440 Eagle St · Marksville, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +2.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$69,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
THE NEVER ENDING HOME! You won't believe this stylish, recently renovated mobile home with two additions offering approximately 4 bedrooms and 2 full bathrooms! There's a surprise at every turn. Major mechanical systems and roof have been recently updated, providing peace of mind for the new owner. All appliances and shelving will remain. Property features include a spacious sunroom, workshop, two kitchens, and flexible living space for extended family or potential rental use. Exterior amenities include two carports and a small, easy-to-maintain lot. Fencing available on property to use if needed. SELLER WILLING TO FINANCE WITH 1/3 DOWN! Great value for the square footage added with updates
Key facts
- Two kitchens
- Two carports
- Spacious sunroom
Tags
Property features AI
Exterior
- Parking: Attached carport
- Utilities: Propane
- Home design: Manufactured home
- Construction: Aluminum siding; Metal roof
- Exterior features: Partial privacy fencing
Interior
- Kitchen: Microwave; Refrigerator
- Bedrooms: Bedroom 1; Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Bedroom 6
- Bathrooms: 2 full bathrooms
- Heating & cooling: Natural gas heating; Other heating; Window air conditioning units; Multiple cooling units
- Interior features: Living room; Dining room; Kitchen; Workshop
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $70k.
Deal economics
- At list price, monthly cash flow is $633 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $70k).
- Recommended offer: $64k (9.0% below list) — sets the bar for market timing.
- Cap rate 17.1% vs local median 6.5% in Marksville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 52/100 on livability (#415 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: health & safety C-, crime F, amenities F.
- Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Marksville Elementary School (math 18% / reading 23%, grade F, #439 of 646 statewide, top 68%, 697 students, 70% FRL); Marksville High School (math 16% / reading 20%, grade F, #196 of 265 statewide, top 74%, 675 students, 59% FRL).
- Market conditions: 75 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 110 days — a 9% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 110 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.88% ✓
- Cap rate
- 17.15%
- Cash-on-cash
- 38.76%
- DSCR
- 2.72
- GRM
- 4.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 34.9%
- Equity multiple
- 2.48×
- Total profit
- $28,954
- Equity at exit
- $10,437
- IRR
- 41.7%
- Equity multiple
- 4.93×
- Total profit
- $77,028
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71351
- Active inventory
- 75
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $1,318 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$12 /mo · $140/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$277
- Net cashflow
- $633
Break-even live
Sensitivity live
| Price | -10% $673 | -5% $653 | +0% $633 | +5% $533 | +10% $509 |
|---|---|---|---|---|---|
| Rent | -10% $529 | -5% $581 | +0% $633 | +5% $685 | +10% $737 |
| Rate | -1.0pp $668 | -0.5pp $651 | base $633 | +0.5pp $615 | +1.0pp $597 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-21days on market $69,999 Active 110 DOM
-
2026-06-19days on market $69,999 Active 108 DOM
-
2026-06-18days on market $69,999 Active 107 DOM
-
2026-06-17days on market $69,999 Active 106 DOM
-
2026-06-16days on market $69,999 Active 105 DOM
-
2026-06-15days on market $69,999 Active 104 DOM
-
2026-06-14days on market $69,999 Active 102 DOM
-
2026-06-13days on market $69,999 Active 101 DOM
-
2026-06-10days on market $69,999 Active 99 DOM
-
2026-06-09days on market $69,999 Active 98 DOM
-
2026-06-08days on market $69,999 Active 97 DOM
-
2026-06-07days on market $69,999 Active 96 DOM
-
2026-06-03days on market $69,999 Active 92 DOM
-
2026-06-02days on market $69,999 Active 91 DOM
-
2026-06-01days on market $69,999 Active 90 DOM
-
2026-05-31days on market $69,999 Active 89 DOM
-
2026-05-30days on market $69,999 Active 88 DOM
-
2026-03-17price $69,999
-
2026-03-03$79,999 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $140 · $12/mo
- Projected year-2 tax
- $385 · $32/mo
- Expected delta
- +$245/yr (+$20/mo · 174.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 8/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,814
- − Mortgage interest
- −$3,921
- − Property taxes
- −$140
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,265
- − Management
- −$1,265
- − Depreciation
- −$2,036
- Taxable income
- $6,836
- Est. tax owed @ 24.0%
- −$1,641
- After-tax cash flow
- $5,957/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Avoyelles Parish
- NCES district ID
- 2200150
- Math proficiency
- 22% ▼ -32.00%
- Reading proficiency
- 30% ▼ -29.00%
- Median HH income
- $33,891
- Composite
- 21.32/100
- National rank
- #8378
- State rank
- #56 of 98 in LA
Livability — Marksville
- Score
- 52/100
- State rank
- #415
- US rank
- #25114
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Marksville, LA
- Population (ZIP)
- 11,494
Population outlook (Avoyelles County) Hauer SSP2
- Today (2025)
- 39,084 people
- By 2030
- 37,784 · -3.3%
- By 2040
- 35,049 · -10.3%
- By 2050
- 32,225 · -17.5%
- By 2075
- 25,695 · -34.3%
- By 2100
- 18,985 · -51.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Black 25% Two or more races 8% Hispanic / Latino 2% Native American 2% Asian 1%
- Common ancestry
- Lithuanian 22% Iranian 1%
- Foreign-born
- 2% · Canada, China, Vietnam
- Languages at home
- 91% English-only · French/Haitian/Cajun 7% Spanish 1% Chinese 1%
Political lean MEDSL · Avoyelles
- 2024 margin
- Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
- 2008→2024 swing
- -20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
- All cycles
- 2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -66.16%
- Current HPI
- 95.5318
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
||
Price history
-12.5% since first listed2 events — show timeline
- 2026-03-17 Price Changed $69,999 AcadianaMLS
- 2026-03-03 Listed $79,999 AcadianaMLS
Property tax history
-3.3%/yrLatest (2025): $140 · -32.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…