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2089 13th St SW
F Composite 34.82
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • DSCR +4.4/10.0
  • Livability +4.0/5.0
  • 1% rule +3.7/10.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$127,272

2089 13th St SW · Akron, OH 44314
3 bd · 1.5 ba · 920 sqft · SingleFamily public records · 18 Days on market
Built 1924 4,678 sqft lot Est $86k · 49% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming home is located in the vibrant Kenmore-Akron neighborhood. The first floor features a spacious living room, dining room, kitchen, convenient half bathroom, and a cozy bedroom. Upstairs, you'll find two additional bedrooms and a full bathroom, providing ample space for a growing family. The living room and dining room have brand new flooring. The backyard is fully fenced, offering privacy and a perfect space for outdoor activities. A significant highlight of this property is its prime location directly across the street from the former Kenmore High School property, soon to become the new home of the combined Miller South School for the Visual and Performing Arts and Pfeiffer Elementary School. This exciting development is sure to enhance the neighborhood's appeal. Don't miss out on this exceptional home in a rapidly evolving community. Schedule a viewing today and see the potential for yourself!

Key facts

  • Covered front porch
  • Full basement
  • Investment potential

Tags

COVERED FRONT PORCHFULL BASEMENTINVESTMENT POTENTIAL

Property features AI

Exterior

  • Parking: Driveway; 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Aluminum siding; Asphalt and fiberglass roof
  • Construction: Aluminum siding construction
  • Exterior features: Lot recorded by assessor

Interior

  • Bedrooms: 2 main-level bedrooms
  • Bathrooms: 1 full bathroom; 1 half bathroom; 1 main-level bathroom
  • Heating & cooling: Gas heating; Central air conditioning
  • Interior features: Full basement; Total of 7 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $127k.

Deal economics

  • At list price, monthly cash flow is $29 ($353/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $110k (13.4% below list).
  • Recommended offer: $110k (13.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 81/100 on livability (#104 in OH, #1,591 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Akron City (urban): math 22% / reading 30% proficiency, ranked #602 of 656 in OH (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Pfeiffer Elementary School (math 24% / reading 27%, grade F, #1,211 of 1,584 statewide, top 76%, 210 students, 0% FRL); Innes Community Learning Center (math 8% / reading 15%, grade F, #641 of 654 statewide, top 98%, 641 students, 0% FRL); Akron Early College High School (math 62% / reading 98%, grade A, #34 of 781 statewide, top 4%, 377 students, 0% FRL) — zoned schools average 0% FRL vs 66% district-wide (66 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 39% at this address vs 26% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Akron City average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+3.9%/yr); 104 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $880 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($125k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $90k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $110,221 (13.4% below list)

Questions for the listing agent

  1. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.57%
Cash-on-cash
0.99%
DSCR
1.04
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$85,560
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2079 12th St SW 0.07mi 3/1.5 1,004 (+9%) 3mo $137,500 $137 79
622 Polk Ave 0.38mi 3/2.0 928 (+1%) 6mo $115,000 $124 74
2303 6th St SW 0.56mi 3/1.0 912 (-1%) 7mo $53,000 $58 65
2001 13th St SW 0.17mi 2/1.0 (-1) 1,016 (+10%) 4mo $94,900 $93 64
1254 Leeser Ave 0.75mi 3/1.0 941 (+2%) 1mo $75,000 $80 58
880 Jason Ave 0.53mi 3/1.0 988 (+7%) 6mo $61,000 $62 56
636 Flora Ave 0.72mi 4/2.0 (+1) 903 (-2%) 1mo $163,000 $181 56
592 Sharon St 0.46mi 2/1.5 (-1) 1,020 (+11%) 6mo $50,000 $49 50
1882 16th St SW 0.43mi 2/1.0 (-1) 818 (-11%) 7mo $86,000 $105 49
2138 East Ave 0.74mi 3/1.0 990 (+8%) 5mo $51,000 $52 47
940 Lakewood Blvd 0.65mi 2/1.0 (-1) 996 (+8%) 6mo $96,000 $96 44
1855 W 17th St SW 0.49mi 2/1.0 (-1) 1,050 (+14%) 5mo $85,000 $81 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.91% rent growth · sell at horizon

5-year hold
IRR
-13.8%
Equity multiple
0.50×
Total profit
$-17,741
Equity at exit
$18,977
10-year hold
IRR
-3.6%
Equity multiple
0.75×
Total profit
$-8,810
Equity at exit
$11,004

Cash invested: $35,636 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44314

Rents YoY
3.9%
Active inventory
104
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,102 high interval (Pro) →
Mortgage (P&I)
$667
Tax from tax record
$121 /mo · $1,451/yr
Insurance
$53
HOA
$0
Vacancy / Maint / Mgmt
$231
Net cashflow
$29

Break-even live

Break-even rent $1,065
Max offer price $127,272
Occupancy floor 92%

Sensitivity live

Price -10% $101 -5% $65 +0% $29 +5% $-7 +10% $-43
Rent -10% $-58 -5% $-14 +0% $29 +5% $73 +10% $116
Rate -1.0pp $93 -0.5pp $62 base $29 +0.5pp $-4 +1.0pp $-37

