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1206 Shady Glen Dr
C- Composite 52.84
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • ARV discount +11.3/15.0
  • DSCR +6.0/10.0
  • Schools +4.8/10.0
  • 1% rule +4.2/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.6/5.0
  • Appreciation +0.0/10.0

$199,900

1206 Shady Glen Dr · Clinton, MS 39056
3 bd · 2.0 ba · 1,801 sqft · SingleFamily public records · 751 Days on market
Built 1968 0.29 ac lot $111/sqft · 9% below area Est $218k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

Key facts

  • 0.29 acre lot
  • 2 garage spots
  • Built 1968

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $208 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (7.9% below list).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 4.4% in Clinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#49 in MS) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Clinton Public School District (rural): math 58% / reading 53% proficiency, ranked #4 of 130 in MS (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents falling (-3.7%/yr); 236 active listings in the ZIP; solid renter incomes; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 751 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 16y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 751 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
7.54%
Cash-on-cash
4.47%
DSCR
1.20
GRM
9.0

CMA / ARV

ARV (median comp)
$218,411
List price
$199,900
Delta
-8.48%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
807 Normandy Dr 0.17mi 4/2.0 (+1) 1,833 (+2%) 1mo $249,900 $136 83
1406 Post Rd 0.22mi 3/2.0 1,871 (+4%) 3mo $249,500 $133 81
908 Live Oak Dr 0.36mi 3/2.0 1,822 (+1%) 4mo $210,000 $115 79
1013 Normandy Dr 0.14mi 4/2.0 (+1) 1,893 (+5%) 2mo $225,000 $119 78
707 Berkshire St 0.31mi 4/3.0 (+1) 1,813 (+1%) 1mo $225,000 $124 75
107 Murial St 0.58mi 3/2.0 1,782 (-1%) 2mo $239,900 $135 70
1409 Post Rd 0.24mi 3/2.0 2,000 (+11%) 3mo $194,000 $97 68
705 Pinehurst St 0.55mi 3/2.0 1,692 (-6%) 0mo $212,500 $126 64
121 Trace Pointe Pl 0.42mi 4/2.0 (+1) 1,907 (+6%) 3mo $371,000 $195 63
1214 Pineview Dr 0.49mi 3/2.0 1,628 (-10%) 3mo $209,900 $129 58
105 Mcree Dr 0.63mi 3/2.0 1,671 (-7%) 3mo $219,000 $131 56
1200 Canterbury Ln 0.57mi 4/2.0 (+1) 2,000 (+11%) 4mo $219,000 $110 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-12.5%
Equity multiple
0.56×
Total profit
$-24,566
Equity at exit
$29,806
10-year hold
IRR
-8.3%
Equity multiple
0.55×
Total profit
$-25,376
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39056

Rents YoY
-3.7%
Active inventory
236
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,842 medium interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$115 /mo · $1,380/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$208

Break-even live

Break-even rent $1,578
Max offer price $199,900
Occupancy floor 84%

Sensitivity live

Price -10% $322 -5% $265 +0% $208 +5% $152 +10% $95
Rent -10% $63 -5% $136 +0% $208 +5% $281 +10% $354
Rate -1.0pp $309 -0.5pp $259 base $208 +0.5pp $157 +1.0pp $104

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 30 events

  1. 2026-06-21
    days on market $199,900 Active 751 DOM
  2. 2026-06-18
    days on market $199,900 Active 748 DOM
  3. 2026-06-17
    days on market $199,900 Active 747 DOM
  4. 2026-06-16
    days on market $199,900 Active 746 DOM
  5. 2026-06-15
    days on market $199,900 Active 745 DOM
  6. 2026-06-14
    days on market $199,900 Active 743 DOM
  7. 2026-06-13
    days on market $199,900 Active 742 DOM
  8. 2026-06-10
    days on market $199,900 Active 740 DOM
  9. 2026-06-09
    days on market $199,900 Active 739 DOM
  10. 2026-06-08
    days on market $199,900 Active 738 DOM
  11. 2026-06-07
    days on market $199,900 Active 737 DOM
  12. 2026-06-05
    days on market $199,900 Active 734 DOM
  13. 2026-06-03
    days on market $199,900 Active 733 DOM
  14. 2026-06-02
    days on market $199,900 Active 732 DOM
  15. 2026-06-01
    days on market $199,900 Active 731 DOM
  16. 2026-05-31
    days on market $199,900 Active 730 DOM
  17. 2026-05-30
    days on market $199,900 Active 729 DOM
  18. 2026-03-25
    price $199,900 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  19. 2026-01-08
    price $212,400 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  20. 2025-12-22
    status Active 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  21. 2025-12-20
    historical 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  22. 2025-10-22
    price $214,900 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  23. 2025-06-17
    price $221,500 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  24. 2025-03-17
    price $222,000 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  25. 2024-07-13
    price $224,000 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  26. 2024-05-29
    listed $224,900 Active 398-char remark
    Show marketing remark (398 chars)

