17870 SE 92nd Amory Ave · The Villages, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.1/30.0
- Schools +3.6/10.0
- 1% rule +3.5/10.0
- Rent growth +3.5/5.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.1/10.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Village of Springdale, this Austin Ranch Home built in 2001 has 2 Bedrooms/2 Baths, 1-Car Garage with Golf Cart Parking, Spacious Enclosed 240sq ft Florida Room, and a 13Ft x 17Ft Painted Patio for sitting outside and enjoying the Florida Lifestyle!! Inside, you’ll find VAULTED Ceilings in Main Living Area, NEW Carpet in Bedrooms, Tile Floors Throughout the rest of the home. GAS HOME!! ROOF: 09/2021, HVAC: 2015 (14 Seer Split System), GAS WATER HEATER: 04/2018. OPEN FLOORPLAN! -- The Living Room has a Ceiling Fan with Light, Vaulted Ceiling and Window to Front Yard. The Dining Room has a Ceiling Fan with Light and Glass Slider to Enclosed Florida Room. In the Kitchen, you’ll find a SOLAR TUBE, Tile Topped Counters with Tiled Backsplash & Breakfast Bar Overhang, Cabinets with Knobs, Pot Drawers, Window over Sink to Florida Room and Door to Garage. The SPACIOUS Primary Bedroom is 15ft x 14.5ft with En-Suite Bathroom, and has NEW CARPET, a Ceiling Fan with Light, Window to Backyard, Sliding Glass Door to Enclosed Florida Room, and a Walk-in Closet with Extra Wire Shelving and Attic Access. The En-suite Bathroom has Tile Flooring, Large Vanity with Single Sink, Private Privy with Frosted Window to Side Yard, Step-in Shower with Handheld Sprayer & Linen Closet. The Guest Bath has a SOLAR TUBE, Tub/Shower Combo, Exhaust Fan, and Vanity with Makeup Area. Bedroom 2 has NEW CARPET, Window to Front & Side Yard, and an Oversized Closet. The Florida Room is 19.5Ft x 11.5Ft with Acrylic Slider Windows and Roll-down Blinds, Ceiling Fan with Light, Door to Painted Patio, and Glass Slider Doors to Owner’s Suite and into Dining Area. The Garage is a 1 Car Garage with Golf Cart Parking and has a Utility Sink, Irrigation System, Pull-down Attic Stairs, Washer & Dryer, Window & Door to Backyard, Bumper Pole, HVAC (Gas Furnace) with Clean-out Pipe, Gas Water Heater. LOW BOND BALANCE: $1,689.12. Unit 47 Bond Assessment: $375.29/yr. Unit 47 CDD Maintenance: $1,010.18/yr. Marion County Waste, Stormwater & Fire: $513.97/yr. Buyer responsible to verify all information and measurements. Don’t Miss out on This Lovely Home in a great location!
Key facts
- Walk-in closet
- Solar tube
- Golf cart parking
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $-243 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $207k (17.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (14.5% below list).
- Recommended offer: $207k (17.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A, employment B+; Watch: amenities F, commute F, health & safety F.
- Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Stanton-Weirsdale Elementary School (math 42% / reading 36%, grade F, #1,560 of 2,144 statewide, top 73%, 544 students, 70% FRL); Lake Weir Middle School (math 37% / reading 33%, grade F, #416 of 571 statewide, top 74%, 1,207 students, 76% FRL); Belleview High School (math 31% / reading 46%, grade F, #321 of 667 statewide, top 49%, 1,783 students, 56% FRL).
