5609 Hancock Dr · Wildwood, FL 34785

$100,000

2 bd · 1.0 ba · 660 sqft · Manufactured public records · 14 Days on market

Built 1969 5,000 sqft lot Est $98k · at est.

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.8/10.0
• ARV discount +6.4/15.0
• Schools +5.2/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* VERY MOTIVATED SELLER WILL CONSIDER ALL OFFERS * * * NO LOT RENT * YOU OWN THE LAND • NO HOA • VERY LOW TAXES * CASH ONLY * Enjoy the best of The Villages lifestyle without the added cost! This completely renovated 2-bedroom, 1-bath home is located directly across from Brownwood Square, putting nightly entertainment, dining, and shopping just steps away. This charming home feels more like a cozy cottage than a mobile home and is tucked inside the quiet 55+ community of Hearty Host Lake Resort—ideal for full-time living or the perfect snowbird retreat. Would also make a great investment property to rent out. In this community you can also add a fence to keep your pups safe! Recent upgrades include: • Metal Roof (2023) • HVAC (2020) • Brand-new LVP flooring • Brand-new Cabinets in Kitchen with Corian countertops • Brand-new Cabinets in Bathroom with Corian countertops & Corian tub surround • Updated lighting throughout • New washer & dryer • Split bedroom floor plan with ample closet space • Additional storage in a 7’ x 4’ shed Relax year-round in the spacious screened lanai (12’ x 11’6”), which conveniently houses the laundry area and adds extra living space. Live peacefully at home and walk across the street to Brownwood Town Square, where all the entertainment, restaurants and shopping are available to you 365 days a year! Centrally located near the Florida Turnpike, I-75, shopping, restaurants, grocery stores, and medical offices. For Sale By Owner

Key facts

• Screened-in porch
• Covered carport
• No lot rent

Tags

• NO LOT RENT
• NEW WHITE SHAKER CABINETS
• UPDATED COUNTERTOPS
• NEW SINK
• SCREENED-IN PORCH
• COVERED CARPORT

Property features AI

Finance

• Other: Property type: Residential, mobile home (single wide); Zoned PUD
• Financial info: No lease restrictions indicated
• HOA & community: Located in a senior community; No homeowners association indicated

Exterior

• Parking: Carport with 2 spaces
• Utilities: Public sewer; No water source listed; Electricity connected; Cable available
• Home design: Residential mobile home (single wide); One story; Faces west
• Construction: Vinyl siding; Metal roof; Slab foundation; Built as a single-wide mobile home
• Exterior features: Asphalt road access; Lot about 0.11 acres (approximately 0 to less than 1/4 acre)

Interior

• Kitchen: Range; Microwave; Electric water heater
• Bedrooms: 2 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: High ceilings; Living room / dining room combo
• Laundry & utility: Washer; Dryer; Laundry located outside

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $100k.

Deal economics

• At list price, monthly cash flow is $552 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Cap rate 12.9% vs local median 3.9% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: schools C-, amenities F, commute F.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.9%/yr); 422 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.9% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 9 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $100,000

Questions for the listing agent

1. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.48% ✓
• Cap rate: 12.91%
• Cash-on-cash: 23.64%
• DSCR: 2.05
• GRM: 5.6

CMA / ARV

• ARV (on-the-fly): $97,680
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5609 Hancock Dr	0.00mi	2/1.0	660 (0%)	0mo	$98,000	$148	100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.85% rent growth · sell at horizon

5-year hold

• IRR: 16.6%
• Equity multiple: 1.67×
• Total profit: $18,690
• Equity at exit: $14,910

10-year hold

• IRR: 25.0%
• Equity multiple: 3.16×
• Total profit: $60,521
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34785

• Home prices YoY: -10.7%
• Rents YoY: 2.9%
• Active inventory: 422
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $1,484 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$55 /mo · $654/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$312
• Net cashflow: $552

