900 Vankirk St · Clairton, PA 15025

$40,000

2 bd · 1.0 ba · 896 sqft · Condo public records · 169 Days on market

Built 1921 $45/sqft · 8% above area Est $37k · 8% over

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +5.0/5.0
• ARV discount +3.8/15.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

There is a lot to love in this Clairton 2 bedroom half duplex on a corner lot. A spacious eat in kitchen and welcoming living room create a comfortable setting that tenants appreciate. The clean basement offers wonderful storage cabinets, ample room for organization and laundry hookups with a washer and dryer. Covered front and rear porches provide inviting outdoor retreats while the cozy, level yard offers easy upkeep. An oversized detached garage delivers practical parking or approximately $1200 in additional annual income. Formerly rented at $10,800 a year, this property is move in ready. Proximity to the bus stop, taverns, shopping and walking distance to Clairton Park and pool strengthens the long term appeal. Everything you or your tenants need to call it home is right here! No HOA fee! Sold AS IS.

Key facts

• Level yard
• Eat in kitchen
• Clean basement

Tags

• EAT IN KITCHEN
• CLEAN BASEMENT
• STORAGE CABINETS
• LAUNDRY HOOKUPS
• COVERED FRONT AND REAR PORCHES
• LEVEL YARD

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $40k.

Deal economics

• At list price, monthly cash flow is $574 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $40k).
• Recommended offer: $35k (12.0% below list) — sets the bar for market timing.
• Cap rate 23.5% vs local median 12.7% in Clairton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
• Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent is only 18% of the median local income ($77k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $277 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 169 days — a 12% lower offer ($35k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 13y ago; this cycle's ask has dropped $10k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $16k; list at $40k implies a 150% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.7% of price; built in 1921 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $35,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 169 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1921 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 2.81% ✓
• Cap rate: 23.52%
• Cash-on-cash: 61.53%
• DSCR: 3.74
• GRM: 3.0

CMA / ARV

• ARV (median comp): $36,946
• List price: $40,000
• Delta: 8.27%
• Verdict: FAIR
• Comps: 8 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 66.3%
• Equity multiple: 4.22×
• Total profit: $36,085
• Equity at exit: $5,964

10-year hold

• IRR: 72.2%
• Equity multiple: 10.44×
• Total profit: $105,760
• Equity at exit: $3,458

Cash invested: $11,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15025

• Home prices YoY: -34.4%
• Rents YoY: 10.5%
• Active inventory: 94
• Price-to-rent: 3.0×

Monthly cashflow live

• Estimated rent: $1,126 high
• Mortgage (P&I): −$210
• Tax from tax record: −$88 /mo · $1,061/yr
• Insurance: −$17
• HOA: −$0
• Vacancy / Maint / Mgmt: −$236
• Net cashflow: $574

Break-even live

Break-even rent $399

Max offer price $40,000

Occupancy floor 44%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $10,000
• Closing costs: $1,200
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
927 Vankirk St Clairton, PA	2.0	1.0	840	$1,150	$1.37	12d	1	0.10mi
929 Vankirk St Unit 1 Clairton, PA	2.0	1.5	810	$1,050	$1.30	43d	1	0.11mi
601 Farnsworth Ave Clairton, PA	2.0	1.0	1004	$995	$0.99	4d	1	0.23mi
618 Farnsworth Ave Clairton, PA	2.0	1.0	896	$1,050	$1.17	43d	1	0.26mi
753 East Dr Clairton, PA	3.0	1.0	1000	$1,100	$1.10	43d	1	0.32mi
127 Constitution Cir Clairton, PA	2.0	1.0	1063	$1,275	$1.20	10d	1	0.37mi
127 Constitution Cir Clairton, PA	2.0	1.0	972	$1,275	$1.31	1d	1	0.37mi
422 Mitchell Ave Rear Rear Clairton, PA	1.0	1.0	900	$975	$1.08	17d	1	0.41mi
505 Wylie Ave Clairton, PA	2.0	1.0	791	$1,500	$1.90	1d	1	0.41mi
446 Waddell Ave Unit 446 1/2 Clairton, PA	1.0	1.0	900	$595	$0.66	43d	1	0.60mi
540 Reed St Unit 1 Clairton, PA	1.0	1.0	528	$799	$1.51	43d	1	0.61mi
701-703 Waddell Ave Clairton, PA	1.0	1.0	700	$900	$1.29	23d	1	0.72mi
2140 Lincoln Blvd Elizabeth, PA	2.0	1.0	968	$790	$0.82	43d	1	0.73mi
1347 High Rd Clairton, PA	2.0	1.0	870	$1,250	$1.44	43d	1	0.97mi
168 Center Ave Unit 1 left) Elizabeth, PA	2.0	1.0	950	$895	$0.94	23d	1	1.22mi
507 N 6th St Clairton, PA	2.0	1.5	1120	$1,250	$1.12	43d	1	1.49mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 18 events

1. 2026-05-07
   price $40,000 816-char remark

   Show marketing remark (816 chars)

   There is a lot to love in this Clairton 2 bedroom half duplex on a corner lot. A spacious eat in kitchen and welcoming living room create a comfortable setting that tenants appreciate. The clean basement offers wonderful storage cabinets, ample room for organization and laundry hookups with a washer and dryer. Covered front and rear porches provide inviting outdoor retreats while the cozy, level yard offers easy upkeep. An oversized detached garage delivers practical parking or approximately $1200 in additional annual income. Formerly rented at $10,800 a year, this property is move in ready. Proximity to the bus stop, taverns, shopping and walking distance to Clairton Park and pool strengthens the long term appeal. Everything you or your tenants need to call it home is right here! No HOA fee! Sold AS IS.

