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801 Crittenden St
C Composite 58.69
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.8/10.0
  • 1% rule +4.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$129,900

801 Crittenden St · Arkadelphia, AR 71923
3 bd · 2.0 ba · 2,048 sqft · SingleFamily public records · 100 Days on market
Built 1940 10,454 sqft lot $63/sqft · 24% below area Est $171k · 24% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step back in time with this charming 1940's single family home, nestled in the heart of downtown Arkadelphia near the prestigious Henderson State University and Ouachita Baptist University. Boasting 3 bedrooms, with potential for a 4th, and 2 baths, this home exudes character and comfort. The timeless appeal of the era is evident in the architectural details and craftsmanship throughout. Enjoy the convenience of living in close proximity to top educational institutions, shopping, and dining, creating an idyllic setting for family life. Embrace the nostalgia of yesteryear and the modern amenities of today in this delightful home, perfectly situated in the vibrant downtown area of Arkadelphia, Arkansas. Seller Installed NEW Heat & Air 2024 Recent paint/projects finished 2025

Key facts

  • Proximity to dining
  • Single family home
  • Craftsmanship

Tags

SINGLE FAMILY HOMEARCHITECTURAL DETAILSCRAFTSMANSHIPPROXIMITY TO SHOPPINGPROXIMITY TO DININGNEW HEAT & AIR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $192 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (4.1% below list).
  • Recommended offer: $118k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 3.3% in Arkadelphia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#32 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools D, amenities D, commute F.
  • Arkadelphia School District (town): math 28% / reading 28% proficiency, ranked #167 of 238 in AR (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 130 active listings in the ZIP; 12 units permitted in Clark County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 100 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 4y ago; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $95k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,209 (9.0% below list)

Questions for the listing agent

  1. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
8.06%
Cash-on-cash
6.33%
DSCR
1.28
GRM
8.7

CMA / ARV

ARV (median comp)
$171,350
List price
$129,900
Delta
-24.19%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
634 S 7th St 0.16mi 3/2.0 1,800 (-12%) 3mo $148,500 $83 70
216 N 4th St 0.43mi 3/1.0 1,937 (-5%) 8mo $215,000 $111 61
1325 Hunter St 0.53mi 3/2.0 2,100 (+2%) 18mo $70,000 $33 56
224 Caddo St 0.41mi 3/2.0 1,810 (-12%) 15mo $153,700 $85 49
1535 Pine Manor Dr 0.60mi 3/1.5 1,866 (-9%) 14mo $175,000 $94 44
1565 Pine Manor Dr 0.67mi 4/2.0 (+1) 1,786 (-13%) 11mo $145,000 $81 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.6%
Equity multiple
0.76×
Total profit
$-8,878
Equity at exit
$19,369
10-year hold
IRR
3.0%
Equity multiple
1.21×
Total profit
$7,814
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 71923

Home prices YoY
-21.8%
Active inventory
130
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,246 medium interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$57 /mo · $686/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$262
Net cashflow
$192

Break-even live

Break-even rent $1,003
Max offer price $129,900
Occupancy floor 80%

Sensitivity live

Price -10% $265 -5% $229 +0% $192 +5% $155 +10% $118
Rent -10% $93 -5% $143 +0% $192 +5% $241 +10% $290
Rate -1.0pp $257 -0.5pp $225 base $192 +0.5pp $158 +1.0pp $124

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 31 events

  1. 2026-05-31
    days on market $129,900 Active 100 DOM
  2. 2026-05-31
    days on market $129,900 Active 99 DOM
  3. 2026-03-13
    price $129,900 789-char remark
    Show marketing remark (820 chars)

    Step back in time with this charming 1940's single family home, nestled in the heart of downtown Arkadelphia near the prestigious Henderson State University and Ouachita Baptist University. Boasting 3 bedrooms, with potential for a 4th, and 2 baths, this home exudes character and comfort. The timeless appeal of the era is evident in the architectural details and craftsmanship throughout. Enjoy the convenience of living in close proximity to top educational institutions, shopping, and dining, creating an idyllic setting for family life. Embrace the nostalgia of yesteryear and the modern amenities of today in this delightful home, perfectly situated in the vibrant downtown area of Arkadelphia, Arkansas. Seller Installed New Heat & Air 2024! Seller recently completed projects/painting/doorway/exterior 2025

