2211 E 10th St · Joplin, MO 64801

$239,900

4 bd · 3.0 ba · 2,259 sqft · Other · 46 Days on market

Built 1969 10,350 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.6/30.0
• ARV discount +7.5/15.0
• DSCR +4.8/10.0
• 1% rule +3.4/10.0
• Rent growth +3.2/5.0
• Livability +3.2/5.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Here's your chance to own a beautiful home smack dab in the middle of Joplin! 4 bedrooms, 3 bathrooms, wood floors, fireplace, beautiful renovated kitchen with double islands, granite counter tops, stainless steel appliances including a double oven, and pantry. Large formal dining room. Main floor master suite includes a private bathroom with walk-in shower. The second level offers 2 large bedrooms, a full bathroom that has been recently updated and attic space perfect for storage! An outdoor balcony is included in one of the second level bedrooms that overlooks the front shady yard and neighborhood. Live in a mature and established neighborhood and have the convenience of a like new home with all the updates and upgrades. Call today for a private showing.

Key facts

• Walk out balcony
• Ample cabinet space
• Cozy fireplace

Tags

• COZY FIREPLACE
• DOUBLE ISLANDS
• GRANITE COUNTERS
• STAINLESS STEEL APPLIANCES
• AMPLE CABINET SPACE
• WALK OUT BALCONY

Property features AI

Exterior

• Parking: Attached 2-car garage; Garage door opener
• Utilities: Cable available; Public sewer
• Home design: Single-family residence (freestanding); Residential property
• Construction: Vinyl siding and brick exterior; Shingle roof; Block foundation; Built area approximately 2,259 above-grade
• Exterior features: Balcony; Patio; Fenced yard with privacy fencing

Interior

• Kitchen: Double oven; Dishwasher
• Bedrooms: Total rooms: 7
• Flooring: Carpet; Wood
• Bathrooms: 3 full bathrooms
• Heating & cooling: Natural gas heating; Ceiling fan cooling
• Interior features: Ceiling fans; Eat-in kitchen; Kitchen island; Pantry
• Laundry & utility: Crawl space foundation (basement details)

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath other listed at $240k.

Deal economics

• At list price, monthly cash flow is $100 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (16.4% below list).
• Recommended offer: $200k (16.4% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 5.1% in Joplin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#318 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Eastmorland Elem. (math 37% / reading 42%, grade F, #537 of 1,115 statewide, top 53%, 244 students, 68% FRL); East Middle (math 22% / reading 40%, grade F, #279 of 391 statewide, top 72%, 597 students, 66% FRL); Joplin High (math 32% / reading 46%, grade F, #287 of 521 statewide, top 55%, 2,233 students, 50% FRL).
• Market conditions: Rents rising (+3.0%/yr); 378 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
• At $2,004/mo this rent would consume 46% of the median local household income ($53k/yr) (locally 1710% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $200,450 (16.4% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 6.79%
• Cash-on-cash: 1.79%
• DSCR: 1.08
• GRM: 10.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold

• IRR: -13.5%
• Equity multiple: 0.51×
• Total profit: $-32,670
• Equity at exit: $35,770

10-year hold

• IRR: -4.8%
• Equity multiple: 0.69×
• Total profit: $-20,957
• Equity at exit: $20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64801

• Rents YoY: 3.0%
• Active inventory: 378
• Price-to-rent: 10.0×

Monthly cashflow live

• Estimated rent: $2,004 medium
• Mortgage (P&I): −$1,258
• Tax from tax record: −$125 /mo · $1,504/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $100

Break-even live

Break-even rent $1,878

Max offer price $239,900

Occupancy floor 90%

Sensitivity live

Price	-10% $236	-5% $168	+0% $100	+5% $32	+10% $-36
Rent	-10% $-58	-5% $21	+0% $100	+5% $179	+10% $259
Rate	-1.0pp $221	-0.5pp $161	base $100	+0.5pp $38	+1.0pp $-25

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,975
• Closing costs: $7,197
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2528 E 15th St Joplin, MO	3.0	2.5	1800	$2,750	$1.53	23d	1	0.44mi
2114 S Patterson Ave Joplin, MO	3.0	2.0	1715	$1,700	$0.99	23d	1	0.88mi