- Market conditions: Rents rising (+3.9%/yr); 551 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
- This rent runs 35% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 16y ago; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $160k; list at $250k implies a 56% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 5.13%
- Cash-on-cash
- -4.17%
- DSCR
- 0.81
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $303,758
- List price
- $250,000
- Delta
- -17.70%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2981 Fair Oak Ter | 0.51mi | 2/2.0 | 1,164 (+2%) | 0mo | $330,000 | $284 | 72 |
| 2788 Privada Dr | 0.50mi | 2/2.0 | 1,148 (+1%) | 5mo | $220,000 | $192 | 70 |
| 2632 Moncayo Ave | 0.66mi | 2/2.0 | 1,143 (+1%) | 2mo | $220,000 | $192 | 67 |
| 3024 Macon Ct | 0.29mi | 2/2.0 | 1,270 (+12%) | 1mo | $270,000 | $213 | 66 |
| 2603 Olivarez Way | 0.68mi | 2/2.0 | 1,121 (-1%) | 2mo | $252,000 | $225 | 65 |
| 1647 Campos Dr | 0.74mi | 2/2.0 | 1,121 (-1%) | 1mo | $250,000 | $223 | 63 |
| 3017 Moultrie Way | 0.31mi | 2/2.0 | 1,278 (+12%) | 3mo | $292,500 | $229 | 62 |
| 1649 Campos Dr | 0.73mi | 2/2.0 | 1,121 (-1%) | 3mo | $223,000 | $199 | 61 |
| 1705 Betrillo Ct | 0.48mi | 3/2.0 (+1) | 1,210 (+6%) | 3mo | $238,000 | $197 | 59 |
| 2731 Privada Dr | 0.54mi | 2/2.0 | 1,248 (+10%) | 2mo | $250,000 | $200 | 57 |
| 1893 Dalton Dr | 0.46mi | 2/2.0 | 1,278 (+12%) | 2mo | $315,000 | $246 | 56 |
| 3326 Roanoke St | 0.72mi | 2/2.0 | 1,204 (+6%) | 6mo | $230,000 | $191 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.92% rent growth · sell at horizon
- IRR
- -22.1%
- Equity multiple
- 0.23×
- Total profit
- $-53,836
- Equity at exit
- $37,276
- IRR
- -13.6%
- Equity multiple
- 0.17×
- Total profit
- $-57,827
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32162
- Home prices YoY
- -6.9%
- Rents YoY
- 3.9%
- Active inventory
- 551
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $2,137 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$312 /mo · $3,742/yr
- Insurance
- −$104
- HOA
- −$204
- Vacancy / Maint / Mgmt
- −$449
- Net cashflow
- $-243
Break-even live
Sensitivity live
| Price | -10% $-102 | -5% $-172 | +0% $-243 | +5% $-314 | +10% $-385 |
|---|---|---|---|---|---|
| Rent | -10% $-412 | -5% $-327 | +0% $-243 | +5% $-159 | +10% $-74 |
| Rate | -1.0pp $-117 | -0.5pp $-179 | base $-243 | +0.5pp $-308 | +1.0pp $-374 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1808 Peachtree Ave The Villages, FL | 2.0 | 2.0 | 1182 | $2,500 | $2.12 | 22d | 1 | 0.31mi |
| 17713 SE 95th Cir Summerfield, FL | 3.0 | 2.0 | 1450 | $2,000 | $1.38 | 23d | 1 | 0.33mi |
| 2909 Meadow Lawn Ln The Villages, FL | 2.0 | 2.0 | 1132 | $4,300 | $3.80 | 22d | 1 | 0.39mi |
| 1648 Belle Grove Dr The Villages, FL | 2.0 | 2.0 | 1132 | $4,250 | $3.75 | 22d | 1 | 0.46mi |
| 8544 SE 177th Bartram Loop The Villages, FL | 2.0 | 2.0 | 1265 | $1,900 | $1.50 | 23d | 1 | 0.87mi |
| 17532 SE 100th Ct Summerfield, FL | 2.0 | 2.0 | 1217 | $1,800 | $1.48 | 23d | 1 | 0.91mi |
| 17199 SE 97th Ter Summerfield, FL | 3.0 | 2.0 | 1404 | $1,990 | $1.42 | 23d | 1 | 0.93mi |
