30 York Mobile Plz · York, NE 68467

$20,000

3 bd · 2.0 ba · 1,140 sqft · Manufactured public records · 49 Days on market

Built 1994 6,534 sqft lot ↓ 13% since listing

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +4.5/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

May 18th Open House Cancelled. Spacious 3 bed 2 bath mobile home in CottonWood Meadows! Some work needs done (cosmetic) but it is ready for new owners with many updates in the last few years!! Roof furnace are 7-8 years old, water heater 1 yr old, dishwasher and stove are 1 year old. All appliances stay (yes the washer/dryer too!) Has a covered porch, side entry, 2 off street parking spaces, side fenced yard with gates! The primary bedroom is at the end of the hall with an ensuite full bath attached! The 2 other bedrooms, 1 full bathroom & the laundry are in the hall. Nice open kitchen with a lot of cabinetry and space for a large dining table! Living room is large & opens directly to the kitchen island! Ready to move in, low utilities & priced to sell! Please plan to tour during one of the following. Offers to be reviewed on the 20th at 7pm. Seller retains the right to accept an exceptional offer before that date.

Key facts

• Covered porch
• Side fenced yard
• Side entry

Tags

• COVERED PORCH
• SIDE ENTRY
• OFF STREET PARKING
• SIDE FENCED YARD
• ENSUITE FULL BATH
• OPEN KITCHEN

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $20k.

Deal economics

• At list price, monthly cash flow is $812 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $20k).
• Recommended offer: $19k (3.0% below list) — sets the bar for market timing.
• Cap rate 55.0% vs local median 3.2% in York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#24 in NE, #1,666 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• York Public Schools (town): math 55% / reading 51% proficiency, ranked #55 of 111 in NE (top 50%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 75 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 29 units permitted in York County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $138 of loan paydown is wiped out by about $600 of value loss. Plan a longer hold.
• York County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($19k) is reasonable based on typical stale-listing flexibility.

Recommended offer $19,400 (3.0% below list)

Questions for the listing agent

1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 5.97% ✓
• Cap rate: 54.99%
• Cash-on-cash: 173.93%
• DSCR: 8.74
• GRM: 1.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 9.66×
• Total profit: $48,471
• Equity at exit: $2,982

10-year hold

• IRR: —
• Equity multiple: 20.43×
• Total profit: $108,835
• Equity at exit: $1,729

Cash invested: $5,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

ZIP-level market 68467

• Active inventory: 75
• Price-to-rent: 1.4×

Monthly cashflow live

• Estimated rent: $1,195 medium
• Mortgage (P&I): −$105
• Tax from tax record: −$19 /mo · $230/yr
• Insurance: −$8
• HOA: −$0
• Vacancy / Maint / Mgmt: −$251
• Net cashflow: $812

Break-even live

Break-even rent $168

Max offer price $20,000

Occupancy floor 27%

Sensitivity live

Price	-10% $823	-5% $817	+0% $812	+5% $806	+10% $800
Rent	-10% $717	-5% $764	+0% $812	+5% $859	+10% $906
Rate	-1.0pp $822	-0.5pp $817	base $812	+0.5pp $807	+1.0pp $801

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $5,000
• Closing costs: $600
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1201 S Hutchins Ave Unit 205 York, NE	3.0	1.0	996	$1,195	$1.20	44d	1	1.05mi
1201 S Hutchins Ave York, NE	2.0–3.0	1.0	905	$1,195	$1.32	44d	2	1.05mi
1241 S Hutchins Ave York, NE	2.0–3.0	1.0	905	$1,195	$1.32	44d	5	1.07mi

Listing history 2 events

1. 2026-05-14
   price $25,900 941-char remark

   Show marketing remark (941 chars)

   May 18th Open House Cancelled. Spacious 3 bed 2 bath mobile home in CottonWood Meadows! Some work needs done (cosmetic) but it is ready for new owners with many updates in the last few years!! Roof furnace are 7-8 years old, water heater 1 yr old, dishwasher and stove are 1 year old. All appliances stay (yes the washer/dryer too!) Has a covered porch, side entry, 2 off street parking spaces, side fenced yard with gates! The primary bedroom is at the end of the hall with an ensuite full bath attached! The 2 other bedrooms, 1 full bathroom & the laundry are in the hall. Nice open kitchen with a lot of cabinetry and space for a large dining table! Living room is large & opens directly to the kitchen island! Ready to move in, low utilities & priced to sell! Please plan to tour during one of the following. Offers to be reviewed on the 20th at 7pm. Seller retains the right to accept an exceptional offer before that date.

2. 2026-04-06
   listed $29,700 New 941-char remark

   Show marketing remark (941 chars)

   May 18th Open House Cancelled. Spacious 3 bed 2 bath mobile home in CottonWood Meadows! Some work needs done (cosmetic) but it is ready for new owners with many updates in the last few years!! Roof furnace are 7-8 years old, water heater 1 yr old, dishwasher and stove are 1 year old. All appliances stay (yes the washer/dryer too!) Has a covered porch, side entry, 2 off street parking spaces, side fenced yard with gates! The primary bedroom is at the end of the hall with an ensuite full bath attached! The 2 other bedrooms, 1 full bathroom & the laundry are in the hall. Nice open kitchen with a lot of cabinetry and space for a large dining table! Living room is large & opens directly to the kitchen island! Ready to move in, low utilities & priced to sell! Please plan to tour during one of the following. Offers to be reviewed on the 20th at 7pm. Seller retains the right to accept an exceptional offer before that date.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NE · Resets to sale price

• Current annual tax: $230 · $19/mo
• Projected year-2 tax: $346 · $29/mo
• Expected delta: +$116/yr (+$10/mo · 50.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥106°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,340
• − Mortgage interest: −$1,120
• − Property taxes: −$230
• − Insurance: −$100
• − Repairs & maintenance: −$1,147
• − Management: −$1,147
• − Depreciation: −$582
• Taxable income: $10,014
• Est. tax owed @ 24.0%: −$2,403
• After-tax cash flow: $7,337/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: York Public Schools
• NCES district ID: 3179050
• Math proficiency: 55% ▼ -9.00%
• Reading proficiency: 51% ▼ -4.00%
• Median HH income: $48,726
• Composite: 45.18/100
• National rank: #2675
• State rank: #55 of 111 in NE

Livability — York

• Score: 80/100
• State rank: #24
• US rank: #1666

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 9,688
• Population (ZIP): 9,688

Population outlook (York County) Hauer SSP2

• Today (2025): 13,976 people
• By 2030: 14,103 · +0.9%
• By 2040: 14,490 · +3.7%
• By 2050: 15,059 · +7.7%
• By 2075: 18,276 · +30.8%
• By 2100: 21,449 · +53.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 7% Two or more races 6% Black 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Iranian 2% Romanian 1% Italian 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 4% Other Asian/Pacific 1%

Political lean MEDSL · York

• 2024 margin: Solid R (+51.3) · D 23.6% · R 74.9% · Other 1.5%
• 2008→2024 swing: -2.0pp toward R · 2008: -49.3pp · 2024: -51.3pp
• All cycles: 2024: R+51.3 2020: R+51.8 2016: R+56.0 2012: R+55.4 2008: R+49.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -126.71%
• Current HPI: 192.5562
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Price history

-12.8% since first listed

2 events — show timeline

• 2026-05-14 Price Changed $25,900 GPRMLS
• 2026-04-06 Listed $29,700 GPRMLS

Property tax history

-4.5%/yr

Latest (2025): $230 · -19.1% YoY. Source: county tax records.