52% / reading 53%, grade C-, #30 of 265 statewide, top 12%, 1,910 students, 39% FRL).
• Zoned-school proficiency averages 57% at this address vs 42% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the Lafayette Parish average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+1.6%/yr); 675 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 64% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 33y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $201,195 (4.2% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.54%
• Cash-on-cash: 4.45%
• DSCR: 1.20
• GRM: 8.7

CMA / ARV

• ARV (median comp): $230,095
• List price: $210,000
• Delta: -8.73%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
208 N Rushmore Ln	0.00mi	3/2.0	1,400 (+1%)	0mo	$216,000	$154	98
104 Queensford Way	0.07mi	3/2.0	1,493 (+8%)	1mo	$228,900	$153	82
143 Devon Way	0.27mi	3/2.0	1,422 (+3%)	10mo	$235,000	$165	74
300 Quiet Meadows Dr	0.64mi	3/2.0	1,390 (+1%)	2mo	$220,000	$158	67
406 Quiet Meadows Dr	0.60mi	3/2.0	1,486 (+8%)	4mo	$234,000	$157	56
718 Copper Meadow Blvd	0.72mi	3/2.0	1,333 (-4%)	9mo	$220,000	$165	54
803 Copper Meadow Blvd	0.71mi	3/2.0	1,470 (+6%)	4mo	$245,000	$167	53
725 Copper Meadows Blvd	0.69mi	3/2.0	1,514 (+10%)	1mo	$235,000	$155	51
415 Crest Cir	0.71mi	3/2.0	1,535 (+11%)	0mo	$235,000	$153	48
209 Crest Cir	0.68mi	3/2.0	1,510 (+9%)	11mo	$188,000	$125	43
112 Meagans Way Dr	0.72mi	3/2.0	1,500 (+9%)	11mo	$240,000	$160	43
312 Quiet Meadows Cir	0.65mi	3/2.0	1,580 (+14%)	4mo	$245,000	$155	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.65% rent growth · sell at horizon

5-year hold

• IRR: -10.8%
• Equity multiple: 0.61×
• Total profit: $-22,861
• Equity at exit: $31,312

10-year hold

• IRR: -3.5%
• Equity multiple: 0.78×
• Total profit: $-12,875
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70592

• Home prices YoY: -23.4%
• Rents YoY: 1.6%
• Active inventory: 675
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,012 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$148 /mo · $1,772/yr
• Insurance: −$88
• HOA: −$35
• Vacancy / Maint / Mgmt: −$423
• Net cashflow: $218

Break-even live

Break-even rent $1,736

Max offer price $210,000

Occupancy floor 84%

Sensitivity live

Price	-10% $337	-5% $277	+0% $218	+5% $159	+10% $99
Rent	-10% $59	-5% $139	+0% $218	+5% $297	+10% $377
Rate	-1.0pp $324	-0.5pp $271	base $218	+0.5pp $164	+1.0pp $108