Break-even live

Break-even rent $786

Max offer price $100,000

Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6629 Dan DiCiolla Dr Wildwood, FL	1.0–3.0	1.0–2.5	1075	$1,874	$1.74	21d	44	1.06mi

Listing history 34 events

1. 2026-06-07
   statusdays on market $100,000 Pending 14 DOM
2. 2026-06-02
   days on market $100,000 Active 11 DOM
3. 2026-06-01
   days on market $100,000 Active 10 DOM
4. 2026-05-31
   days on market $100,000 Active 9 DOM
5. 2026-05-30
   days on market $100,000 Active 8 DOM
6. 2026-05-22
   listed $100,000 Active
7. 2026-02-25
   soldstatus $87,500
8. 2026-02-20
   soldstatus $87,500 Closed 1602-char remark

   Show marketing remark (1602 chars)

   * VERY MOTIVATED SELLER WILL CONSIDER ALL OFFERS * * * NO LOT RENT * YOU OWN THE LAND • NO HOA • VERY LOW TAXES * CASH ONLY * Enjoy the best of The Villages lifestyle without the added cost! This completely renovated 2-bedroom, 1-bath home is located directly across from Brownwood Square, putting nightly entertainment, dining, and shopping just steps away. This charming home feels more like a cozy cottage than a mobile home and is tucked inside the quiet 55+ community of Hearty Host Lake Resort—ideal for full-time living or the perfect snowbird retreat. Would also make a great investment property to rent out. In this community you can also add a fence to keep your pups safe! Recent upgrades include: • Metal Roof (2023) • HVAC (2020) • Brand-new LVP flooring • Brand-new Cabinets in Kitchen with Corian countertops • Brand-new Cabinets in Bathroom with Corian countertops & Corian tub surround • Updated lighting throughout • New washer & dryer • Split bedroom floor plan with ample closet space • Additional storage in a 7’ x 4’ shed Relax year-round in the spacious screened lanai (12’ x 11’6”), which conveniently houses the laundry area and adds extra living space. Live peacefully at home and walk across the street to Brownwood Town Square, where all the entertainment, restaurants and shopping are available to you 365 days a year! Centrally located near the Florida Turnpike, I-75, shopping, restaurants, grocery stores, and medical offices. For Sale By Owner

9. 2026-02-17
   status Pending 1602-char remark

   Show marketing remark (1602 chars)

   * VERY MOTIVATED SELLER WILL CONSIDER ALL OFFERS * * * NO LOT RENT * YOU OWN THE LAND • NO HOA • VERY LOW TAXES * CASH ONLY * Enjoy the best of The Villages lifestyle without the added cost! This completely renovated 2-bedroom, 1-bath home is located directly across from Brownwood Square, putting nightly entertainment, dining, and shopping just steps away. This charming home feels more like a cozy cottage than a mobile home and is tucked inside the quiet 55+ community of Hearty Host Lake Resort—ideal for full-time living or the perfect snowbird retreat. Would also make a great investment property to rent out. In this community you can also add a fence to keep your pups safe! Recent upgrades include: • Metal Roof (2023) • HVAC (2020) • Brand-new LVP flooring • Brand-new Cabinets in Kitchen with Corian countertops • Brand-new Cabinets in Bathroom with Corian countertops & Corian tub surround • Updated lighting throughout • New washer & dryer • Split bedroom floor plan with ample closet space • Additional storage in a 7’ x 4’ shed Relax year-round in the spacious screened lanai (12’ x 11’6”), which conveniently houses the laundry area and adds extra living space. Live peacefully at home and walk across the street to Brownwood Town Square, where all the entertainment, restaurants and shopping are available to you 365 days a year! Centrally located near the Florida Turnpike, I-75, shopping, restaurants, grocery stores, and medical offices. For Sale By Owner

10. 2026-02-03
    price $99,900 1602-char remark

    Show marketing remark (1602 chars)

