CashFlowRE
Sign in Sign up
271 Highway 319 E
D+ Composite 47.17
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +6.9/30.0
  • Schools +4.1/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.8/10.0
  • DSCR +1.1/10.0

$245,000

271 Highway 319 E · Vilonia, AR 72173
3 bd · 2.0 ba · 1,808 sqft · SingleFamily public records · 51 Days on market
Built 1980 7.40 ac lot Est $365k · 33% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Newly remodeled house on over 7 acres! Fresh paint, all new flooring, with lots of extra space in the basement (not included in sq ft)! This is a cute little country house.

Key facts

  • Updated dishwasher
  • Pond
  • Over 7 acres

Tags

OVER 7 ACRESPONDTONS OF CABINET SPACEUPDATED DISHWASHERREMODELED PRIMARY BATHROOMFULL BATHROOM

Property features AI

Finance

  • Financial info: Financing options include VA, FHA, conventional loans, or cash

Exterior

  • Parking: Attached garage with space for 1 car
  • Utilities: Public water; Septic system; Electric service (municipal/Entergy)
  • Home design: Metal and vinyl siding with stone accents; Metal roof; Slab foundation
  • Construction: Metal/Vinyl siding and stone exterior; Slab foundation; Metal roof
  • Exterior features: Rural property with wooded areas and a pond; Not in a subdivision; Paved road access

Interior

  • Kitchen: Free-standing stove / electric range; Dishwasher; Garbage disposal; Refrigerator stays
  • Bedrooms: Includes unfinished basement space (basement provides additional usable area)
  • Flooring: Carpet; Luxury vinyl
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating (electric); Central cooling (electric)
  • Interior features: Washer and dryer stay with the home (washer connection, dryer connection - electric); Ceiling fans; Walk-in shower; Sheetrock and paneling walls/ceilings
  • Laundry & utility: Washer connection; Dryer connection (electric); Washer and dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $245k.

Deal economics

  • At list price, monthly cash flow is $-374 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $191k (22.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (31.9% below list).
  • Recommended offer: $167k (31.9% below list) — sets the bar for 1% rule.
  • Cap rate 4.5% vs local median 3.6% in Vilonia — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 67/100 on livability (#108 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
  • Vilonia School District (rural): math 46% / reading 47% proficiency, ranked #23 of 238 in AR (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 106 active listings in the ZIP; 865 units permitted in Faulkner County in 2024 (451 in 5+ unit buildings).

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Faulkner County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $150k; list at $245k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $166,932 (31.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
4.46%
Cash-on-cash
-6.55%
DSCR
0.71
GRM
12.2

CMA / ARV

ARV (on-the-fly)
$365,216
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
204 E Highway 319 Hwy 0.53mi 3/2.5 1,634 (-10%) 7mo $330,000 $202 52
8 Harmon Ln 0.74mi 3/2.0 1,840 (+2%) 17mo $170,000 $92 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.7%
Equity multiple
2.60×
Total profit
$109,614
Equity at exit
$220,715
10-year hold
IRR
18.0%
Equity multiple
5.98×
Total profit
$341,597
Equity at exit
$475,981

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72173

Home prices YoY
8.0%
Active inventory
106
Price-to-rent
12.2×

Monthly cashflow live

Estimated rent
$1,669 medium interval (Pro) →
Mortgage (P&I)
$1,285
Tax est. 1.5%
$306 /mo · $3,675/yr
Insurance
$102
HOA
$0
Vacancy / Maint / Mgmt
$351
Net cashflow
$-374

Break-even live

Break-even rent $2,143
Max offer price $190,827
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,250
Closing costs
$7,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 30 events

