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1425 Cynthia Ln
B- Composite 69.08
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.5/30.0
  • DSCR +10.0/10.0
  • ARV discount +9.0/15.0
  • 1% rule +7.4/10.0
  • Schools +3.8/10.0
  • Livability +3.6/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$113,000

1425 Cynthia Ln · Bossier City, LA 71112
3 bd · 1.0 ba · 1,026 sqft · SingleFamily public records · 15 Days on market
Built 1970 5,881 sqft lot Est $117k · at est. ↓ 56% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MOVE IN READY!! This is a HONEY STOP THE CAR property that has been remodeled throughout! Fresh paint, New Roof, New Carpet, New Flooring in Kitchen and Living Room! This property will make a great starter home, rental property, or an Airbnd. This house has great curb appeal and awaits new owners to make this property a home!

Key facts

  • Efficient floor plan
  • Gibson park
  • Central bossier

Tags

REMODELED HOMEEFFICIENT FLOOR PLANGIBSON PARKCLOSE TO BARKSDALE AFBCENTRAL BOSSIER

Property features AI

Finance

  • Other: Municipal utility district: No
  • Financial info: Treat as clear loan type; No second mortgage; Property listed as real estate owned
  • HOA & community: No association

Exterior

  • Parking: Carport (1 covered/carport space)
  • Utilities: City water; City sewer; Cable available
  • Home design: Single family residence; One story; Residential property
  • Construction: Brick construction; Asphalt roof; Slab foundation; Built in 1970
  • Exterior features: Lot under 0.5 acre (approximately 0.135 acre); Subdivision: Gibson Park Sub

Interior

  • Kitchen: Gas range
  • Bedrooms: 3 bedrooms (primary bedroom on main level)
  • Flooring: Carpet; Luxury vinyl plank
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Cable TV available; High-speed internet available; One living area; One dining area; 3 total rooms
  • Laundry & utility: No specific laundry details provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $113k.

Deal economics

  • At list price, monthly cash flow is $404 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $113k).
  • Recommended offer: $111k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.6% vs local median 4.7% in Bossier City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#47 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
  • Bossier Parish (urban): math 40% / reading 47% proficiency, ranked #17 of 98 in LA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bossier Elementary School (math 8% / reading 17%, grade F, #550 of 646 statewide, top 88%, 222 students, 93% FRL) — zoned schools average 93% FRL vs 41% district-wide (52 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 12% at this address vs 44% district-wide (-31 pts) — the specific schools serving this property underperform the Bossier Parish average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.6%/yr); 145 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 716 units permitted in Bossier Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $781 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Bossier County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.6% rent growth), your $32k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($111k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $88k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $111,305 (1.5% below list)

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
10.58%
Cash-on-cash
15.32%
DSCR
1.68
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$116,964
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1333 Michael St 0.42mi 3/1.0 1,010 (-2%) 6mo $115,000 $114 73
3204 Jana Pl 0.24mi 3/1.0 1,028 (+0%) 19mo $84,900 $83 72
2545 Lamar St 0.46mi 2/1.0 (-1) 1,051 (+2%) 7mo $99,900 $95 64
3259 Sarah St 0.19mi 3/1.5 1,130 (+10%) 11mo $154,500 $137 63
3314 Raleigh Pl 0.38mi 2/2.0 (-1) 960 (-6%) 2mo $140,000 $146 61
2639 Barbara St 0.51mi 3/1.0 1,119 (+9%) 14mo $89,520 $80 50
1245 Dudley Ln 0.70mi 3/1.0 1,096 (+7%) 8mo $89,900 $82 49
3001 Oliver St 0.75mi 3/1.0 1,094 (+7%) 10mo $125,000 $114 46
3306 Raleigh Pl 0.38mi 3/2.0 1,159 (+13%) 13mo $167,000 $144 46
3014 Norman Pl 0.47mi 3/1.0 1,124 (+10%) 20mo $139,900 $124 45
1610 Donald Dr 0.66mi 3/1.0 1,176 (+15%) 14mo $59,000 $50 33
2369 Julia St 0.67mi 2/1.0 (-1) 1,160 (+13%) 17mo $65,000 $56 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.6% rent growth · sell at horizon

5-year hold
IRR
6.6%
Equity multiple
1.26×
Total profit
$8,243
Equity at exit
$16,849
10-year hold
IRR
16.5%
Equity multiple
2.38×
Total profit
$43,719
Equity at exit
$9,770

Cash invested: $31,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71112

Rents YoY
3.6%
Active inventory
145
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,396 high interval (Pro) →
Mortgage (P&I)
$593
Tax from tax record
$59 /mo · $713/yr
Insurance
$47
HOA
$0
Vacancy / Maint / Mgmt
$293
Net cashflow
$404

