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64 Acacia Ct
C Composite 57.12
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.8/30.0
  • DSCR +9.8/10.0
  • 1% rule +6.4/10.0
  • Livability +3.8/5.0
  • Schools +3.7/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$260,000

64 Acacia Ct · Rohnert Park, CA 94928
3 bd · 2.0 ba · 1,344 sqft · Manufactured · 42 Days on market
Built 2005 $193/sqft · 17% above area Est $222k · 17% over ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This beautifully maintained 2005 mobile home is in wonderful condition and ready for its next chapter. Featuring drywall interiors throughout, the home offers a clean, modern feel with excellent craftsmanship. Inside you'll find a comfortable 3-bedroom, 2-bathroom layout filled with natural light from multiple skylights, creating a bright and welcoming atmosphere. Accessibility is thoughtfully included with a convenient ADA ramp leading to the entrance. The home is centrally located in Rohnert Park, just minutes from grocery stores, the community center, parks, and everyday conveniences. You're also a short drive to Highway 101 for easy commuting. This well-cared- for home offers comfort, c

Key facts

  • Drywall interiors
  • Centrally located
  • Ada ramp

Tags

DRYWALL INTERIORSADA RAMPCENTRALLY LOCATEDMINUTES FROM GROCERY STORESSHORT DRIVE TO HIGHWAY 101

Property features AI

Finance

  • Other: Park name: Valley Village
  • Financial info: Land lease: Yes; Land lease amount: $700
  • HOA & community: No association; Senior community

Exterior

  • Parking: 2 parking spaces; Covered, detached parking; Side-by-side layout; No garage
  • Security: Carbon monoxide detector; Smoke detector
  • Utilities: Cable available; Internet available; Underground utilities; Public sewer
  • Home design: Manufactured in park; Double wide; Original condition
  • Construction: Composition roof; Aluminum skirting; Manufacturer: CMH Manufacturing West; Make: Golden West
  • Exterior features: Covered deck; Porch ramp; Carport awning; Porch awning; Shed(s); Located on a court

Interior

  • Kitchen: Dishwasher; Disposal; Free-standing gas oven; Free-standing gas range; Free-standing refrigerator; Range hood; Breakfast area; Laminate countertops
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms; Low-flow showers; Low-flow toilets; Shower stalls; Tub with shower over
  • Heating & cooling: Central heating (gas); Central air; Ceiling fans
  • Interior features: Cathedral ceiling; Accessible approach with ramp; Grab bars; Carbon monoxide detector; Smoke detector
  • Laundry & utility: Washer included; Dryer included; Indoor laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $260k.

Deal economics

  • At list price, monthly cash flow is $725 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $260k).
  • Recommended offer: $252k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 2.9% in Rohnert Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#116 in CA, #4,166 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, health & safety A+; Watch: cost of living F.
  • Cotati-Rohnert Park Unified (suburban): math 24% / reading 61% proficiency, ranked #205 of 517 in CA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: John Reed Primary (378 students, 80% FRL); Technology Middle (math 24% / reading 24%, grade F, #277 of 498 statewide, top 73%, 426 students, 68% FRL); Rancho Cotate High (math 12% / reading 57%, grade F, #618 of 1,170 statewide, top 56%, 1,611 students, 36% FRL) — zoned schools average 61% FRL vs 36% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 30% at this address vs 42% district-wide (-13 pts) — the specific schools serving this property underperform the Cotati-Rohnert Park Unified average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.7%/yr); 100 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.7% rent growth), your $73k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($252k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $252,200 (3.0% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.95%
Cash-on-cash
13.05%
DSCR
1.58
GRM
7.3

CMA / ARV

ARV (median comp)
$222,165
List price
$260,000
Delta
17.03%
Verdict
OVERPRICED
Comps
16 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
64 Acacia Ct 0.00mi 3/2.0 1,344 (0%) 0mo $250,000 $186 100
67 Acacia Ct 0.02mi 2/2.0 (-1) 1,344 (0%) 12mo $207,500 $154 84
138 Walnut Cir 0.05mi 2/2.0 (-1) 1,318 (-2%) 7mo $262,000 $199 83
57 Mulberry Ct 0.03mi 2/2.0 (-1) 1,375 (+2%) 8mo $215,000 $156 83
175 Walnut Cir 0.08mi 3/2.0 1,440 (+7%) 10mo $302,000 $210 76
318 Rustic Ln 0.12mi 2/2.0 (-1) 1,248 (-7%) 9mo $316,000 $253 70
232 Walnut Cir 0.10mi 2/2.0 (-1) 1,440 (+7%) 13mo $250,000 $174 67
233 Apple Ln 0.07mi 2/2.0 (-1) 1,152 (-14%) 3mo $158,000 $137 66
123 Walnut Cir 0.10mi 2/2.0 (-1) 1,536 (+14%) 13mo $189,000 $123 56
281 Circulo San Lucas 0.68mi 2/2.0 (-1) 1,440 (+7%) 9mo $181,000 $126 44
297 Circle Puebla 0.68mi 2/2.0 (-1) 1,248 (-7%) 11mo $205,000 $164 43
317 Circulo Durango 0.70mi 2/2.0 (-1) 1,152 (-14%) 10mo $320,000 $278 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.69% rent growth · sell at horizon

