4907 Fox St · College Park, MD 20740

$379,900

5 bd · 1.0 ba · 1,326 sqft · SingleFamily public records · 15 Days on market

Built 1937 0.40 ac lot $287/sqft · 17% below area Est $460k · 17% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.4/30.0
• ARV discount +15.0/15.0
• DSCR +5.4/10.0
• 1% rule +4.5/10.0
• Livability +4.0/5.0
• Rent growth +3.9/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This Fabulous College Park Home Offers: 5-Bedrooms! 2-Full Bathrooms! Whirlpool Tub! Hardwood Floors! Large Living Room w/ Stately Fireplace! Large Dinning Room! Separate Entrance to 2nd floor Rooms! Grand Front Porch overlooking a large, landscaped Yard! 2-Car Garage! Long paved Driveway! Shed-Work shop! Large Lot! Great Neighborhood! Walk to METRO and MARC Rail! Close to Schools and Shopping!

Key facts

• 0.4 acre lot
• Built 1937
• Listed 15 days

Property features AI

Finance

• Other: Fee simple ownership

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: Detached structure; Frame construction
• Construction: Frame construction; Slab foundation; Above-grade and below-grade structures
• Exterior features: Full basement; Below-grade area present (finished/unfinished details available); Above-grade finished living area present

Interior

• Kitchen: Kitchen (appliances not specified)
• Bedrooms: Two bedrooms on the main level; Three bedrooms on the first upper level
• Bathrooms: One full bathroom on the main level; One full bathroom on the first upper level; Two full bathrooms total
• Heating & cooling: Central heating; Natural gas heating fuel; Electric cooling fuel; Electric hot water
• Interior features: Living Room; Dining Room; Kitchen; Has fireplace (1)
• Laundry & utility: No specific laundry or utility appliances listed

What this means for you Summary

Snapshot

• This is a 5-bed/1.0-bath single-family listed at $380k.

Deal economics

• At list price, monthly cash flow is $286 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $360k (5.2% below list).
• Recommended offer: $360k (5.2% below list) — sets the bar for 1% rule.
• Cap rate 7.2% vs local median 4.4% in College Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#44 in MD, #1,640 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: schools F, crime F, cost of living F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+5.5%/yr); 82 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• At $3,602/mo this rent would consume 56% of the median local household income ($77k/yr) (locally 2772% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($374k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1937 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $360,188 (5.2% below list)

Questions for the listing agent

1. Built in 1937 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 7.20%
• Cash-on-cash: 3.23%
• DSCR: 1.14
• GRM: 8.8

CMA / ARV

• ARV (median comp): $459,530
• List price: $379,900
• Delta: -17.33%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9610 51st Pl	0.38mi	5/2.0	1,326 (0%)	9mo	$450,000	$339	71
9515 51st Ave	0.34mi	4/2.0 (-1)	1,332 (+0%)	7mo	$483,000	$363	68
5117 Hollywood Rd	0.46mi	5/2.0	1,300 (-2%)	8mo	$515,000	$396	65
9603 48th Ave	0.37mi	5/3.0	1,311 (-1%)	12mo	$450,603	$344	63
9723 Narragansett Pkwy	0.60mi	4/2.0 (-1)	1,392 (+5%)	1mo	$429,900	$309	54
9125 Autoville Dr	0.35mi	4/2.5 (-1)	1,216 (-8%)	7mo	$430,000	$354	53
9525 49th Ave	0.27mi	4/2.0 (-1)	1,144 (-14%)	4mo	$420,000	$367	52
9615 51st Pl	0.42mi	4/2.0 (-1)	1,224 (-8%)	10mo	$385,000	$315	50
9704 47th Pl	0.49mi	4/3.0 (-1)	1,270 (-4%)	11mo	$428,900	$338	48
8804 48th Ave	0.64mi	5/2.0	1,410 (+6%)	11mo	$395,000	$280	46
9705 52nd Ave	0.65mi	4/1.0 (-1)	1,215 (-8%)	11mo	$365,000	$300	41
8713 Rhode Island Ave	0.65mi	6/2.0 (+1)	1,175 (-11%)	13mo	$430,000	$366	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.49% rent growth · sell at horizon

5-year hold

• IRR: -8.5%
• Equity multiple: 0.68×
• Total profit: $-34,058
• Equity at exit: $56,644

10-year hold

• IRR: 3.9%
• Equity multiple: 1.32×
• Total profit: $33,824
• Equity at exit: $32,847

Cash invested: $106,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20740

• Rents YoY: 5.5%
• Active inventory: 82
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $3,602 high
• Mortgage (P&I): −$1,992
• Tax from tax record: −$409 /mo · $4,903/yr
• Insurance: −$158
• HOA: −$0
• Vacancy / Maint / Mgmt: −$756
• Net cashflow: $286

