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1501 Akron Dr
B Composite 74.97
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +4.1/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +0.4/10.0
  • Appreciation +0.0/10.0

$79,900

1501 Akron Dr · Bellefontaine Neighbors, MO 63137
3 bd · 1.5 ba · 912 sqft · SingleFamily public records · 1 Days on market
Built 1954 6,098 sqft lot Est $123k · 35% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Traditional Bissell Hills, Bellefontaine Neighbors home. Loved by longtime owner, moving on. Think of the hardwood floors, a spacious backyard offers room to garden, grill, or just enjoy a quiet evening outside, off the enclosed porch. Property is in need of some updating.

Key facts

  • Spacious backyard
  • Enclosed porch
  • Hardwood floors

Tags

HARDWOOD FLOORSSPACIOUS BACKYARDENCLOSED PORCH

Property features AI

Finance

  • Other: Living area reported as 912 (public records)

Exterior

  • Parking: Attached garage (1-car) with garage facing front; Additional parking including driveway, paved parking pad, side-by-side spaces, and on-street parking
  • Security: Security system (leased)
  • Utilities: Public water; Public sewer; Electric service by Ameren; Electricity, natural gas, sewer and water connected
  • Home design: Single family residence; One level
  • Construction: Vinyl siding; Shingle roof; Concrete perimeter foundation; Basement: full, concrete, roughed-in bath
  • Exterior features: Awning-covered enclosed rear porch (glass enclosed); Back yard with chain link fencing; Level lot; Asphalt road access; Storm doors

Interior

  • Kitchen: Built-in electric range; Eat-in kitchen layout
  • Bedrooms: 3 bedrooms, all on the main level
  • Flooring: Carpet; Hardwood; Linoleum
  • Bathrooms: 1 full bathroom (main level)
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning; Electric cooling; Ceiling fans
  • Interior features: Ceiling fans; Eat-in kitchen; Kitchen/dining room combo; Double pane insulated windows; Built-in electric range
  • Laundry & utility: Laundry located in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $477 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Cap rate 13.5% vs local median 9.5% in Bellefontaine Neighbors — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#592 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: employment D+, crime F, amenities F.
  • Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Gibson Elem. (math 0% / reading 7%, grade F, #1,097 of 1,115 statewide, top 98%, 429 students, 99% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
  • Market conditions: Rents rising fast (+6.6%/yr); 201 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 6.6% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,900

Questions for the listing agent

  1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.71%
Cap rate
13.46%
Cash-on-cash
25.60%
DSCR
2.14
GRM
4.9

CMA / ARV

ARV (on-the-fly)
$123,120
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10128 Ashbrook Dr 0.21mi 3/1.0 912 (0%) 1mo $130,000 $143 88
1236 Bliss Dr 0.40mi 3/1.0 944 (+4%) 0mo $118,000 $125 73
10307 Seaton Dr 0.66mi 3/1.5 932 (+2%) 1mo $142,000 $152 65
10117 Royal Dr 0.52mi 3/1.0 864 (-5%) 1mo $35,000 $41 65
1140 Nectar Dr 0.73mi 3/1.0 912 (0%) 1mo $135,000 $148 63
9984 Duke Dr 0.66mi 3/1.0 960 (+5%) 1mo $54,000 $56 58
10130 Newbold Dr 0.63mi 3/1.0 984 (+8%) 2mo $144,900 $147 54
10346 Ashbrook 0.45mi 3/1.0 792 (-13%) 1mo $135,000 $170 54
10557 Castle Dr 0.56mi 3/1.5 1,023 (+12%) 1mo $110,000 $108 53
10505 Druid Dr 0.66mi 3/1.0 1,008 (+10%) 1mo $115,000 $114 48
10522 Byfield Dr 0.46mi 2/1.0 (-1) 1,038 (+14%) 1mo $99,900 $96 47
1219 Esquire Dr 0.60mi 2/1.0 (-1) 792 (-13%) 2mo $107,000 $135 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.59% rent growth · sell at horizon