5-year hold
IRR
1.1%
Equity multiple
1.04×
Total profit
$3,085
Equity at exit
$38,767
10-year hold
IRR
10.4%
Equity multiple
1.80×
Total profit
$58,148
Equity at exit
$22,480

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94928

Rents YoY
2.7%
Active inventory
100
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$2,953 high interval (Pro) →
Mortgage (P&I)
$1,363
Tax from tax record
$69 /mo · $832/yr
Insurance
$108
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$620
Net cashflow
$725

Break-even live

Break-even rent $2,035
Max offer price $260,000
Occupancy floor 70%

Sensitivity live

Price -10% $873 -5% $799 +0% $725 +5% $652 +10% $578
Rent -10% $492 -5% $609 +0% $725 +5% $842 +10% $959
Rate -1.0pp $856 -0.5pp $792 base $725 +0.5pp $658 +1.0pp $590

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,000
Closing costs
$7,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
687 Racquet Club Cir Rohnert Park, CA 2.0 1.5 1162 $2,550 $2.19 46d 1 0.25mi
658 Racquet Club Cir Rohnert Park, CA 2.0 1.5 1162 $2,995 $2.58 15d 1 0.30mi
423 Enterprise Dr #423 Rohnert Park, CA 3.0 1.5 1246 $3,150 $2.53 25d 1 0.32mi
465 Enterprise Dr Rohnert Park, CA 3.0 2.0 1260 $2,750 $2.18 25d 1 0.32mi
338 City Center Dr Rohnert Park, CA 2.0 2.5 1229 $3,000 $2.44 23d 1 0.54mi
954 Emily Ave Rohnert Park, CA 4.0 2.0 1400 $3,500 $2.50 15d 1 0.55mi
100 Avram Ave Rohnert Park, CA 3.0 1.0–2.0 1267 $3,400 $2.68 4d 1 0.68mi
445 Southwest Blvd Unit 10 Rohnert Park, CA 3.0 2.0 1250 $2,699 $2.16 45d 1 0.68mi
7300 Boris Ct Apt 17 Rohnert Park, CA 2.0 1.0 1000 $2,250 $2.25 25d 1 0.71mi
7300 Boris Ct Apt 17 Rohnert Park, CA 2.0 1.0 1000 $2,250 $2.25 23d 1 0.71mi
7300 Boris Ct Unit 4 Rohnert Park, CA 2.0 1.0 1000 $2,250 $2.25 45d 1 0.71mi
7300 Boris Ct Unit 4 Rohnert Park, CA 2.0 1.0 1000 $2,350 $2.35 25d 1 0.71mi
7300 Boris Ct Apt 17 Rohnert Park, CA 2.0 1.0 1000 $2,350 $2.35 45d 1 0.71mi
7101 Avenida Cala Unit 02 Rohnert Park, CA 3.0 2.0 1250 $2,850 $2.28 25d 1 0.74mi
5425 Snyder Ln Rohnert Park, CA 2.0 2.0 960 $2,400 $2.50 15d 1 0.74mi
1440 Southwest Blvd Rohnert Park, CA 2.0 1.5–2.0 890 $2,249 $2.53 15d 3 0.78mi
1440 Southwest Blvd Unit 18 Rohnert Park, CA 2.0 2.0 950 $2,299 $2.42 15d 1 0.78mi
1440 Southwest Blvd Apt 27 Rohnert Park, CA 2.0 2.0 950 $2,099 $2.21 45d 1 0.78mi
1358 Parkway Dr Rohnert Park, CA 2.0 2.0 1104 $2,600 $2.36 15d 1 0.83mi
1350 Oak View Cir Rohnert Park, CA 2.0 1.0–2.0 750 $3,310 $4.41 15d 8 0.87mi
7272 Camino Colegio Rohnert Park, CA 1.0–2.0 1.0–2.0 839 $2,500 $2.98 15d 1 0.95mi
4949 Snyder Ln Rohnert Park, CA 1.0–2.0 1.0–2.0 779 $2,621 $3.36 15d 11 0.96mi
8908 Gravenstein Way Cotati, CA 4.0 3.0 1540 $3,650 $2.37 15d 1 1.00mi
8244 Windmill Farms Dr Unit 1 Cotati, CA 2.0 1.5 989 $2,400 $2.43 45d 1 1.11mi
8271 Lancaster Dr Cotati, CA 3.0 3.5 1614 $3,500 $2.17 23d 1 1.16mi
541 Carlson Ave Rohnert Park, CA 1.0–3.0 1.0–2.0 1065 $3,952 $3.71 4d 6 1.26mi
5401 Kaitlyn Pl Rohnert Park, CA 3.0 2.5 1838 $5,000 $2.72 15d 1 1.28mi
5102 Dowdell Ave Rohnert Park, CA 1.0–2.0 1.0–2.0 949 $3,279 $3.46 15d 14 1.29mi
7 Meridian Cir Rohnert Park, CA 3.0 2.5 1289 $3,275 $2.54 45d 1 1.31mi
7451 Michael Way Rohnert Park, CA 4.0 3.0 1868 $4,250 $2.28 45d 1 1.36mi
1388 Miramonte Pl Rohnert Park, CA 3.0 2.0 1442 $3,800 $2.64 45d 1 1.36mi
600 Rohnert Park Expy W Rohnert Park, CA 1.0–3.0 1.0–2.0 1122 $3,448 $3.07 1d 15 1.39mi
1 Golf Course Dr Rohnert Park, CA 3.0 2.0 1485 $950 $0.64 45d 1 1.40mi
1245 Honeybrook Pl Rohnert Park, CA 4.0 2.0 1809 $4,100 $2.27 45d 1 1.44mi
8201 Camino Colegio #1 Rohnert Park, CA 2.0 2.0 878 $2,350 $2.68 25d 1 1.49mi