| 16962 SE 94th Sunnybrook Cir The Villages, FL | 2.0 | 2.0 | 1160 | $2,000 | $1.72 | 23d | 1 | 1.03mi |
| 9523 SE 168th Maplesong Ln The Villages, FL | 3.0 | 2.0 | 1265 | $1,975 | $1.56 | 23d | 1 | 1.12mi |
| 17324 SE 82nd Pecan Ter The Villages, FL | 2.0 | 2.0 | 1358 | $2,500 | $1.84 | 23d | 1 | 1.13mi |
| 17400 SE 82nd Roslyn Ct The Villages, FL | 2.0 | 2.0 | 1138 | $4,700 | $4.13 | 23d | 1 | 1.14mi |
| 10397 SE 176th St Summerfield, FL | 2.0 | 2.0 | 1296 | $2,150 | $1.66 | 23d | 1 | 1.19mi |
| 1129 Santa Cruz Dr The Villages, FL | 2.0 | 2.0 | 1102 | $2,350 | $2.13 | 22d | 1 | 1.24mi |
| 2829 Burgos Dr The Villages, FL | 2.0 | 2.0 | 1156 | $1,850 | $1.60 | 22d | 1 | 1.25mi |
| 17442 SE 79th Lovewood Ave The Villages, FL | 2.0 | 2.0 | 1148 | $4,500 | $3.92 | 23d | 1 | 1.42mi |
HOA detail
- Monthly dues
- $204 · $2,448/yr
- Likely covers
- watergas
Listing history 9 events
-
2026-05-14price $250,000 2212-char remark
Show marketing remark (2212 chars)
Village of Springdale, this Austin Ranch Home built in 2001 has 2 Bedrooms/2 Baths, 1-Car Garage with Golf Cart Parking, Spacious Enclosed 240sq ft Florida Room, and a 13Ft x 17Ft Painted Patio for sitting outside and enjoying the Florida Lifestyle!! Inside, you’ll find VAULTED Ceilings in Main Living Area, NEW Carpet in Bedrooms, Tile Floors Throughout the rest of the home. GAS HOME!! ROOF: 09/2021, HVAC: 2015 (14 Seer Split System), GAS WATER HEATER: 04/2018. OPEN FLOORPLAN! -- The Living Room has a Ceiling Fan with Light, Vaulted Ceiling and Window to Front Yard. The Dining Room has a Ceiling Fan with Light and Glass Slider to Enclosed Florida Room. In the Kitchen, you’ll find a SOLAR TUBE, Tile Topped Counters with Tiled Backsplash & Breakfast Bar Overhang, Cabinets with Knobs, Pot Drawers, Window over Sink to Florida Room and Door to Garage. The SPACIOUS Primary Bedroom is 15ft x 14.5ft with En-Suite Bathroom, and has NEW CARPET, a Ceiling Fan with Light, Window to Backyard, Sliding Glass Door to Enclosed Florida Room, and a Walk-in Closet with Extra Wire Shelving and Attic Access. The En-suite Bathroom has Tile Flooring, Large Vanity with Single Sink, Private Privy with Frosted Window to Side Yard, Step-in Shower with Handheld Sprayer & Linen Closet. The Guest Bath has a SOLAR TUBE, Tub/Shower Combo, Exhaust Fan, and Vanity with Makeup Area. Bedroom 2 has NEW CARPET, Window to Front & Side Yard, and an Oversized Closet. The Florida Room is 19.5Ft x 11.5Ft with Acrylic Slider Windows and Roll-down Blinds, Ceiling Fan with Light, Door to Painted Patio, and Glass Slider Doors to Owner’s Suite and into Dining Area. The Garage is a 1 Car Garage with Golf Cart Parking and has a Utility Sink, Irrigation System, Pull-down Attic Stairs, Washer & Dryer, Window & Door to Backyard, Bumper Pole, HVAC (Gas Furnace) with Clean-out Pipe, Gas Water Heater. LOW BOND BALANCE: $1,689.12. Unit 47 Bond Assessment: $375.29/yr. Unit 47 CDD Maintenance: $1,010.18/yr. Marion County Waste, Stormwater & Fire: $513.97/yr. Buyer responsible to verify all information and measurements. Don’t Miss out on This Lovely Home in a great location!
