719 S Jefferson Ave · Joplin, MO 64801

$165,900

3 bd · 2.0 ba · 1,153 sqft · Other · 39 Days on market

Built 1996 6,098 sqft lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.5/30.0
• ARV discount +7.5/15.0
• DSCR +4.1/10.0
• Rent growth +3.2/5.0
• Livability +3.2/5.0
• Schools +2.9/10.0
• 1% rule +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Step right into your fully applianced kitchen! This 3 bedroom 2 bath, 2 car garage- easy access to downtown shopping and restaurants.

Key facts

• 6,098 sq ft lot
• 2 garage spots
• Built 1996

Property features AI

Exterior

• Parking: Attached 2-car garage; 2 additional parking spaces
• Utilities: Electricity available; Public sewer
• Home design: Single-family residence, freestanding; Residential property
• Construction: Vinyl siding; Block foundation; Built with composition roof
• Exterior features: Covered porch; Composition roof

Interior

• Kitchen: Electric cooktop; Electric range; Microwave; Dishwasher; Refrigerator
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric central heating; Central cooling
• Interior features: Electric cooktop and electric range; Microwave; Dishwasher; Refrigerator; Washer and dryer; 6 total rooms; Crawl space basement
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $166k.

Deal economics

• At list price, monthly cash flow is $5 ($60/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (23.4% below list).
• Recommended offer: $127k (23.4% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 5.1% in Joplin — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 64/100 on livability (#318 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jefferson Elem. (math 32% / reading 42%, grade F, #611 of 1,115 statewide, top 59%, 192 students, 75% FRL); North Middle (math 26% / reading 35%, grade F, #283 of 391 statewide, top 74%, 517 students, 65% FRL) — zoned schools average 70% FRL vs 54% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.0%/yr); 371 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 39 days — a 3% lower offer ($161k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $127,082 (23.4% below list)

Questions for the listing agent

1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 6.33%
• Cash-on-cash: 0.13%
• DSCR: 1.01
• GRM: 10.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold

• IRR: -16.2%
• Equity multiple: 0.43×
• Total profit: $-26,701
• Equity at exit: $24,736

10-year hold

• IRR: -8.1%
• Equity multiple: 0.50×
• Total profit: $-23,395
• Equity at exit: $14,344

Cash invested: $46,452 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64801

• Rents YoY: 3.0%
• Active inventory: 371
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $1,271 high
• Mortgage (P&I): −$870
• Tax from tax record: −$60 /mo · $718/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$267
• Net cashflow: $5

Break-even live

Break-even rent $1,265

Max offer price $165,900

Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,475
• Closing costs: $4,977
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2002 W 11th St Joplin, MO	3.0	1.0	1200	$1,200	$1.00	20d	1	0.39mi
211 N Adams Ave Joplin, MO	3.0	2.0	1434	$1,400	$0.98	43d	1	0.77mi
1907 S Picher Ave Joplin, MO	2.0	1.0	1032	$900	$0.87	20d	1	1.35mi
306 N Connor Ave Joplin, MO	2.0	1.0	1072	$1,000	$0.93	20d	1	1.35mi
623 W Junge Blvd Joplin, MO	3.0	2.0	1217	$1,500	$1.23	20d	1	1.36mi
524 S Moffet Ave Joplin, MO	3.0	1.0	900	$855	$0.95	20d	1	1.36mi
2515 S Willard Ave Joplin, MO	3.0	2.0	1500	$1,600	$1.07	20d	1	1.42mi
2019 W 26th St Joplin, MO	2.0	2.0	1000	$1,100	$1.10	20d	1	1.48mi
2521 S Tyler Ave Joplin, MO	3.0	2.0	1500	$1,700	$1.13	20d	1	1.49mi

