5043 Stokes Way · Wildwood, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.9/15.0
- Cash flow +4.9/30.0
- Schools +4.3/10.0
- Condition / age +4.0/5.0
- Livability +3.5/5.0
- Rent growth +3.2/5.0
- 1% rule +2.1/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$304,999
5043 Stokes Way · Wildwood, FL 34785
3 bd · 2.0 ba · 1,810 sqft · SingleFamily
public records
· 12 Days on market
Built 2023
6,727 sqft lot
2-car garage
$169/sqft
· 8% below area
Est $330k · 8% under
$152/mo HOA · 7% of rent
↓ 57% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Virtually Staged. VIRTUALLY STAGED. MOVE-IN READY! MOTIVATED SELLER! PRICED TO SELL. LOWEST-PRICED VERSION OF THIS FLOOR PLAN. This home offers an exceptional opportunity in Beaumont for buyers seeking move-in-ready comfort: NO REAR NEIGHBORS, WATER VIEW, SENSE OF OPENNESS. The wide-opening floor plan is great for entertaining. Granite countertops, Gray cabinetry, stainless steel appliances, generous kitchen island, pantry storage. Beaumont offers an added lifestyle with a resort-style pool, clubhouse, fitness center, pickleball, and bocce.
Key facts
- Fitness center
- Clubhouse
- No rear neighbors
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $305k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-730 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $176k (42.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (29.2% below list).
- Recommended offer: $176k (42.3% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: amenities F, commute F, employment D-.
- Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL); Wildwood Middle/ High School (math 29% / reading 41%, grade F, #379 of 667 statewide, top 58%, 843 students, 63% FRL) — zoned schools average 67% FRL vs 51% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 47% at this address vs 61% district-wide (-14 pts) — the specific schools serving this property underperform the Sumter average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.9%/yr); 606 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
- This rent runs 39% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
- 8 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$175,957
(42.3% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.71% ✗
- Cap rate
- 3.42%
- Cash-on-cash
- -10.26%
- DSCR
- 0.54
- GRM
- 11.8
CMA / ARV
- ARV (median comp)
- $329,783
- List price
- $304,999
- Delta
- -10.55%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4647 Connection Rd | 0.62mi | 4/2.0 (+1) | 1,828 (+1%) | 0mo | $307,990 | $168 | 64 |
| 4643 Connection Rd | 0.62mi | 4/2.0 (+1) | 1,828 (+1%) | 0mo | $303,295 | $166 | 64 |
| 4627 Connection Rd | 0.65mi | 4/2.0 (+1) | 1,828 (+1%) | 1mo | $302,070 | $165 | 62 |
| 4631 Connection Rd | 0.64mi | 4/2.0 (+1) | 1,828 (+1%) | 2mo | $299,990 | $164 | 62 |
| 8749 Triumph Cir | 0.70mi | 4/2.0 (+1) | 1,828 (+1%) | 2mo | $299,990 | $164 | 59 |
| 8761 Triumph Cir | 0.68mi | 4/2.0 (+1) | 1,828 (+1%) | 4mo | $310,870 | $170 | 58 |
| 4624 Connection Rd | 0.68mi | 4/2.0 (+1) | 1,828 (+1%) | 4mo | $305,990 | $167 | 58 |
| 8757 Triumph Cir | 0.68mi | 4/2.0 (+1) | 1,828 (+1%) | 4mo | $302,990 | $166 | 58 |
| 4639 Connection Rd | 0.63mi | 3/2.0 | 1,672 (-8%) | 2mo | $284,990 | $170 | 56 |
| 2918 Canyon Ave | 0.57mi | 3/2.0 | 2,013 (+11%) | 2mo | $539,000 | $268 | 53 |
| 2418 Hopespring Loop | 0.67mi | 3/2.0 | 1,611 (-11%) | 4mo | $380,000 | $236 | 47 |
| 2332 Grenadier Way | 0.62mi | 3/2.0 | 1,560 (-14%) | 3mo | $370,000 | $237 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.85% rent growth · sell at horizon