5-year hold
IRR
23.4%
Equity multiple
2.01×
Total profit
$22,624
Equity at exit
$11,913
10-year hold
IRR
33.7%
Equity multiple
4.65×
Total profit
$81,683
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63137

Rents YoY
6.6%
Active inventory
201
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$1,369 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$152 /mo · $1,819/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$477

Break-even live

Break-even rent $764
Max offer price $79,900
Occupancy floor 60%

Sensitivity live

Price -10% $522 -5% $500 +0% $477 +5% $455 +10% $432
Rent -10% $369 -5% $423 +0% $477 +5% $531 +10% $585
Rate -1.0pp $518 -0.5pp $498 base $477 +0.5pp $457 +1.0pp $435

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1520 Attica Dr Saint Louis, MO 2.0 1.0 1062 $1,200 $1.13 24d 1 0.10mi
1253 Avant Dr Saint Louis, MO 2.0 1.0 795 $1,295 $1.63 18d 1 0.30mi
1253 Avant Dr Saint Louis, MO 2.0 1.0 795 $1,295 $1.63 15d 1 0.30mi
1230 Roxton Dr Saint Louis, MO 3.0 1.0 912 $1,400 $1.54 22d 1 0.43mi
10421 Prince Dr Saint Louis, MO 3.0 2.0 1023 $1,275 $1.25 24d 1 0.46mi
1255 Bosworth Dr Saint Louis, MO 3.0 1.0 1071 $1,575 $1.47 11d 1 0.48mi
10200 Tappan Dr Saint Louis, MO 3.0 1.0 912 $1,450 $1.59 17d 1 0.50mi
10139 Royal Dr Saint Louis, MO 2.0 1.0 1016 $900 $0.89 44d 1 0.50mi
1115 Bakewell Dr Saint Louis, MO 3.0 1.0 916 $1,300 $1.42 44d 1 0.52mi
10557 Castle Dr Saint Louis, MO 3.0 2.0 1023 $1,300 $1.27 15d 1 0.56mi
10367 Coburg Lands Dr Saint Louis, MO 3.0 1.0 912 $1,270 $1.39 44d 1 0.56mi
10113 Duke Dr Saint Louis, MO 3.0 1.0 770 $1,325 $1.72 44d 1 0.57mi
10404 Earl Dr Saint Louis, MO 2.0 1.0 770 $1,100 $1.43 4d 1 0.59mi
1208 Rapid Dr Saint Louis, MO 3.0 1.0 992 $1,375 $1.39 5d 1 0.63mi
1009 Bliss Dr Saint Louis, MO 3.0 1.0 912 $1,400 $1.54 44d 1 0.65mi
10365 Lord Dr Saint Louis, MO 3.0 1.0 864 $1,075 $1.24 2d 1 0.66mi
10508 Druid Dr Saint Louis, MO 3.0 1.0 1122 $1,475 $1.31 17d 1 0.68mi
10112 Count Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 8d 1 0.71mi
10409 Count Dr Saint Louis, MO 3.0 1.0 912 $1,100 $1.21 22d 1 0.73mi
10113 Count Dr Saint Louis, MO 2.0 1.0 882 $775 $0.88 44d 1 0.74mi
10512 Count Dr Saint Louis, MO 3.0 1.0 888 $1,195 $1.35 15d 1 0.76mi
13061 Lord Dr St. Louis, MO 2.0 1.0 900 $1,040 $1.16 22d 1 0.77mi
10322 Monarch Dr Saint Louis, MO 3.0 2.0 1073 $1,728 $1.61 24d 1 0.79mi
2326 Chambers Rd Saint Louis, MO 2.0 1.0 1056 $1,050 $0.99 24d 1 0.80mi
10504 Baron Dr Saint Louis, MO 3.0 1.0 1000 $1,300 $1.30 8d 1 0.80mi
2321 Noll Dr Saint Louis, MO 3.0 1.0 975 $1,320 $1.35 24d 1 0.85mi
10203 Trio Ln Saint Louis, MO 3.0 1.0 912 $1,435 $1.57 17d 1 0.92mi
1130 Forest Home Dr Saint Louis, MO 3.0 1.0 1025 $1,275 $1.24 44d 1 0.93mi
9744 Lanier Dr Saint Louis, MO 3.0 1.0 1014 $1,345 $1.33 44d 1 0.98mi
9723 Portage Dr Saint Louis, MO 3.0 1.0 1014 $1,450 $1.43 8d 1 0.98mi
815 Bella Ln Saint Louis, MO 3.0 1.0 864 $1,275 $1.48 44d 1 1.04mi
10066 Dorothy Ave Saint Louis, MO 2.0 1.0 916 $1,225 $1.34 22d 1 1.16mi
10129 Cavalier Ct Saint Louis, MO 3.0 1.5 912 $1,250 $1.37 24d 1 1.28mi
10421 Gardo Ct Saint Louis, MO 3.0 2.0 1000 $1,395 $1.40 15d 1 1.28mi
1205 Shepley Dr Saint Louis, MO 3.0 1.0 901 $1,350 $1.50 44d 1 1.29mi
1205 Shepley Dr Saint Louis, MO 3.0 1.0 901 $1,325 $1.47 24d 1 1.29mi
9943 Lilac Dr Saint Louis, MO 2.0 1.0 1086 $1,000 $0.92 44d 1 1.35mi
9924 Gloucester Dr Saint Louis, MO 3.0 2.0 992 $1,565 $1.58 11d 1 1.35mi
10201 Gourock Dr Saint Louis, MO 3.0 1.0 886 $1,275 $1.44 44d 1 1.36mi
2257 Luxmore Dr Saint Louis, MO 3.0 3.0 1073 $1,495 $1.39 24d 1 1.38mi

