3030 N 75th Ter · Kansas City, KS 66109

$195,000

3 bd · 1.0 ba · 1,469 sqft · SingleFamily public records · 46 Days on market

Built 1952 6,534 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.0/30.0
• ARV discount +7.5/15.0
• DSCR +4.9/10.0
• 1% rule +4.6/10.0
• Livability +3.6/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

Key facts

• 6,534 sq ft lot
• Garage
• Built 1952

Property features AI

Finance

• Financial info: Annual tax amount listed

Exterior

• Parking: Attached garage (1 car)
• Utilities: City/public water (verify); Public sewer
• Home design: Attached single-family residence; One-story (ranch)
• Construction: Frame construction; Composition roof; Slab foundation; Built approximately 51–75 years ago
• Exterior features: Lot approximately 6,534 square feet; Not in a flood plain

Interior

• Kitchen: Kitchen on the first floor
• Bedrooms: 3 bedrooms (all on the first floor)
• Flooring: Carpet in some rooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Attic fan for cooling
• Interior features: Ranch floor plan; 2 fireplaces

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $195k.

Deal economics

• At list price, monthly cash flow is $97 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (3.9% below list).
• Recommended offer: $187k (3.9% below list) — sets the bar for 1% rule.
• Cap rate 6.9% vs local median 4.8% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#103 in KS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
• Kansas City (urban): math 8% / reading 15% proficiency, ranked #169 of 169 in KS (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: D D Eisenhower Middle (math 3% / reading 7%, grade F, #218 of 219 statewide, top 100%, 590 students, 79% FRL); Washington High (math 0% / reading 3%, grade F, #327 of 327 statewide, top 100%, 1,114 students, 75% FRL) — zoned schools at 77% FRL track the district average.
• Market conditions: Rents soft (-1.8%/yr); 239 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 369 units permitted in Wyandotte County in 2024 (236 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Wyandotte County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $36k; list at $195k implies a 437% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $187,374 (3.9% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 6.89%
• Cash-on-cash: 2.13%
• DSCR: 1.09
• GRM: 8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -16.4%
• Equity multiple: 0.43×
• Total profit: $-30,857
• Equity at exit: $29,075

10-year hold

• IRR: -14.9%
• Equity multiple: 0.27×
• Total profit: $-39,927
• Equity at exit: $16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Kansas: 83 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; moderate court pace.

Methodology + full state rankings →

ZIP-level market 66109

• Rents YoY: -1.8%
• Active inventory: 239
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,874 medium
• Mortgage (P&I): −$1,023
• Tax from tax record: −$279 /mo · $3,352/yr
• Insurance: −$81
• HOA: −$0
• Vacancy / Maint / Mgmt: −$393
• Net cashflow: $97

Break-even live

Break-even rent $1,751

Max offer price $195,000

Occupancy floor 90%

Sensitivity live

Price	-10% $207	-5% $152	+0% $97	+5% $42	+10% $-13
Rent	-10% $-51	-5% $23	+0% $97	+5% $171	+10% $245
Rate	-1.0pp $195	-0.5pp $147	base $97	+0.5pp $47	+1.0pp $-5

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,750
• Closing costs: $5,850
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2209 N 82nd Ter Kansas City, KS	3.0	3.0	1190	$2,100	$1.76	6d	1	1.11mi
1500 N 74th St Kansas City, KS	3.0–4.0	2.0	1250	$1,475	$1.18	3d	1	1.41mi

Listing history 50 events

1. 2026-06-15
   statusdays on market $195,000 Pending 46 DOM
2. 2026-06-13
   days on market $195,000 Active 45 DOM
3. 2026-06-13
   days on market $195,000 Active 44 DOM
4. 2026-06-09
   days on market $195,000 Active 41 DOM
5. 2026-06-08
   days on market $195,000 Active 40 DOM
6. 2026-06-07
   days on market $195,000 Active 39 DOM
7. 2026-06-05
   days on market $195,000 Active 36 DOM
8. 2026-06-03
   days on market $195,000 Active 35 DOM
9. 2026-06-02
   pricedays on market $195,000 Active 34 DOM
10. 2026-06-01
    days on market $200,000 Active 33 DOM
11. 2026-05-31
    days on market $200,000 Active 32 DOM
12. 2026-04-30
    listed $200,000 Active
13. 2026-03-30
    historical $200,000
14. 2025-04-03
    soldstatus Closed 465-char remark

