72 Park Dr S · Clanton, AL 35045

$139,900

3 bd · 1.5 ba · 1,402 sqft · Townhouse public records · 96 Days on market

Built 2006 $100/sqft · 9% below area Est $154k · 9% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.8/30.0
• ARV discount +11.6/15.0
• DSCR +8.1/10.0
• 1% rule +5.2/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this pleasing 2-bedroom townhome located in desirable Yellowleaf Park Townhomes. This home offers a functional layout that you will enjoy for easy maintenance living. Ready for you to move in quickly. Classic brick facade with windows perfect for window boxes with flowers. Lovely new landscaping on the front. Concrete drive for parking. Has an alley to access the back of the home. Proximity to shopping, dining, schools, and major roadways. This townhome is affordable and well worth viewing today.

Key facts

• Built 2006
• Listed 96 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $140k.

Deal economics

• At list price, monthly cash flow is $298 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $140k).
• Recommended offer: $127k (9.0% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 3.4% in Clanton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#259 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, crime D-, amenities F.
• Chilton County (rural): math 15% / reading 34% proficiency, ranked #94 of 129 in AL (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 125 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 25 units permitted in Chilton County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Chilton County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 96 days — a 9% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 14y ago; this cycle's ask has dropped $15k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $94k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 60% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $127,309 (9.0% below list)

Questions for the listing agent

1. It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 8.85%
• Cash-on-cash: 9.12%
• DSCR: 1.41
• GRM: 8.2

CMA / ARV

• ARV (median comp): $153,971
• List price: $139,900
• Delta: -9.14%
• Verdict: FAIR
• Comps: 11 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
83 Park Dr	0.03mi	3/2.0	1,398 (-0%)	0mo	$159,900	$114	96
62 Park Dr	0.03mi	2/1.5 (-1)	1,410 (+1%)	18mo	$140,000	$99	78

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -2.6%
• Equity multiple: 0.90×
• Total profit: $-3,774
• Equity at exit: $20,860

10-year hold

• IRR: 7.1%
• Equity multiple: 1.53×
• Total profit: $20,872
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35045

• Home prices YoY: -25.8%
• Active inventory: 125
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,427 high
• Mortgage (P&I): −$734
• Tax from tax record: −$38 /mo · $457/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$300
• Net cashflow: $298

Break-even live

Break-even rent $1,051

Max offer price $139,900

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
85 Park Dr S Clanton, AL	2.0	2.5	1204	$1,395	$1.16	23d	1	0.03mi
87 Park Dr S Clanton, AL	3.0	2.5	1344	$1,495	$1.11	23d	1	0.03mi
89 Park Dr S Clanton, AL	3.0	2.5	1344	$1,495	$1.11	23d	1	0.03mi
91 Park Dr S Clanton, AL	2.0	2.5	1204	$1,395	$1.16	23d	1	0.03mi
57 Park Dr S Clanton, AL	3.0	2.0	1192	$1,200	$1.01	43d	1	0.07mi

Listing history 21 events

1. 2026-06-18
   days on market $139,900 Active 96 DOM
2. 2026-06-17
   days on market $139,900 Active 95 DOM
3. 2026-06-16
   days on market $139,900 Active 94 DOM
4. 2026-06-15
   days on market $139,900 Active 93 DOM
5. 2026-06-13
   days on market $139,900 Active 91 DOM
6. 2026-06-13
   days on market $139,900 Active 90 DOM
7. 2026-06-10
   days on market $139,900 Active 88 DOM
8. 2026-06-09
   days on market $139,900 Active 87 DOM
9. 2026-06-08
   days on market $139,900 Active 86 DOM
10. 2026-06-07
    days on market $139,900 Active 85 DOM
11. 2026-06-03
    days on market $139,900 Active 81 DOM
12. 2026-06-02
    days on market $139,900 Active 80 DOM
13. 2026-06-01
    days on market $139,900 Active 79 DOM
14. 2026-05-31
    days on market $139,900 Active 78 DOM
15. 2026-04-14
    price $139,900 512-char remark

    Show marketing remark (512 chars)

    Welcome to this pleasing 2-bedroom townhome located in desirable Yellowleaf Park Townhomes. This home offers a functional layout that you will enjoy for easy maintenance living. Ready for you to move in quickly. Classic brick facade with windows perfect for window boxes with flowers. Lovely new landscaping on the front. Concrete drive for parking. Has an alley to access the back of the home. Proximity to shopping, dining, schools, and major roadways. This townhome is affordable and well worth viewing today.

16. 2026-03-18
    price $149,900 512-char remark

    Show marketing remark (512 chars)

    Welcome to this pleasing 2-bedroom townhome located in desirable Yellowleaf Park Townhomes. This home offers a functional layout that you will enjoy for easy maintenance living. Ready for you to move in quickly. Classic brick facade with windows perfect for window boxes with flowers. Lovely new landscaping on the front. Concrete drive for parking. Has an alley to access the back of the home. Proximity to shopping, dining, schools, and major roadways. This townhome is affordable and well worth viewing today.