    Pristine and clean! owners have lovingly cared for this home. 3 bedroom, 2 bath updated kitchen ,covered huge back porch, formal living and dining with pretty hardwood floors. Gas log fireplace in the gathering room. Neutral colors throughout. The home has a breakfast room, a laundry room and an enclosed garage. Very close to area schools and shopping and the Natchez Trace. Call your agent today

  27. 2010-09-30
    soldstatus 331-char remark
    Show marketing remark (331 chars)

    THIS HOME IS IN PRISTINE CONDITION. OWNER HAS UPDATED THE HOME WITH NEW FLOORS, COUNTER TOPS IN BOTH BATH AND KITCHEN. ALL WALL PAPER GONE! fORMAL LIVING AND DINING, PRETTY PARQUET FLOORS IN FORMAL AREA, OFFICE OF OF KITCHEN. BEAUTIFUL BACK YARD WITH EXTRA LARGE COVERED PATIO. MASER BEDROOM IS LARGE CAN ACCOMODATE A KING SIZE BED

  28. 2010-09-30
    soldstatus
    Show marketing remark (331 chars)

    THIS HOME IS IN PRISTINE CONDITION. OWNER HAS UPDATED THE HOME WITH NEW FLOORS, COUNTER TOPS IN BOTH BATH AND KITCHEN. ALL WALL PAPER GONE! fORMAL LIVING AND DINING, PRETTY PARQUET FLOORS IN FORMAL AREA, OFFICE OF OF KITCHEN. BEAUTIFUL BACK YARD WITH EXTRA LARGE COVERED PATIO. MASER BEDROOM IS LARGE CAN ACCOMODATE A KING SIZE BED

  29. 2010-03-28
    listed $109,900 331-char remark
    Show marketing remark (331 chars)

    THIS HOME IS IN PRISTINE CONDITION. OWNER HAS UPDATED THE HOME WITH NEW FLOORS, COUNTER TOPS IN BOTH BATH AND KITCHEN. ALL WALL PAPER GONE! fORMAL LIVING AND DINING, PRETTY PARQUET FLOORS IN FORMAL AREA, OFFICE OF OF KITCHEN. BEAUTIFUL BACK YARD WITH EXTRA LARGE COVERED PATIO. MASER BEDROOM IS LARGE CAN ACCOMODATE A KING SIZE BED

  30. 1968-08-29
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,380 · $115/mo
Projected year-2 tax
$1,579 · $132/mo
Expected delta
+$199/yr (+$17/mo · 14.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,102
− Mortgage interest
−$11,198
− Property taxes
−$1,380
− Insurance
−$1,000
− Repairs & maintenance
−$1,768
− Management
−$1,768
− Depreciation
−$5,815
Taxable loss
−$826
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$198
After-tax cash flow
$2,700/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clinton Public School District
NCES district ID
2801090
Math proficiency
58% ▼ -9.00%
Reading proficiency
53% ▼ -7.00%
Median HH income
$55,993
Composite
47.95/100
National rank
#2205
State rank
#4 of 130 in MS

Livability — Clinton

Score
69/100
State rank
#49
US rank
#8341

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clinton, MS
County
Hinds County · 167,040 people
City population
26,836
Metro
Jackson, MS
Population (ZIP)
26,836
Household income
$75,110
Rent vs Own
31.0% rent · 69.0% own
Severe rent burden
780.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 50% Black 40% Asian 4% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Slovak 4% Italian 2% Serbian 1%
Foreign-born
6% · Canada, Vietnam, China
Languages at home
92% English-only · Other Indo-European 2% Spanish 1% Vietnamese 1%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -148.13%
Current HPI
176.266
Rent YoY
▼ -3.70%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

+81.9% since first listed
13 events — show timeline
  • 2026-03-25 Price Changed $199,900 MLSU
  • 2026-01-08 Price Changed $212,400 MLSU
  • 2025-12-22 Relisted MLSU
  • 2025-12-20 Listing Removed MLSU
  • 2025-10-22 Price Changed $214,900 MLSU
  • 2025-06-17 Price Changed $221,500 MLSU
  • 2025-03-17 Price Changed $222,000 MLSU
  • 2024-07-13 Price Changed $224,000 MLSU
  • 2024-05-29 Listed $224,900 MLSU
  • 2010-09-30 Sold (Public Records) Public Records
  • 2010-09-30 Sold (MLS) MLSU
  • 2010-03-28 Listed $109,900 MLSU
  • 1968-08-29 Sold (Public Records) Public Records

Property tax history

+3.5%/yr

Latest (2025): $1,380 · +32.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…