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,818
Closing costs
$3,818
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
835 Kenmore Blvd Unit UP Akron, OH 2.0 1.0 872 $750 $0.86 23d 1 0.26mi
2139 18th St SW Akron, OH 2.0 1.0 992 $1,100 $1.11 46d 1 0.30mi
2047 20th St SW Akron, OH 2.0 1.0 624 $695 $1.11 25d 1 0.38mi
720 Florida Ave Akron, OH 4.0 1.0 1124 $1,500 $1.33 16d 1 0.40mi
1035 Chester Ave Unit 1 Akron, OH 2.0 1.0 624 $900 $1.44 25d 1 0.50mi
1035 Chester Ave Akron, OH 2.0 1.0 624 $900 $1.44 16d 1 0.50mi
2264 5th St SW Unit 2266 Akron, OH 2.0 1.0 676 $750 $1.11 16d 1 0.53mi
847 Jason Ave Unit 1 Akron, OH 2.0 1.0 798 $825 $1.03 25d 1 0.53mi
2266 5th St SW Akron, OH 2.0 1.0 676 $750 $1.11 16d 1 0.53mi
960 Jason Ave Akron, OH 3.0 1.5 935 $1,095 $1.17 23d 1 0.55mi
781 Saxon Ave Akron, OH 2.0 1.0 800 $900 $1.12 46d 1 0.59mi
2138 East Ave Akron, OH 3.0 1.0 990 $1,100 $1.11 25d 1 0.76mi
899 Rosamond Ave Akron, OH 1.0–2.0 1.0 690 $825 $1.20 25d 1 0.97mi
1253 California Ave Akron, OH 2.0 1.0 780 $950 $1.22 25d 1 0.98mi
1253 California Ave Akron, OH 2.0 1.0 780 $1,100 $1.41 46d 1 0.98mi
1138 Kohler Ave Akron, OH 3.0 1.0 1000 $1,250 $1.25 16d 1 1.16mi
685 Longview Ave Akron, OH 3.0 1.0 1100 $1,150 $1.05 46d 1 1.18mi
1032 Andrew St Akron, OH 3.0 1.0 960 $1,097 $1.14 46d 1 1.19mi
1455 Woodbirch Ave Akron, OH 3.0 2.0 1008 $1,500 $1.49 23d 1 1.22mi
1453 Woodbirch Ave Akron, OH 3.0 2.0 1008 $1,500 $1.49 46d 1 1.22mi
2569 Romig Rd Unit 2561-16 Akron, OH 2.0 1.5 810 $1,125 $1.39 16d 1 1.26mi
1169 Weiser Ave Akron, OH 2.0 1.0 768 $950 $1.24 46d 1 1.31mi
1069 Fess Ave Akron, OH 2.0 1.0 940 $1,095 $1.16 46d 1 1.34mi

Listing history 13 events

  1. 2026-06-21
    days on market $127,272 Active 18 DOM
  2. 2026-06-18
    days on market $127,272 Active 15 DOM
  3. 2026-06-17
    days on market $127,272 Active 14 DOM
  4. 2026-06-16
    days on market $127,272 Active 13 DOM
  5. 2026-06-15
    days on market $127,272 Active 12 DOM
  6. 2026-06-14
    days on market $127,272 Active 10 DOM
  7. 2026-06-13
    days on market $127,272 Active 9 DOM
  8. 2026-06-10
    days on market $127,272 Active 7 DOM
  9. 2026-06-09
    days on market $127,272 Active 6 DOM
  10. 2026-06-08
    days on market $127,272 Active 5 DOM
  11. 2026-06-07
    days on market $127,272 Active 4 DOM
  12. 2026-06-03
    remarks 699-char remark
  13. 2026-06-03
    listed $127,272 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,451 · $121/mo
Projected year-2 tax
$1,718 · $143/mo
Expected delta
+$267/yr (+$22/mo · 18.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,227
− Mortgage interest
−$7,129
− Property taxes
−$1,451
− Insurance
−$636
− Repairs & maintenance
−$1,058
− Management
−$1,058
− Depreciation
−$3,702
Taxable loss
−$1,809
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$434
After-tax cash flow
$787/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Akron City
NCES district ID
3904348
Math proficiency
22% ▼ -17.00%
Reading proficiency
30% ▼ -12.00%
Median HH income
$33,811
Composite
21.31/100
National rank
#8383
State rank
#602 of 656 in OH

Livability — Akron

Score
81/100
State rank
#104
US rank
#1591

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Akron, OH
County
Summit County · 440,783 people
City population
174,375
Metro
Akron, OH
Population (ZIP)
17,885
Household income
$47,468
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
975.0

Population outlook (Summit County) Hauer SSP2

Today (2025)
546,583 people
By 2030
544,028 · -0.5%
By 2040
531,363 · -2.8%
By 2050
514,923 · -5.8%
By 2075
481,765 · -11.9%
By 2100
432,265 · -20.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 16% Two or more races 12% Hispanic / Latino 3% Asian 3%
Common ancestry
Slovak 2% Romanian 2% Lithuanian 1%
Foreign-born
3% · India, Canada, Philippines
Languages at home
96% English-only · Chinese 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Summit

2024 margin
Lean D (+7.0) · D 53.0% · R 46.0%
2008→2024 swing
-9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
All cycles
2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -166.61%
Current HPI
151.066
Rent YoY
▲ 3.91%
Metro
Akron, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+284.5% since first listed
12 events — show timeline
  • 2026-02-24 Listed $127,272 MLSNOW
  • 2025-04-21 Listing Removed MLSNOW
  • 2025-03-07 Listed $110,000 MLSNOW
  • 2024-10-09 Sold (Public Records) $90,000 Public Records
  • 2024-10-09 Sold (MLS) $90,000 MLSNOW
  • 2024-09-21 Pending MLSNOW
  • 2024-09-16 Relisted MLSNOW
  • 2024-08-17 Price Changed $87,500 MLSNOW
  • 2024-07-20 Listed $85,000 MLSNOW
  • 2001-05-30 Sold (Public Records) $60,000 Public Records
  • 2001-01-08 Listed $69,900 MLSNOW
  • 1987-05-18 Sold (Public Records) $33,100 Public Records

Property tax history

+0.1%/yr

Latest (2025): $1,451 · -1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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