17. 2026-03-14
    listed $155,000 Active 512-char remark

    Show marketing remark (512 chars)

    Welcome to this pleasing 2-bedroom townhome located in desirable Yellowleaf Park Townhomes. This home offers a functional layout that you will enjoy for easy maintenance living. Ready for you to move in quickly. Classic brick facade with windows perfect for window boxes with flowers. Lovely new landscaping on the front. Concrete drive for parking. Has an alley to access the back of the home. Proximity to shopping, dining, schools, and major roadways. This townhome is affordable and well worth viewing today.

18. 2026-02-27
    historical $155,000 512-char remark

    Show marketing remark (512 chars)

    Welcome to this pleasing 2-bedroom townhome located in desirable Yellowleaf Park Townhomes. This home offers a functional layout that you will enjoy for easy maintenance living. Ready for you to move in quickly. Classic brick facade with windows perfect for window boxes with flowers. Lovely new landscaping on the front. Concrete drive for parking. Has an alley to access the back of the home. Proximity to shopping, dining, schools, and major roadways. This townhome is affordable and well worth viewing today.

19. 2020-02-12
    soldstatus $94,000
20. 2012-07-12
    soldstatus $59,100 712-char remark

    Show marketing remark (712 chars)

    Look no more!! This home has the space and the price for you. This 2 bedroom, 1.5 bath townhouse is waiting for you to call HOME!! This home features a large kitchen with loads of cabinets and a bright breakfast nook. The greatroom is very spacious. Downstairs also has an oversize half bathroom. Upstairs features the master bedroom and the 2nd bedroom. The upstairs has a large full bathroom. The backyard is fenced and has a patio for all of your outdoor summer activities. MOVE IN READY!! This is a Fannie Mae HomePath property. Purchaser this property for a little as 3% down! This property is approved for HomePath Mortgage Financing. This property is approved for Homepath Renovation Mortgage Financing.

21. 2012-05-01
    listed $64,900 712-char remark

    Show marketing remark (712 chars)

    Look no more!! This home has the space and the price for you. This 2 bedroom, 1.5 bath townhouse is waiting for you to call HOME!! This home features a large kitchen with loads of cabinets and a bright breakfast nook. The greatroom is very spacious. Downstairs also has an oversize half bathroom. Upstairs features the master bedroom and the 2nd bedroom. The upstairs has a large full bathroom. The backyard is fenced and has a patio for all of your outdoor summer activities. MOVE IN READY!! This is a Fannie Mae HomePath property. Purchaser this property for a little as 3% down! This property is approved for HomePath Mortgage Financing. This property is approved for Homepath Renovation Mortgage Financing.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $457 · $38/mo
• Projected year-2 tax: $574 · $48/mo
• Expected delta: +$116/yr (+$10/mo · 25.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 60% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,130
• − Mortgage interest: −$7,837
• − Property taxes: −$457
• − Insurance: −$700
• − Repairs & maintenance: −$1,370
• − Management: −$1,370
• − Depreciation: −$4,070
• Taxable income: $1,326
• Est. tax owed @ 24.0%: −$318
• After-tax cash flow: $3,254/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Chilton County
• NCES district ID: 0100660
• Math proficiency: 15% ▼ -26.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $41,269
• Composite: 20.73/100
• National rank: #8520
• State rank: #94 of 129 in AL

Livability — Clanton

• Score: 61/100
• State rank: #259
• US rank: #18072

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clanton, AL
• County: Chilton County · 15,324 people
• City population: 15,324
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 15,324
• Household income: $65,907
• Rent vs Own: 28.3% rent · 71.7% own
• Severe rent burden: 326.0

Population outlook (Chilton County) Hauer SSP2

• Today (2025): 44,064 people
• By 2030: 43,694 · -0.8%
• By 2040: 42,168 · -4.3%
• By 2050: 39,667 · -10.0%
• By 2075: 31,397 · -28.7%
• By 2100: 21,319 · -51.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Black 9% Hispanic / Latino 7% Two or more races 4% Asian 1%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Slovak 2% Serbian 2% Italian 1%
• Foreign-born: 3% · Canada, South Korea
• Languages at home: 95% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Chilton

• 2024 margin: Solid R (+72.1) · D 13.7% · R 85.8%
• 2008→2024 swing: -14.3pp toward R · 2008: -57.8pp · 2024: -72.1pp
• All cycles: 2024: R+72.1 2020: R+67.4 2016: R+66.6 2012: R+60.3 2008: R+57.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.21%
• Current HPI: 187.6339
• Rent YoY: —
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+115.6% since first listed

7 events — show timeline

• 2026-04-14 Price Changed $139,900 Greater Alabama MLS
• 2026-03-18 Price Changed $149,900 Greater Alabama MLS
• 2026-03-14 Listed $155,000 Greater Alabama MLS
• 2026-02-27 Coming Soon $155,000 Greater Alabama MLS
• 2020-02-12 Sold (Public Records) $94,000 Public Records
• 2012-07-12 Sold (MLS) $59,100 MAAR
• 2012-05-01 Listed $64,900 MAAR

Property tax history

-4.2%/yr

Latest (2025): $457 · -0.1% YoY. Source: county tax records.