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B- Composite 65.52
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.1/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.1/10.0
  • ARV discount +7.5/15.0
  • Schools +3.0/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

335 W Legion Rd #35 · Brawley, CA 92227
1 bd · 1.0 ba · 648 sqft · Manufactured · 156 Days on market
Built 2018

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Here's an opportunity to own a 2018 manufactured home located in the Tangerine Gardens Mobile Home Park in Brawley, CA. This 1 bedroom, 1 bathroom home offers 648 Sqft. of living space with a functional layout and modern interior. This home features an open living area, a kitchen with ample cabinet storage, and attractive flooring. The bedroom and bathroom are comfortably sized with a practical layout. This home is near Pioneers Memorial Hospital, Walmart Supercenter, Del Taco and Starbucks. Call today to make this home yours.

Key facts

  • Open living area
  • Attractive flooring
  • Parking

Tags

OPEN LIVING AREAATTRACTIVE FLOORING

Property features AI

Exterior

  • Parking: 1 parking space
  • Home design: Residential mobile home; Single-story
  • Exterior features: Community pool; Follow GPS for directions

Interior

  • Kitchen: Gas oven
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Gas oven; Central heating and central air

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $75k.

Deal economics

  • At list price, monthly cash flow is $259 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($984 rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 2.8% in Brawley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 56/100 on livability (#815 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime B; Watch: schools C-, cost of living D+, amenities F.
  • Brawley Union High (town): math 24% / reading 48% proficiency, ranked #276 of 517 in CA (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 101 active listings in the ZIP; 271 units permitted in Imperial County in 2024 (112 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Imperial County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 156 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.31%
Cap rate
10.43%
Cash-on-cash
14.79%
DSCR
1.66
GRM
6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
5.3%
Equity multiple
1.21×
Total profit
$4,349
Equity at exit
$11,183
10-year hold
IRR
14.8%
Equity multiple
2.19×
Total profit
$25,077
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92227

Home prices YoY
-17.3%
Active inventory
101
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$984 medium interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$207
Net cashflow
$259

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 69%

Sensitivity live

Price -10% $311 -5% $285 +0% $259 +5% $233 +10% $207
Rent -10% $181 -5% $220 +0% $259 +5% $298 +10% $337
Rate -1.0pp $297 -0.5pp $278 base $259 +0.5pp $239 +1.0pp $220

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-17
    days on market $75,000 Active 156 DOM
  2. 2026-06-16
    days on market $75,000 Active 155 DOM
  3. 2026-06-15
    days on market $75,000 Active 154 DOM
  4. 2026-06-14
    days on market $75,000 Active 152 DOM
  5. 2026-06-13
    days on market $75,000 Active 151 DOM
  6. 2026-06-10
    days on market $75,000 Active 149 DOM
  7. 2026-06-09
    days on market $75,000 Active 148 DOM
  8. 2026-06-08
    days on market $75,000 Active 147 DOM
  9. 2026-06-07
    days on market $75,000 Active 146 DOM
  10. 2026-06-05
    days on market $75,000 Active 143 DOM
  11. 2026-06-03
    days on market $75,000 Active 142 DOM
  12. 2026-06-02
    days on market $75,000 Active 141 DOM
  13. 2026-06-01
    days on market $75,000 Active 140 DOM
  14. 2026-05-31
    days on market $75,000 Active 139 DOM
  15. 2026-05-30
    days on market $75,000 Active 138 DOM
  16. 2026-03-18
    status Active
  17. 2025-12-30
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,805
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$944
− Management
−$944
− Depreciation
−$2,182
Taxable income
$2,033
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$488
After-tax cash flow
$2,618/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brawley Union High
NCES district ID
0605820
Math proficiency
24% ▼ -8.00%
Reading proficiency
48% ▼ -6.00%
Median HH income
$40,012
Composite
30.13/100
National rank
#6331
State rank
#276 of 517 in CA

Livability — Brawley

Score
56/100
State rank
#815
US rank
#22973

Category grades

Amenities F Commute F Cost of living D+ Crime B Employment F Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brawley, CA
County
Imperial County · 104,838 people
City population
28,315
Metro
El Centro, CA
Population (ZIP)
28,315
Household income
$59,362
Rent vs Own
48.2% rent · 51.8% own
Severe rent burden
1118.0

Population outlook (Imperial County) Hauer SSP2

Today (2025)
186,713 people
By 2030
190,022 · +1.8%
By 2040
195,993 · +5.0%
By 2050
199,534 · +6.9%
By 2075
216,878 · +16.2%
By 2100
352,705 · +88.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (84%)
Race & ethnicity
Hispanic / Latino 84% Two or more races 25% White 13% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 82%
Foreign-born
28% · Canada, China
Languages at home
34% English-only · Spanish 65%

Political lean MEDSL · Imperial

2024 margin
Toss-up / Even · D 48.3% · R 49.1% · Other 2.6%
2008→2024 swing
-27.0pp toward R · 2008: 26.2pp · 2024: -0.9pp
All cycles
2024: R+0.9 2020: D+24.4 2016: D+41.1 2012: D+28.8 2008: D+26.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.80%
Current HPI
309.2652
Rent YoY
Metro
El Centro, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-03-18 Relisted ICAOR
  • 2025-12-30 Listed $75,000 ICAOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…