Break-even live

Break-even rent $3,239

Max offer price $379,900

Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $94,975
• Closing costs: $11,397
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9405 Rhode Island Ave College Park, MD	5.0	3.0	1674	$3,400	$2.03	43d	1	0.11mi
9108 49th Ave College Park, MD	5.0	3.0	1188	$3,500	$2.95	43d	1	0.17mi
5014 Delaware St College Park, MD	4.0	1.0	1148	$2,900	$2.53	24d	1	0.19mi
4711 Cherokee St College Park, MD	4.0	2.5	1680	$3,500	$2.08	18d	1	0.27mi
9017 Rhode Island Ave College Park, MD	4.0	3.0	1092	$3,200	$2.93	43d	1	0.32mi
5112 Hollywood Rd College Park, MD	5.0	2.0	1216	$3,850	$3.17	4d	1	0.47mi
8901 48th Ave College Park, MD	4.0	2.0	1728	$4,500	$2.60	43d	1	0.56mi
8713 Rhode Island Ave College Park, MD	6.0	3.0	1175	$4,007	$3.41	5d	1	0.63mi
5365 S Center Dr Greenbelt, MD	4.0	3.5	1694	$3,500	$2.07	18d	1	0.63mi
5365 S Center Dr Greenbelt, MD	4.0	3.5	1694	$3,500	$2.07	43d	1	0.63mi
9727 51st Pl College Park, MD	4.0	2.0	1176	$3,050	$2.59	16d	1	0.69mi
5013 Nantucket Rd College Park, MD	5.0	2.0	1700	$3,500	$2.06	4d	1	0.80mi
5013 Nantucket Rd College Park, MD	5.0	2.0	1800	$3,600	$2.00	22d	1	0.80mi
4811 Berwyn House Rd Unit B4811 College Park, MD	4.0	2.5	1545	$3,700	$2.39	18d	1	1.10mi
10129 52nd Ave College Park, MD	5.0	2.0	1739	$5,500	$3.16	3d	1	1.13mi
3535 Duke St College Park, MD	4.0	2.0	1534	$2,600	$1.69	43d	1	1.24mi
8709 37th Ave College Park, MD	6.0	3.0	1230	$4,000	$3.25	43d	1	1.27mi

Listing history 8 events

1. 2026-05-12
   listed $379,900 Active 171-char remark
2. 2008-03-05
   soldstatus $354,000
3. 2008-02-19
   soldstatus $354,000 Sold 397-char remark

   Show marketing remark (397 chars)

   This Fabulous College Park Home Offers: 5-Bedrooms! 2-Full Bathrooms! Whirlpool Tub! Hardwood Floors! Large Living Room w/ Stately Fireplace! Large Dinning Room! Separate Entrance to 2nd floor Rooms! Grand Front Porch overlooking a large, landscaped Yard! 2-Car Garage! Long paved Driveway! Shed-Work shop! Large Lot! Great Neighborhood! Walk to METRO and MARC Rail! Close to Schools and Shopping!

4. 2008-01-28
   historical 397-char remark

   Show marketing remark (397 chars)

   This Fabulous College Park Home Offers: 5-Bedrooms! 2-Full Bathrooms! Whirlpool Tub! Hardwood Floors! Large Living Room w/ Stately Fireplace! Large Dinning Room! Separate Entrance to 2nd floor Rooms! Grand Front Porch overlooking a large, landscaped Yard! 2-Car Garage! Long paved Driveway! Shed-Work shop! Large Lot! Great Neighborhood! Walk to METRO and MARC Rail! Close to Schools and Shopping!

5. 2008-01-14
   listed $359,000 397-char remark

   Show marketing remark (397 chars)

   This Fabulous College Park Home Offers: 5-Bedrooms! 2-Full Bathrooms! Whirlpool Tub! Hardwood Floors! Large Living Room w/ Stately Fireplace! Large Dinning Room! Separate Entrance to 2nd floor Rooms! Grand Front Porch overlooking a large, landscaped Yard! 2-Car Garage! Long paved Driveway! Shed-Work shop! Large Lot! Great Neighborhood! Walk to METRO and MARC Rail! Close to Schools and Shopping!

6. 2008-01-10
   historical
7. 2007-10-04
   listed
8. 1991-06-28
   soldstatus $126,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $4,903 · $409/mo
• Projected year-2 tax: $4,903 · $409/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $43,223
• − Mortgage interest: −$21,280
• − Property taxes: −$4,903
• − Insurance: −$1,900
• − Repairs & maintenance: −$3,458
• − Management: −$3,458
• − Depreciation: −$11,052
• Taxable loss: −$2,827
• Est. tax savings @ 24.0%: +$679
• After-tax cash flow: $4,115/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — College Park

• Score: 80/100
• State rank: #44
• US rank: #1640

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing A Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: College Park, MD
• County: Prince Georges County · 919,866 people
• City population: 36,847
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 36,847
• Household income: $77,317
• Rent vs Own: 63.3% rent · 36.7% own
• Severe rent burden: 2772.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.75)
• Race & ethnicity: White 35% Black 24% Hispanic / Latino 22% Asian 14% Two or more races 10%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Italian 1% Romanian 1% Lithuanian 1%
• Foreign-born: 28% · Canada, China, South Korea
• Languages at home: 66% English-only · Spanish 18% Other Indo-European 6% Chinese 4%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -337.75%
• Current HPI: 314.4446
• Rent YoY: ▲ 5.49%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+200.3% since first listed

11 events — show timeline

• 2026-05-29 Pending — BRIGHT MLS
• 2026-05-21 Relisted — BRIGHT MLS
• 2026-05-19 Contingent — BRIGHT MLS
• 2026-05-12 Listed $379,900 BRIGHT MLS
• 2008-03-05 Sold (Public Records) $354,000 Public Records
• 2008-02-19 Sold (MLS) $354,000 MRIS
• 2008-01-28 Delisted — MRIS
• 2008-01-14 Listed $359,000 MRIS
• 2008-01-10 Delisted — MRIS
• 2007-10-04 Listed — MRIS
• 1991-06-28 Sold (Public Records) $126,500 Public Records

Property tax history

-0.2%/yr

Latest (2025): $4,903 · +3.8% YoY. Source: county tax records.