64 Acacia Ct · Rohnert Park, CA
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 14 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.8/30.0
- DSCR +9.8/10.0
- 1% rule +6.4/10.0
- Livability +3.8/5.0
- Schools +3.7/10.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$260,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This beautifully maintained 2005 mobile home is in wonderful condition and ready for its next chapter. Featuring drywall interiors throughout, the home offers a clean, modern feel with excellent craftsmanship. Inside you'll find a comfortable 3-bedroom, 2-bathroom layout filled with natural light from multiple skylights, creating a bright and welcoming atmosphere. Accessibility is thoughtfully included with a convenient ADA ramp leading to the entrance. The home is centrally located in Rohnert Park, just minutes from grocery stores, the community center, parks, and everyday conveniences. You're also a short drive to Highway 101 for easy commuting. This well-cared- for home offers comfort, c
Key facts
- Drywall interiors
- Centrally located
- Ada ramp
Tags
Property features AI
Finance
- Other: Park name: Valley Village
- Financial info: Land lease: Yes; Land lease amount: $700
- HOA & community: No association; Senior community
Exterior
- Parking: 2 parking spaces; Covered, detached parking; Side-by-side layout; No garage
- Security: Carbon monoxide detector; Smoke detector
- Utilities: Cable available; Internet available; Underground utilities; Public sewer
- Home design: Manufactured in park; Double wide; Original condition
- Construction: Composition roof; Aluminum skirting; Manufacturer: CMH Manufacturing West; Make: Golden West
- Exterior features: Covered deck; Porch ramp; Carport awning; Porch awning; Shed(s); Located on a court
Interior
- Kitchen: Dishwasher; Disposal; Free-standing gas oven; Free-standing gas range; Free-standing refrigerator; Range hood; Breakfast area; Laminate countertops
- Bedrooms: 3 bedrooms
- Flooring: Laminate flooring
- Bathrooms: 2 full bathrooms; Low-flow showers; Low-flow toilets; Shower stalls; Tub with shower over
- Heating & cooling: Central heating (gas); Central air; Ceiling fans
- Interior features: Cathedral ceiling; Accessible approach with ramp; Grab bars; Carbon monoxide detector; Smoke detector
- Laundry & utility: Washer included; Dryer included; Indoor laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $260k.
Deal economics
- At list price, monthly cash flow is $725 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $260k).
- Recommended offer: $252k (3.0% below list) — sets the bar for market timing.
- Cap rate 9.9% vs local median 2.9% in Rohnert Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#116 in CA, #4,166 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, health & safety A+; Watch: cost of living F.
