1524 Junior Deputy Rd · Little Rock, AR 72205

$194,999

3 bd · 2.0 ba · 1,912 sqft · SingleFamily public records · 25 Days on market

Built 1974 0.29 ac lot $102/sqft · at area comps Est $191k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.8/30.0
• ARV discount +6.6/15.0
• DSCR +4.9/10.0
• 1% rule +4.0/10.0
• Livability +3.7/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Sitting on a beautiful lot, Tri-level home with attached shop. Needs TLC

Key facts

• 0.29 acre lot
• Garage
• Built 1974

Property features AI

Exterior

• Parking: Garage
• Security: Video surveillance
• Utilities: Public sewer; Public water; Municipal electric (Entergy); Natural gas
• Home design: Metal/vinyl siding
• Construction: Architectural shingle roof; Slab foundation
• Exterior features: Deck; Fully fenced yard; Gravel road access; Level lot

Interior

• Kitchen: Free-standing stove / electric range; Dishwasher; Garbage disposal
• Bedrooms: Master bedroom about 14 x 14; Bedroom 2 about 14 x 14; Bedroom 3 about 14 x 14
• Flooring: Laminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (gas); Central cooling (electric)
• Interior features: Washer connection; Electric dryer connection; Gas water heater; Video surveillance; Formica kitchen countertops
• Laundry & utility: Washer connection; Electric dryer connection

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $195k.

Deal economics

• At list price, monthly cash flow is $89 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (10.0% below list).
• Recommended offer: $175k (10.0% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 4.1% in Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
• Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+2.4%/yr); 123 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
• This rent runs 31% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($192k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $52k; list at $195k implies a 275% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,481 (10.0% below list)

Questions for the listing agent

1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.84%
• Cash-on-cash: 1.96%
• DSCR: 1.09
• GRM: 9.3

CMA / ARV

• ARV (median comp): $191,286
• List price: $194,999
• Delta: 4.56%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9806 Labette Dr	0.17mi	4/2.0 (+1)	1,817 (-5%)	4mo	$200,000	$110	76
1720 Glenda Dr	0.20mi	3/3.0	1,811 (-5%)	3mo	$199,500	$110	75
1 Laurice Cir	0.28mi	4/2.0 (+1)	1,942 (+2%)	23mo	$210,000	$108	60
1405 Glenda Dr	0.14mi	3/2.0	1,686 (-12%)	16mo	$185,000	$110	60
1612 E Twin Lks	0.27mi	3/3.0	1,800 (-6%)	24mo	$205,000	$114	54
1206 E Twin Lakes Dr	0.46mi	3/2.5	1,740 (-9%)	10mo	$185,000	$106	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.4% rent growth · sell at horizon

5-year hold

• IRR: -13.9%
• Equity multiple: 0.51×
• Total profit: $-26,990
• Equity at exit: $29,075

10-year hold

• IRR: -6.0%
• Equity multiple: 0.62×
• Total profit: $-20,494
• Equity at exit: $16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72205

• Rents YoY: 2.4%
• Active inventory: 123
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,755 high
• Mortgage (P&I): −$1,023
• Tax from tax record: −$193 /mo · $2,322/yr
• Insurance: −$81
• HOA: −$0
• Vacancy / Maint / Mgmt: −$369
• Net cashflow: $89

Break-even live

Break-even rent $1,642

Max offer price $194,999

Occupancy floor 90%

Sensitivity live

Price	-10% $199	-5% $144	+0% $89	+5% $34	+10% $-21
Rent	-10% $-50	-5% $20	+0% $89	+5% $158	+10% $228
Rate	-1.0pp $187	-0.5pp $139	base $89	+0.5pp $38	+1.0pp $-13

