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1527 Private Rd
C- Composite 50.42
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.1/10.0
  • 1% rule +5.5/10.0
  • Schools +4.2/10.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Rent growth +2.6/5.0
  • Appreciation +2.5/10.0
  • Manufactured-home adj. -4.4

$125,000

1527 Private Rd · Prescott, AZ 86301
2 bd · 1.0 ba · 640 sqft · Manufactured · 231 Days on market
Manufactured home 55+ age-restricted Built 2024 Good condition 435 sqft lot $195/sqft · 59% below area ↓ 26% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

In Beautiful Scenic Park; here is an opportunity in the captivating Prescott, AZ 55+ Mobile Home Park. Overlooking the picturesque Dells walking distance to Willow Lake. This exquisite 640 square-foot home, crafted by CAVCO in 2024, embodies modern comfort and scenic allure. Embrace nature with nearby hiking trails that lead to the Granite Dells, offering a blend of tranquil living and outdoor adventure in one of Arizona's most beautiful landscapes. The home has been positioned for the best VIEWS! Brand-new Air conditioning amongst all the niceties of a fresh new home!! New Whirlpool appliances! Don't pass up this opportunity to live amongst the natural setting, minutes from all things! A new shed for any need is also included in the sale!! Furnishings inside the home are a perfect fit for the home and can be negotiated!

Key facts

  • Nearby hiking trails
  • Best views
  • Granite dells

Tags

NEARBY HIKING TRAILSGRANITE DELLSBEST VIEWSNEW WHIRLPOOL APPLIANCESNEW SHED

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $125k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $213 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.3% vs local median 2.4% in Prescott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#22 in AZ) — a middle-class / working-renter tenant base. Strengths: health & safety A+, amenities A; Watch: cost of living D, commute F.
  • Prescott Unified District (4466) (urban): math 34% / reading 44% proficiency, ranked #70 of 249 in AZ (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Prescott Mile High Middle School (math 26% / reading 42%, grade F, #67 of 218 statewide, top 31%, 578 students, 33% FRL).
  • Market conditions: Rents flat; 796 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 231 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 231 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09% ✓
Cap rate
8.34%
Cash-on-cash
7.32%
DSCR
1.33
GRM
7.6

CMA / ARV

ARV (median comp)
$304,909
List price
$125,000
Delta
-59.00%
Verdict
UNDERPRICED
Comps
4 within 2.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1532 Acklin Dr 0.05mi 2/1.0 784 (+22%) 30mo $104,800 $134 53
1523 Acklin Dr 0.09mi 2/1.0 784 (+22%) 35mo $100,000 $128 51
1508 Private Rd 0.12mi 1/1.0 (-1) 528 (-18%) 45mo $57,000 $108 44
2898 E Granite Gardens Dr 1.42mi 1/1.0 (-1) 560 (-12%) 0mo $329,000 $588 39
5070 N Summer Home Way 1.40mi 2/1.0 700 (+9%) 29mo $282,000 $403 29
3140 Olive Dr 1.18mi 2/1.5 721 (+13%) 52mo $160,000 $222 22
3110 Baylor Dr 2.22mi 2/1.0 785 (+23%) 23mo $242,000 $308 21
2153 E Lillian Ln 1.30mi 2/1.0 786 (+23%) 37mo $350,000 $445 20
5018 Porter Creek Dr 0.94mi 2/1.0 828 (+29%) 42mo $45,000 $54 20
15285 N Hootennanny Rd 2.02mi 2/1.0 480 (-25%) 49mo $87,000 $181 20
3115 Olive Dr 1.20mi 2/1.5 733 (+14%) 42mo $125,000 $171 19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-8.3%
Equity multiple
0.70×
Total profit
$-10,365
Equity at exit
$18,638
10-year hold
IRR
-2.9%
Equity multiple
0.83×
Total profit
$-5,890
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Active competition Active MLS

For sale now
1 active
Median asking
$84,500 ($117/sqft)
Median days on market
86 d
This list price
100% of active listings are priced below it
ARV vs active asking
+305.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 86301

Home prices YoY
-21.8%
Rents YoY
0.2%
Active inventory
796
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,364 medium interval (Pro) →
Mortgage (P&I)
−$656
Tax est. 1.5%
−$156 /mo · $1,875/yr
Insurance
−$52
HOA
−$0
Lot rent leased land?
−$0
Vacancy / Maint / Mgmt
−$286
Net cashflow
$213

Break-even live

Break-even rent $1,093
Max offer price $125,000
Occupancy floor 79%

Sensitivity live

Price -10% $300 -5% $257 +0% $213 +5% $170 +10% $127
Rent -10% $106 -5% $160 +0% $213 +5% $267 +10% $321
Rate -1.0pp $276 -0.5pp $245 base $213 +0.5pp $181 +1.0pp $148

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4075 State Highway 89 Unit 1257802P Prescott, AZ 1.0 1.0 495 $2,596 $5.24 24d 1 1.02mi