    * VERY MOTIVATED SELLER WILL CONSIDER ALL OFFERS * * * NO LOT RENT * YOU OWN THE LAND • NO HOA • VERY LOW TAXES * CASH ONLY * Enjoy the best of The Villages lifestyle without the added cost! This completely renovated 2-bedroom, 1-bath home is located directly across from Brownwood Square, putting nightly entertainment, dining, and shopping just steps away. This charming home feels more like a cozy cottage than a mobile home and is tucked inside the quiet 55+ community of Hearty Host Lake Resort—ideal for full-time living or the perfect snowbird retreat. Would also make a great investment property to rent out. In this community you can also add a fence to keep your pups safe! Recent upgrades include: • Metal Roof (2023) • HVAC (2020) • Brand-new LVP flooring • Brand-new Cabinets in Kitchen with Corian countertops • Brand-new Cabinets in Bathroom with Corian countertops & Corian tub surround • Updated lighting throughout • New washer & dryer • Split bedroom floor plan with ample closet space • Additional storage in a 7’ x 4’ shed Relax year-round in the spacious screened lanai (12’ x 11’6”), which conveniently houses the laundry area and adds extra living space. Live peacefully at home and walk across the street to Brownwood Town Square, where all the entertainment, restaurants and shopping are available to you 365 days a year! Centrally located near the Florida Turnpike, I-75, shopping, restaurants, grocery stores, and medical offices. For Sale By Owner

11. 2026-01-25
    price $125,000 1602-char remark

    Show marketing remark (1602 chars)

    * VERY MOTIVATED SELLER WILL CONSIDER ALL OFFERS * * * NO LOT RENT * YOU OWN THE LAND • NO HOA • VERY LOW TAXES * CASH ONLY * Enjoy the best of The Villages lifestyle without the added cost! This completely renovated 2-bedroom, 1-bath home is located directly across from Brownwood Square, putting nightly entertainment, dining, and shopping just steps away. This charming home feels more like a cozy cottage than a mobile home and is tucked inside the quiet 55+ community of Hearty Host Lake Resort—ideal for full-time living or the perfect snowbird retreat. Would also make a great investment property to rent out. In this community you can also add a fence to keep your pups safe! Recent upgrades include: • Metal Roof (2023) • HVAC (2020) • Brand-new LVP flooring • Brand-new Cabinets in Kitchen with Corian countertops • Brand-new Cabinets in Bathroom with Corian countertops & Corian tub surround • Updated lighting throughout • New washer & dryer • Split bedroom floor plan with ample closet space • Additional storage in a 7’ x 4’ shed Relax year-round in the spacious screened lanai (12’ x 11’6”), which conveniently houses the laundry area and adds extra living space. Live peacefully at home and walk across the street to Brownwood Town Square, where all the entertainment, restaurants and shopping are available to you 365 days a year! Centrally located near the Florida Turnpike, I-75, shopping, restaurants, grocery stores, and medical offices. For Sale By Owner

12. 2026-01-02
    listed $135,000 Active 1602-char remark

    Show marketing remark (1602 chars)

    * VERY MOTIVATED SELLER WILL CONSIDER ALL OFFERS * * * NO LOT RENT * YOU OWN THE LAND • NO HOA • VERY LOW TAXES * CASH ONLY * Enjoy the best of The Villages lifestyle without the added cost! This completely renovated 2-bedroom, 1-bath home is located directly across from Brownwood Square, putting nightly entertainment, dining, and shopping just steps away. This charming home feels more like a cozy cottage than a mobile home and is tucked inside the quiet 55+ community of Hearty Host Lake Resort—ideal for full-time living or the perfect snowbird retreat. Would also make a great investment property to rent out. In this community you can also add a fence to keep your pups safe! Recent upgrades include: • Metal Roof (2023) • HVAC (2020) • Brand-new LVP flooring • Brand-new Cabinets in Kitchen with Corian countertops • Brand-new Cabinets in Bathroom with Corian countertops & Corian tub surround • Updated lighting throughout • New washer & dryer • Split bedroom floor plan with ample closet space • Additional storage in a 7’ x 4’ shed Relax year-round in the spacious screened lanai (12’ x 11’6”), which conveniently houses the laundry area and adds extra living space. Live peacefully at home and walk across the street to Brownwood Town Square, where all the entertainment, restaurants and shopping are available to you 365 days a year! Centrally located near the Florida Turnpike, I-75, shopping, restaurants, grocery stores, and medical offices. For Sale By Owner