5-year hold
- IRR
- -34.9%
- Equity multiple
- -0.12×
- Total profit
- $-96,038
- Equity at exit
- $45,476
10-year hold
- IRR
- -46.0%
- Equity multiple
- -0.69×
- Total profit
- $-143,914
- Equity at exit
- $26,371
Cash invested: $85,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Balanced market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 41 active · 41 under contract
- Months of supply
- 5.0 mo (20%/mo absorbed)
- Median asking
- $301,990 ($173/sqft)
- Median days on market
- 114 d
- This list price
- 51% of active listings are priced below it
- ARV vs active asking
- +5.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34785
- Home prices YoY
- -10.7%
- Rents YoY
- 2.9%
- Active inventory
- 606
- Price-to-rent
- 11.8×
Monthly cashflow live
↻
- Estimated rent
- $2,160 high interval (Pro) →
- Mortgage (P&I)
- −$1,599
- Tax from tax record
- −$558 /mo · $6,697/yr
- Insurance
- −$127
- HOA
- −$152
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$454
- Net cashflow
- $-730
Break-even live
Break-even rent
$3,084
Max offer price
$175,957
Occupancy floor
—
Sensitivity live
| Price | -10% $-558 | -5% $-644 | +0% $-730 | +5% $-817 | +10% $-903 |
|---|---|---|---|---|---|
| Rent | -10% $-901 | -5% $-816 | +0% $-730 | +5% $-645 | +10% $-560 |
| Rate | -1.0pp $-577 | -0.5pp $-653 | base $-730 | +0.5pp $-810 | +1.0pp $-890 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,250
- Closing costs
- $9,150
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5059 Stokes Way Wildwood, FL | 3.0 | 2.0 | 1504 | $1,747 | $1.16 | 6d | 1 | 0.01mi |
| 5039 Stokes Way Wildwood, FL | 3.0 | 2.0 | 1395 | $1,747 | $1.25 | 6d | 1 | 0.05mi |
| 7851 June Ln Wildwood, FL | 3.0 | 2.0 | 1614 | $1,900 | $1.18 | 6d | 1 | 0.12mi |
| 5115 Spanish Harbor Dr Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 990 | $1,680 | $1.70 | 116d | 29 | 0.17mi |
| 5115 Spanish Harbor Dr Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 990 | $1,675 | $1.69 | 6d | 1 | 0.17mi |
| 8053 Penrose Pl Wildwood, FL | 4.0 | 2.0 | 2034 | $2,499 | $1.23 | 6d | 1 | 0.18mi |
| 4980 Red Maple Ln Unit C1 Wildwood, FL | 3.0 | 2.0 | 1445 | $1,686 | $1.17 | 2d | 1 | 0.21mi |
| 5339 Loblolly Ln Wildwood, FL | 3.0 | 2.5 | 1688 | $2,000 | $1.18 | 116d | 1 | 0.23mi |
| 5330 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1688 | $1,825 | $1.08 | 6d | 1 | 0.23mi |
| 5267 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1688 | $1,945 | $1.15 | 116d | 1 | 0.24mi |
| 5334 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1673 | $1,700 | $1.02 | 6d | 1 | 0.24mi |
| 5338 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1812 | $2,150 | $1.19 | 6d | 1 | 0.24mi |
| 7926 Penrose Pl Wildwood, FL | 4.0 | 2.0 | 2031 | $2,500 | $1.23 | 6d | 1 | 0.31mi |
| 8061 Patagonia Dr Wildwood, FL | 3.0 | 2.0 | 1855 | $2,585 | $1.39 | 116d | 1 | 0.37mi |
| 8062 Rexwood Rd Wildwood, FL | 3.0 | 3.0 | 1638 | $2,345 | $1.43 | 116d | 1 | 0.37mi |
| 8073 Patagonia Dr Wildwood, FL | 3.0 | 3.0 | 1638 | $2,645 | $1.61 | 116d | 1 | 0.38mi |
| 8233 Arrow Wood Loop Wildwood, FL | 3.0 | 2.5 | 1604 | $1,885 | $1.18 | 3d | 1 | 0.41mi |
| 5247 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1638 | $2,441 | $1.49 | 6d | 1 | 0.41mi |
| 5255 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1638 | $2,410 | $1.47 | 116d | 1 | 0.42mi |
| 5027 Starwood Pl Wildwood, FL | 3.0 | 2.5 | 1604 | $1,835 | $1.14 | 6d | 1 | 0.43mi |
| 5234 Inglewood Dr Wildwood, FL | 3.0 | 3.0 | 1693 | $2,475 | $1.46 | 116d | 1 | 0.44mi |