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,750
• Closing costs: $5,850
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1621 Wilson Rd Little Rock, AR	4.0	2.0	1632	$2,175	$1.33	45d	1	0.10mi
1420 Marlyn Dr Little Rock, AR	4.0	2.0	1450	$635	$0.44	45d	1	0.14mi
10005 W 20th St Unit a Little Rock, AR	3.0	2.5	1545	$1,565	$1.01	45d	1	0.24mi
10103 W 20th St Unit A Little Rock, AR	3.0	2.0	1600	$1,575	$0.98	45d	1	0.26mi
1310 Aldersgate Rd Little Rock, AR	2.0	2.0	1150	$1,352	$1.18	20d	7	0.30mi
2101 Romine Rd Little Rock, AR	4.0	1.5	1380	$1,450	$1.05	45d	1	0.39mi
9409 Cerelle Dr Little Rock, AR	3.0	1.5	1432	$1,375	$0.96	25d	1	0.44mi
2311 Nichols Rd Little Rock, AR	4.0	2.0	1480	$1,895	$1.28	45d	1	0.44mi
9416 Covenant Ln Little Rock, AR	3.0	2.0	1550	$2,029	$1.31	25d	1	0.82mi
319 Oak Ln Little Rock, AR	3.0	2.0	1484	$1,481	$1.00	45d	1	0.83mi
2900 Lehigh Dr Unit 2900 Little Rock, AR	3.0	2.0	1600	$2,029	$1.27	25d	1	0.87mi
2823 Covenant Cv Little Rock, AR	3.0	2.0	1500	$2,029	$1.35	25d	1	0.90mi
9007 Cloverhill Rd Little Rock, AR	3.0	2.0	1270	$1,395	$1.10	45d	1	0.91mi
9401 Courtney Cv Little Rock, AR	3.0	2.0	1500	$2,029	$1.35	25d	1	0.92mi
10006 Raymond Dr Little Rock, AR	3.0	1.5	1450	$1,400	$0.97	45d	1	1.18mi
11417 Birchwood Dr Little Rock, AR	3.0	2.0	2000	$1,700	$0.85	25d	1	1.19mi
11423 Birchwood Dr Little Rock, AR	3.0	2.0	1834	$1,911	$1.04	25d	1	1.20mi
8700 Riley Dr Apt 610 Little Rock, AR	2.0	2.5	1600	$4,500	$2.81	45d	1	1.27mi
7 Fairbrook Dr Little Rock, AR	4.0	2.5	1902	$1,695	$0.89	25d	1	1.37mi
3624 Bowers St Little Rock, AR	3.0	1.5	2004	$1,800	$0.90	45d	1	1.37mi
6 Brookside Cir Little Rock, AR	3.0	2.0	1700	$1,695	$1.00	25d	1	1.37mi
1918 Cherrybend Dr Little Rock, AR	3.0	2.0	1974	$2,600	$1.32	16d	1	1.42mi
3004 Walker St Little Rock, AR	4.0	1.0	1300	$995	$0.77	16d	1	1.44mi

Listing history 30 events

1. 2026-06-21
   days on market $194,999 Active 25 DOM
2. 2026-06-18
   days on market $194,999 Active 22 DOM
3. 2026-06-18
   status $194,999 Active 21 DOM
4. 2026-06-17
   days on market $194,999 Price Change 21 DOM
5. 2026-06-16
   days on market $194,999 Price Change 20 DOM
6. 2026-06-15
   days on market $194,999 Price Change 19 DOM
7. 2026-06-14
   days on market $194,999 Price Change 17 DOM
8. 2026-06-13
   pricestatusdays on market $194,999 Price Change 16 DOM
9. 2026-06-10
   days on market $189,999 Active 14 DOM
10. 2026-06-09
    days on market $189,999 Active 13 DOM
11. 2026-06-08
    days on market $189,999 Active 12 DOM
12. 2026-06-07
    days on market $189,999 Active 11 DOM
13. 2026-06-05
    days on market $189,999 Active 8 DOM
14. 2026-06-03
    statusdays on market $189,999 Active 7 DOM
15. 2026-06-02
    days on market $189,999 New Listing 6 DOM
16. 2026-06-01
    days on market $189,999 New Listing 5 DOM
17. 2026-05-31
    days on market $189,999 New Listing 4 DOM
18. 2026-05-31
    days on market $189,999 New Listing 3 DOM
19. 2026-05-19
    historical
20. 2026-03-31
    price $199,999
21. 2026-03-27
    price $215,999
22. 2026-03-16
    price $224,999
23. 2026-03-11
    price $237,999
24. 2026-02-03
    listed $248,999 New Listing
25. 2020-05-28
    soldstatus $52,000 Sold 72-char remark

