14524 Camino Real Dr · Fort Worth, TX 76052

$260,000

3 bd · 2.0 ba · 1,265 sqft · SingleFamily public records · 19 Days on market

Built 2021 5,489 sqft lot Est $259k · at est. $47/mo HOA · 2% of rent ↓ 5% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.1/30.0
• ARV discount +7.4/15.0
• Schools +4.6/10.0
• Livability +4.0/5.0
• 1% rule +3.8/10.0
• DSCR +2.9/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Key facts

• Private backyard
• Community pools
• Walking trails

Tags

• RECENTLY INSTALLED DISHWASHER
• RECENT ELECTRICAL INSPECTION
• PRIVATE BACKYARD
• COMMUNITY POOLS
• WALKING TRAILS

Property features AI

Finance

• Financial info: Treat as clear loan type; No second mortgage indicated
• HOA & community: Mandatory association; HOA covers grounds maintenance; Quarterly association fee ($140)

Exterior

• Parking: Attached garage; 2 covered parking spaces; 2-car garage
• Utilities: City water; City sewer; Not in a municipal utility district
• Home design: Single family residence; One story; Residential property
• Construction: Built in 2021
• Exterior features: Lot under 0.5 acre (about 0.126 acres); Subdivision: Sendera Ranch East Ph 18

Interior

• Kitchen: Dishwasher; Gas cooktop
• Bedrooms: Primary bedroom on level 1 (approx. 12 x 13); Bedroom on level 1 (approx. 12 x 10); Bedroom on level 1 (approx. 10 x 11)
• Bathrooms: 2 full bathrooms
• Interior features: Built-in features; Open floor plan; One living area; One dining area; 5 total rooms

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $260k.

Deal economics

• At list price, monthly cash flow is $-150 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $233k (10.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (12.3% below list).
• Recommended offer: $228k (12.3% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
• Northwest ISD (rural): math 48% / reading 52% proficiency, ranked #120 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: J C Thompson El (math 30% / reading 36%, grade F, #2,208 of 4,322 statewide, top 52%, 816 students, 37% FRL).
• Zoned-school proficiency averages 33% at this address vs 50% district-wide (-17 pts) — the specific schools serving this property underperform the Northwest ISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.1%/yr); 1083 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($256k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $228,096 (12.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 5.60%
• Cash-on-cash: -2.47%
• DSCR: 0.89
• GRM: 9.5

CMA / ARV

• ARV (on-the-fly): $259,325
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14417 Cloudview Way	0.25mi	3/2.0	1,265 (0%)	2mo	$269,000	$213	86
300 Anvil Dr	0.30mi	3/2.0	1,265 (0%)	7mo	$275,000	$217	80
14341 Desert Rain Trl	0.36mi	3/2.0	1,270 (+0%)	3mo	$259,900	$205	80
304 Ranchito Pass	0.27mi	3/2.0	1,268 (+0%)	9mo	$261,000	$206	79
14624 Sundog Way	0.29mi	3/2.0	1,334 (+6%)	8mo	$269,000	$202	71
14564 Serrano Ridge Rd	0.34mi	3/2.0	1,354 (+7%)	2mo	$270,000	$199	70
412 Copper Ridge Rd	0.31mi	3/2.0	1,354 (+7%)	6mo	$269,500	$199	69
14340 Broomstick Rd	0.45mi	3/2.0	1,333 (+5%)	8mo	$294,000	$221	64
14333 Artisan Dr	0.40mi	3/2.0	1,344 (+6%)	10mo	$268,900	$200	63
400 Copper Ridge Rd	0.30mi	3/2.0	1,453 (+15%)	2mo	$290,000	$200	59
14525 Mainstay Way	0.58mi	3/2.0	1,354 (+7%)	8mo	$309,000	$228	55
14336 Mariposa Lily Ln	0.47mi	3/2.0	1,385 (+10%)	10mo	$260,000	$188	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.08% rent growth · sell at horizon

5-year hold

• IRR: -22.7%
• Equity multiple: 0.23×
• Total profit: $-55,884
• Equity at exit: $38,767

10-year hold

• IRR: -23.3%
• Equity multiple: -0.06×
• Total profit: $-77,514
• Equity at exit: $22,480

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76052

• Home prices YoY: -25.0%
• Rents YoY: 1.1%
• Active inventory: 1083
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $2,281 high
• Mortgage (P&I): −$1,363
• Tax from tax record: −$433 /mo · $5,199/yr
• Insurance: −$108
• HOA: −$47
• Vacancy / Maint / Mgmt: −$479
• Net cashflow: $-150