Listing history 50 events

  1. 2026-11-08
    days on market $125,000 Active 231 DOM
  2. 2026-11-07
    days on market $125,000 Active 230 DOM
  3. 2026-11-06
    days on market $125,000 Active 229 DOM
  4. 2026-11-05
    days on market $125,000 Active 228 DOM
  5. 2026-11-04
    days on market $125,000 Active 227 DOM
  6. 2026-11-02
    days on market $125,000 Active 225 DOM
  7. 2026-11-01
    days on market $125,000 Active 224 DOM
  8. 2026-10-31
    days on market $125,000 Active 223 DOM
  9. 2026-10-30
    days on market $125,000 Active 222 DOM
  10. 2026-10-29
    days on market $125,000 Active 221 DOM
  11. 2026-10-28
    days on market $125,000 Active 220 DOM
  12. 2026-10-27
    days on market $125,000 Active 219 DOM
  13. 2026-10-26
    days on market $125,000 Active 218 DOM
  14. 2026-10-25
    days on market $125,000 Active 217 DOM
  15. 2026-10-24
    days on market $125,000 Active 216 DOM
  16. 2026-10-23
    days on market $125,000 Active 215 DOM
  17. 2026-10-22
    days on market $125,000 Active 214 DOM
  18. 2026-10-21
    days on market $125,000 Active 213 DOM
  19. 2026-10-20
    days on market $125,000 Active 212 DOM
  20. 2026-10-19
    days on market $125,000 Active 211 DOM
  21. 2026-10-18
    days on market $125,000 Active 210 DOM
  22. 2026-10-17
    days on market $125,000 Active 209 DOM
  23. 2026-10-16
    days on market $125,000 Active 208 DOM
  24. 2026-10-15
    days on market $125,000 Active 207 DOM
  25. 2026-10-14
    days on market $125,000 Active 206 DOM
  26. 2026-10-13
    days on market $125,000 Active 205 DOM
  27. 2026-10-12
    days on market $125,000 Active 204 DOM
  28. 2026-10-11
    days on market $125,000 Active 203 DOM
  29. 2026-10-10
    days on market $125,000 Active 202 DOM
  30. 2026-10-09
    days on market $125,000 Active 201 DOM
  31. 2026-10-08
    days on market $125,000 Active 200 DOM
  32. 2026-10-07
    days on market $125,000 Active 199 DOM
  33. 2026-10-06
    days on market $125,000 Active 198 DOM
  34. 2026-10-05
    days on market $125,000 Active 197 DOM
  35. 2026-10-04
    days on market $125,000 Active 196 DOM
  36. 2026-10-04
    days on market $125,000 Active 195 DOM
  37. 2026-10-02
    days on market $125,000 Active 194 DOM
  38. 2026-10-01
    days on market $125,000 Active 193 DOM
  39. 2026-09-30
    days on market $125,000 Active 192 DOM
  40. 2026-09-29
    days on market $125,000 Active 191 DOM
  41. 2026-09-28
    days on market $125,000 Active 190 DOM
  42. 2026-09-27
    days on market $125,000 Active 189 DOM
  43. 2026-09-26
    days on market $125,000 Active 188 DOM
  44. 2026-09-25
    days on market $125,000 Active 187 DOM
  45. 2026-09-24
    days on market $125,000 Active 186 DOM
  46. 2026-09-24
    days on market $125,000 Active 185 DOM
  47. 2026-09-22
    days on market $125,000 Active 184 DOM
  48. 2026-09-21
    days on market $125,000 Active 183 DOM
  49. 2026-09-20
    days on market $125,000 Active 182 DOM
  50. 2026-09-19
    days on market $125,000 Active 181 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥93°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,364
− Mortgage interest
−$7,002
− Property taxes
−$1,875
− Insurance
−$625
− Repairs & maintenance
−$1,309
− Management
−$1,309
− Depreciation
−$3,636
Taxable income
$607
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$146
After-tax cash flow
$2,416/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $3,200–$9,600 screening

This 640 sq ft manufactured home in Prescott, AZ is in good condition with modern appliances and a fresh paint job. It offers a great opportunity for a move-in-ready living space with scenic views and easy access to outdoor activities.

Value-add opportunities

  • Both Paint exterior trim — Enhances curb appeal and value ↑
  • Both Clean gutters — Improves drainage and property value ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 42/100

Zoned Schools

Elementary Granite Mountain Middle School F AZ #371/1,109 Nat'l #17,861/41,679

Schools (NCES district)

District
Prescott Unified District (4466)
NCES district ID
0406730
Math proficiency
34% ▼ -16.00%
Reading proficiency
44% ▼ -13.00%
Median HH income
$48,354
Composite
33.47/100
National rank
#5450
State rank
#70 of 249 in AZ
B Composite livability gradescore 73/100

Livability — Prescott

Score
73/100
State rank
#22
US rank
#5579

Category grades

Amenities A Commute F Cost of living D Crime C+ Employment C+ Housing B- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prescott, AZ
County
Yavapai County · 241,389 people
City population
66,312
Metro
Prescott Valley-Prescott, AZ
Population (ZIP)
27,076
Household income
$72,652
Rent vs Own
32.1% rent · 67.9% own
Severe rent burden
10% of renters

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 9% Two or more races 6% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 7%
Languages at home
92% English-only · Spanish 4% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics
—

Price history

-26.0% since first listed
10 events — show timeline
  • 2026-03-22 Listed $125,000 PAARMLS as Distributed by MLS Grid
  • 2024-10-28 Pending — PAARMLS as Distributed by MLS Grid
  • 2024-10-09 Contingent — PAARMLS as Distributed by MLS Grid
  • 2024-09-17 Price Changed $129,000 PAARMLS as Distributed by MLS Grid
  • 2024-08-11 Price Changed $139,000 PAARMLS as Distributed by MLS Grid
  • 2024-07-09 Price Changed $149,000 PAARMLS as Distributed by MLS Grid
  • 2024-06-07 Price Changed $159,000 PAARMLS as Distributed by MLS Grid
  • 2024-04-18 Listed $169,000 PAARMLS as Distributed by MLS Grid
  • 2024-02-07 Listing Removed — PAARMLS as Distributed by MLS Grid
  • 2023-11-18 Listed $169,000 PAARMLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…