1910 County Road 7230 · Lubbock, TX 79423

$180,000

3 bd · 2.0 ba · 1,624 sqft · Manufactured public records · 9 Days on market

Built 2000

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.1/30.0
• ARV discount +7.5/15.0
• DSCR +6.0/10.0
• Schools +4.8/10.0
• 1% rule +4.0/10.0
• Livability +4.0/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor Special or Equity Builder! Welcome to your next opportunity in Cooper ISD, where value meets potential. This 3-bedroom, 2-bathroom home sits on over half an acre—a rare find still being conveniently located "in town. " while having plenty of land to do as you please! With 1,624 sq. ft. to work with, the layout features a built-in office nook with tons of shelving, an island and breakfast bar in the kitchen, a walk-in pantry, fireplace in the living room and a spacious master suite complete with a walk-in closet, walk-in shower, standalone tub, and double vanity. This property is priced at just $90K, offering a fantastic opportunity for investors, flippers, or buyers ready to roll up their sleeves and build equity fast. Whether you're looking for your next project or a primary home with room to grow, this blank slate is ready for your vision.

Key facts

• New flooring
• Updated bathrooms
• New countertops

Tags

• REMODELED HOME
• HALF AN ACRE
• UPDATED BATHROOMS
• NEW COUNTERTOPS
• NEW FLOORING
• NEW WINDOWS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $180k.

Deal economics

• At list price, monthly cash flow is $191 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $162k (9.8% below list).
• Recommended offer: $162k (9.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 80/100 on livability (#37 in TX, #1,749 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, schools D+, crime F.
• Lubbock-Cooper ISD (rural): math 54% / reading 52% proficiency, ranked #98 of 826 in TX (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.1%/yr); 663 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,219 units permitted in Lubbock County in 2024 (252 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Lubbock County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $162,371 (9.8% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 7.56%
• Cash-on-cash: 4.54%
• DSCR: 1.20
• GRM: 9.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.13% rent growth · sell at horizon

5-year hold

• IRR: -10.1%
• Equity multiple: 0.63×
• Total profit: $-18,504
• Equity at exit: $26,839

10-year hold

• IRR: -2.0%
• Equity multiple: 0.87×
• Total profit: $-6,440
• Equity at exit: $15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79423

• Rents YoY: 2.1%
• Active inventory: 663
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $1,624 high
• Mortgage (P&I): −$944
• Tax from tax record: −$73 /mo · $878/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$341
• Net cashflow: $191

Break-even live

Break-even rent $1,382

Max offer price $180,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $45,000
• Closing costs: $5,400
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1717 102nd St Unit A Lubbock, TX	3.0	2.0	1407	$1,550	$1.10	21d	1	0.13mi
1705 102nd St Lubbock, TX	3.0	2.0	1487	$1,499	$1.01	44d	1	0.14mi
1702 102nd St Lubbock, TX	3.0	2.0	1487	$1,499	$1.01	21d	1	0.18mi
2011 100th St Lubbock, TX	4.0	2.0	1698	$1,750	$1.03	14d	1	0.27mi
2022 102nd St Unit B Lubbock, TX	3.0	2.0	1500	$1,550	$1.03	14d	1	0.29mi
10317 Vernon Dr Lubbock, TX	3.0	2.0	1786	$2,800	$1.57	21d	1	0.30mi
9803 Uvalde Ave Unit A Lubbock, TX	2.0	2.0	1474	$1,425	$0.97	14d	1	0.46mi
9803 Avenue V Unit A Lubbock, TX	3.0	2.0	1500	$1,500	$1.00	21d	1	0.50mi
9702 Avenue U Lubbock, TX	3.0	2.0	1265	$1,195	$0.94	44d	1	0.51mi
2204 93rd St Lubbock, TX	3.0	2.0	1258	$1,325	$1.05	13d	1	0.84mi
2501 111th St Lubbock, TX	3.0	2.0	1365	$1,475	$1.08	21d	1	0.90mi
2530 107th Dr Lubbock, TX	3.0	2.0	1265	$1,449	$1.15	44d	1	0.93mi
2510 112th St Unit A Lubbock, TX	3.0	2.0	1365	$1,475	$1.08	21d	1	0.96mi
2523 110th St Lubbock, TX	3.0	2.0	1127	$1,500	$1.33	44d	1	0.97mi
2518 111th St Lubbock, TX	3.0	2.0	1400	$1,450	$1.04	21d	1	0.99mi
2415 93rd St Lubbock, TX	3.0	2.0	1692	$1,650	$0.98	21d	1	1.03mi
2108 88th St Lubbock, TX	4.0	3.0	2130	$1,850	$0.87	13d	1	1.07mi
2623 113th St Lubbock, TX	3.0	2.0	1608	$1,599	$0.99	14d	1	1.16mi
2218 88th St Lubbock, TX	3.0	2.0	1311	$1,450	$1.11	44d	1	1.17mi
2403 87th St Unit B Lubbock, TX	3.0	2.0	1158	$1,300	$1.12	13d	1	1.25mi
2909 106th St Lubbock, TX	4.0	2.0	1646	$1,750	$1.06	21d	1	1.26mi
8217 Avenue U Lubbock, TX	1.0–2.0	1.0–2.0	873	$1,570	$1.80	13d	28	1.28mi
3101 99th St Unit 1 Lubbock, TX	3.0	2.0	1694	$1,350	$0.80	44d	1	1.31mi
2303 84th St Lubbock, TX	3.0	1.5	1128	$1,100	$0.98	21d	1	1.36mi
8108 Sherman Ave Lubbock, TX	3.0	2.0	1306	$1,400	$1.07	44d	1	1.42mi
1606 82nd St Lubbock, TX	1.0–2.0	1.0–2.0	843	$1,580	$1.87	13d	16	1.45mi
3102 110th St Unit B Lubbock, TX	3.0	2.0	1200	$1,250	$1.04	21d	1	1.47mi
3101 110th St Unit A Lubbock, TX	3.0	2.0	1193	$1,225	$1.03	21d	1	1.48mi
1118 82nd St Unit A Lubbock, TX	3.0	2.0	1243	$950	$0.76	44d	1	1.48mi
1116 82nd St Unit B Lubbock, TX	3.0	2.0	1243	$950	$0.76	44d	1	1.49mi
1112 82nd St Unit B Lubbock, TX	3.0	2.0	1243	$950	$0.76	44d	1	1.49mi
3106 110th St Lubbock, TX	3.0	2.0	1151	$1,275	$1.11	14d	1	1.50mi
1108 82nd St Unit A Lubbock, TX	3.0	2.0	1243	$950	$0.76	44d	1	1.50mi