- Cotati-Rohnert Park Unified (suburban): math 24% / reading 61% proficiency, ranked #205 of 517 in CA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: John Reed Primary (378 students, 80% FRL); Technology Middle (math 24% / reading 24%, grade F, #277 of 498 statewide, top 73%, 426 students, 68% FRL); Rancho Cotate High (math 12% / reading 57%, grade F, #618 of 1,170 statewide, top 56%, 1,611 students, 36% FRL) — zoned schools average 61% FRL vs 36% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 30% at this address vs 42% district-wide (-13 pts) — the specific schools serving this property underperform the Cotati-Rohnert Park Unified average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.7%/yr); 100 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
- This rent runs 36% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 2.7% rent growth), your $73k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($252k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 9.95%
- Cash-on-cash
- 13.05%
- DSCR
- 1.58
- GRM
- 7.3
CMA / ARV
- ARV (median comp)
- $222,165
- List price
- $260,000
- Delta
- 17.03%
- Verdict
- OVERPRICED
- Comps
- 16 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 64 Acacia Ct | 0.00mi | 3/2.0 | 1,344 (0%) | 0mo | $250,000 | $186 | 100 |
| 67 Acacia Ct | 0.02mi | 2/2.0 (-1) | 1,344 (0%) | 12mo | $207,500 | $154 | 84 |
| 138 Walnut Cir | 0.05mi | 2/2.0 (-1) | 1,318 (-2%) | 7mo | $262,000 | $199 | 83 |
| 57 Mulberry Ct | 0.03mi | 2/2.0 (-1) | 1,375 (+2%) | 8mo | $215,000 | $156 | 83 |
| 175 Walnut Cir | 0.08mi | 3/2.0 | 1,440 (+7%) | 10mo | $302,000 | $210 | 76 |
| 318 Rustic Ln | 0.12mi | 2/2.0 (-1) | 1,248 (-7%) | 9mo | $316,000 | $253 | 70 |
| 232 Walnut Cir | 0.10mi | 2/2.0 (-1) | 1,440 (+7%) | 13mo | $250,000 | $174 | 67 |
| 233 Apple Ln | 0.07mi | 2/2.0 (-1) | 1,152 (-14%) | 3mo | $158,000 | $137 | 66 |
| 123 Walnut Cir | 0.10mi | 2/2.0 (-1) | 1,536 (+14%) | 13mo | $189,000 | $123 | 56 |
| 281 Circulo San Lucas | 0.68mi | 2/2.0 (-1) | 1,440 (+7%) | 9mo | $181,000 | $126 | 44 |
| 297 Circle Puebla | 0.68mi | 2/2.0 (-1) | 1,248 (-7%) | 11mo | $205,000 | $164 | 43 |
| 317 Circulo Durango | 0.70mi | 2/2.0 (-1) | 1,152 (-14%) | 10mo | $320,000 | $278 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.69% rent growth · sell at horizon
- IRR
- 1.1%
- Equity multiple
- 1.04×
- Total profit
- $3,085
- Equity at exit
- $38,767
- IRR
- 10.4%
- Equity multiple
- 1.80×
- Total profit
- $58,148
- Equity at exit
- $22,480
Cash invested: $72,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94928
- Rents YoY
- 2.7%
- Active inventory
- 100
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $2,953 high interval (Pro) →
- Mortgage (P&I)
- −$1,363
- Tax from tax record
- −$69 /mo · $832/yr
- Insurance
- −$108
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$620
- Net cashflow
- $725
Break-even live
Sensitivity live
| Price | -10% $873 | -5% $799 | +0% $725 | +5% $652 | +10% $578 |
|---|---|---|---|---|---|
| Rent | -10% $492 | -5% $609 | +0% $725 | +5% $842 | +10% $959 |
| Rate | -1.0pp $856 | -0.5pp $792 | base $725 | +0.5pp $658 | +1.0pp $590 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $65,000
- Closing costs
- $7,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 687 Racquet Club Cir Rohnert Park, CA | 2.0 | 1.5 | 1162 | $2,550 | $2.19 | 46d | 1 | 0.25mi |
| 658 Racquet Club Cir Rohnert Park, CA | 2.0 | 1.5 | 1162 | $2,995 | $2.58 | 15d | 1 | 0.30mi |