  1. 2026-06-18
    days on market $245,000 Active 51 DOM
  2. 2026-06-17
    days on market $245,000 Active 50 DOM
  3. 2026-06-16
    days on market $245,000 Active 49 DOM
  4. 2026-06-15
    statusdays on market $245,000 Active 48 DOM
  5. 2026-06-14
    days on market $245,000 Price Change 46 DOM
  6. 2026-06-13
    days on market $245,000 Price Change 45 DOM
  7. 2026-06-10
    days on market $245,000 Price Change 43 DOM
  8. 2026-06-09
    days on market $245,000 Price Change 42 DOM
  9. 2026-06-08
    pricestatusdays on market $245,000 Price Change 41 DOM
  10. 2026-06-07
    days on market $250,000 Active 40 DOM
  11. 2026-06-03
    days on market $250,000 Active 36 DOM
  12. 2026-06-02
    days on market $250,000 Active 35 DOM
  13. 2026-06-01
    days on market $250,000 Active 34 DOM
  14. 2026-05-31
    days on market $250,000 Active 33 DOM
  15. 2026-05-31
    days on market $250,000 Active 32 DOM
  16. 2026-05-22
    status Back on Market
  17. 2026-05-01
    historical Take Backups
  18. 2026-04-28
    listed $250,000 New Listing
  19. 2020-12-21
    soldstatus $150,000
  20. 2020-12-11
    soldstatus $150,000 Sold 172-char remark
    Show marketing remark (172 chars)

    Newly remodeled house on over 7 acres! Fresh paint, all new flooring, with lots of extra space in the basement (not included in sq ft)! This is a cute little country house.

  21. 2020-11-08
    status Under Contract 172-char remark
    Show marketing remark (172 chars)

    Newly remodeled house on over 7 acres! Fresh paint, all new flooring, with lots of extra space in the basement (not included in sq ft)! This is a cute little country house.

  22. 2020-11-06
    listed $150,000 New Listing 172-char remark
    Show marketing remark (172 chars)

    Newly remodeled house on over 7 acres! Fresh paint, all new flooring, with lots of extra space in the basement (not included in sq ft)! This is a cute little country house.

  23. 2019-07-09
    historical
  24. 2019-03-19
    price $100,000
  25. 2018-11-19
    status Back on Market
  26. 2018-11-19
    historical Take Backups
  27. 2018-11-19
    status Back on Market
  28. 2018-11-13
    historical Take Backups
  29. 2018-10-06
    status Under Contract
  30. 2018-10-01
    listed $110,000 New Listing

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,032
− Mortgage interest
−$13,724
− Property taxes
−$3,675
− Insurance
−$1,225
− Repairs & maintenance
−$1,603
− Management
−$1,603
− Depreciation
−$7,127
Taxable loss
−$8,924
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,142
After-tax cash flow
$-2,351/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vilonia School District
NCES district ID
0513530
Math proficiency
46% ▼ -11.00%
Reading proficiency
47% ▼ -4.00%
Median HH income
$57,913
Composite
40.64/100
National rank
#3681
State rank
#23 of 238 in AR

Livability — Vilonia

Score
67/100
State rank
#108
US rank
#10836

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
10,122

Population outlook (Faulkner County) Hauer SSP2

Today (2025)
138,985 people
By 2030
148,264 · +6.7%
By 2040
166,010 · +19.4%
By 2050
183,362 · +31.9%
By 2075
224,593 · +61.6%
By 2100
250,603 · +80.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Hispanic / Latino 4% Two or more races 3%
Common ancestry
Slovak 2% Scotch-Irish 2% Italian 1%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Faulkner

2024 margin
Solid R (+32.3) · D 32.6% · R 64.9% · Other 2.5%
2008→2024 swing
-7.1pp toward R · 2008: -25.3pp · 2024: -32.3pp
All cycles
2024: R+32.3 2020: R+29.5 2016: R+31.6 2012: R+31.7 2008: R+25.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 22.08%
Current HPI
298.3398
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+127.3% since first listed
15 events — show timeline
  • 2026-05-22 Relisted CARMLS
  • 2026-05-01 Contingent CARMLS
  • 2026-04-28 Listed $250,000 CARMLS
  • 2020-12-21 Sold (Public Records) $150,000 Public Records
  • 2020-12-11 Sold (MLS) $150,000 CARMLS
  • 2020-11-08 Pending CARMLS
  • 2020-11-06 Listed $150,000 CARMLS
  • 2019-07-09 Listing Removed CARMLS
  • 2019-03-19 Price Changed $100,000 CARMLS
  • 2018-11-19 Relisted CARMLS
  • 2018-11-19 Contingent CARMLS
  • 2018-11-19 Relisted CARMLS
  • 2018-11-13 Contingent CARMLS
  • 2018-10-06 Pending CARMLS
  • 2018-10-01 Listed $110,000 CARMLS

Property tax history

-22.3%/yr

Latest (2025): $50 · -97.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…