63 Zimmer Woods Xing · Acworth, GA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.56%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.1/30.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- 1% rule +1.6/10.0
- DSCR +1.3/10.0
- Appreciation +0.0/10.0
$411,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation
Key facts
- Kitchen island
- Walk in closet
- Fresh interior paint
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $411k.
Deal economics
- At list price, monthly cash flow is $-590 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $307k (25.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $271k (34.1% below list).
- Recommended offer: $271k (34.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 72/100 on livability (#68 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F.
- Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.8%/yr); 652 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 46 days — a 3% lower offer ($399k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts; this cycle's ask has dropped $36k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 46 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 4.57%
- Cash-on-cash
- -6.15%
- DSCR
- 0.73
- GRM
- 12.6
CMA / ARV
- ARV (median comp)
- $498,699
- List price
- $411,000
- Delta
- -17.59%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 100 Park Chase Ln | 0.32mi | 5/2.5 | 2,851 (-0%) | 6mo | $415,000 | $146 | 77 |
| 83 Leyland Xing | 0.20mi | 4/2.5 (-1) | 2,804 (-2%) | 12mo | $340,000 | $121 | 70 |
| 15 Park Chase Ct | 0.37mi | 4/3.0 (-1) | 2,634 (-8%) | 1mo | $435,000 | $165 | 64 |
| 595 Bentleaf Dr | 0.52mi | 4/3.0 (-1) | 2,846 (-1%) | 11mo | $500,000 | $176 | 61 |
| 48 Red Bud Ln | 0.55mi | 4/2.5 (-1) | 2,770 (-3%) | 10mo | $523,650 | $189 | 53 |
| 167 Parkmont Ln | 0.69mi | 4/2.5 (-1) | 3,001 (+5%) | 1mo | $382,500 | $127 | 52 |
| 109 Taylor Walk | 0.66mi | 5/3.5 | 2,584 (-10%) | 1mo | $405,000 | $157 | 50 |
| 100 Heritage Ln | 0.55mi | 4/2.5 (-1) | 2,658 (-7%) | 11mo | $475,000 | $179 | 46 |
| 15 Ashbridge Ln | 0.44mi | 4/2.5 (-1) | 2,434 (-15%) | 6mo | $445,000 | $183 | 43 |
| 26 Laurel Branch Ct | 0.60mi | 4/2.5 (-1) | 2,507 (-12%) | 3mo | $360,000 | $144 | 41 |
| 507 Bentleaf Dr | 0.59mi | 5/2.5 | 2,438 (-15%) | 8mo | $569,000 | $233 | 39 |
| 85 Parkmont Way | 0.71mi | 4/2.5 (-1) | 2,551 (-11%) | 8mo | $330,000 | $129 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.84% rent growth · sell at horizon
- IRR
- -28.1%
- Equity multiple
- 0.07×
- Total profit
- $-107,302
- Equity at exit
- $61,281
- IRR
- -31.9%
- Equity multiple
- -0.34×
- Total profit
- $-154,429
- Equity at exit
- $35,536
Cash invested: $115,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30132
- Home prices YoY
- -33.1%
- Rents YoY
- 1.8%
- Active inventory
- 652
- Price-to-rent
- 12.6×
Monthly cashflow live
- Estimated rent
- $2,709 high interval (Pro) →
- Mortgage (P&I)
- −$2,155
- Tax from tax record
- −$355 /mo · $4,262/yr
- Insurance
- −$171
- HOA
- −$48
- Vacancy / Maint / Mgmt
- −$569
- Net cashflow
- $-590
Break-even live
Sensitivity live
| Price | -10% $-357 | -5% $-473 | +0% $-590 | +5% $-706 | +10% $-822 |
|---|---|---|---|---|---|
| Rent | -10% $-804 | -5% $-697 | +0% $-590 | +5% $-483 | +10% $-376 |
| Rate | -1.0pp $-383 | -0.5pp $-485 | base $-590 | +0.5pp $-696 | +1.0pp $-804 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $102,750
- Closing costs
- $12,330
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 72 Ryans Pt Dallas, GA | 4.0 | 2.5 | 2834 | $2,355 | $0.83 | 44d | 1 | 0.16mi |
| 194 Eastridge Way Dallas, GA | 4.0 | 2.5 | 2288 | $2,096 | $0.92 | 13d | 1 | 0.24mi |
| 167 Parkmont Ln Dallas, GA | 4.0 | 2.5 | 3001 | $2,496 | $0.83 | 11d | 1 | 0.71mi |
| 315 Wellsley Ln Dallas, GA | 5.0 | 4.0 | 3612 | $2,675 | $0.74 | 44d | 1 | 0.96mi |
| 253 Lantana Xing Dallas, GA | 4.0 | 2.0 | 2045 | $1,950 | $0.95 | 3d | 1 | 1.35mi |
HOA detail
- Monthly dues
- $48 · $576/yr
Listing history 24 events
-
2026-06-02statusdays on market $411,000 Pending 46 DOM
-
2026-06-01days on market $411,000 Active 45 DOM
-
2026-05-31days on market $411,000 Active 44 DOM
-
2026-05-14price $421,000 617-char remark
Show marketing remark (617 chars)
Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation
-
2026-05-14price $421,000 617-char remark
Show marketing remark (617 chars)
Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation
-
2026-04-30price $434,000 617-char remark
Show marketing remark (617 chars)
Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation
-
2026-04-30price $434,000 617-char remark
Show marketing remark (617 chars)
Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation
-
2026-04-18$447,000 New 617-char remark
Show marketing remark (617 chars)
Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation
-
2026-04-18$447,000 Active 617-char remark
Show marketing remark (617 chars)
Step into 63 Zimmer Woods Xing, a residence recently enhanced with fresh interior paint and partial flooring replacement throughout. A comfortable fireplace anchors a main living area, complemented by a kitchen that includes an island, accent backsplash, and all stainless steel appliances. The primary bedroom includes a walk in closet, while its bathroom provides double sinks and a separate tub and shower for convenience. A covered patio extends the living space outdoors. This home is a perfect blend of style and comfort, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation
-
2026-04-02soldstatus $368,500
-
2026-04-01soldstatus $368,500 Closed
-
2026-04-01soldstatus $368,500 Sold
-
2026-03-27status Under Contract
-
2026-03-27status Pending
-
2026-03-11price $399,000
-
2026-03-11price $399,000
-
2026-03-02status Active
-
2026-03-02status Back On Market
-
2026-02-09status Pending
-
2026-02-09status Under Contract
-
2025-11-28$420,000 Active
-
2025-11-25historical
-
2025-10-30$420,000 New
-
2025-10-30$450,000 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $4,262 · $355/mo
- Projected year-2 tax
- $4,262 · $355/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 56% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,509
- − Mortgage interest
- −$23,022
- − Property taxes
- −$4,262
- − Insurance
- −$2,055
- − Repairs & maintenance
- −$2,601
- − Management
- −$2,601
- − HOA
- −$576
- − Depreciation
- −$11,956
- Taxable loss
- −$14,564
- Est. tax savings @ 24.0%
- +$3,495
- After-tax cash flow
- $-3,579/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Paulding County
- NCES district ID
- 1304020
- Math proficiency
- 39% ▼ -6.00%
- Reading proficiency
- 42% ▼ -7.00%
- Median HH income
- $61,447
- Composite
- 36.0/100
- National rank
- #4784
- State rank
- #33 of 174 in GA
Livability — Acworth
- Score
- 72/100
- State rank
- #68
- US rank
- #6208
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Paulding County · 134,013 people
- City population
- 106,793
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 53,348
- Household income
- $109,914
- Rent vs Own
- Severe rent burden
- 593.0
Population outlook (Paulding County) Hauer SSP2
- Today (2025)
- 175,714 people
- By 2030
- 186,082 · +5.9%
- By 2040
- 204,414 · +16.3%
- By 2050
- 217,040 · +23.5%
- By 2075
- 236,980 · +34.9%
- By 2100
- 238,314 · +35.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 19% Hispanic / Latino 9% Two or more races 8% Asian 2%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Slovak 2% Romanian 2% Lithuanian 2%
- Foreign-born
- 8% · Canada, China
- Languages at home
- 91% English-only · Spanish 5% Other Indo-European 1% Tagalog/Filipino 1%
Political lean MEDSL · Paulding
- 2024 margin
- Strong R (+24.1) · D 37.6% · R 61.7%
- 2008→2024 swing
- +14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.85%
- Current HPI
- 187.6553
- Rent YoY
- ▲ 1.84%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+0.2% since first listed21 events — show timeline
- 2026-05-14 Price Changed $421,000 FMLS
- 2026-05-14 Price Changed $421,000 GAMLS
- 2026-04-30 Price Changed $434,000 GAMLS
- 2026-04-30 Price Changed $434,000 FMLS
- 2026-04-18 Listed $447,000 FMLS
- 2026-04-18 Listed $447,000 GAMLS
- 2026-04-02 Sold (Public Records) $368,500 Public Records
- 2026-04-01 Sold (MLS) $368,500 GAMLS
- 2026-04-01 Sold (MLS) $368,500 FMLS
- 2026-03-27 Pending — GAMLS
- 2026-03-27 Pending — FMLS
- 2026-03-11 Price Changed $399,000 FMLS
- 2026-03-11 Price Changed $399,000 GAMLS
- 2026-03-02 Relisted — FMLS
- 2026-03-02 Relisted — GAMLS
- 2026-02-09 Pending — FMLS
- 2026-02-09 Pending — GAMLS
- 2025-11-28 Listed $420,000 FMLS
- 2025-11-25 Listing Removed — GAMLS
- 2025-10-30 Listed $450,000 GAMLS
- 2025-10-30 Listed $420,000 GAMLS
Property tax history
+5.4%/yrLatest (2025): $4,262 · +5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…