Listing history 12 events

  1. 2026-06-13
    status $260,000 Pending 42 DOM
  2. 2026-06-10
    days on market $260,000 Contingent (Show) 42 DOM
  3. 2026-06-09
    days on market $260,000 Contingent (Show) 41 DOM
  4. 2026-06-08
    days on market $260,000 Contingent (Show) 40 DOM
  5. 2026-06-07
    days on market $260,000 Contingent (Show) 39 DOM
  6. 2026-06-05
    days on market $260,000 Contingent (Show) 36 DOM
  7. 2026-06-03
    days on market $260,000 Contingent (Show) 35 DOM
  8. 2026-06-02
    days on market $260,000 Contingent (Show) 34 DOM
  9. 2026-06-01
    days on market $260,000 Contingent (Show) 33 DOM
  10. 2026-05-31
    days on market $260,000 Contingent (Show) 32 DOM
  11. 2026-05-30
    days on market $260,000 Contingent (Show) 31 DOM
  12. 2026-04-20
    listed $260,000 Active 761-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$832 · $69/mo
Projected year-2 tax
$1,976 · $165/mo
Expected delta
+$1,144/yr (+$95/mo · 137.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 14 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,439
− Mortgage interest
−$14,564
− Property taxes
−$832
− Insurance
−$2,098
− Repairs & maintenance
−$2,835
− Management
−$2,835
− Depreciation
−$7,564
Taxable income
$4,712
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,131
After-tax cash flow
$7,575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cotati-Rohnert Park Unified
NCES district ID
0609940
Math proficiency
24% ▼ -6.00%
Reading proficiency
61% ▲ 15.00%
Median HH income
$60,499
Composite
37.42/100
National rank
#4420
State rank
#205 of 517 in CA

Livability — Rohnert Park

Score
75/100
State rank
#116
US rank
#4166

Category grades

Amenities C+ Commute A+ Cost of living F Crime B Employment A+ Housing B Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rohnert Park, CA
County
Sonoma County · 449,805 people
City population
46,829
Metro
Santa Rosa-Petaluma, CA
Population (ZIP)
46,829
Household income
$99,280
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
2507.0

Population outlook (Sonoma County) Hauer SSP2

Today (2025)
539,935 people
By 2030
554,870 · +2.8%
By 2040
573,262 · +6.2%
By 2050
580,715 · +7.6%
By 2075
579,229 · +7.3%
By 2100
547,835 · +1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 52% Hispanic / Latino 33% Two or more races 19% Asian 6% Black 3% Native American 1%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Italian 5% Slovak 3% Romanian 2%
Foreign-born
15% · Canada, China, Vietnam
Languages at home
72% English-only · Spanish 20% Other Asian/Pacific 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Sonoma

2024 margin
Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
2008→2024 swing
-3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
All cycles
2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -628.14%
Current HPI
259.9121
Rent YoY
▲ 2.69%
Metro
Santa Rosa-Petaluma, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-3.8% since first listed
4 events — show timeline
  • 2026-06-16 Sold (MLS) $250,000 BAREIS
  • 2026-06-10 Pending BAREIS
  • 2026-05-24 Contingent BAREIS
  • 2026-04-20 Listed $260,000 BAREIS

Property tax history

-1.2%/yr

Latest (2025): $832 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…