271 Highway 319 E · Vilonia, AR
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $473 – $860
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- Cash flow +6.9/30.0
- Schools +4.1/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.8/10.0
- DSCR +1.1/10.0
$245,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Newly remodeled house on over 7 acres! Fresh paint, all new flooring, with lots of extra space in the basement (not included in sq ft)! This is a cute little country house.
Key facts
- Updated dishwasher
- Pond
- Over 7 acres
Tags
Property features AI
Finance
- Financial info: Financing options include VA, FHA, conventional loans, or cash
Exterior
- Parking: Attached garage with space for 1 car
- Utilities: Public water; Septic system; Electric service (municipal/Entergy)
- Home design: Metal and vinyl siding with stone accents; Metal roof; Slab foundation
- Construction: Metal/Vinyl siding and stone exterior; Slab foundation; Metal roof
- Exterior features: Rural property with wooded areas and a pond; Not in a subdivision; Paved road access
Interior
- Kitchen: Free-standing stove / electric range; Dishwasher; Garbage disposal; Refrigerator stays
- Bedrooms: Includes unfinished basement space (basement provides additional usable area)
- Flooring: Carpet; Luxury vinyl
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating (electric); Central cooling (electric)
- Interior features: Washer and dryer stay with the home (washer connection, dryer connection - electric); Ceiling fans; Walk-in shower; Sheetrock and paneling walls/ceilings
- Laundry & utility: Washer connection; Dryer connection (electric); Washer and dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $245k.
Deal economics
- At list price, monthly cash flow is $-374 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $191k (22.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (31.9% below list).
- Recommended offer: $167k (31.9% below list) — sets the bar for 1% rule.
- Cap rate 4.5% vs local median 3.6% in Vilonia — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 67/100 on livability (#108 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
- Vilonia School District (rural): math 46% / reading 47% proficiency, ranked #23 of 238 in AR (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 106 active listings in the ZIP; 865 units permitted in Faulkner County in 2024 (451 in 5+ unit buildings).
Forward outlook
- In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
- Faulkner County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $150k; list at $245k implies a 63% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 4.46%
- Cash-on-cash
- -6.55%
- DSCR
- 0.71
- GRM
- 12.2
CMA / ARV
- ARV (on-the-fly)
- $365,216
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 204 E Highway 319 Hwy | 0.53mi | 3/2.5 | 1,634 (-10%) | 7mo | $330,000 | $202 | 52 |
| 8 Harmon Ln | 0.74mi | 3/2.0 | 1,840 (+2%) | 17mo | $170,000 | $92 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.7%
- Equity multiple
- 2.60×
- Total profit
- $109,614
- Equity at exit
- $220,715
- IRR
- 18.0%
- Equity multiple
- 5.98×
- Total profit
- $341,597
- Equity at exit
- $475,981
Cash invested: $68,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72173
- Home prices YoY
- 8.0%
- Active inventory
- 106
- Price-to-rent
- 12.2×
Monthly cashflow live
- Estimated rent
- $1,669 medium interval (Pro) →
- Mortgage (P&I)
- −$1,285
- Tax est. 1.5%
- −$306 /mo · $3,675/yr
- Insurance
- −$102
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$351
- Net cashflow
- $-374
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,250
- Closing costs
- $7,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 30 events
-
2026-06-18days on market $245,000 Active 51 DOM
-
2026-06-17days on market $245,000 Active 50 DOM
-
2026-06-16days on market $245,000 Active 49 DOM
-
2026-06-15statusdays on market $245,000 Active 48 DOM
-
2026-06-14days on market $245,000 Price Change 46 DOM
-
2026-06-13days on market $245,000 Price Change 45 DOM
-
2026-06-10days on market $245,000 Price Change 43 DOM
-
2026-06-09days on market $245,000 Price Change 42 DOM
-
2026-06-08pricestatusdays on market $245,000 Price Change 41 DOM
-
2026-06-07days on market $250,000 Active 40 DOM
-
2026-06-03days on market $250,000 Active 36 DOM
-
2026-06-02days on market $250,000 Active 35 DOM
-
2026-06-01days on market $250,000 Active 34 DOM
-
2026-05-31days on market $250,000 Active 33 DOM
-
2026-05-31days on market $250,000 Active 32 DOM
-
2026-05-22status Back on Market
-
2026-05-01historical Take Backups
-
2026-04-28$250,000 New Listing
-
2020-12-21soldstatus $150,000
-
2020-12-11soldstatus $150,000 Sold 172-char remark
Show marketing remark (172 chars)
Newly remodeled house on over 7 acres! Fresh paint, all new flooring, with lots of extra space in the basement (not included in sq ft)! This is a cute little country house.