2. 2025-12-08
   listed $50,000 Active 816-char remark

   Show marketing remark (816 chars)

   There is a lot to love in this Clairton 2 bedroom half duplex on a corner lot. A spacious eat in kitchen and welcoming living room create a comfortable setting that tenants appreciate. The clean basement offers wonderful storage cabinets, ample room for organization and laundry hookups with a washer and dryer. Covered front and rear porches provide inviting outdoor retreats while the cozy, level yard offers easy upkeep. An oversized detached garage delivers practical parking or approximately $1200 in additional annual income. Formerly rented at $10,800 a year, this property is move in ready. Proximity to the bus stop, taverns, shopping and walking distance to Clairton Park and pool strengthens the long term appeal. Everything you or your tenants need to call it home is right here! No HOA fee! Sold AS IS.

3. 2025-10-02
   historical Expired 901-char remark

   Show marketing remark (901 chars)

   Welcome to this delightful 2-bedroom, 1 full bathroom end unit row house situated on a level lot in Clairton. This property offers a fantastic opportunity for first-time homebuyers or investors looking for a solid rental option. The main floor features a cozy living room, a well-equipped kitchen, and a dining area. Upstairs, you'll find two comfortable bedrooms and a full bathroom. The layout is functional and inviting, providing ample space for daily living. The level lot provides a nice outdoor area, perfect for relaxing or gardening. With its prime location and solid structure, this home is ready for your personal touch. Located in a friendly neighborhood with easy access to local amenities, this property offers convenience and charm. Don’t miss out on this wonderful opportunity. Being sold as a part of the 2 Units portfolio with 1 other single-family home in 740 Saint Clair Ave.

4. 2025-07-02
   listed $40,000 Active 901-char remark

   Show marketing remark (901 chars)

   Welcome to this delightful 2-bedroom, 1 full bathroom end unit row house situated on a level lot in Clairton. This property offers a fantastic opportunity for first-time homebuyers or investors looking for a solid rental option. The main floor features a cozy living room, a well-equipped kitchen, and a dining area. Upstairs, you'll find two comfortable bedrooms and a full bathroom. The layout is functional and inviting, providing ample space for daily living. The level lot provides a nice outdoor area, perfect for relaxing or gardening. With its prime location and solid structure, this home is ready for your personal touch. Located in a friendly neighborhood with easy access to local amenities, this property offers convenience and charm. Don’t miss out on this wonderful opportunity. Being sold as a part of the 2 Units portfolio with 1 other single-family home in 740 Saint Clair Ave.

5. 2025-06-30
   historical Expired
6. 2025-03-19
   status Active
7. 2025-03-13
   status Pending
8. 2025-03-05
   price $59,000
9. 2024-07-21
   listed $69,900 Active
10. 2024-06-23
    historical Expired
11. 2024-06-09
    historical Contingent
12. 2024-06-04
    price $75,000
13. 2024-03-14
    price $82,500
14. 2024-02-29
    listed $89,000 Active
15. 2013-08-23
    soldstatus $16,000
16. 2013-08-15
    soldstatus $16,000
17. 2013-08-15
    price $20,000
18. 2013-06-05
    listed $16,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,061 · $88/mo
• Projected year-2 tax: $1,061 · $88/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,506
• − Mortgage interest: −$2,241
• − Property taxes: −$1,061
• − Insurance: −$200
• − Repairs & maintenance: −$1,080
• − Management: −$1,080
• − Depreciation: −$1,164
• Taxable income: $6,680
• Est. tax owed @ 24.0%: −$1,603
• After-tax cash flow: $5,289/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clairton City SD
• NCES district ID: 4206030
• Math proficiency: 7% ▼ -11.00%
• Reading proficiency: 21% ▼ -12.00%
• Median HH income: $30,250
• Composite: 11.0/100
• National rank: #9742
• State rank: #520 of 539 in PA

Livability — Clairton

• Score: 63/100
• State rank: #1308
• US rank: #16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clairton, PA
• County: Allegheny County · 1,022,028 people
• City population: 16,939
• Metro: Pittsburgh, PA
• Population (ZIP): 16,939
• Household income: $76,531
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 572.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Lithuanian 2% Slovak 1%
• Foreign-born: 4% · China, Canada, India
• Languages at home: 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.35%
• Current HPI: 183.858
• Rent YoY: ▲ 10.47%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+150.0% since first listed

18 events — show timeline

• 2026-05-07 Price Changed $40,000 West Penn MLS
• 2025-12-08 Listed $50,000 West Penn MLS
• 2025-10-02 Delisted — West Penn MLS
• 2025-07-02 Listed $40,000 West Penn MLS
• 2025-06-30 Delisted — West Penn MLS
• 2025-03-19 Relisted — West Penn MLS
• 2025-03-13 Pending — West Penn MLS
• 2025-03-05 Price Changed $59,000 West Penn MLS
• 2024-07-21 Listed $69,900 West Penn MLS
• 2024-06-23 Delisted — West Penn MLS
• 2024-06-09 Contingent — West Penn MLS
• 2024-06-04 Price Changed $75,000 West Penn MLS
• 2024-03-14 Price Changed $82,500 West Penn MLS
• 2024-02-29 Listed $89,000 West Penn MLS
• 2013-08-23 Sold (Public Records) $16,000 Public Records
• 2013-08-15 Price Changed $20,000 West Penn MLS
• 2013-08-15 Sold (MLS) $16,000 West Penn MLS
• 2013-06-05 Listed $16,000 West Penn MLS

Property tax history

+12.7%/yr

Latest (2026): $1,061 · +11.0% YoY. Source: county tax records.