13. 2023-08-15
    soldstatus $50,000
14. 2023-08-11
    soldstatus $50,000 Closed 987-char remark

    Show marketing remark (987 chars)

    CASH ONLY! Quaint, 2/1 Mobile Home with a BRAND NEW ROOF and NEW FLOORING in the living room has a carport, shed plus a screened lanai. It is located in the Community of Hearty Host Lake Resort right across from The Villages and The Brownwood Square! This home has high ceilings, a split bedroom floor plan and ceiling fans. The kitchen has a pass through window opening up the space nicely. The bathroom has a tub/shower combination and a large cabinet for extra storage. The HVAC was replaced in 2020. The screened lanai (12X11'6) has a washer and dryer and is accessible through one of the bedrooms and also from the carport. Extra storage is provided in the 7X4 shed. There is a $209.00 monthly maintenance fee in this community. Come live peacefully in the neighborhood and go across the street to find all of the action including nightly entertainment! Convenient to The Turnpike, I-75, shopping, restaurants, grocery stores, medical offices, etc. Call today for a private showing.

15. 2023-07-21
    status Pending 987-char remark

    Show marketing remark (987 chars)

    CASH ONLY! Quaint, 2/1 Mobile Home with a BRAND NEW ROOF and NEW FLOORING in the living room has a carport, shed plus a screened lanai. It is located in the Community of Hearty Host Lake Resort right across from The Villages and The Brownwood Square! This home has high ceilings, a split bedroom floor plan and ceiling fans. The kitchen has a pass through window opening up the space nicely. The bathroom has a tub/shower combination and a large cabinet for extra storage. The HVAC was replaced in 2020. The screened lanai (12X11'6) has a washer and dryer and is accessible through one of the bedrooms and also from the carport. Extra storage is provided in the 7X4 shed. There is a $209.00 monthly maintenance fee in this community. Come live peacefully in the neighborhood and go across the street to find all of the action including nightly entertainment! Convenient to The Turnpike, I-75, shopping, restaurants, grocery stores, medical offices, etc. Call today for a private showing.

16. 2023-07-13
    price $62,500 987-char remark

    Show marketing remark (987 chars)

    CASH ONLY! Quaint, 2/1 Mobile Home with a BRAND NEW ROOF and NEW FLOORING in the living room has a carport, shed plus a screened lanai. It is located in the Community of Hearty Host Lake Resort right across from The Villages and The Brownwood Square! This home has high ceilings, a split bedroom floor plan and ceiling fans. The kitchen has a pass through window opening up the space nicely. The bathroom has a tub/shower combination and a large cabinet for extra storage. The HVAC was replaced in 2020. The screened lanai (12X11'6) has a washer and dryer and is accessible through one of the bedrooms and also from the carport. Extra storage is provided in the 7X4 shed. There is a $209.00 monthly maintenance fee in this community. Come live peacefully in the neighborhood and go across the street to find all of the action including nightly entertainment! Convenient to The Turnpike, I-75, shopping, restaurants, grocery stores, medical offices, etc. Call today for a private showing.

17. 2023-05-24
    status Active 987-char remark

    Show marketing remark (987 chars)

    CASH ONLY! Quaint, 2/1 Mobile Home with a BRAND NEW ROOF and NEW FLOORING in the living room has a carport, shed plus a screened lanai. It is located in the Community of Hearty Host Lake Resort right across from The Villages and The Brownwood Square! This home has high ceilings, a split bedroom floor plan and ceiling fans. The kitchen has a pass through window opening up the space nicely. The bathroom has a tub/shower combination and a large cabinet for extra storage. The HVAC was replaced in 2020. The screened lanai (12X11'6) has a washer and dryer and is accessible through one of the bedrooms and also from the carport. Extra storage is provided in the 7X4 shed. There is a $209.00 monthly maintenance fee in this community. Come live peacefully in the neighborhood and go across the street to find all of the action including nightly entertainment! Convenient to The Turnpike, I-75, shopping, restaurants, grocery stores, medical offices, etc. Call today for a private showing.