| 5222 Inglewood Dr Wildwood, FL | 3.0 | 3.0 | 1693 | $2,486 | $1.47 | 6d | 1 | 0.45mi |
| 2393 Carriage Hill Way The Villages, FL | 3.0 | 2.0 | 1631 | $4,300 | $2.64 | 116d | 1 | 0.46mi |
| 5212 Hartwood Loop Wildwood, FL | 3.0 | 3.0 | 1693 | $2,561 | $1.51 | 6d | 1 | 0.47mi |
| 8118 Arrow Wood Loop Wildwood, FL | 2.0 | 2.5 | 1317 | $1,704 | $1.29 | 116d | 1 | 0.47mi |
| 5192 Hartwood Loop Wildwood, FL | 3.0 | 2.0 | 1572 | $2,590 | $1.65 | 116d | 1 | 0.47mi |
| 8168 Arrow Wood Loop Wildwood, FL | 2.0 | 2.5 | 1317 | $1,754 | $1.33 | 116d | 1 | 0.48mi |
| 8148 Arrow Wood Loop Wildwood, FL | 3.0 | 2.5 | 1604 | $1,885 | $1.18 | 6d | 1 | 0.48mi |
| 8128 Arrow Wood Loop Wildwood, FL | 2.0 | 2.5 | 1317 | $1,699 | $1.29 | 116d | 1 | 0.49mi |
| 5189 Hartwood Loop Wildwood, FL | 3.0 | 2.0 | 1572 | $2,591 | $1.65 | 6d | 1 | 0.50mi |
| 2290 Nackman Pl The Villages, FL | 3.0 | 2.0 | 1427 | $3,800 | $2.66 | 6d | 1 | 0.51mi |
| 7730 Wilds Loop Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 1117 | $2,384 | $2.13 | 0d | 48 | 0.53mi |
| 2393 Highbanks Ct The Villages, FL | 3.0 | 2.0 | 1522 | $2,800 | $1.84 | 6d | 1 | 0.55mi |
| 5268 Hartwood Loop Wildwood, FL | 3.0 | 2.0 | 1638 | $2,461 | $1.50 | 6d | 1 | 0.56mi |
| 8222 Rexwood Rd Wildwood, FL | 3.0 | 3.0 | 1693 | $2,501 | $1.48 | 6d | 1 | 0.63mi |
| 2192 Quinn Ln The Villages, FL | 3.0 | 2.0 | 1611 | $5,600 | $3.48 | 6d | 1 | 0.65mi |
| 5180 NE 71st Ave Wildwood, FL | 1.0–3.0 | 1.0–3.0 | 1192 | $1,995 | $1.67 | 3d | 22 | 0.67mi |
| 2280 Biscayne Ave The Villages, FL | 3.0 | 2.0 | 1400 | $4,000 | $2.86 | 116d | 1 | 0.71mi |
| 2272 Vassar Ln The Villages, FL | 3.0 | 2.0 | 1416 | $2,500 | $1.77 | 116d | 1 | 0.74mi |
| 3025 Bartow Ln The Villages, FL | 3.0 | 2.0 | 1415 | $3,500 | $2.47 | 116d | 1 | 0.74mi |
Property features AI
Finance
- Other
- Property is homesteadedNo lease restrictions indicated
- HOA & community
- HOA: Beaumont NorthHOA requiredHOA fee $152 monthly (quarterly billing shown as $456)Community street lightsPets allowed: cats and dogs
Exterior
- Parking
- Attached 2-car garage
- Utilities
- Public sewerWater available and connectedElectricity available and connectedCable available and connectedHigh-speed internet/BB/HS availableFiber optics availableUnderground utilities
- Home design
- Single-family residenceOne storyHome faces north
- Construction
- Stucco exteriorShingle roofSlab foundationBuilt as residential construction
- Exterior features
- SidewalkSprinkler (metered)Paved asphalt/concrete roads
Interior
- Kitchen
- DishwasherGarbage disposalMicrowaveRangeRefrigeratorStone countersEat-in kitchen
- Bedrooms
- 3 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioning
- Interior features
- Ceiling fansEat-in kitchenHigh ceilingsKitchen/family room comboLiving room/dining room comboOpen floorplanStone countersThermostatWalk-in closetsWindow treatmentsBlinds
- Laundry & utility
- Washer hookupElectric dryer hookupGas dryer hookupDedicated laundry roomElectric water heater
HOA detail $152/mo · $1,824/yr
- Likely covers
- waterpoolgym
Listing history 50 events
-
2026-09-24days on market $304,999 Active 12 DOM
-
2026-09-22days on market $304,999 Active 11 DOM
-
2026-09-20days on market $304,999 Active 9 DOM
-
2026-09-18days on market $304,999 Active 7 DOM
-
2026-09-17days on market $304,999 Active 6 DOM
-
2026-09-16days on market $304,999 Active 5 DOM
-
2026-09-15days on market $304,999 Active 4 DOM
-
2026-09-14days on market $304,999 Active 3 DOM
-
2026-09-13days on market $304,999 Active 2 DOM
-
2026-09-11remarks 699-char remark
-
