CashFlowRE
Sign in Sign up
No image
B- Composite 66.12
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.1/10.0
  • 1% rule +6.5/10.0
  • Schools +3.6/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$150,000

483 Mcintosh Trl · Turin, GA 30276
2 bd · 1.0 ba · 962 sqft · SingleFamily public records · 20 Days on market
Built 1967 3.00 ac lot Est $260k · 42% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming Private Retreat at 483 McIntosh Trail Discover the perfect blend of tranquility and convenience with this delightful 2-bedroom, 1-bath home nestled on 3 expansive acres. Tucked away on a peaceful road, this property offers a serene escape from the hustle and bustle of everyday life, with ample space and privacy to call your own.

Key facts

  • 3 acre lot
  • Garage
  • Built 1967

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $324 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $148k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.9% vs local median 2.4% in Turin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#360 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Coweta County (rural): math 37% / reading 43% proficiency, ranked #36 of 174 in GA (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Willis Road Elementary (math 39% / reading 45%, grade F, #380 of 1,228 statewide, top 33%, 725 students, 23% FRL); East Coweta Middle School (math 36% / reading 43%, grade F, #147 of 470 statewide, top 33%, 795 students, 32% FRL); East Coweta High School (math 22% / reading 38%, grade F, #135 of 424 statewide, top 32%, 3,212 students, 30% FRL).
  • Market conditions: 273 active listings in the ZIP; solid renter incomes; 963 units permitted in Coweta County in 2024 (8 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Coweta County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $147,750 (1.5% below list)

Questions for the listing agent

  1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
8.89%
Cash-on-cash
9.26%
DSCR
1.41
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$259,740
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
193 Doe Run Ct 0.32mi 3/2.0 (+1) 1,036 (+8%) 6mo $280,000 $270 58
60 Doe Run Dr 0.45mi 3/2.0 (+1) 1,068 (+11%) 13mo $240,000 $225 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.3%
Equity multiple
0.91×
Total profit
$-3,637
Equity at exit
$22,365
10-year hold
IRR
7.4%
Equity multiple
1.56×
Total profit
$23,520
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30276

Home prices YoY
-23.3%
Active inventory
273
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,722 medium interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$362
Net cashflow
$324

Break-even live

Break-even rent $1,312
Max offer price $150,000
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2024-11-05
    status Pending
  2. 2024-10-15
    historical Active Under Contract
    Show marketing remark (342 chars)

    Charming Private Retreat at 483 McIntosh Trail Discover the perfect blend of tranquility and convenience with this delightful 2-bedroom, 1-bath home nestled on 3 expansive acres. Tucked away on a peaceful road, this property offers a serene escape from the hustle and bustle of everyday life, with ample space and privacy to call your own.

  3. 2024-10-15
    status Under Contract 342-char remark
    Show marketing remark (342 chars)

    Charming Private Retreat at 483 McIntosh Trail Discover the perfect blend of tranquility and convenience with this delightful 2-bedroom, 1-bath home nestled on 3 expansive acres. Tucked away on a peaceful road, this property offers a serene escape from the hustle and bustle of everyday life, with ample space and privacy to call your own.

  4. 2024-10-15
    listed $150,000 Active
    Show marketing remark (342 chars)

    Charming Private Retreat at 483 McIntosh Trail Discover the perfect blend of tranquility and convenience with this delightful 2-bedroom, 1-bath home nestled on 3 expansive acres. Tucked away on a peaceful road, this property offers a serene escape from the hustle and bustle of everyday life, with ample space and privacy to call your own.

  5. 2024-10-07
    historical $150,000
    Show marketing remark (342 chars)

    Charming Private Retreat at 483 McIntosh Trail Discover the perfect blend of tranquility and convenience with this delightful 2-bedroom, 1-bath home nestled on 3 expansive acres. Tucked away on a peaceful road, this property offers a serene escape from the hustle and bustle of everyday life, with ample space and privacy to call your own.

  6. 2024-10-07
    listed $150,000 New 342-char remark
    Show marketing remark (342 chars)

    Charming Private Retreat at 483 McIntosh Trail Discover the perfect blend of tranquility and convenience with this delightful 2-bedroom, 1-bath home nestled on 3 expansive acres. Tucked away on a peaceful road, this property offers a serene escape from the hustle and bustle of everyday life, with ample space and privacy to call your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,669
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$1,654
− Management
−$1,654
− Depreciation
−$4,364
Taxable income
$1,596
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$383
After-tax cash flow
$3,506/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coweta County
NCES district ID
1301500
Math proficiency
37% ▼ -16.00%
Reading proficiency
43% ▼ -11.00%
Median HH income
$62,978
Composite
35.72/100
National rank
#4860
State rank
#36 of 174 in GA

Livability — Turin

Score
60/100
State rank
#360
US rank
#18505

Category grades

Amenities F Commute F Cost of living C+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Coweta County · 148,589 people
City population
13
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
19,945
Household income
$107,525
Rent vs Own
4.7% rent · 95.3% own
Severe rent burden
63.0

Population outlook (Coweta County) Hauer SSP2

Today (2025)
162,063 people
By 2030
173,373 · +7.0%
By 2040
194,658 · +20.1%
By 2050
212,246 · +31.0%
By 2075
246,544 · +52.1%
By 2100
257,059 · +58.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 13% Two or more races 6% Hispanic / Latino 4% Asian 1%
Common ancestry
Lithuanian 3% Italian 3% Slovak 2%
Foreign-born
4% · Canada, China
Languages at home
94% English-only · Spanish 2% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Coweta

2024 margin
Solid R (+33.9) · D 32.7% · R 66.6%
2008→2024 swing
+7.3pp toward D · 2008: -41.2pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+35.5 2016: R+42.3 2012: R+44.1 2008: R+41.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -87.80%
Current HPI
289.3748
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2024-11-05 Pending FMLS
  • 2024-10-15 Contingent FMLS
  • 2024-10-15 Pending GAMLS
  • 2024-10-15 Listed $150,000 FMLS
  • 2024-10-07 Coming Soon $150,000 FMLS
  • 2024-10-07 Listed $150,000 GAMLS

Property tax history

+3.4%/yr

Latest (2025): $287 · +11.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…