Listing history 3 events

  1. 2026-06-18
    status $79,900 Active 1 DOM
  2. 2026-06-18
    remarks 273-char remark
  3. 2026-06-18
    listed $79,900 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,819 · $152/mo
Projected year-2 tax
$1,819 · $152/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,423
− Mortgage interest
−$4,476
− Property taxes
−$1,819
− Insurance
−$400
− Repairs & maintenance
−$1,314
− Management
−$1,314
− Depreciation
−$2,324
Taxable income
$4,776
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,146
After-tax cash flow
$4,581/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Riverview Gardens
NCES district ID
2926670
Math proficiency
2% ▼ -6.00%
Reading proficiency
9% ▼ -6.00%
Median HH income
$32,759
Composite
4.22/100
National rank
#10058
State rank
#324 of 324 in MO

Livability — Bellefontaine Neighbors

Score
58/100
State rank
#592
US rank
#20944

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing B+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bellefontaine Neighbors, MO
County
Saint Louis County · 888,823 people
City population
19,684
Metro
St. Louis, MO-IL
Population (ZIP)
19,684
Household income
$43,422
Rent vs Own
52.2% rent · 47.8% own
Severe rent burden
1863.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (82%)
Race & ethnicity
Black 82% White 13% Two or more races 3%
Common ancestry
Romanian 1% Lithuanian 1% Italian 1%
Foreign-born
1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.70%
Current HPI
130.6765
Rent YoY
▲ 6.59%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+14.3% since first listed
7 events — show timeline
  • 2026-06-18 Listed $79,900 MARIS as Distributed by MLS Grid
  • 2026-06-18 Coming Soon $79,900 MARIS as Distributed by MLS Grid
  • 2026-04-06 Pending MARIS as Distributed by MLS Grid
  • 2026-03-18 Listed $92,500 MARIS as Distributed by MLS Grid
  • 2026-03-18 Coming Soon MARIS as Distributed by MLS Grid
  • 2003-12-17 Sold (Public Records) $69,900 Public Records
  • 1954-09-16 Sold (Public Records) Public Records

Property tax history

+6.6%/yr

Latest (2022): $1,819 · +0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…