2026-09-11pricedays on market $304,999 Active 1 DOM
-
2026-07-21days on market $295,000 Active 105 DOM
-
2026-07-18days on market $295,000 Active 102 DOM
-
2026-07-16days on market $295,000 Active 100 DOM
-
2026-07-16days on market $295,000 Active 99 DOM
-
2026-07-14days on market $295,000 Active 98 DOM
-
2026-07-13days on market $295,000 Active 97 DOM
-
2026-07-12days on market $295,000 Active 96 DOM
-
2026-07-11days on market $295,000 Active 95 DOM
-
2026-07-10days on market $295,000 Active 94 DOM
-
2026-07-09days on market $295,000 Active 93 DOM
-
2026-07-08days on market $295,000 Active 92 DOM
-
2026-07-07days on market $295,000 Active 91 DOM
-
2026-07-07price $295,000 Active 90 DOM
-
2026-07-06days on market $300,000 Active 90 DOM
-
2026-07-05days on market $300,000 Active 89 DOM
-
2026-07-04days on market $300,000 Active 88 DOM
-
2026-07-03days on market $300,000 Active 87 DOM
-
2026-07-02days on market $300,000 Active 86 DOM
-
2026-07-01days on market $300,000 Active 85 DOM
-
2026-06-30days on market $300,000 Active 84 DOM
-
2026-06-29days on market $300,000 Active 83 DOM
-
2026-06-28days on market $300,000 Active 82 DOM
-
2026-06-28days on market $300,000 Active 81 DOM
-
2026-06-27days on market $300,000 Active 80 DOM
-
2026-06-26days on market $300,000 Active 79 DOM
-
2026-06-23days on market $300,000 Active 76 DOM
-
2026-06-22days on market $300,000 Active 75 DOM
-
2026-06-19days on market $300,000 Active 73 DOM
-
2026-06-18days on market $300,000 Active 72 DOM
-
2026-06-17days on market $300,000 Active 71 DOM
-
2026-06-16days on market $300,000 Active 70 DOM
-
2026-06-15days on market $300,000 Active 69 DOM
-
2026-06-14days on market $300,000 Active 67 DOM
-
2026-06-13days on market $300,000 Active 66 DOM
-
2026-06-10days on market $300,000 Active 64 DOM
-
2026-06-09days on market $300,000 Active 63 DOM
-
2026-06-08days on market $300,000 Active 62 DOM
-
2026-06-07days on market $300,000 Active 61 DOM
-
2026-06-02days on market $300,000 Active 56 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $6,697 · $558/mo
- Projected year-2 tax
- $6,697 · $558/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,916
- − Mortgage interest
- −$17,085
- − Property taxes
- −$6,697
- − Insurance
- −$1,525
- − Repairs & maintenance
- −$2,073
- − Management
- −$2,073
- − HOA
- −$1,824
- − Depreciation
- −$8,873
- Taxable loss
- −$14,234
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$3,416
- After-tax cash flow
- $-5,350/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
Cosmetic rehab
Est. rehab $9,050–$27,150 screening
This home is in excellent condition with a good condition score of 80. It is move-in ready with no visible repairs or maintenance needed. The home's curb appeal and interior aesthetics can be further enhanced with a fresh coat of paint and landscaping improvements.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more buyers ↑
- Both Add smart home features — Smart home features can increase both resale and rental value by making the home more convenient and attractive ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 43/100
Zoned Schools
Elementary
Wildwood Elementary School
D+
FL #1,055/2,144
Nat'l #12,398/41,679
High
Wildwood Middle/ High School
F
FL #379/667
Nat'l #9,567/17,239
Schools (NCES district)
- District
- Sumter
- NCES district ID
- 1201800
- Math proficiency
- 61% ▼ -4.00%
- Reading proficiency
- 61% ▼ -2.00%
- Median HH income
- $48,240
- Composite
- 51.74/100
- National rank
- #1682
- State rank
- #11 of 73 in FL
C
Composite livability gradescore 69/100
