204 Trenton Ave · Uhrichsville, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $2,026 – $9,024
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$50,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this three-bedroom, one-and-a-half-bath home located in Uhrichsville, offering a unique opportunity to bring your vision to life. This property provides a flexible layout with ample space ready for updates, customization, and personalization to suit a variety of needs. With public water and sewer already in place, key utilities are established, creating a strong foundation for future improvements. The home presents an opportunity to enhance, reimagine, and design a space that reflects your style and goals. Adding to its appeal, a commercial garage located next door is also available for purchase. While not required, the option to acquire both properties together presents additional possibilities for those seeking expanded space or a combined residential and business setup. Conveniently situated with access to local amenities, this property offers both potential and versatility. Whether you’re looking to create a primary residence or explore new possibilities, this is a chance to unlock value in a growing area. Schedule your private showing today and experience the opportunity this Uhrichsville property has to offer.
Key facts
- 0.24 acre lot
- Parking
- Built 1880
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $210 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Recommended offer: $48k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 59/100 on livability (#1,002 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools C-, crime F, amenities F.
- Claymont City (town): math 47% / reading 51% proficiency, ranked #467 of 656 in OH (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 35 active listings in the ZIP; 244 units permitted in Tuscarawas County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Tuscarawas County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 60 days — a 3% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $460/mo; built in 1880 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.53% ✓
- Cap rate
- 22.39%
- Cash-on-cash
- 57.50%
- DSCR
- 3.56
- GRM
- 3.3
CMA / ARV
- ARV (median comp)
- $129,879
- List price
- $50,000
- Delta
- -61.50%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 515 W 3rd St | 0.30mi | 3/1.0 | 1,660 (+2%) | 4mo | $70,000 | $42 | 80 |
| 621 Newport Ave | 0.32mi | 3/1.0 | 1,592 (-2%) | 2mo | $141,500 | $89 | 79 |
| 228 Oak St | 0.09mi | 3/2.0 | 1,566 (-4%) | 15mo | $150,000 | $96 | 73 |
| 140 S Main St | 0.16mi | 3/1.0 | 1,484 (-9%) | 6mo | $115,000 | $77 | 73 |
| 112 E 1st St | 0.13mi | 3/1.5 | 1,570 (-4%) | 18mo | $152,000 | $97 | 70 |
| 128 S Water St | 0.07mi | 2/1.0 (-1) | 1,506 (-8%) | 19mo | $29,000 | $19 | 63 |
| 522 W High St | 0.32mi | 3/1.0 | 1,488 (-9%) | 10mo | $149,000 | $100 | 62 |
| 527 W 3rd St | 0.32mi | 3/2.5 | 1,848 (+13%) | 2mo | $85,000 | $46 | 55 |
| 618 Parrish St | 0.43mi | 3/2.0 | 1,824 (+12%) | 3mo | $205,000 | $112 | 54 |
| 699 Moravian Trl | 0.36mi | 2/2.0 (-1) | 1,794 (+10%) | 7mo | $215,000 | $120 | 52 |
| 123 E 7th St | 0.52mi | 3/3.0 | 1,790 (+10%) | 6mo | $139,900 | $78 | 47 |
| 917 N Main St | 0.72mi | 4/1.5 (+1) | 1,792 (+10%) | 9mo | $137,500 | $77 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 10.1%
- Equity multiple
- 1.40×
- Total profit
- $5,589
- Equity at exit
- $7,455
- IRR
- 19.5%
- Equity multiple
- 2.66×
- Total profit
- $23,303
- Equity at exit
- $4,323
Cash invested: $14,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44683
- Home prices YoY
- -14.4%
- Active inventory
- 35
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $1,263 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax from tax record
- −$44 /mo · $528/yr
- Insurance
- −$21
- Flood insurance flood zone
- −$460 /mo · $5,525/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$265
- Net cashflow
- $210
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,500
- Closing costs
- $1,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 4 events
-
2026-06-01days on market $50,000 Active 60 DOM
-
2026-05-31days on market $50,000 Active 59 DOM
-
2026-04-01$50,000 Active 1150-char remark
Show marketing remark (1150 chars)
Welcome to this three-bedroom, one-and-a-half-bath home located in Uhrichsville, offering a unique opportunity to bring your vision to life. This property provides a flexible layout with ample space ready for updates, customization, and personalization to suit a variety of needs. With public water and sewer already in place, key utilities are established, creating a strong foundation for future improvements. The home presents an opportunity to enhance, reimagine, and design a space that reflects your style and goals. Adding to its appeal, a commercial garage located next door is also available for purchase. While not required, the option to acquire both properties together presents additional possibilities for those seeking expanded space or a combined residential and business setup. Conveniently situated with access to local amenities, this property offers both potential and versatility. Whether you’re looking to create a primary residence or explore new possibilities, this is a chance to unlock value in a growing area. Schedule your private showing today and experience the opportunity this Uhrichsville property has to offer.
-
1996-04-04$1
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $528 · $44/mo
- Projected year-2 tax
- $654 · $55/mo
- Expected delta
- +$126/yr (+$10/mo · 23.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥99°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,158
- − Mortgage interest
- −$2,801
- − Property taxes
- −$528
- − Insurance
- −$5,775
- − Repairs & maintenance
- −$1,213
- − Management
- −$1,213
- − Depreciation
- −$1,455
- Taxable income
- $2,174
- Est. tax owed @ 24.0%
- −$522
- After-tax cash flow
- $2,003/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Claymont City
- NCES district ID
- 3904377
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 51% ▼ -15.00%
- Median HH income
- $37,563
- Composite
- 40.76/100
- National rank
- #3650
- State rank
- #467 of 656 in OH
Livability — Uhrichsville
- Score
- 59/100
- State rank
- #1002
- US rank
- #19658
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Uhrichsville, OH
- County
- Tuscarawas · 99,287 people
- Population (ZIP)
- 7,888
- Household income
- $55,179
- Rent vs Own
- Severe rent burden
- 7.2
Population outlook (Tuscarawas County) Hauer SSP2
- Today (2025)
- 92,253 people
- By 2030
- 91,060 · -1.3%
- By 2040
- 87,479 · -5.2%
- By 2050
- 83,174 · -9.8%
- By 2075
- 72,000 · -22.0%
- By 2100
- 58,574 · -36.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 2% Hispanic / Latino 1%
- Common ancestry
- Romanian 3% Slovak 3% Serbian 2%
- Foreign-born
- 1% · Canada, Vietnam
- Languages at home
- 99% English-only · Other Indo-European 1%
Political lean MEDSL · Tuscarawas
- 2024 margin
- Solid R (+43.3) · D 28.0% · R 71.2%
- 2008→2024 swing
- -45.7pp toward R · 2008: 2.4pp · 2024: -43.3pp
- All cycles
- 2024: R+43.3 2020: R+39.9 2016: R+35.5 2012: R+9.8 2008: D+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -35.60%
- Current HPI
- 212.197
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
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Price history
2 events — show timeline
- 2026-04-01 Listed $50,000 MLSNOW
- 1996-04-04 Listed $1 MLSNOW
Property tax history
+2.9%/yrLatest (2025): $528 · +17.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…