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5480 Pineland Ave
C- Composite 54.46
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.8/10.0
  • 1% rule +5.3/10.0
  • Livability +4.0/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$149,000

5480 Pineland Ave · Port Orange, FL 32127
2 bd · 1.5 ba · 672 sqft · Manufactured public records · 172 Days on market
Built 1971 5,100 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

Key facts

  • Ample parking
  • Enclosed porch
  • New ac

Tags

CORNER LOTNEW ROOFNEW ACAMPLE PARKINGWASHER AND DRYER HOOKUPSENCLOSED PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath manufactured listed at $149k.

Deal economics

  • At list price, monthly cash flow is $223 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $149k).
  • Recommended offer: $131k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 80/100 on livability (#131 in FL, #1,957 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D+, commute D+.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Port Orange Elementary School (math 67% / reading 67%, grade B+, #450 of 2,144 statewide, top 22%, 361 students, 62% FRL); Silver Sands Middle School (math 50% / reading 52%, grade C, #237 of 571 statewide, top 43%, 1,165 students, 54% FRL); Spruce Creek High School (math 37% / reading 61%, grade D, #193 of 667 statewide, top 29%, 2,569 students, 37% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: Rents rising (+1.8%/yr); 417 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 172 days — a 12% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 26y ago; this cycle's ask has dropped $26k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $80k; list at $149k implies a 85% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $131,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 172 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
8.09%
Cash-on-cash
6.40%
DSCR
1.28
GRM
8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.83% rent growth · sell at horizon

5-year hold
IRR
-7.7%
Equity multiple
0.72×
Total profit
$-11,756
Equity at exit
$22,216
10-year hold
IRR
0.3%
Equity multiple
1.02×
Total profit
$859
Equity at exit
$12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32127

Rents YoY
1.8%
Active inventory
417
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,531 medium interval (Pro) →
Mortgage (P&I)
$781
Tax from tax record
$144 /mo · $1,726/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$322
Net cashflow
$223

Break-even live

Break-even rent $1,250
Max offer price $149,000
Occupancy floor 80%

Sensitivity live

Price -10% $307 -5% $265 +0% $223 +5% $180 +10% $138
Rent -10% $102 -5% $162 +0% $223 +5% $283 +10% $344
Rate -1.0pp $298 -0.5pp $260 base $223 +0.5pp $184 +1.0pp $145

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5249 Taylor Ave Port Orange, FL 2.0 2.5 672 $1,650 $2.46 16d 1 0.32mi

Listing history 34 events

  1. 2026-06-22
    days on market $149,000 Active 172 DOM
  2. 2026-06-18
    days on market $149,000 Active 169 DOM
  3. 2026-06-17
    days on market $149,000 Active 168 DOM
  4. 2026-06-16
    days on market $149,000 Active 167 DOM
  5. 2026-06-15
    days on market $149,000 Active 166 DOM
  6. 2026-06-14
    remarks 699-char remark
  7. 2026-06-14
    days on market $149,000 Active 164 DOM
  8. 2026-06-10
    days on market $149,000 Active 161 DOM
  9. 2026-06-09
    days on market $149,000 Active 160 DOM
  10. 2026-06-08
    days on market $149,000 Active 159 DOM
  11. 2026-06-07
    days on market $149,000 Active 158 DOM
  12. 2026-06-05
    days on market $149,000 Active 155 DOM
  13. 2026-06-03
    days on market $149,000 Active 154 DOM
  14. 2026-06-03
    days on market $149,000 Active 153 DOM
  15. 2026-06-01
    days on market $149,000 Active 152 DOM
  16. 2026-05-31
    days on market $149,000 Active 151 DOM
  17. 2026-05-31
    days on market $149,000 Active 150 DOM
  18. 2026-05-18
    price $149,000 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  19. 2026-05-18
    price $149,000 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  20. 2026-02-20
    price $159,000 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  21. 2026-02-20
    price $159,000 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  22. 2026-02-09
    price $164,000 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  23. 2026-02-09
    price $164,000 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  24. 2026-01-06
    price $169,000 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  25. 2026-01-06
    price $169,000 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  26. 2025-12-30
    listed $175,000 Active 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  27. 2025-12-30
    listed $175,000 Active 455-char remark
    Show marketing remark (455 chars)

    Up-to-date manufactured home built in 1971, situated on an owned corner lot in desirable Port Orange with no HOA fees. Recent updates include a new roof and new A/C. The property offers ample parking, washer and dryer hookups in the carport, and an enclosed porch that provides additional living space. Motivated sellers — all offers considered. Seller is offering owner financing, providing a great opportunity for flexible terms. Cash offers only.

  28. 2024-05-08
    soldstatus $80,500
  29. 2021-11-22
    soldstatus $85,000
  30. 2000-02-24
    soldstatus $35,900
  31. 2000-02-16
    soldstatus $35,900
  32. 2000-01-09
    listed $35,900
  33. 1992-12-29
    soldstatus $24,700
  34. 1975-10-01
    soldstatus $17,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,726 · $144/mo
Projected year-2 tax
$1,726 · $144/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 48% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,377
− Mortgage interest
−$8,346
− Property taxes
−$1,726
− Insurance
−$745
− Repairs & maintenance
−$1,470
− Management
−$1,470
− Depreciation
−$4,335
Taxable income
$285
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$68
After-tax cash flow
$2,602/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Port Orange

Score
80/100
State rank
#131
US rank
#1957

Category grades

Amenities D+ Commute D+ Cost of living A Crime B- Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Orange, FL
County
Volusia County · 556,871 people
City population
75,051
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
29,612
Household income
$71,676
Rent vs Own
18.4% rent · 81.6% own
Severe rent burden
812.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 6% Hispanic / Latino 4% Black 2% Asian 1%
Common ancestry
Romanian 5% Lithuanian 3% Iranian 2%
Foreign-born
6% · Canada
Languages at home
93% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -348.71%
Current HPI
282.5248
Rent YoY
▲ 1.83%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+751.4% since first listed
17 events — show timeline
  • 2026-05-18 Price Changed $149,000 Daytona MLS
  • 2026-05-18 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-20 Price Changed $159,000 Daytona MLS
  • 2026-02-20 Price Changed $159,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-09 Price Changed $164,000 Daytona MLS
  • 2026-02-09 Price Changed $164,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-06 Price Changed $169,000 Daytona MLS
  • 2026-01-06 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-30 Listed $175,000 Daytona MLS
  • 2025-12-30 Listed $175,000 Stellar MLS as Distributed by MLS Grid
  • 2024-05-08 Sold (Public Records) $80,500 Public Records
  • 2021-11-22 Sold (Public Records) $85,000 Public Records
  • 2000-02-24 Sold (Public Records) $35,900 Public Records
  • 2000-02-16 Sold (MLS) $35,900 Daytona MLS
  • 2000-01-09 Listed $35,900 Daytona MLS
  • 1992-12-29 Sold (Public Records) $24,700 Public Records
  • 1975-10-01 Sold (Public Records) $17,500 Public Records

Property tax history

+10.4%/yr

Latest (2025): $1,726 · -2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…