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

15. 2025-04-03
    soldstatus

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

16. 2025-03-19
    status Pending 465-char remark

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

17. 2025-02-28
    price $149,500 465-char remark

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

18. 2024-12-20
    status Active 465-char remark

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

19. 2024-12-15
    historical 465-char remark

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

20. 2024-12-09
    price $164,900 465-char remark

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

21. 2024-10-21
    price $174,900 465-char remark

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

22. 2024-08-23
    listed $193,250 Active 465-char remark

    Show marketing remark (465 chars)

    This charming 3-bedroom, 1-bathroom home is the perfect starter house! With plenty of natural light filling the living room, you'll immediately feel at home. The kitchen features cute cabinets and modern stainless steel appliances, making meal prep a breeze. Beautiful flooring runs throughout, adding a touch of warmth and style. Plus, you'll love the one-car garage and spacious driveway. It's a great way to begin homeownership or make a smart rental investment.

23. 2021-12-30
    soldstatus
24. 2021-04-14
    soldstatus
25. 2021-04-14
    soldstatus
26. 2020-07-21
    historical
27. 2020-07-06
    historical Contingent - Accepting Backup Offers
28. 2020-07-03
    listed $105,000 Active
29. 2018-10-01
    historical
30. 2018-08-07
    listed $88,500 Active
31. 2018-06-01
    historical
32. 2018-04-07
    status Active
33. 2018-04-01
    historical
34. 2018-03-01
    listed $78,000 Active
35. 2018-02-01
    historical
36. 2018-01-12
    price $78,000
37. 2017-12-01
    price $85,000
38. 2017-11-19
    status Active
39. 2017-10-26
    historical Contingent - Accepting Backup Offers
40. 2017-09-23
    price $87,000
41. 2017-09-02
    listed $93,500 Active
42. 2017-05-24
    soldstatus Sold
43. 2017-05-18
    status Pending
44. 2017-04-28
    price $35,000
45. 2017-03-21
    price $47,700
46. 2017-02-21
    price $53,000
47. 2017-01-19
    listed $58,400 Active
48. 2005-07-15
    soldstatus
49. 2005-07-15
    soldstatus
50. 2005-05-02
    listed $44,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KS · Resets to sale price

• Current annual tax: $3,352 · $279/mo
• Projected year-2 tax: $3,352 · $279/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,485
• − Mortgage interest: −$10,923
• − Property taxes: −$3,352
• − Insurance: −$975
• − Repairs & maintenance: −$1,799
• − Management: −$1,799
• − Depreciation: −$5,673
• Taxable loss: −$2,035
• Est. tax savings @ 24.0%: +$489
• After-tax cash flow: $1,653/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Kansas City
• NCES district ID: 2007950
• Math proficiency: 8% ▼ -10.00%
• Reading proficiency: 15% ▼ -4.00%
• Median HH income: $34,774
• Composite: 9.38/100
• National rank: #9856
• State rank: #169 of 169 in KS

Livability — Kansas City

• Score: 72/100
• State rank: #103
• US rank: #6054

Category grades

Amenities A Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kansas City, KS
• County: Wyandotte County · 130,206 people
• City population: 130,206
• Metro: Kansas City, MO-KS
• Population (ZIP): 28,355
• Household income: $102,593
• Rent vs Own: 20.1% rent · 79.9% own
• Severe rent burden: 285.0

Population outlook (Wyandotte County) Hauer SSP2

• Today (2025): 177,063 people
• By 2030: 183,212 · +3.5%
• By 2040: 195,697 · +10.5%
• By 2050: 207,897 · +17.4%
• By 2075: 236,169 · +33.4%
• By 2100: 255,790 · +44.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 55% Black 18% Hispanic / Latino 13% Two or more races 13% Asian 7%
• Hispanic origin (detail): Mexican 11%
• Common ancestry: Italian 2% Lithuanian 2% Romanian 2%
• Foreign-born: 9% · Canada, Philippines, China
• Languages at home: 88% English-only · Spanish 5% Other Asian/Pacific 5% Vietnamese 1%