Break-even live

Break-even rent $2,471

Max offer price $233,489

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,000
• Closing costs: $7,800
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14604 Camino Real Dr Haslet, TX	4.0	2.0	1681	$2,195	$1.31	24d	1	0.04mi
444 Frio Pass Trl Haslet, TX	4.0	2.0	1680	$2,050	$1.22	12d	1	0.19mi
14428 Cloudview Way Haslet, TX	3.0	2.0	1265	$2,250	$1.78	16d	1	0.21mi
14428 Cloudview Way Haslet, TX	3.0	2.0	1265	$2,250	$1.78	10d	1	0.21mi
360 Sun Bluff Rd Haslet, TX	3.0	2.0	1271	$1,810	$1.42	43d	1	0.28mi
332 Dry Canyon Way Haslet, TX	3.0	2.0	1487	$1,985	$1.33	24d	1	0.29mi
321 Ranchito Pass Haslet, TX	4.0	2.0	1679	$1,929	$1.15	22d	1	0.29mi
336 Dry Canyon Way Haslet, TX	3.0	2.0	1268	$2,400	$1.89	24d	1	0.29mi
344 Dry Canyon Way Haslet, TX	4.0	2.0	1679	$2,665	$1.59	5d	1	0.30mi
421 Pueblo Bonito Trl Haslet, TX	3.0	2.0	1601	$2,100	$1.31	24d	1	0.33mi
14348 Artisan Dr Haslet, TX	3.0	2.0	1523	$2,050	$1.35	2d	1	0.33mi
14841 Firerock Rd Haslet, TX	3.0	2.0	1838	$1,981	$1.08	43d	1	0.35mi
14841 Firerock Rd Haslet, TX	3.0	2.0	1838	$1,860	$1.01	24d	1	0.35mi
357 Gunsmith Way Haslet, TX	3.0	2.0	1300	$1,899	$1.46	22d	1	0.37mi
340 Navidad Trl Haslet, TX	3.0	2.0	1535	$1,920	$1.25	24d	1	0.39mi
625 Saguaro Dr Haslet, TX	3.0	2.0	1521	$2,120	$1.39	43d	1	0.43mi
14825 Dusty Boot Trl Haslet, TX	3.0	2.0	1606	$2,195	$1.37	43d	1	0.52mi
565 Pueblo Bonito Trl Haslet, TX	3.0	2.0	1606	$2,200	$1.37	18d	1	0.53mi
305 Falling Star Dr Haslet, TX	4.0	2.0	1725	$1,995	$1.16	43d	1	0.54mi
14409 Mainstay Way Haslet, TX	3.0	2.0	1680	$2,205	$1.31	11d	1	0.57mi
14201 Serrano Ridge Rd Haslet, TX	3.0	2.0	1244	$1,909	$1.53	2d	1	0.59mi
14805 Gilley Ln Haslet, TX	3.0	2.0	1874	$2,400	$1.28	24d	1	0.68mi
652 Ridgeback Trl Haslet, TX	4.0	2.0	1841	$2,350	$1.28	24d	1	0.69mi
14845 Gilley Ln Haslet, TX	3.0	2.0	1844	$2,395	$1.30	43d	1	0.72mi
604 Poncho Ln Haslet, TX	3.0	2.0	1230	$2,300	$1.87	24d	1	0.75mi
14013 San Christoval Pass Haslet, TX	3.0	2.0	1268	$1,900	$1.50	43d	1	0.84mi
14000 Silkwood Dr Haslet, TX	4.0	2.0	1724	$2,050	$1.19	24d	1	0.87mi
832 Santa Rosa Dr Haslet, TX	4.0	3.0	1784	$2,325	$1.30	43d	1	0.88mi
745 Poncho Ln Haslet, TX	3.0	2.0	1489	$2,090	$1.40	5d	1	0.91mi
652 Rosario Ln Haslet, TX	3.0	2.0	1576	$1,795	$1.14	24d	1	0.92mi
825 Poncho Ln Haslet, TX	4.0	2.0	1768	$1,100	$0.62	18d	1	0.98mi
856 Poncho Ln Haslet, TX	3.0	2.0	1586	$2,350	$1.48	18d	1	1.02mi
900 San Felipe Trl Haslet, TX	3.0	2.0	1470	$1,995	$1.36	3d	1	1.07mi
952 Dustwood Dr Haslet, TX	4.0	2.0	1838	$2,470	$1.34	24d	1	1.07mi
14044 Esperanza Dr Haslet, TX	3.0	2.0	1423	$2,100	$1.48	17d	1	1.17mi
15024 Red Sands Trl Haslet, TX	4.0	2.0	1725	$2,200	$1.28	12d	1	1.23mi
1005 Castle Top Dr Haslet, TX	3.0	2.0	1516	$1,850	$1.22	43d	1	1.23mi
15021 Red Sands Trl Haslet, TX	3.0	2.0	1311	$2,045	$1.56	43d	1	1.25mi
14353 Snaffle Bit Trl Haslet, TX	4.0	2.0	1664	$1,919	$1.15	43d	1	1.27mi
14933 Tejano St Haslet, TX	3.0	2.0	1460	$2,300	$1.58	20d	1	1.36mi