| 423 Enterprise Dr #423 Rohnert Park, CA | 3.0 | 1.5 | 1246 | $3,150 | $2.53 | 25d | 1 | 0.32mi |
| 465 Enterprise Dr Rohnert Park, CA | 3.0 | 2.0 | 1260 | $2,750 | $2.18 | 25d | 1 | 0.32mi |
| 338 City Center Dr Rohnert Park, CA | 2.0 | 2.5 | 1229 | $3,000 | $2.44 | 23d | 1 | 0.54mi |
| 954 Emily Ave Rohnert Park, CA | 4.0 | 2.0 | 1400 | $3,500 | $2.50 | 15d | 1 | 0.55mi |
| 100 Avram Ave Rohnert Park, CA | 3.0 | 1.0–2.0 | 1267 | $3,400 | $2.68 | 4d | 1 | 0.68mi |
| 445 Southwest Blvd Unit 10 Rohnert Park, CA | 3.0 | 2.0 | 1250 | $2,699 | $2.16 | 45d | 1 | 0.68mi |
| 7300 Boris Ct Apt 17 Rohnert Park, CA | 2.0 | 1.0 | 1000 | $2,250 | $2.25 | 25d | 1 | 0.71mi |
| 7300 Boris Ct Apt 17 Rohnert Park, CA | 2.0 | 1.0 | 1000 | $2,250 | $2.25 | 23d | 1 | 0.71mi |
| 7300 Boris Ct Unit 4 Rohnert Park, CA | 2.0 | 1.0 | 1000 | $2,250 | $2.25 | 45d | 1 | 0.71mi |
| 7300 Boris Ct Unit 4 Rohnert Park, CA | 2.0 | 1.0 | 1000 | $2,350 | $2.35 | 25d | 1 | 0.71mi |
| 7300 Boris Ct Apt 17 Rohnert Park, CA | 2.0 | 1.0 | 1000 | $2,350 | $2.35 | 45d | 1 | 0.71mi |
| 7101 Avenida Cala Unit 02 Rohnert Park, CA | 3.0 | 2.0 | 1250 | $2,850 | $2.28 | 25d | 1 | 0.74mi |
| 5425 Snyder Ln Rohnert Park, CA | 2.0 | 2.0 | 960 | $2,400 | $2.50 | 15d | 1 | 0.74mi |
| 1440 Southwest Blvd Rohnert Park, CA | 2.0 | 1.5–2.0 | 890 | $2,249 | $2.53 | 15d | 3 | 0.78mi |
| 1440 Southwest Blvd Unit 18 Rohnert Park, CA | 2.0 | 2.0 | 950 | $2,299 | $2.42 | 15d | 1 | 0.78mi |
| 1440 Southwest Blvd Apt 27 Rohnert Park, CA | 2.0 | 2.0 | 950 | $2,099 | $2.21 | 45d | 1 | 0.78mi |
| 1358 Parkway Dr Rohnert Park, CA | 2.0 | 2.0 | 1104 | $2,600 | $2.36 | 15d | 1 | 0.83mi |
| 1350 Oak View Cir Rohnert Park, CA | 2.0 | 1.0–2.0 | 750 | $3,310 | $4.41 | 15d | 8 | 0.87mi |
| 7272 Camino Colegio Rohnert Park, CA | 1.0–2.0 | 1.0–2.0 | 839 | $2,500 | $2.98 | 15d | 1 | 0.95mi |
| 4949 Snyder Ln Rohnert Park, CA | 1.0–2.0 | 1.0–2.0 | 779 | $2,621 | $3.36 | 15d | 11 | 0.96mi |
| 8908 Gravenstein Way Cotati, CA | 4.0 | 3.0 | 1540 | $3,650 | $2.37 | 15d | 1 | 1.00mi |
| 8244 Windmill Farms Dr Unit 1 Cotati, CA | 2.0 | 1.5 | 989 | $2,400 | $2.43 | 45d | 1 | 1.11mi |
| 8271 Lancaster Dr Cotati, CA | 3.0 | 3.5 | 1614 | $3,500 | $2.17 | 23d | 1 | 1.16mi |
| 541 Carlson Ave Rohnert Park, CA | 1.0–3.0 | 1.0–2.0 | 1065 | $3,952 | $3.71 | 4d | 6 | 1.26mi |
| 5401 Kaitlyn Pl Rohnert Park, CA | 3.0 | 2.5 | 1838 | $5,000 | $2.72 | 15d | 1 | 1.28mi |
| 5102 Dowdell Ave Rohnert Park, CA | 1.0–2.0 | 1.0–2.0 | 949 | $3,279 | $3.46 | 15d | 14 | 1.29mi |
| 7 Meridian Cir Rohnert Park, CA | 3.0 | 2.5 | 1289 | $3,275 | $2.54 | 45d | 1 | 1.31mi |
| 7451 Michael Way Rohnert Park, CA | 4.0 | 3.0 | 1868 | $4,250 | $2.28 | 45d | 1 | 1.36mi |
| 1388 Miramonte Pl Rohnert Park, CA | 3.0 | 2.0 | 1442 | $3,800 | $2.64 | 45d | 1 | 1.36mi |
| 600 Rohnert Park Expy W Rohnert Park, CA | 1.0–3.0 | 1.0–2.0 | 1122 | $3,448 | $3.07 | 1d | 15 | 1.39mi |
| 1 Golf Course Dr Rohnert Park, CA | 3.0 | 2.0 | 1485 | $950 | $0.64 | 45d | 1 | 1.40mi |
| 1245 Honeybrook Pl Rohnert Park, CA | 4.0 | 2.0 | 1809 | $4,100 | $2.27 | 45d | 1 | 1.44mi |
| 8201 Camino Colegio #1 Rohnert Park, CA | 2.0 | 2.0 | 878 | $2,350 | $2.68 | 25d | 1 | 1.49mi |
Listing history 12 events
-