Political lean MEDSL · Wyandotte

• 2024 margin: Strong D (+23.9) · D 61.1% · R 37.3% · Other 1.6%
• 2008→2024 swing: -17.0pp toward R · 2008: 40.9pp · 2024: 23.9pp
• All cycles: 2024: D+23.9 2020: D+30.9 2016: D+29.1 2012: D+36.4 2008: D+40.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -242.32%
• Current HPI: 182.7335
• Rent YoY: ▼ -1.79%
• Metro: Kansas City, MO-KS
• State GDP YoY: —
• F500 in state: 0

Price history

+451.0% since first listed

40 events — show timeline

• 2026-04-30 Listed $200,000 Heartland MLS as Distributed by MLS Grid
• 2026-03-30 Coming Soon $200,000 Heartland MLS as Distributed by MLS Grid
• 2025-04-03 Sold (Public Records) — Public Records
• 2025-04-03 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
• 2025-03-19 Pending — Heartland MLS as Distributed by MLS Grid
• 2025-02-28 Price Changed $149,500 Heartland MLS as Distributed by MLS Grid
• 2024-12-20 Relisted — Heartland MLS as Distributed by MLS Grid
• 2024-12-15 Listing Removed — Heartland MLS as Distributed by MLS Grid
• 2024-12-09 Price Changed $164,900 Heartland MLS as Distributed by MLS Grid
• 2024-10-21 Price Changed $174,900 Heartland MLS as Distributed by MLS Grid
• 2024-08-23 Listed $193,250 Heartland MLS as Distributed by MLS Grid
• 2021-12-30 Sold (Public Records) — Public Records
• 2021-04-14 Sold (Public Records) — Public Records
• 2021-04-14 Sold (Public Records) — Public Records
• 2020-07-21 Listing Removed — Heartland MLS as Distributed by MLS Grid
• 2020-07-06 Contingent — Heartland MLS as Distributed by MLS Grid
• 2020-07-03 Listed $105,000 Heartland MLS as Distributed by MLS Grid
• 2018-10-01 Listing Removed — Heartland MLS as Distributed by MLS Grid
• 2018-08-07 Listed $88,500 Heartland MLS as Distributed by MLS Grid
• 2018-06-01 Listing Removed — Heartland MLS as Distributed by MLS Grid
• 2018-04-07 Relisted — Heartland MLS as Distributed by MLS Grid
• 2018-04-01 Listing Removed — Heartland MLS as Distributed by MLS Grid
• 2018-03-01 Listed $78,000 Heartland MLS as Distributed by MLS Grid
• 2018-02-01 Listing Removed — Heartland MLS as Distributed by MLS Grid
• 2018-01-12 Price Changed $78,000 Heartland MLS as Distributed by MLS Grid
• 2017-12-01 Price Changed $85,000 Heartland MLS as Distributed by MLS Grid
• 2017-11-19 Relisted — Heartland MLS as Distributed by MLS Grid
• 2017-10-26 Contingent — Heartland MLS as Distributed by MLS Grid
• 2017-09-23 Price Changed $87,000 Heartland MLS as Distributed by MLS Grid
• 2017-09-02 Listed $93,500 Heartland MLS as Distributed by MLS Grid
• 2017-05-24 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
• 2017-05-18 Pending — Heartland MLS as Distributed by MLS Grid
• 2017-04-28 Price Changed $35,000 Heartland MLS as Distributed by MLS Grid
• 2017-03-21 Price Changed $47,700 Heartland MLS as Distributed by MLS Grid
• 2017-02-21 Price Changed $53,000 Heartland MLS as Distributed by MLS Grid
• 2017-01-19 Listed $58,400 Heartland MLS as Distributed by MLS Grid
• 2005-07-15 Sold (Public Records) — Public Records
• 2005-07-15 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
• 2005-05-02 Listed $44,900 Heartland MLS as Distributed by MLS Grid
• 1997-10-01 Sold (Public Records) $36,295 Public Records

Property tax history

+9.5%/yr

Latest (2025): $3,352 · +8.4% YoY. Source: county tax records.