Break-even live

Break-even rent $885
Max offer price $113,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,250
Closing costs
$3,390
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3204 McGregor St Bossier City, LA 3.0 1.0 1093 $1,350 $1.24 44d 1 0.18mi
3202 Jana Pl Bossier City, LA 3.0 1.0 1258 $1,250 $0.99 44d 1 0.22mi
1416 Williamsburg Dr Bossier City, LA 2.0 2.0 960 $1,200 $1.25 13d 1 0.44mi
1301 Williamsburg Dr Bossier City, LA 1.0–3.0 1.0–2.0 1025 $1,655 $1.61 13d 28 0.50mi
1302 Williamsburg Dr Bossier City, LA 1.0–3.0 1.0–2.0 1050 $1,720 $1.64 21d 14 0.51mi
1140 Schex Dr Bossier City, LA 3.0 1.0 1346 $1,500 $1.11 21d 1 0.59mi
1148 Dudley Ln Bossier City, LA 3.0 1.0 1013 $925 $0.91 13d 1 0.67mi
3406 Black Lake Cir Bossier City, LA 3.0 1.0 1400 $1,200 $0.86 21d 1 0.75mi
1231 Waller Ave Bossier City, LA 3.0 1.0 1500 $1,100 $0.73 44d 1 0.78mi
3115 Oliver St Bossier City, LA 3.0 1.5 1067 $1,400 $1.31 13d 1 0.78mi
1120 Margaret St Bossier City, LA 2.0 1.0 950 $1,200 $1.26 21d 1 0.83mi
400 John Wesley Blvd Bossier City, LA 2.0 1.5 935 $842 $0.90 13d 2 1.05mi
2248 Loreco St Bossier City, LA 3.0 2.0 1073 $1,400 $1.30 44d 1 1.06mi
2201 Naples St Bossier City, LA 2.0 1.0 759 $775 $1.02 44d 1 1.16mi
4056 Beech St Bossier City, LA 4.0 1.0 1391 $1,400 $1.01 21d 1 1.19mi
305 Orleans St Bossier City, LA 2.0 1.5 1021 $1,000 $0.98 21d 1 1.20mi
205 Royal St Bossier City, LA 2.0 1.5 1100 $1,100 $1.00 44d 1 1.22mi

Listing history 11 events

  1. 2026-06-18
    days on market $113,000 Active 15 DOM
  2. 2026-06-17
    days on market $113,000 Active 14 DOM
  3. 2026-06-16
    days on market $113,000 Active 13 DOM
  4. 2026-06-15
    days on market $113,000 Active 12 DOM
  5. 2026-06-14
    days on market $113,000 Active 10 DOM
  6. 2026-06-13
    days on market $113,000 Active 9 DOM
  7. 2026-06-10
    days on market $113,000 Active 7 DOM
  8. 2026-06-09
    days on market $113,000 Active 6 DOM
  9. 2026-06-08
    days on market $113,000 Active 5 DOM
  10. 2026-06-07
    remarks 290-char remark
  11. 2026-06-07
    listed $113,000 Active 4 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$713 · $59/mo
Projected year-2 tax
$713 · $59/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,757
− Mortgage interest
−$6,330
− Property taxes
−$713
− Insurance
−$565
− Repairs & maintenance
−$1,341
− Management
−$1,341
− Depreciation
−$3,287
Taxable income
$3,181
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$763
After-tax cash flow
$4,085/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bossier Parish
NCES district ID
2200270
Math proficiency
40% ▼ -32.00%
Reading proficiency
47% ▼ -28.00%
Median HH income
$51,326
Composite
37.5/100
National rank
#4402
State rank
#17 of 98 in LA

Livability — Bossier City

Score
71/100
State rank
#47
US rank
#7044

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bossier City, LA
County
Bossier Parish · 98,704 people
City population
91,925
Metro
Shreveport-Bossier City, LA
Population (ZIP)
33,587
Household income
$61,760
Rent vs Own
39.0% rent · 61.0% own
Severe rent burden
1391.0

Population outlook (Bossier County) Hauer SSP2

Today (2025)
143,247 people
By 2030
151,802 · +6.0%
By 2040
168,194 · +17.4%
By 2050
183,533 · +28.1%
By 2075
217,009 · +51.5%
By 2100
230,091 · +60.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 59% Black 24% Hispanic / Latino 12% Two or more races 8% Asian 2%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Lithuanian 2% Slovak 1% Scottish 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
89% English-only · Spanish 7% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Bossier

2024 margin
Solid R (+43.3) · D 27.7% · R 71.0% · Other 1.3%
2008→2024 swing
+0.3pp no change · 2008: -43.7pp · 2024: -43.3pp
All cycles
2024: R+43.3 2020: R+41.0 2016: R+45.8 2012: R+45.4 2008: R+43.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -77.48%
Current HPI
127.9821
Rent YoY
▲ 3.60%
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-56.2% since first listed
23 events — show timeline
  • 2026-06-03 Listed $113,000 NTREIS
  • 2025-05-15 Listing Removed NTREIS
  • 2025-04-14 Price Changed $112,000 NTREIS
  • 2025-03-24 Price Changed $115,000 NTREIS
  • 2025-03-17 Price Changed $118,000 NTREIS
  • 2025-03-03 Listed $120,000 NTREIS
  • 2024-01-18 Sold (Public Records) $87,500 Public Records
  • 2024-01-18 Sold (MLS) NTREIS
  • 2023-12-18 Pending NTREIS
  • 2023-11-30 Listed $92,500 NTREIS
  • 2023-09-15 Sold (MLS) NTREIS
  • 2023-09-03 Pending NTREIS
  • 2023-08-14 Relisted NTREIS
  • 2023-07-31 Pending NTREIS
  • 2023-07-27 Relisted NTREIS
  • 2023-07-24 Pending NTREIS
  • 2023-07-23 Listed $39,514 NTREIS
  • 2018-08-17 Sold (Public Records) $88,300 Public Records
  • 2009-06-09 Sold (Public Records) $35,000 Public Records
  • 2009-05-21 Sold (Public Records) Public Records
  • 2009-05-14 Sold (Public Records) $28,000 Public Records
  • 2007-08-24 Sold (Public Records) Public Records
  • 2004-11-24 Sold (Public Records) $258,000 Public Records

Property tax history

+4.3%/yr

Latest (2025): $713 · +51.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…