-
2020-11-08status Under Contract 172-char remark
Show marketing remark (172 chars)
Newly remodeled house on over 7 acres! Fresh paint, all new flooring, with lots of extra space in the basement (not included in sq ft)! This is a cute little country house.
-
2020-11-06$150,000 New Listing 172-char remark
Show marketing remark (172 chars)
Newly remodeled house on over 7 acres! Fresh paint, all new flooring, with lots of extra space in the basement (not included in sq ft)! This is a cute little country house.
-
2019-07-09historical
-
2019-03-19price $100,000
-
2018-11-19status Back on Market
-
2018-11-19historical Take Backups
-
2018-11-19status Back on Market
-
2018-11-13historical Take Backups
-
2018-10-06status Under Contract
-
2018-10-01$110,000 New Listing
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,032
- − Mortgage interest
- −$13,724
- − Property taxes
- −$3,675
- − Insurance
- −$1,225
- − Repairs & maintenance
- −$1,603
- − Management
- −$1,603
- − Depreciation
- −$7,127
- Taxable loss
- −$8,924
- Est. tax savings @ 24.0%
- +$2,142
- After-tax cash flow
- $-2,351/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Vilonia School District
- NCES district ID
- 0513530
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 47% ▼ -4.00%
- Median HH income
- $57,913
- Composite
- 40.64/100
- National rank
- #3681
- State rank
- #23 of 238 in AR
Livability — Vilonia
- Score
- 67/100
- State rank
- #108
- US rank
- #10836
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 10,122
Population outlook (Faulkner County) Hauer SSP2
- Today (2025)
- 138,985 people
- By 2030
- 148,264 · +6.7%
- By 2040
- 166,010 · +19.4%
- By 2050
- 183,362 · +31.9%
- By 2075
- 224,593 · +61.6%
- By 2100
- 250,603 · +80.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Hispanic / Latino 4% Two or more races 3%
- Common ancestry
- Slovak 2% Scotch-Irish 2% Italian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Faulkner
- 2024 margin
- Solid R (+32.3) · D 32.6% · R 64.9% · Other 2.5%
- 2008→2024 swing
- -7.1pp toward R · 2008: -25.3pp · 2024: -32.3pp
- All cycles
- 2024: R+32.3 2020: R+29.5 2016: R+31.6 2012: R+31.7 2008: R+25.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 22.08%
- Current HPI
- 298.3398
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+127.3% since first listed15 events — show timeline
- 2026-05-22 Relisted — CARMLS
- 2026-05-01 Contingent — CARMLS
- 2026-04-28 Listed $250,000 CARMLS
- 2020-12-21 Sold (Public Records) $150,000 Public Records
- 2020-12-11 Sold (MLS) $150,000 CARMLS
- 2020-11-08 Pending — CARMLS
- 2020-11-06 Listed $150,000 CARMLS
- 2019-07-09 Listing Removed — CARMLS
- 2019-03-19 Price Changed $100,000 CARMLS
- 2018-11-19 Relisted — CARMLS
- 2018-11-19 Contingent — CARMLS
- 2018-11-19 Relisted — CARMLS
- 2018-11-13 Contingent — CARMLS
- 2018-10-06 Pending — CARMLS
- 2018-10-01 Listed $110,000 CARMLS
Property tax history
-22.3%/yrLatest (2025): $50 · -97.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…