18. 2023-05-24
    price $75,000 987-char remark

    Show marketing remark (987 chars)

    CASH ONLY! Quaint, 2/1 Mobile Home with a BRAND NEW ROOF and NEW FLOORING in the living room has a carport, shed plus a screened lanai. It is located in the Community of Hearty Host Lake Resort right across from The Villages and The Brownwood Square! This home has high ceilings, a split bedroom floor plan and ceiling fans. The kitchen has a pass through window opening up the space nicely. The bathroom has a tub/shower combination and a large cabinet for extra storage. The HVAC was replaced in 2020. The screened lanai (12X11'6) has a washer and dryer and is accessible through one of the bedrooms and also from the carport. Extra storage is provided in the 7X4 shed. There is a $209.00 monthly maintenance fee in this community. Come live peacefully in the neighborhood and go across the street to find all of the action including nightly entertainment! Convenient to The Turnpike, I-75, shopping, restaurants, grocery stores, medical offices, etc. Call today for a private showing.

19. 2023-03-16
    price $70,000 987-char remark

    Show marketing remark (987 chars)

    CASH ONLY! Quaint, 2/1 Mobile Home with a BRAND NEW ROOF and NEW FLOORING in the living room has a carport, shed plus a screened lanai. It is located in the Community of Hearty Host Lake Resort right across from The Villages and The Brownwood Square! This home has high ceilings, a split bedroom floor plan and ceiling fans. The kitchen has a pass through window opening up the space nicely. The bathroom has a tub/shower combination and a large cabinet for extra storage. The HVAC was replaced in 2020. The screened lanai (12X11'6) has a washer and dryer and is accessible through one of the bedrooms and also from the carport. Extra storage is provided in the 7X4 shed. There is a $209.00 monthly maintenance fee in this community. Come live peacefully in the neighborhood and go across the street to find all of the action including nightly entertainment! Convenient to The Turnpike, I-75, shopping, restaurants, grocery stores, medical offices, etc. Call today for a private showing.

20. 2023-03-10
    price $80,000 987-char remark

    Show marketing remark (987 chars)

    CASH ONLY! Quaint, 2/1 Mobile Home with a BRAND NEW ROOF and NEW FLOORING in the living room has a carport, shed plus a screened lanai. It is located in the Community of Hearty Host Lake Resort right across from The Villages and The Brownwood Square! This home has high ceilings, a split bedroom floor plan and ceiling fans. The kitchen has a pass through window opening up the space nicely. The bathroom has a tub/shower combination and a large cabinet for extra storage. The HVAC was replaced in 2020. The screened lanai (12X11'6) has a washer and dryer and is accessible through one of the bedrooms and also from the carport. Extra storage is provided in the 7X4 shed. There is a $209.00 monthly maintenance fee in this community. Come live peacefully in the neighborhood and go across the street to find all of the action including nightly entertainment! Convenient to The Turnpike, I-75, shopping, restaurants, grocery stores, medical offices, etc. Call today for a private showing.

21. 2023-02-27
    listed $90,000 Active 987-char remark

    Show marketing remark (987 chars)

    CASH ONLY! Quaint, 2/1 Mobile Home with a BRAND NEW ROOF and NEW FLOORING in the living room has a carport, shed plus a screened lanai. It is located in the Community of Hearty Host Lake Resort right across from The Villages and The Brownwood Square! This home has high ceilings, a split bedroom floor plan and ceiling fans. The kitchen has a pass through window opening up the space nicely. The bathroom has a tub/shower combination and a large cabinet for extra storage. The HVAC was replaced in 2020. The screened lanai (12X11'6) has a washer and dryer and is accessible through one of the bedrooms and also from the carport. Extra storage is provided in the 7X4 shed. There is a $209.00 monthly maintenance fee in this community. Come live peacefully in the neighborhood and go across the street to find all of the action including nightly entertainment! Convenient to The Turnpike, I-75, shopping, restaurants, grocery stores, medical offices, etc. Call today for a private showing.

