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63 Zimmer Woods Xing
D- Composite 37.59
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.1/30.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.6/10.0
  • DSCR +1.3/10.0
  • Appreciation +0.0/10.0

$411,000

63 Zimmer Woods Xing · Acworth, GA 30132
5 bd · 3.0 ba · 2,863 sqft · SingleFamily public records · 46 Days on market
Built 2021 0.39 ac lot $144/sqft · 18% below area Est $499k · 18% under $48/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

Key facts

  • Kitchen island
  • Walk in closet
  • Fresh interior paint

Tags

FRESH INTERIOR PAINTPARTIAL FLOORING REPLACEMENTKITCHEN ISLANDACCENT BACKSPLASHSTAINLESS STEEL APPLIANCESWALK IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $411k.

Deal economics

  • At list price, monthly cash flow is $-590 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $307k (25.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $271k (34.1% below list).
  • Recommended offer: $271k (34.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#68 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F.
  • Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.8%/yr); 652 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 46 days — a 3% lower offer ($399k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts; this cycle's ask has dropped $36k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $270,909 (34.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.66%
Cap rate
4.57%
Cash-on-cash
-6.15%
DSCR
0.73
GRM
12.6

CMA / ARV

ARV (median comp)
$498,699
List price
$411,000
Delta
-17.59%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
100 Park Chase Ln 0.32mi 5/2.5 2,851 (-0%) 6mo $415,000 $146 77
83 Leyland Xing 0.20mi 4/2.5 (-1) 2,804 (-2%) 12mo $340,000 $121 70
15 Park Chase Ct 0.37mi 4/3.0 (-1) 2,634 (-8%) 1mo $435,000 $165 64
595 Bentleaf Dr 0.52mi 4/3.0 (-1) 2,846 (-1%) 11mo $500,000 $176 61
48 Red Bud Ln 0.55mi 4/2.5 (-1) 2,770 (-3%) 10mo $523,650 $189 53
167 Parkmont Ln 0.69mi 4/2.5 (-1) 3,001 (+5%) 1mo $382,500 $127 52
109 Taylor Walk 0.66mi 5/3.5 2,584 (-10%) 1mo $405,000 $157 50
100 Heritage Ln 0.55mi 4/2.5 (-1) 2,658 (-7%) 11mo $475,000 $179 46
15 Ashbridge Ln 0.44mi 4/2.5 (-1) 2,434 (-15%) 6mo $445,000 $183 43
26 Laurel Branch Ct 0.60mi 4/2.5 (-1) 2,507 (-12%) 3mo $360,000 $144 41
507 Bentleaf Dr 0.59mi 5/2.5 2,438 (-15%) 8mo $569,000 $233 39
85 Parkmont Way 0.71mi 4/2.5 (-1) 2,551 (-11%) 8mo $330,000 $129 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.84% rent growth · sell at horizon

5-year hold
IRR
-28.1%
Equity multiple
0.07×
Total profit
$-107,302
Equity at exit
$61,281
10-year hold
IRR
-31.9%
Equity multiple
-0.34×
Total profit
$-154,429
Equity at exit
$35,536

Cash invested: $115,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30132

Home prices YoY
-33.1%
Rents YoY
1.8%
Active inventory
652
Price-to-rent
12.6×

Monthly cashflow live

Estimated rent
$2,709 high interval (Pro) →
Mortgage (P&I)
$2,155
Tax from tax record
$355 /mo · $4,262/yr
Insurance
$171
HOA
$48
Vacancy / Maint / Mgmt
$569
Net cashflow
$-590

Break-even live

Break-even rent $3,455
Max offer price $306,851
Occupancy floor

Sensitivity live

Price -10% $-357 -5% $-473 +0% $-590 +5% $-706 +10% $-822
Rent -10% $-804 -5% $-697 +0% $-590 +5% $-483 +10% $-376
Rate -1.0pp $-383 -0.5pp $-485 base $-590 +0.5pp $-696 +1.0pp $-804

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$102,750
Closing costs
$12,330
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
72 Ryans Pt Dallas, GA 4.0 2.5 2834 $2,355 $0.83 44d 1 0.16mi
194 Eastridge Way Dallas, GA 4.0 2.5 2288 $2,096 $0.92 13d 1 0.24mi
167 Parkmont Ln Dallas, GA 4.0 2.5 3001 $2,496 $0.83 11d 1 0.71mi
315 Wellsley Ln Dallas, GA 5.0 4.0 3612 $2,675 $0.74 44d 1 0.96mi
253 Lantana Xing Dallas, GA 4.0 2.0 2045 $1,950 $0.95 3d 1 1.35mi