    Show marketing remark (72 chars)

    Sitting on a beautiful lot, Tri-level home with attached shop. Needs TLC

26. 2020-05-17
    historical Take Backups 72-char remark

    Show marketing remark (72 chars)

    Sitting on a beautiful lot, Tri-level home with attached shop. Needs TLC

27. 2020-03-16
    status Back on Market 72-char remark

    Show marketing remark (72 chars)

    Sitting on a beautiful lot, Tri-level home with attached shop. Needs TLC

28. 2020-02-25
    historical 72-char remark

    Show marketing remark (72 chars)

    Sitting on a beautiful lot, Tri-level home with attached shop. Needs TLC

29. 2019-11-09
    price $80,000 72-char remark

    Show marketing remark (72 chars)

    Sitting on a beautiful lot, Tri-level home with attached shop. Needs TLC

30. 2019-08-24
    listed $125,000 New Listing 72-char remark

    Show marketing remark (72 chars)

    Sitting on a beautiful lot, Tri-level home with attached shop. Needs TLC

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $2,322 · $193/mo
• Projected year-2 tax: $2,322 · $193/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,058
• − Mortgage interest: −$10,923
• − Property taxes: −$2,322
• − Insurance: −$975
• − Repairs & maintenance: −$1,685
• − Management: −$1,685
• − Depreciation: −$5,673
• Taxable loss: −$2,204
• Est. tax savings @ 24.0%: +$529
• After-tax cash flow: $1,597/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Little Rock School District
• NCES district ID: 0509000
• Math proficiency: 23% ▼ -12.00%
• Reading proficiency: 26% ▼ -8.00%
• Median HH income: $43,346
• Composite: 21.0/100
• National rank: #8457
• State rank: #183 of 238 in AR

Livability — Little Rock

• Score: 73/100
• State rank: #22
• US rank: #5295

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Little Rock, AR
• County: Pulaski County · 372,764 people
• City population: 218,896
• Metro: Little Rock-North Little Rock-Conway, AR
• Population (ZIP): 23,043
• Household income: $68,415
• Rent vs Own: 47.2% rent · 52.8% own
• Severe rent burden: 1073.0

Population outlook (Pulaski County) Hauer SSP2

• Today (2025): 415,378 people
• By 2030: 423,720 · +2.0%
• By 2040: 435,182 · +4.8%
• By 2050: 440,904 · +6.1%
• By 2075: 445,521 · +7.3%
• By 2100: 419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (64%)
• Race & ethnicity: White 64% Black 26% Two or more races 4% Hispanic / Latino 3% Asian 3%
• Common ancestry: Italian 5% Slovak 3% Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 3% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Pulaski

• 2024 margin: Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
• 2008→2024 swing: +10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
• All cycles: 2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -243.61%
• Current HPI: 215.0083
• Rent YoY: ▲ 2.40%
• Metro: Little Rock-North Little Rock-Conway, AR
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+56.0% since first listed

14 events — show timeline

• 2026-06-12 Price Changed $194,999 CARMLS
• 2026-05-27 Listed $189,999 CARMLS
• 2026-05-19 Listing Removed — CARMLS
• 2026-03-31 Price Changed $199,999 CARMLS
• 2026-03-27 Price Changed $215,999 CARMLS
• 2026-03-16 Price Changed $224,999 CARMLS
• 2026-03-11 Price Changed $237,999 CARMLS
• 2026-02-03 Listed $248,999 CARMLS
• 2020-05-28 Sold (MLS) $52,000 CARMLS
• 2020-05-17 Contingent — CARMLS
• 2020-03-16 Relisted — CARMLS
• 2020-02-25 Listing Removed — CARMLS
• 2019-11-09 Price Changed $80,000 CARMLS
• 2019-08-24 Listed $125,000 CARMLS

Property tax history

+7.8%/yr

Latest (2025): $2,322 · +7.7% YoY. Source: county tax records.