130 S Walnut Ave · Republic, MO 65738

$75,000

2 bd · 2.0 ba · 952 sqft · Other public records · 35 Days on market

Built 1960 9,583 sqft lot $79/sqft · 56% below area ↓ 12% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.8/10.0
• Livability +3.6/5.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

As-is sale -- priced for investors. Currently tenant occupied at $820/month in the growing community of Republic, MO. Located within walking distance of J. R. Martin Park, a well-maintained community park featuring a playground, pavilion, walking trails, and veteran tributes.

Key facts

• Pavilion
• Walking distance
• Community park

Tags

• WALKING DISTANCE
• COMMUNITY PARK
• PLAYGROUND
• PAVILION
• WALKING TRAILS

Property features AI

Finance

• Other: Location: 130 S Walnut Ave, Republic, MO 65738
• Financial info: Tax information provided (amount not included per instructions)
• HOA & community: HOA details not specified

Exterior

• Parking: Parking details not specified
• Security: Security details not specified
• Utilities: Public water; Public sewer
• Home design: Single-family residence; Residential property; One story
• Construction: Construction details not specified; Above-grade finished area approximately 952
• Exterior features: Metal roof; Lot approximately 0.22 acre

Interior

• Kitchen: Kitchen details not specified
• Bedrooms: Bedrooms not specified
• Flooring: Flooring details not specified
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air conditioning; Natural gas heating; Forced air heating
• Interior features: One-level living
• Laundry & utility: Laundry details not specified

🏷️ Possibly a rental listed for sale. The $75,000 price doesn't fit this home's estimated sale value (~$169,940) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath other listed at $75k.

Deal economics

• At list price, monthly cash flow is $403 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $73k (3.0% below list) — sets the bar for market timing.
• Cap rate 12.7% vs local median 4.0% in Republic — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#92 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
• Republic R-III (suburban): math 56% / reading 57% proficiency, ranked #19 of 324 in MO (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Republic Middle (math 50% / reading 53%, grade C, #57 of 391 statewide, top 15%, 1,146 students, 39% FRL); Republic High (math 56% / reading 60%, grade C, #48 of 521 statewide, top 9%, 1,542 students, 31% FRL) — zoned schools at 35% FRL track the district average.
• Market conditions: Rents rising (+3.6%/yr); 478 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,302 units permitted in Greene County in 2024 (250 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Greene County population projected at +25% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.6% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $72,750 (3.0% below list)

Questions for the listing agent

1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.50% ✓
• Cap rate: 12.73%
• Cash-on-cash: 23.00%
• DSCR: 2.02
• GRM: 5.6

CMA / ARV

• ARV (median comp): $169,940
• List price: $75,000
• Delta: -55.87%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.61% rent growth · sell at horizon

5-year hold

• IRR: 16.6%
• Equity multiple: 1.67×
• Total profit: $14,174
• Equity at exit: $11,183

10-year hold

• IRR: 25.6%
• Equity multiple: 3.30×
• Total profit: $48,218
• Equity at exit: $6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 65738

• Home prices YoY: -32.2%
• Rents YoY: 3.6%
• Active inventory: 478
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $1,122 high
• Mortgage (P&I): −$393
• Tax from tax record: −$59 /mo · $713/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$236
• Net cashflow: $403

Break-even live

Break-even rent $613

Max offer price $75,000

Occupancy floor 59%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
217 W Logan St Republic, MO	2.0	1.0	800	$1,300	$1.62	21d	1	0.49mi
223 N Cedar Ave Unit A205 Republic, MO	1.0	1.0	800	$650	$0.81	13d	1	0.58mi
912 N Walnut Ave Unit 06 Republic, MO	2.0	1.0	750	$775	$1.03	43d	1	0.88mi
912 N Walnut Ave Unit 15 Republic, MO	2.0	1.0	750	$775	$1.03	21d	1	0.88mi
1740 E Hamilton St Republic, MO	1.0–3.0	1.0–2.0	1110	$1,195	$1.08	43d	7	1.45mi