-
2026-04-14$275,000 Active 2212-char remark
Show marketing remark (2212 chars)
Village of Springdale, this Austin Ranch Home built in 2001 has 2 Bedrooms/2 Baths, 1-Car Garage with Golf Cart Parking, Spacious Enclosed 240sq ft Florida Room, and a 13Ft x 17Ft Painted Patio for sitting outside and enjoying the Florida Lifestyle!! Inside, you’ll find VAULTED Ceilings in Main Living Area, NEW Carpet in Bedrooms, Tile Floors Throughout the rest of the home. GAS HOME!! ROOF: 09/2021, HVAC: 2015 (14 Seer Split System), GAS WATER HEATER: 04/2018. OPEN FLOORPLAN! -- The Living Room has a Ceiling Fan with Light, Vaulted Ceiling and Window to Front Yard. The Dining Room has a Ceiling Fan with Light and Glass Slider to Enclosed Florida Room. In the Kitchen, you’ll find a SOLAR TUBE, Tile Topped Counters with Tiled Backsplash & Breakfast Bar Overhang, Cabinets with Knobs, Pot Drawers, Window over Sink to Florida Room and Door to Garage. The SPACIOUS Primary Bedroom is 15ft x 14.5ft with En-Suite Bathroom, and has NEW CARPET, a Ceiling Fan with Light, Window to Backyard, Sliding Glass Door to Enclosed Florida Room, and a Walk-in Closet with Extra Wire Shelving and Attic Access. The En-suite Bathroom has Tile Flooring, Large Vanity with Single Sink, Private Privy with Frosted Window to Side Yard, Step-in Shower with Handheld Sprayer & Linen Closet. The Guest Bath has a SOLAR TUBE, Tub/Shower Combo, Exhaust Fan, and Vanity with Makeup Area. Bedroom 2 has NEW CARPET, Window to Front & Side Yard, and an Oversized Closet. The Florida Room is 19.5Ft x 11.5Ft with Acrylic Slider Windows and Roll-down Blinds, Ceiling Fan with Light, Door to Painted Patio, and Glass Slider Doors to Owner’s Suite and into Dining Area. The Garage is a 1 Car Garage with Golf Cart Parking and has a Utility Sink, Irrigation System, Pull-down Attic Stairs, Washer & Dryer, Window & Door to Backyard, Bumper Pole, HVAC (Gas Furnace) with Clean-out Pipe, Gas Water Heater. LOW BOND BALANCE: $1,689.12. Unit 47 Bond Assessment: $375.29/yr. Unit 47 CDD Maintenance: $1,010.18/yr. Marion County Waste, Stormwater & Fire: $513.97/yr. Buyer responsible to verify all information and measurements. Don’t Miss out on This Lovely Home in a great location!
-
2013-09-05soldstatus $160,000
-
2013-08-27soldstatus $160,000 1016-char remark
Show marketing remark (1016 chars)
This home has been well kept and is ready to be moved into! The tile work throughout the home is a Must See! The main living area has vaulted ceilings with gorgeous 20' ceramic tile, including custom tile baseboards. The entire home has been done in designer wall colors. The kitchen overlooks the living room with a large bar. The counter tops and sides surrounding the entire bar are custom tiled. The backsplash is tiled around to the top of the cabinets. Kitchen is equiped with stainless double sinks anda gas appliances. The 10x20 lanai with tall acrylic windows is finshed with 18" designer tile. Both bathrooms have hard surface countertops and beautiful marble flooring. 1-1/2 car garage is large enough for a car plus a golf cart or other toys. Garage also equipped with a utility sink and a rear door that takes you out to a painted patio for grilling. The home is beautifully landscaped with islands and color. Driveway and walk way to home are painted! Come see this home today! Excellent location!
-
2013-08-27soldstatus $160,000
Show marketing remark (1016 chars)
This home has been well kept and is ready to be moved into! The tile work throughout the home is a Must See! The main living area has vaulted ceilings with gorgeous 20' ceramic tile, including custom tile baseboards. The entire home has been done in designer wall colors. The kitchen overlooks the living room with a large bar. The counter tops and sides surrounding the entire bar are custom tiled. The backsplash is tiled around to the top of the cabinets. Kitchen is equiped with stainless double sinks anda gas appliances. The 10x20 lanai with tall acrylic windows is finshed with 18" designer tile. Both bathrooms have hard surface countertops and beautiful marble flooring. 1-1/2 car garage is large enough for a car plus a golf cart or other toys. Garage also equipped with a utility sink and a rear door that takes you out to a painted patio for grilling. The home is beautifully landscaped with islands and color. Driveway and walk way to home are painted! Come see this home today! Excellent location!