  4. 2026-03-13
    price $129,900 820-char remark
    Show marketing remark (820 chars)

    Step back in time with this charming 1940's single family home, nestled in the heart of downtown Arkadelphia near the prestigious Henderson State University and Ouachita Baptist University. Boasting 3 bedrooms, with potential for a 4th, and 2 baths, this home exudes character and comfort. The timeless appeal of the era is evident in the architectural details and craftsmanship throughout. Enjoy the convenience of living in close proximity to top educational institutions, shopping, and dining, creating an idyllic setting for family life. Embrace the nostalgia of yesteryear and the modern amenities of today in this delightful home, perfectly situated in the vibrant downtown area of Arkadelphia, Arkansas. Seller Installed New Heat & Air 2024! Seller recently completed projects/painting/doorway/exterior 2025

  5. 2026-02-20
    listed $149,900 Active 820-char remark
    Show marketing remark (789 chars)

    Step back in time with this charming 1940's single family home, nestled in the heart of downtown Arkadelphia near the prestigious Henderson State University and Ouachita Baptist University. Boasting 3 bedrooms, with potential for a 4th, and 2 baths, this home exudes character and comfort. The timeless appeal of the era is evident in the architectural details and craftsmanship throughout. Enjoy the convenience of living in close proximity to top educational institutions, shopping, and dining, creating an idyllic setting for family life. Embrace the nostalgia of yesteryear and the modern amenities of today in this delightful home, perfectly situated in the vibrant downtown area of Arkadelphia, Arkansas. Seller Installed NEW Heat & Air 2024 Recent paint/projects finished 2025

  6. 2026-02-20
    listed $149,900 New Listing 789-char remark
    Show marketing remark (789 chars)

    Step back in time with this charming 1940's single family home, nestled in the heart of downtown Arkadelphia near the prestigious Henderson State University and Ouachita Baptist University. Boasting 3 bedrooms, with potential for a 4th, and 2 baths, this home exudes character and comfort. The timeless appeal of the era is evident in the architectural details and craftsmanship throughout. Enjoy the convenience of living in close proximity to top educational institutions, shopping, and dining, creating an idyllic setting for family life. Embrace the nostalgia of yesteryear and the modern amenities of today in this delightful home, perfectly situated in the vibrant downtown area of Arkadelphia, Arkansas. Seller Installed NEW Heat & Air 2024 Recent paint/projects finished 2025

  7. 2026-02-20
    historical
    Show marketing remark (789 chars)

    Step back in time with this charming 1940's single family home, nestled in the heart of downtown Arkadelphia near the prestigious Henderson State University and Ouachita Baptist University. Boasting 3 bedrooms, with potential for a 4th, and 2 baths, this home exudes character and comfort. The timeless appeal of the era is evident in the architectural details and craftsmanship throughout. Enjoy the convenience of living in close proximity to top educational institutions, shopping, and dining, creating an idyllic setting for family life. Embrace the nostalgia of yesteryear and the modern amenities of today in this delightful home, perfectly situated in the vibrant downtown area of Arkadelphia, Arkansas. Seller Installed NEW Heat & Air 2024 Recent paint/projects finished 2025