Listing history 30 events

1. 2026-06-19
   days on market $165,900 Active 39 DOM
2. 2026-06-18
   days on market $165,900 Active 38 DOM
3. 2026-06-17
   days on market $165,900 Active 37 DOM
4. 2026-06-17
   price $165,900 Active 36 DOM
5. 2026-06-16
   days on market $169,900 Active 36 DOM
6. 2026-06-15
   days on market $169,900 Active 35 DOM
7. 2026-06-14
   days on market $169,900 Active 33 DOM
8. 2026-06-13
   days on market $169,900 Active 32 DOM
9. 2026-06-10
   days on market $169,900 Active 30 DOM
10. 2026-06-09
    days on market $169,900 Active 29 DOM
11. 2026-06-08
    days on market $169,900 Active 28 DOM
12. 2026-06-07
    days on market $169,900 Active 27 DOM
13. 2026-06-05
    days on market $169,900 Active 24 DOM
14. 2026-06-03
    days on market $169,900 Active 23 DOM
15. 2026-06-02
    days on market $169,900 Active 22 DOM
16. 2026-06-01
    days on market $169,900 Active 21 DOM
17. 2026-05-31
    days on market $169,900 Active 20 DOM
18. 2026-05-30
    days on market $169,900 Active 19 DOM
19. 2026-05-11
    listed $169,900 Active 133-char remark

    Show marketing remark (133 chars)

    Step right into your fully applianced kitchen! This 3 bedroom 2 bath, 2 car garage- easy access to downtown shopping and restaurants.

20. 2026-05-11
    listed $169,900 Active

    Show marketing remark (133 chars)

    Step right into your fully applianced kitchen! This 3 bedroom 2 bath, 2 car garage- easy access to downtown shopping and restaurants.

21. 2025-09-29
    listed $174,000 Active
22. 2024-03-07
    price $163,900
23. 2024-03-07
    price $163,900
24. 2023-11-02
    listed $164,100 Active
25. 2022-01-18
    soldstatus
26. 2022-01-13
    soldstatus
27. 2022-01-13
    soldstatus Closed
28. 2021-12-15
    listed $138,900
29. 2021-12-13
    listed $138,900
30. 2005-08-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $718 · $60/mo
• Projected year-2 tax: $1,609 · $134/mo
• Expected delta: +$891/yr (+$74/mo · 124.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,250
• − Mortgage interest: −$9,293
• − Property taxes: −$718
• − Insurance: −$830
• − Repairs & maintenance: −$1,220
• − Management: −$1,220
• − Depreciation: −$4,826
• Taxable loss: −$2,857
• Est. tax savings @ 24.0%: +$686
• After-tax cash flow: $745/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Joplin Schools
• NCES district ID: 2916350
• Math proficiency: 30% ▼ -3.00%
• Reading proficiency: 39% ▼ -3.00%
• Median HH income: $38,648
• Composite: 28.82/100
• National rank: #6657
• State rank: #231 of 324 in MO

Livability — Joplin

• Score: 64/100
• State rank: #318
• US rank: #14578

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Joplin, MO
• County: Jasper County · 79,035 people
• City population: 73,303
• Metro: Joplin, MO
• Population (ZIP): 36,287
• Household income: $52,620
• Rent vs Own: 46.7% rent · 53.3% own
• Severe rent burden: 1710.0

Population outlook (Jasper County) Hauer SSP2

• Today (2025): 120,033 people
• By 2030: 120,091 · +0.0%
• By 2040: 119,297 · -0.6%
• By 2050: 117,705 · -1.9%
• By 2075: 110,402 · -8.0%
• By 2100: 99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Hispanic / Latino 6% Black 3% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 2% Lithuanian 2% Italian 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Jasper

• 2024 margin: Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
• 2008→2024 swing: -13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
• All cycles: 2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -174.15%
• Current HPI: 248.5056
• Rent YoY: ▲ 2.95%
• Metro: Joplin, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+22.3% since first listed

12 events — show timeline

• 2026-05-11 Listed $169,900 SOMO
• 2026-05-11 Listed $169,900 OGAR
• 2025-09-29 Listed $174,000 SOMO
• 2024-03-07 Price Changed $163,900 SOMO
• 2024-03-07 Price Changed $163,900 OGAR
• 2023-11-02 Listed $164,100 SOMO
• 2022-01-18 Sold (Public Records) — Public Records
• 2022-01-13 Sold (MLS) — OGAR
• 2022-01-13 Sold (MLS) — SOMO
• 2021-12-15 Listed $138,900 SOMO
• 2021-12-13 Listed $138,900 OGAR
• 2005-08-02 Sold (Public Records) — Public Records

Property tax history

+0.3%/yr

Latest (2025): $718 · +9.2% YoY. Source: county tax records.