2026-06-13status $260,000 Pending 42 DOM
-
2026-06-10days on market $260,000 Contingent (Show) 42 DOM
-
2026-06-09days on market $260,000 Contingent (Show) 41 DOM
-
2026-06-08days on market $260,000 Contingent (Show) 40 DOM
-
2026-06-07days on market $260,000 Contingent (Show) 39 DOM
-
2026-06-05days on market $260,000 Contingent (Show) 36 DOM
-
2026-06-03days on market $260,000 Contingent (Show) 35 DOM
-
2026-06-02days on market $260,000 Contingent (Show) 34 DOM
-
2026-06-01days on market $260,000 Contingent (Show) 33 DOM
-
2026-05-31days on market $260,000 Contingent (Show) 32 DOM
-
2026-05-30days on market $260,000 Contingent (Show) 31 DOM
-
2026-04-20$260,000 Active 761-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $832 · $69/mo
- Projected year-2 tax
- $1,976 · $165/mo
- Expected delta
- +$1,144/yr (+$95/mo · 137.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 4/10 Moderate 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 14 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,439
- − Mortgage interest
- −$14,564
- − Property taxes
- −$832
- − Insurance
- −$2,098
- − Repairs & maintenance
- −$2,835
- − Management
- −$2,835
- − Depreciation
- −$7,564
- Taxable income
- $4,712
- Est. tax owed @ 24.0%
- −$1,131
- After-tax cash flow
- $7,575/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cotati-Rohnert Park Unified
- NCES district ID
- 0609940
- Math proficiency
- 24% ▼ -6.00%
- Reading proficiency
- 61% ▲ 15.00%
- Median HH income
- $60,499
- Composite
- 37.42/100
- National rank
- #4420
- State rank
- #205 of 517 in CA
Livability — Rohnert Park
- Score
- 75/100
- State rank
- #116
- US rank
- #4166
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rohnert Park, CA
- County
- Sonoma County · 449,805 people
- City population
- 46,829
- Metro
- Santa Rosa-Petaluma, CA
- Population (ZIP)
- 46,829
- Household income
- $99,280
- Rent vs Own
- Severe rent burden
- 2507.0
Population outlook (Sonoma County) Hauer SSP2
- Today (2025)
- 539,935 people
- By 2030
- 554,870 · +2.8%
- By 2040
- 573,262 · +6.2%
- By 2050
- 580,715 · +7.6%
- By 2075
- 579,229 · +7.3%
- By 2100
- 547,835 · +1.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 52% Hispanic / Latino 33% Two or more races 19% Asian 6% Black 3% Native American 1%
- Hispanic origin (detail)
- Mexican 25%
- Common ancestry
- Italian 5% Slovak 3% Romanian 2%
- Foreign-born
- 15% · Canada, China, Vietnam
- Languages at home
- 72% English-only · Spanish 20% Other Asian/Pacific 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Sonoma
- 2024 margin
- Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
- 2008→2024 swing
- -3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
- All cycles
- 2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -628.14%
- Current HPI
- 259.9121
- Rent YoY
- ▲ 2.69%
- Metro
- Santa Rosa-Petaluma, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
-3.8% since first listed4 events — show timeline
- 2026-06-16 Sold (MLS) $250,000 BAREIS
- 2026-06-10 Pending — BAREIS
- 2026-05-24 Contingent — BAREIS
- 2026-04-20 Listed $260,000 BAREIS
Property tax history
-1.2%/yrLatest (2025): $832 · +0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…