22. 2015-08-14
    soldstatus $20,000 Sold
23. 2015-08-11
    status Pending
24. 2015-07-24
    status Active
25. 2015-06-30
    historical
26. 2014-06-14
    status Active
27. 2014-06-10
    historical
28. 2013-02-12
    listed $22,000 Active
29. 2012-12-06
    historical
30. 2011-12-18
    listed $24,000
31. 2010-12-09
    listed $24,000
32. 1983-08-01
    soldstatus $12,000
33. 1982-10-01
    soldstatus $15,000
34. 1981-10-01
    soldstatus $5,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $654 · $55/mo
• Projected year-2 tax: $830 · $69/mo
• Expected delta: +$176/yr (+$15/mo · 26.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,807
• − Mortgage interest: −$5,602
• − Property taxes: −$654
• − Insurance: −$500
• − Repairs & maintenance: −$1,425
• − Management: −$1,425
• − Depreciation: −$2,909
• Taxable income: $5,293
• Est. tax owed @ 24.0%: −$1,270
• After-tax cash flow: $5,350/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — Wildwood

• Score: 69/100
• State rank: #471
• US rank: #8500

Category grades

Amenities F Commute F Cost of living A Crime A- Employment D- Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Sumter County · 110,591 people
• City population: 21,568
• Metro: The Villages, FL
• Population (ZIP): 21,568
• Household income: $66,136
• Rent vs Own: 26.7% rent · 73.3% own
• Severe rent burden: 730.0

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 52% Black 29% Hispanic / Latino 14% Two or more races 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Italian 2%
• Foreign-born: 11% · Canada, Jamaica
• Languages at home: 85% English-only · Spanish 12% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.14%
• Current HPI: 267.9137
• Rent YoY: ▲ 2.85%
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1900.0% since first listed

29 events — show timeline

• 2026-05-22 Listed $100,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-25 Sold (Public Records) $87,500 Public Records
• 2026-02-20 Sold (MLS) $87,500 Stellar MLS as Distributed by MLS Grid
• 2026-02-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-03 Price Changed $99,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-25 Price Changed $125,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-02 Listed $135,000 Stellar MLS as Distributed by MLS Grid
• 2023-08-15 Sold (Public Records) $50,000 Public Records
• 2023-08-11 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-07-13 Price Changed $62,500 Stellar MLS as Distributed by MLS Grid
• 2023-05-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-05-24 Price Changed $75,000 Stellar MLS as Distributed by MLS Grid
• 2023-03-16 Price Changed $70,000 Stellar MLS as Distributed by MLS Grid
• 2023-03-10 Price Changed $80,000 Stellar MLS as Distributed by MLS Grid
• 2023-02-27 Listed $90,000 Stellar MLS as Distributed by MLS Grid
• 2015-08-14 Sold (MLS) $20,000 Stellar MLS as Distributed by MLS Grid
• 2015-08-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-07-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2015-06-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-06-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2013-02-12 Listed $22,000 Stellar MLS as Distributed by MLS Grid
• 2012-12-06 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2011-12-18 Listed $24,000 Stellar MLS as Distributed by MLS Grid
• 2010-12-09 Listed $24,000 Stellar MLS as Distributed by MLS Grid
• 1983-08-01 Sold (Public Records) $12,000 Public Records
• 1982-10-01 Sold (Public Records) $15,000 Public Records
• 1981-10-01 Sold (Public Records) $5,000 Public Records

Property tax history

+4.5%/yr

Latest (2025): $654 · -0.7% YoY. Source: county tax records.