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
405 Claystone Rd Youngsville, LA	3.0	2.0	1740	$1,850	$1.06	44d	1	0.45mi
407 Copper Ridge Dr Youngsville, LA	3.0	2.0	1564	$2,100	$1.34	44d	1	0.73mi
204 Romero St Unit C Youngsville, LA	2.0	2.5	1202	$1,650	$1.37	14d	1	0.80mi
139 Iberia St Unit I Youngsville, LA	3.0	3.0	1645	$1,900	$1.16	44d	1	0.91mi
205 Jacques St Youngsville, LA	2.0	1.0	1100	$995	$0.90	22d	1	0.93mi
204 Benson GRV Youngsville, LA	4.0	2.0	1700	$2,500	$1.47	44d	1	0.95mi
104 Field Pt Youngsville, LA	4.0	2.0	1700	$2,500	$1.47	44d	1	0.95mi
118 Gadwall DR Youngsville, LA	2.0	2.5	1334	$1,700	$1.27	44d	1	0.95mi
120 Mayberry Grove ST Youngsville, LA	2.0	2.5	1500	$1,725	$1.15	44d	1	0.95mi
102 Canvasback DR Youngsville, LA	2.0	2.5	1305	$1,900	$1.46	44d	1	0.95mi
101 Seneca Cir Youngsville, LA	3.0	2.0	1640	$1,900	$1.16	22d	1	1.01mi
210 Revere Dr Youngsville, LA	3.0	2.0	1690	$2,500	$1.48	44d	1	1.06mi
110 Fourth St Youngsville, LA	3.0	2.5	1700	$1,800	$1.06	44d	1	1.10mi
136 Kirkwood Ln Youngsville, LA	3.0	2.0	1600	$1,500	$0.94	14d	1	1.10mi
115 Gaunt Ln Unit 204 Youngsville, LA	2.0	2.5	1575	$2,095	$1.33	14d	1	1.14mi
201 Prescott Blvd Youngsville, LA	1.0–2.0	1.0–2.0	829	$1,956	$2.36	14d	14	1.17mi
117 Harvey Cay Ln Youngsville, LA	3.0	2.0	1499	$1,950	$1.30	44d	1	1.19mi
805 Broyles St Unit 102 Youngsville, LA	3.0	2.5	1600	$2,495	$1.56	44d	1	1.21mi
118 Village Green Dr Youngsville, LA	3.0	2.0	1410	$1,800	$1.28	14d	1	1.24mi
510 Annaberg Dr Youngsville, LA	3.0	2.0	1825	$2,550	$1.40	44d	1	1.29mi
119 Gadwall Dr Youngsville, LA	2.0	2.5	1453	$1,795	$1.24	44d	1	1.47mi
105 Firethorn Dr Youngsville, LA	2.0	2.5	1453	$1,695	$1.17	22d	1	1.50mi

HOA detail

• Monthly dues: $35 · $420/yr
• Likely covers: pool

Listing history 10 events

1. 2026-05-15
   status Pending 992-char remark
2. 2026-04-29
   listed $210,000 Active 992-char remark
3. 2021-07-23
   soldstatus $199,900 494-char remark

   Show marketing remark (494 chars)

   Brand new stainless steel oven/range to be installed on July 2nd!! Wonderful home in the popular Copperfield Subdivision located on a large corner lot! Newly installed granite in kitchen and baths, new faucets, sinks, microwave, dishwasher and freshly painted! Overlooking the large fenced in backyard is the nice sized living area with a vaulted ceiling. This home is ready for its new owners. The subdivision has a pool, tennis court, and playground. Great house, great yard, great location!

4. 2021-07-23
   soldstatus $195,500

   Show marketing remark (494 chars)

   Brand new stainless steel oven/range to be installed on July 2nd!! Wonderful home in the popular Copperfield Subdivision located on a large corner lot! Newly installed granite in kitchen and baths, new faucets, sinks, microwave, dishwasher and freshly painted! Overlooking the large fenced in backyard is the nice sized living area with a vaulted ceiling. This home is ready for its new owners. The subdivision has a pool, tennis court, and playground. Great house, great yard, great location!

5. 2021-05-20
   listed $199,900 494-char remark

   Show marketing remark (494 chars)

   Brand new stainless steel oven/range to be installed on July 2nd!! Wonderful home in the popular Copperfield Subdivision located on a large corner lot! Newly installed granite in kitchen and baths, new faucets, sinks, microwave, dishwasher and freshly painted! Overlooking the large fenced in backyard is the nice sized living area with a vaulted ceiling. This home is ready for its new owners. The subdivision has a pool, tennis court, and playground. Great house, great yard, great location!

6. 2013-11-07
   soldstatus $162,000
7. 2013-11-04
   soldstatus $162,000

   Show marketing remark (776 chars)

   Wonderful home in popular Copperfield Subdivision located on a large corner lot! This home is welcoming and inviting. Living, dining and kitchen have recently been professionally painted a beautiful neutral color that accent the beautiful ceramic floors that look like wood. Low maintenance throughout with tile floors in the bedrooms and baths. Vaulted ceiling in the nice size living room that over-looks the large fenced back yard, complete with a covered patio and storage shed. The cheerful kitchen is ''galley-like'' with a window over the sink, that is open to the dining room which opens to the living room. Roof is approximately 5 yrs. old and A/C is less than a year old. Subdivision has a pool, tennis court, and playground. Great house, great yard, great location!