Listing history 25 events

1. 2026-06-18
   status $75,000 Pending 35 DOM
2. 2026-06-18
   days on market $75,000 Active 35 DOM
3. 2026-06-17
   days on market $75,000 Active 34 DOM
4. 2026-06-16
   days on market $75,000 Active 33 DOM
5. 2026-06-15
   days on market $75,000 Active 32 DOM
6. 2026-06-14
   days on market $75,000 Active 30 DOM
7. 2026-06-13
   days on market $75,000 Active 29 DOM
8. 2026-06-10
   days on market $75,000 Active 27 DOM
9. 2026-06-09
   days on market $75,000 Active 26 DOM
10. 2026-06-08
    days on market $75,000 Active 25 DOM
11. 2026-06-07
    days on market $75,000 Active 24 DOM
12. 2026-06-05
    days on market $75,000 Active 21 DOM
13. 2026-06-03
    days on market $75,000 Active 20 DOM
14. 2026-06-02
    days on market $75,000 Active 19 DOM
15. 2026-06-01
    days on market $75,000 Active 18 DOM
16. 2026-05-31
    days on market $75,000 Active 17 DOM
17. 2026-05-30
    days on market $75,000 Active 16 DOM
18. 2026-05-14
    listed $75,000 Active 276-char remark
19. 2019-04-18
    soldstatus $350,000
20. 2018-11-29
    listed $67,500
21. 2017-05-13
    listed $65,000
22. 2016-04-24
    listed $84,900
23. 2013-11-14
    soldstatus
24. 2005-10-21
    soldstatus
25. 2005-10-11
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $713 · $59/mo
• Projected year-2 tax: $728 · $61/mo
• Expected delta: +$14/yr (+$1/mo · 2.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,467
• − Mortgage interest: −$4,201
• − Property taxes: −$713
• − Insurance: −$375
• − Repairs & maintenance: −$1,077
• − Management: −$1,077
• − Depreciation: −$2,182
• Taxable income: $3,841
• Est. tax owed @ 24.0%: −$922
• After-tax cash flow: $3,909/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Republic R-III
• NCES district ID: 2926220
• Math proficiency: 56% ▲ 2.00%
• Reading proficiency: 57% ▼ -1.00%
• Median HH income: $51,329
• Composite: 48.3/100
• National rank: #2152
• State rank: #19 of 324 in MO

Livability — Republic

• Score: 72/100
• State rank: #92
• US rank: #6228

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Republic, MO
• County: Greene County · 244,327 people
• City population: 21,283
• Metro: Springfield, MO
• Population (ZIP): 21,283
• Household income: $67,841
• Rent vs Own: 33.8% rent · 66.2% own
• Severe rent burden: 461.0

Population outlook (Greene County) Hauer SSP2

• Today (2025): 319,054 people
• By 2030: 335,135 · +5.0%
• By 2040: 366,186 · +14.8%
• By 2050: 397,431 · +24.6%
• By 2075: 477,035 · +49.5%
• By 2100: 520,828 · +63.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Two or more races 4% Hispanic / Latino 3% Black 1%
• Common ancestry: Italian 2% Lithuanian 2% Portuguese 2%
• Foreign-born: 1% · Canada, China
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Greene

• 2024 margin: Strong R (+20.8) · D 38.9% · R 59.7% · Other 1.4%
• 2008→2024 swing: -5.0pp toward R · 2008: -15.8pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+20.1 2016: R+27.4 2012: R+24.4 2008: R+15.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -102.93%
• Current HPI: 217.1512
• Rent YoY: ▲ 3.61%
• Metro: Springfield, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-11.7% since first listed

8 events — show timeline

• 2026-05-14 Listed $75,000 SOMO
• 2019-04-18 Sold (Public Records) $350,000 Public Records
• 2018-11-29 Listed $67,500 SOMO
• 2017-05-13 Listed $65,000 SOMO
• 2016-04-24 Listed $84,900 SOMO
• 2013-11-14 Sold (Public Records) — Public Records
• 2005-10-21 Sold (Public Records) — Public Records
• 2005-10-11 Sold (Public Records) — Public Records

Property tax history

+2.0%/yr

Latest (2025): $713 · +7.7% YoY. Source: county tax records.