HOA detail

• Monthly dues: $47 · $564/yr

Listing history 27 events

1. 2026-06-09
   days on market $260,000 Active 19 DOM
2. 2026-06-08
   days on market $260,000 Active 18 DOM
3. 2026-06-07
   days on market $260,000 Active 17 DOM
4. 2026-06-04
   days on market $260,000 Active 14 DOM
5. 2026-06-03
   days on market $260,000 Active 13 DOM
6. 2026-06-02
   days on market $260,000 Active 12 DOM
7. 2026-06-01
   days on market $260,000 Active 11 DOM
8. 2026-05-31
   days on market $260,000 Active 10 DOM
9. 2026-05-21
   listed $260,000 Active
10. 2026-04-17
    historical
11. 2026-03-15
    price $259,900
12. 2026-02-11
    price $261,900
13. 2026-02-05
    price $264,990
14. 2026-01-31
    price $268,000
15. 2025-09-09
    listed $269,900 Active
16. 2025-04-04
    price $274,900
17. 2025-03-20
    price $284,900
18. 2025-02-28
    price $285,000
19. 2025-01-20
    listed $289,000 Active
20. 2024-09-21
    price $289,500
21. 2024-08-22
    price $295,000
22. 2024-08-21
    status Active
23. 2024-08-14
    historical Active Option Contract
24. 2024-07-25
    listed $299,999 Active
25. 2021-11-19
    soldstatus Sold
26. 2021-10-17
    status Pending
27. 2021-10-05
    listed $272,999 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,199 · $433/mo
• Projected year-2 tax: $5,199 · $433/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,372
• − Mortgage interest: −$14,564
• − Property taxes: −$5,199
• − Insurance: −$1,300
• − Repairs & maintenance: −$2,190
• − Management: −$2,190
• − HOA: −$564
• − Depreciation: −$7,564
• Taxable loss: −$6,198
• Est. tax savings @ 24.0%: +$1,488
• After-tax cash flow: $-313/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Northwest ISD
• NCES district ID: 4833180
• Math proficiency: 48% ▼ -15.00%
• Reading proficiency: 52% ▼ -8.00%
• Median HH income: $85,315
• Composite: 46.15/100
• National rank: #2504
• State rank: #120 of 826 in TX

Livability — Fort Worth

• Score: 80/100
• State rank: #49
• US rank: #1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Fort Worth, TX
• County: Tarrant County · 2,033,669 people
• City population: 911,619
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 34,249
• Household income: $143,555
• Rent vs Own: 15.6% rent · 84.4% own
• Severe rent burden: 358.0

Population outlook (Denton County) Hauer SSP2

• Today (2025): 1,053,010 people
• By 2030: 1,192,269 · +13.2%
• By 2040: 1,472,920 · +39.9%
• By 2050: 1,746,506 · +65.9%
• By 2075: 2,358,497 · +124.0%
• By 2100: 2,779,183 · +163.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Hispanic / Latino 14% Two or more races 13% Black 11% Asian 4%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2%
• Common ancestry: Lithuanian 7% Slovak 4% Romanian 1%
• Foreign-born: 7% · Canada, Vietnam
• Languages at home: 88% English-only · Spanish 6% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Denton

• 2024 margin: R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
• 2008→2024 swing: +11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
• All cycles: 2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.77%
• Current HPI: 235.7417
• Rent YoY: ▲ 1.08%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-4.8% since first listed

19 events — show timeline

• 2026-05-21 Listed $260,000 NTREIS
• 2026-04-17 Listing Removed — NTREIS
• 2026-03-15 Price Changed $259,900 NTREIS
• 2026-02-11 Price Changed $261,900 NTREIS
• 2026-02-05 Price Changed $264,990 NTREIS
• 2026-01-31 Price Changed $268,000 NTREIS
• 2025-09-09 Listed $269,900 NTREIS
• 2025-04-04 Price Changed $274,900 NTREIS
• 2025-03-20 Price Changed $284,900 NTREIS
• 2025-02-28 Price Changed $285,000 NTREIS
• 2025-01-20 Listed $289,000 NTREIS
• 2024-09-21 Price Changed $289,500 NTREIS
• 2024-08-22 Price Changed $295,000 NTREIS
• 2024-08-21 Relisted — NTREIS
• 2024-08-14 Contingent — NTREIS
• 2024-07-25 Listed $299,999 NTREIS
• 2021-11-19 Sold (MLS) — NTREIS
• 2021-10-17 Pending — NTREIS
• 2021-10-05 Listed $272,999 NTREIS

Property tax history

+49.8%/yr

Latest (2025): $5,199 · +44.8% YoY. Source: county tax records.