Listing history 8 events

1. 2026-06-18
   days on market $180,000 Active 9 DOM
2. 2026-06-17
   days on market $180,000 Active 8 DOM
3. 2026-06-16
   days on market $180,000 Active 7 DOM
4. 2026-06-15
   days on market $180,000 Active 6 DOM
5. 2026-06-14
   days on market $180,000 Active 4 DOM
6. 2026-06-13
   days on market $180,000 Active 3 DOM
7. 2026-06-10
   remarks 667-char remark
8. 2026-06-10
   listed $180,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $878 · $73/mo
• Projected year-2 tax: $3,294 · $274/mo
• Expected delta: +$2,416/yr (+$201/mo · 275.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,485
• − Mortgage interest: −$10,083
• − Property taxes: −$878
• − Insurance: −$900
• − Repairs & maintenance: −$1,559
• − Management: −$1,559
• − Depreciation: −$5,236
• Taxable loss: −$730
• Est. tax savings @ 24.0%: +$175
• After-tax cash flow: $2,463/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lubbock-Cooper ISD
• NCES district ID: 4815180
• Math proficiency: 54% ▼ -7.00%
• Reading proficiency: 52% ▼ -3.00%
• Median HH income: $77,347
• Composite: 47.9/100
• National rank: #2214
• State rank: #98 of 826 in TX

Livability — Lubbock

• Score: 80/100
• State rank: #37
• US rank: #1749

Category grades

Amenities A Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lubbock County · 293,542 people
• City population: 283,030
• Metro: Lubbock, TX
• Population (ZIP): 46,998
• Household income: $84,933
• Rent vs Own: 28.8% rent · 71.2% own
• Severe rent burden: 1385.0

Population outlook (Lubbock County) Hauer SSP2

• Today (2025): 345,960 people
• By 2030: 371,449 · +7.4%
• By 2040: 424,539 · +22.7%
• By 2050: 481,150 · +39.1%
• By 2075: 633,467 · +83.1%
• By 2100: 746,853 · +115.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Hispanic / Latino 31% Two or more races 15% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 26%
• Common ancestry: Slovak 1% Italian 1% Serbian 1%
• Foreign-born: 5% · Canada
• Languages at home: 84% English-only · Spanish 13% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Lubbock

• 2024 margin: Solid R (+39.5) · D 29.7% · R 69.2% · Other 1.0%
• 2008→2024 swing: -2.8pp toward R · 2008: -36.7pp · 2024: -39.5pp
• All cycles: 2024: R+39.5 2020: R+32.2 2016: R+38.4 2012: R+40.9 2008: R+36.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -155.00%
• Current HPI: 213.6491
• Rent YoY: ▲ 2.13%
• Metro: Lubbock, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+80.0% since first listed

6 events — show timeline

• 2026-06-09 Listed $180,000 FSBO.com
• 2025-09-04 Sold (MLS) — LARMLS
• 2025-08-26 Pending — LARMLS
• 2025-08-14 Price Changed $90,000 LARMLS
• 2025-07-29 Listed $100,000 LARMLS
• 2022-12-01 Sold (Public Records) — Public Records

Property tax history

+1.9%/yr

Latest (2025): $878 · +64.0% YoY. Source: county tax records.