Listing history 16 events

1. 2026-06-09
   days on market $239,900 Active 46 DOM
2. 2026-06-08
   days on market $239,900 Active 45 DOM
3. 2026-06-07
   days on market $239,900 Active 44 DOM
4. 2026-06-05
   days on market $239,900 Active 41 DOM
5. 2026-06-03
   days on market $239,900 Active 40 DOM
6. 2026-06-02
   days on market $239,900 Active 39 DOM
7. 2026-06-01
   days on market $239,900 Active 38 DOM
8. 2026-05-31
   days on market $239,900 Active 37 DOM
9. 2026-05-30
   days on market $239,900 Active 36 DOM
10. 2026-05-12
    price $239,900
11. 2026-04-24
    listed $249,900 Active
12. 2025-10-10
    price $265,000
13. 2020-07-22
    soldstatus
14. 2017-03-20
    soldstatus 766-char remark

    Show marketing remark (766 chars)

    Here's your chance to own a beautiful home smack dab in the middle of Joplin! 4 bedrooms, 3 bathrooms, wood floors, fireplace, beautiful renovated kitchen with double islands, granite counter tops, stainless steel appliances including a double oven, and pantry. Large formal dining room. Main floor master suite includes a private bathroom with walk-in shower. The second level offers 2 large bedrooms, a full bathroom that has been recently updated and attic space perfect for storage! An outdoor balcony is included in one of the second level bedrooms that overlooks the front shady yard and neighborhood. Live in a mature and established neighborhood and have the convenience of a like new home with all the updates and upgrades. Call today for a private showing.

15. 2016-11-23
    listed $167,500 766-char remark

    Show marketing remark (766 chars)

    Here's your chance to own a beautiful home smack dab in the middle of Joplin! 4 bedrooms, 3 bathrooms, wood floors, fireplace, beautiful renovated kitchen with double islands, granite counter tops, stainless steel appliances including a double oven, and pantry. Large formal dining room. Main floor master suite includes a private bathroom with walk-in shower. The second level offers 2 large bedrooms, a full bathroom that has been recently updated and attic space perfect for storage! An outdoor balcony is included in one of the second level bedrooms that overlooks the front shady yard and neighborhood. Live in a mature and established neighborhood and have the convenience of a like new home with all the updates and upgrades. Call today for a private showing.

16. 2003-08-19
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,504 · $125/mo
• Projected year-2 tax: $2,327 · $194/mo
• Expected delta: +$823/yr (+$69/mo · 54.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,054
• − Mortgage interest: −$13,438
• − Property taxes: −$1,504
• − Insurance: −$1,200
• − Repairs & maintenance: −$1,924
• − Management: −$1,924
• − Depreciation: −$6,979
• Taxable loss: −$2,915
• Est. tax savings @ 24.0%: +$700
• After-tax cash flow: $1,902/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Joplin Schools
• NCES district ID: 2916350
• Math proficiency: 30% ▼ -3.00%
• Reading proficiency: 39% ▼ -3.00%
• Median HH income: $38,648
• Composite: 28.82/100
• National rank: #6657
• State rank: #231 of 324 in MO

Livability — Joplin

• Score: 64/100
• State rank: #318
• US rank: #14578

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Joplin, MO
• County: Jasper County · 79,035 people
• City population: 73,303
• Metro: Joplin, MO
• Population (ZIP): 36,287
• Household income: $52,620
• Rent vs Own: 46.7% rent · 53.3% own
• Severe rent burden: 1710.0

Population outlook (Jasper County) Hauer SSP2

• Today (2025): 120,033 people
• By 2030: 120,091 · +0.0%
• By 2040: 119,297 · -0.6%
• By 2050: 117,705 · -1.9%
• By 2075: 110,402 · -8.0%
• By 2100: 99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Hispanic / Latino 6% Black 3% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 2% Lithuanian 2% Italian 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Jasper

• 2024 margin: Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
• 2008→2024 swing: -13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
• All cycles: 2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -174.15%
• Current HPI: 248.5056
• Rent YoY: ▲ 2.95%
• Metro: Joplin, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+43.2% since first listed

7 events — show timeline

• 2026-05-12 Price Changed $239,900 OGAR
• 2026-04-24 Listed $249,900 OGAR
• 2025-10-10 Price Changed $265,000 OGAR
• 2020-07-22 Sold (Public Records) — Public Records
• 2017-03-20 Sold (MLS) — OGAR
• 2016-11-23 Listed $167,500 OGAR
• 2003-08-19 Sold (Public Records) — Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,504 · +13.0% YoY. Source: county tax records.