Livability — Wildwood
- Score
- 69/100
- State rank
- #471
- US rank
- #8500
Category grades
Amenities F
Commute F
Cost of living A
Crime A-
Employment D-
Housing B-
Health & safety A+
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wildwood, FL
- County
- Sumter County · 161,172 people
- City population
- 21,568
- Metro
- The Villages, FL
- Population (ZIP)
- 21,568
- Household income
- $66,136
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Sumter County) Hauer SSP2
- Today (2025)
- 161,172 people
- By 2030
- 180,083 · +11.7%
- By 2040
- 209,892 · +30.2%
- By 2050
- 234,186 · +45.3%
- By 2075
- 284,602 · +76.6%
- By 2100
- 317,039 · +96.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 52% Black 29% Hispanic / Latino 14% Two or more races 3%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2%
- Common ancestry
- Romanian 3% Lithuanian 2% Italian 2%
- Foreign-born
- 11% · Canada, Jamaica
- Languages at home
- 85% English-only · Spanish 12% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Sumter
- 2024 margin
- Solid R (+37.6) · D 30.9% · R 68.6%
- 2008→2024 swing
- -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
- All cycles
- 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -32.14%
- Current HPI
- 267.9137
- Rent YoY
- ▲ 2.85%
- Metro
- The Villages, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
-56.8% since first listed31 events — show timeline
- 2026-09-11 Listed $304,999 Stellar MLS as Distributed by MLS Grid
- 2026-07-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2026-07-06 Price Changed — Stellar MLS as Distributed by MLS Grid
- 2026-05-13 Price Changed — Stellar MLS as Distributed by MLS Grid
- 2026-04-19 Price Changed — Stellar MLS as Distributed by MLS Grid
- 2026-04-07 Listed — Stellar MLS as Distributed by MLS Grid
- 2026-04-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2026-03-11 Price Changed — Stellar MLS as Distributed by MLS Grid
- 2026-03-04 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-03-04 Price Changed — Stellar MLS as Distributed by MLS Grid
- 2026-01-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-12-14 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-12-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-11-19 Price Changed — Stellar MLS as Distributed by MLS Grid
- 2025-11-14 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-11-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-06-12 Price Changed — Stellar MLS as Distributed by MLS Grid
- 2025-05-15 Listed — Stellar MLS as Distributed by MLS Grid
- 2024-12-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2024-11-25 Price Changed — Stellar MLS as Distributed by MLS Grid
- 2024-10-06 Listed — Stellar MLS as Distributed by MLS Grid
- 2023-10-18 Sold (MLS) $337,990 Stellar MLS as Distributed by MLS Grid
- 2023-09-04 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-08-30 Price Changed $337,990 Stellar MLS as Distributed by MLS Grid
- 2023-08-08 Price Changed $339,990 Stellar MLS as Distributed by MLS Grid
- 2023-08-01 Price Changed $343,990 Stellar MLS as Distributed by MLS Grid
- 2023-07-25 Price Changed $347,990 Stellar MLS as Distributed by MLS Grid
- 2023-07-18 Price Changed $359,990 Stellar MLS as Distributed by MLS Grid
- 2023-07-06 Price Changed $362,990 Stellar MLS as Distributed by MLS Grid
- 2023-02-20 Listed $367,120 Stellar MLS as Distributed by MLS Grid
- 2023-01-17 Sold (Public Records) $706,700 Public Records
Property tax history
+248.9%/yrLatest (2025): $6,697 · +2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…