-
2013-02-06$164,900
-
2013-02-05$164,900 1016-char remark
Show marketing remark (1016 chars)
This home has been well kept and is ready to be moved into! The tile work throughout the home is a Must See! The main living area has vaulted ceilings with gorgeous 20' ceramic tile, including custom tile baseboards. The entire home has been done in designer wall colors. The kitchen overlooks the living room with a large bar. The counter tops and sides surrounding the entire bar are custom tiled. The backsplash is tiled around to the top of the cabinets. Kitchen is equiped with stainless double sinks anda gas appliances. The 10x20 lanai with tall acrylic windows is finshed with 18" designer tile. Both bathrooms have hard surface countertops and beautiful marble flooring. 1-1/2 car garage is large enough for a car plus a golf cart or other toys. Garage also equipped with a utility sink and a rear door that takes you out to a painted patio for grilling. The home is beautifully landscaped with islands and color. Driveway and walk way to home are painted! Come see this home today! Excellent location!
-
2010-10-07historical
-
2010-04-08$159,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,742 · $312/mo
- Projected year-2 tax
- $3,742 · $312/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,640
- − Mortgage interest
- −$14,004
- − Property taxes
- −$3,742
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$2,051
- − Management
- −$2,051
- − HOA
- −$2,448
- − Depreciation
- −$7,273
- Taxable loss
- −$7,179
- Est. tax savings @ 24.0%
- +$1,723
- After-tax cash flow
- $-1,193/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Marion
- NCES district ID
- 1201260
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $40,015
- Composite
- 35.61/100
- National rank
- #4890
- State rank
- #61 of 73 in FL
Livability — The Villages
- Score
- 70/100
- State rank
- #431
- US rank
- #7363
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- The Villages, FL
- County
- Sumter County · 110,591 people
- City population
- 83,973
- Metro
- The Villages, FL
- Population (ZIP)
- 55,424
- Household income
- $74,119
- Rent vs Own
- Severe rent burden
- 987.0
Population outlook (Marion County) Hauer SSP2
- Today (2025)
- 365,905 people
- By 2030
- 376,768 · +3.0%
- By 2040
- 396,555 · +8.4%
- By 2050
- 412,723 · +12.8%
- By 2075
- 446,090 · +21.9%
- By 2100
- 436,193 · +19.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
- Common ancestry
- Romanian 7% Slovak 4% Lithuanian 4%
- Foreign-born
- 5% · Canada
- Languages at home
- 96% English-only · Spanish 1% Tagalog/Filipino 1%
Political lean MEDSL · Marion
- 2024 margin
- Solid R (+31.6) · D 33.8% · R 65.5%
- 2008→2024 swing
- -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
- All cycles
- 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -16.16%
- Current HPI
- 218.1956
- Rent YoY
- ▲ 3.92%
- Metro
- The Villages, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+56.3% since first listed9 events — show timeline
- 2026-05-14 Price Changed $250,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-14 Listed $275,000 Stellar MLS as Distributed by MLS Grid
- 2013-09-05 Sold (Public Records) $160,000 Public Records
- 2013-08-27 Sold (MLS) $160,000 Stellar MLS as Distributed by MLS Grid
- 2013-08-27 Sold (MLS) $160,000 Stellar MLS as Distributed by MLS Grid
- 2013-02-06 Listed $164,900 Stellar MLS as Distributed by MLS Grid
- 2013-02-05 Listed $164,900 Stellar MLS as Distributed by MLS Grid
- 2010-10-07 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2010-04-08 Listed $159,900 Stellar MLS as Distributed by MLS Grid
Property tax history
+3.1%/yrLatest (2025): $3,742 · +8.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…