  8. 2025-10-14
    price $155,000
  9. 2025-10-14
    price $155,000
  10. 2025-09-08
    price $165,000
  11. 2025-09-07
    listed $165,000 New Listing
  12. 2025-09-01
    historical
  13. 2025-06-08
    listed $190,000 New Listing
  14. 2025-06-06
    historical
  15. 2025-01-24
    listed $190,000 New Listing
  16. 2025-01-24
    historical
  17. 2024-11-08
    price $205,999
  18. 2024-11-08
    price $205,999
  19. 2024-09-16
    price $215,000
  20. 2024-09-16
    price $215,000
  21. 2024-09-09
    listed $231,500 New Listing
  22. 2022-05-20
    soldstatus $95,000
  23. 2022-05-18
    soldstatus $95,000 Sold
  24. 2022-05-10
    status Under Contract
  25. 2022-04-29
    price $135,000
  26. 2022-04-29
    status Price Change
  27. 2022-02-24
    historical Take Backups
  28. 2022-02-20
    listed $165,000 New Listing
  29. 2008-03-10
    soldstatus $95,000
  30. 2001-08-14
    soldstatus $70,000
  31. 1993-10-01
    soldstatus $54,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$686 · $57/mo
Projected year-2 tax
$831 · $69/mo
Expected delta
+$145/yr (+$12/mo · 21.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,952
− Mortgage interest
−$7,276
− Property taxes
−$686
− Insurance
−$650
− Repairs & maintenance
−$1,196
− Management
−$1,196
− Depreciation
−$3,779
Taxable income
$169
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$40
After-tax cash flow
$2,261/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Arkadelphia School District
NCES district ID
0502430
Math proficiency
28% ▼ -13.00%
Reading proficiency
28% ▼ -12.00%
Median HH income
$35,116
Composite
23.13/100
National rank
#7954
State rank
#167 of 238 in AR

Livability — Arkadelphia

Score
72/100
State rank
#32
US rank
#6224

Category grades

Amenities D Commute F Cost of living A+ Crime C Employment F Housing A- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Arkadelphia, AR
City population
1,292
Population (ZIP)
14,374

Population outlook (Clark County) Hauer SSP2

Today (2025)
22,335 people
By 2030
22,306 · -0.1%
By 2040
21,839 · -2.2%
By 2050
21,961 · -1.7%
By 2075
24,186 · +8.3%
By 2100
25,897 · +15.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Black 25% Hispanic / Latino 4% Two or more races 3%
Common ancestry
Slovak 2% Lithuanian 1% Iranian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Clark

2024 margin
Strong R (+20.5) · D 38.6% · R 59.1% · Other 2.2%
2008→2024 swing
-16.7pp toward R · 2008: -3.8pp · 2024: -20.5pp
All cycles
2024: R+20.5 2020: R+14.0 2016: R+9.5 2012: R+6.4 2008: R+3.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.38%
Current HPI
209.8396
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+140.6% since first listed
29 events — show timeline
  • 2026-03-13 Price Changed $129,900 CARMLS
  • 2026-03-13 Price Changed $129,900 HSBOR
  • 2026-02-20 Listed $149,900 HSBOR
  • 2026-02-20 Listing Removed CARMLS
  • 2026-02-20 Listed $149,900 CARMLS
  • 2025-10-14 Price Changed $155,000 CARMLS
  • 2025-10-14 Price Changed $155,000 HSBOR
  • 2025-09-08 Price Changed $165,000 HSBOR
  • 2025-09-07 Listed $165,000 CARMLS
  • 2025-09-01 Listing Removed CARMLS
  • 2025-06-08 Listed $190,000 CARMLS
  • 2025-06-06 Listing Removed CARMLS
  • 2025-01-24 Listing Removed CARMLS
  • 2025-01-24 Listed $190,000 CARMLS
  • 2024-11-08 Price Changed $205,999 CARMLS
  • 2024-11-08 Price Changed $205,999 HSBOR
  • 2024-09-16 Price Changed $215,000 CARMLS
  • 2024-09-16 Price Changed $215,000 HSBOR
  • 2024-09-09 Listed $231,500 CARMLS
  • 2022-05-20 Sold (Public Records) $95,000 Public Records
  • 2022-05-18 Sold (MLS) $95,000 CARMLS
  • 2022-05-10 Pending CARMLS
  • 2022-04-29 Price Changed $135,000 CARMLS
  • 2022-04-29 Relisted CARMLS
  • 2022-02-24 Contingent CARMLS
  • 2022-02-20 Listed $165,000 CARMLS
  • 2008-03-10 Sold (Public Records) $95,000 Public Records
  • 2001-08-14 Sold (Public Records) $70,000 Public Records
  • 1993-10-01 Sold (Public Records) $54,000 Public Records

Property tax history

-4.7%/yr

Latest (2025): $686 · -4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…