HOA detail

Monthly dues
$48 · $576/yr

Listing history 24 events

  1. 2026-06-02
    statusdays on market $411,000 Pending 46 DOM
  2. 2026-06-01
    days on market $411,000 Active 45 DOM
  3. 2026-05-31
    days on market $411,000 Active 44 DOM
  4. 2026-05-14
    price $421,000 617-char remark
    Show marketing remark (617 chars)

    Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

  5. 2026-05-14
    price $421,000 617-char remark
    Show marketing remark (617 chars)

    Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

  6. 2026-04-30
    price $434,000 617-char remark
    Show marketing remark (617 chars)

    Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

  7. 2026-04-30
    price $434,000 617-char remark
    Show marketing remark (617 chars)

    Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

  8. 2026-04-18
    listed $447,000 New 617-char remark
    Show marketing remark (617 chars)

    Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

  9. 2026-04-18
    listed $447,000 Active 617-char remark
    Show marketing remark (617 chars)

    Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

  10. 2026-04-02
    soldstatus $368,500
  11. 2026-04-01
    soldstatus $368,500 Closed
  12. 2026-04-01
    soldstatus $368,500 Sold
  13. 2026-03-27
    status Under Contract
  14. 2026-03-27
    status Pending
  15. 2026-03-11
    price $399,000
  16. 2026-03-11
    price $399,000
  17. 2026-03-02
    status Active
  18. 2026-03-02
    status Back On Market
  19. 2026-02-09
    status Pending
  20. 2026-02-09
    status Under Contract
  21. 2025-11-28
    listed $420,000 Active
  22. 2025-11-25
    historical
  23. 2025-10-30
    listed $420,000 New
  24. 2025-10-30
    listed $450,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,262 · $355/mo
Projected year-2 tax
$4,262 · $355/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 56% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,509
− Mortgage interest
−$23,022
− Property taxes
−$4,262
− Insurance
−$2,055
− Repairs & maintenance
−$2,601
− Management
−$2,601
− HOA
−$576
− Depreciation
−$11,956
Taxable loss
−$14,564
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,495
After-tax cash flow
$-3,579/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Paulding County
NCES district ID
1304020
Math proficiency
39% ▼ -6.00%
Reading proficiency
42% ▼ -7.00%
Median HH income
$61,447
Composite
36.0/100
National rank
#4784
State rank
#33 of 174 in GA

Livability — Acworth

Score
72/100
State rank
#68
US rank
#6208

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment B- Housing A+ Health & safety B- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Paulding County · 134,013 people
City population
106,793
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
53,348
Household income
$109,914
Rent vs Own
20.2% rent · 79.8% own
Severe rent burden
593.0

Population outlook (Paulding County) Hauer SSP2

Today (2025)
175,714 people
By 2030
186,082 · +5.9%
By 2040
204,414 · +16.3%
By 2050
217,040 · +23.5%
By 2075
236,980 · +34.9%
By 2100
238,314 · +35.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 19% Hispanic / Latino 9% Two or more races 8% Asian 2%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2%
Common ancestry
Slovak 2% Romanian 2% Lithuanian 2%
Foreign-born
8% · Canada, China
Languages at home
91% English-only · Spanish 5% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Paulding

2024 margin
Strong R (+24.1) · D 37.6% · R 61.7%
2008→2024 swing
+14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
All cycles
2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.85%
Current HPI
187.6553
Rent YoY
▲ 1.84%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.2% since first listed
21 events — show timeline
  • 2026-05-14 Price Changed $421,000 FMLS
  • 2026-05-14 Price Changed $421,000 GAMLS
  • 2026-04-30 Price Changed $434,000 GAMLS
  • 2026-04-30 Price Changed $434,000 FMLS
  • 2026-04-18 Listed $447,000 FMLS
  • 2026-04-18 Listed $447,000 GAMLS
  • 2026-04-02 Sold (Public Records) $368,500 Public Records
  • 2026-04-01 Sold (MLS) $368,500 GAMLS
  • 2026-04-01 Sold (MLS) $368,500 FMLS
  • 2026-03-27 Pending GAMLS
  • 2026-03-27 Pending FMLS
  • 2026-03-11 Price Changed $399,000 FMLS
  • 2026-03-11 Price Changed $399,000 GAMLS
  • 2026-03-02 Relisted FMLS
  • 2026-03-02 Relisted GAMLS
  • 2026-02-09 Pending FMLS
  • 2026-02-09 Pending GAMLS
  • 2025-11-28 Listed $420,000 FMLS
  • 2025-11-25 Listing Removed GAMLS
  • 2025-10-30 Listed $450,000 GAMLS
  • 2025-10-30 Listed $420,000 GAMLS

Property tax history

+5.4%/yr

Latest (2025): $4,262 · +5.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…