8. 2013-09-18
   listed $165,000

   Show marketing remark (776 chars)

   Wonderful home in popular Copperfield Subdivision located on a large corner lot! This home is welcoming and inviting. Living, dining and kitchen have recently been professionally painted a beautiful neutral color that accent the beautiful ceramic floors that look like wood. Low maintenance throughout with tile floors in the bedrooms and baths. Vaulted ceiling in the nice size living room that over-looks the large fenced back yard, complete with a covered patio and storage shed. The cheerful kitchen is ''galley-like'' with a window over the sink, that is open to the dining room which opens to the living room. Roof is approximately 5 yrs. old and A/C is less than a year old. Subdivision has a pool, tennis court, and playground. Great house, great yard, great location!

9. 1993-04-07
   soldstatus $77,900
10. 1993-01-12
    listed $77,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,772 · $148/mo
• Projected year-2 tax: $1,772 · $148/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,143
• − Mortgage interest: −$11,763
• − Property taxes: −$1,772
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,931
• − Management: −$1,931
• − HOA: −$420
• − Depreciation: −$6,109
• Taxable loss: −$834
• Est. tax savings @ 24.0%: +$200
• After-tax cash flow: $2,816/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lafayette Parish
• NCES district ID: 2200870
• Math proficiency: 38% ▼ -32.00%
• Reading proficiency: 46% ▼ -24.00%
• Median HH income: $50,238
• Composite: 36.15/100
• National rank: #4741
• State rank: #19 of 98 in LA

Livability — Youngsville

• Score: 78/100
• State rank: #8
• US rank: #2614

Category grades

Amenities F Commute F Cost of living B+ Crime B- Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Youngsville, LA
• County: Lafayette Parish · 207,544 people
• City population: 32,167
• Metro: Lafayette, LA
• Population (ZIP): 32,167
• Household income: $93,204
• Rent vs Own: 12.9% rent · 87.1% own
• Severe rent burden: 424.0

Population outlook (Lafayette County) Hauer SSP2

• Today (2025): 280,930 people
• By 2030: 301,092 · +7.2%
• By 2040: 339,456 · +20.8%
• By 2050: 375,156 · +33.5%
• By 2075: 451,672 · +60.8%
• By 2100: 497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 10% Two or more races 5% Hispanic / Latino 4% Asian 1%
• Common ancestry: Lithuanian 24% Romanian 3% Italian 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · French/Haitian/Cajun 3% Spanish 2%

Political lean MEDSL · Lafayette

• 2024 margin: Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
• 2008→2024 swing: -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -41.24%
• Current HPI: 135.2825
• Rent YoY: ▲ 1.65%
• Metro: Lafayette, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+177.3% since first listed

11 events — show timeline

• 2026-06-18 Sold (MLS) $216,000 AcadianaMLS
• 2026-05-15 Pending — AcadianaMLS
• 2026-04-29 Listed $210,000 AcadianaMLS
• 2021-07-23 Sold (Public Records) $195,500 Public Records
• 2021-07-23 Sold (MLS) $199,900 AcadianaMLS
• 2021-05-20 Listed $199,900 AcadianaMLS
• 2013-11-07 Sold (Public Records) $162,000 Public Records
• 2013-11-04 Sold (MLS) $162,000 AcadianaMLS
• 2013-09-18 Listed $165,000 AcadianaMLS
• 1993-04-07 Sold (MLS) $77,900 AcadianaMLS
• 1993-01-12 Listed $77,900 AcadianaMLS

Property tax history

+3.2%/yr

Latest (2025): $1,772 · -1.2% YoY. Source: county tax records.