Plan 1886 Plan · Elk Grove, CA 95757

$616,670

3 bd · 2.0 ba · 1,886 sqft · SingleFamily · 867 Days on market

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.1/10.0
• Rent growth +3.6/5.0
• Livability +3.6/5.0
• Cash flow +3.1/30.0
• Condition / age +2.5/5.0
• 1% rule +0.0/10.0
• DSCR +0.0/10.0

Listing remarks MLS

* Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

Key facts

• 2 garage spots
• Listed 866 days

🏗️ New construction. The $616,670 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $695,253.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $617k.

Deal economics

• At list price, monthly cash flow is $-2k ($-27k/yr) — negative.
• To cash-flow at today's rent, offer at most $373k (39.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $326k (47.1% below list).
• Recommended offer: $326k (47.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 71/100 on livability (#212 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime B+; Watch: commute F, cost of living F.
• Elk Grove Unified (suburban): math 40% / reading 51% proficiency, ranked #165 of 517 in CA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.5%/yr); 295 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 6,825 units permitted in Sacramento County in 2024 (1,752 in 5+ unit buildings).

Forward outlook

• In year one you build about $74k of equity ($5k loan paydown + $70k appreciation (10.0% local appreciation)).
• Sacramento County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$119k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 867 days — a 12% lower offer ($543k) is reasonable based on typical stale-listing flexibility.

Recommended offer $326,254 (47.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 867 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.47% ✗
• Cap rate: 2.45%
• Cash-on-cash: -13.73%
• DSCR: 0.39
• GRM: 17.8

CMA / ARV

• ARV (median comp): $695,253
• List price: $616,670
• Delta: -11.30%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8462 Kissa Cir	0.05mi	4/2.0 (+1)	2,002 (+6%)	2mo	$680,000	$340	81
10124 Zane Way	0.14mi	3/2.5	1,628 (-14%)	2mo	$562,000	$345	67
9848 Porto Bay Dr	0.68mi	3/2.5	1,852 (-2%)	0mo	$610,000	$329	63
8396 Solfrid Way	0.47mi	3/2.5	1,730 (-8%)	0mo	$555,000	$321	62
8357 Eleodoro Way	0.51mi	3/2.5	1,730 (-8%)	2mo	$562,168	$325	59
10032 Wagoner Way	0.33mi	3/3.0	2,127 (+13%)	0mo	$705,000	$331	59
9908 Carico Way	0.59mi	4/3.0 (+1)	1,749 (-7%)	1mo	$650,000	$372	50
8349 Eleodoro Way	0.51mi	4/3.0 (+1)	2,075 (+10%)	1mo	$617,720	$298	49
8475 Anker Way	0.58mi	4/2.5 (+1)	1,651 (-12%)	0mo	$570,000	$345	45
10367 Evangaline Way	0.65mi	2/2.0 (-1)	1,644 (-13%)	0mo	$592,500	$360	43
8524 Anker Way	0.66mi	4/2.5 (+1)	1,651 (-12%)	0mo	$560,000	$339	41
10324 Evangaline Way	0.73mi	2/2.5 (-1)	2,143 (+14%)	2mo	$679,000	$317	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 4.54% rent growth · sell at horizon

5-year hold

• IRR: 15.0%
• Equity multiple: 2.24×
• Total profit: $241,975
• Equity at exit: $626,339

10-year hold

• IRR: 14.9%
• Equity multiple: 5.29×
• Total profit: $835,321
• Equity at exit: $1,350,723

Cash invested: $194,671 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 95757

• Home prices YoY: 13.5%
• Rents YoY: 4.5%
• Active inventory: 295
• Price-to-rent: 15.8×

Monthly cashflow live

• Estimated rent: $3,263 high
• Mortgage (P&I): −$3,646
• Tax est. 1.5%: −$869 /mo · $10,429/yr
• Insurance: −$290
• HOA: −$0
• Vacancy / Maint / Mgmt: −$685
• Net cashflow: $-2,227

Break-even live

Break-even rent $6,082

Max offer price $372,955

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $173,813
• Closing costs: $20,858
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10114 Elise Way Elk Grove, CA	4.0	3.0	2214	$2,995	$1.35	7d	1	0.16mi
10110 Elise Way Elk Grove, CA	3.0	2.5	1628	$3,300	$2.03	7d	1	0.16mi
8358 Akino Ct Elk Grove, CA	4.0	3.5	2321	$3,200	$1.38	43d	1	0.35mi
8403 Sinesky Way Elk Grove, CA	3.0	2.0	1579	$2,995	$1.90	10d	1	0.48mi
8376 Solfrid Way Elk Grove, CA	4.0	3.0	2070	$3,200	$1.55	17d	1	0.48mi
10365 Bayson Way Elk Grove, CA	4.0	3.0	2018	$3,300	$1.64	20d	1	0.51mi
10365 Bayson Way Elk Grove, CA	4.0	3.0	2018	$3,300	$1.64	22d	1	0.51mi
8357 Eleodoro Way Elk Grove, CA	3.0	2.5	1730	$3,245	$1.88	2d	1	0.51mi
8471 Anker Way Elk Grove, CA	4.0	2.5	2107	$3,200	$1.52	23d	1	0.56mi
8420 Mondale Way Elk Grove, CA	4.0	3.0	2450	$3,950	$1.61	43d	1	0.67mi
8357 Luan Way Elk Grove, CA	3.0	2.0	1967	$2,895	$1.47	20d	1	0.70mi
10123 Blue Whale Way Elk Grove, CA	4.0	3.0	2445	$4,200	$1.72	16d	1	0.80mi
8008 Poppy Ridge Rd Elk Grove, CA	4.0	3.0	2073	$3,375	$1.63	23d	1	0.89mi
9773 Philta Way Elk Grove, CA	4.0	2.5	2564	$3,500	$1.37	4d	1	1.10mi
9932 Westminster Way Elk Grove, CA	2.0	2.0	1376	$2,695	$1.96	23d	1	1.28mi
10087 Emerald Grove Dr Elk Grove, CA	3.0	2.0	1354	$2,575	$1.90	43d	1	1.31mi
7540 Abbey Cir Elk Grove, CA	2.0	2.0	1257	$2,700	$2.15	4d	1	1.32mi
10191 Gatemont Cir Elk Grove, CA	3.0	2.5	1800	$2,800	$1.56	23d	1	1.34mi
10568 Trill Way Elk Grove, CA	3.0	2.5	1815	$2,900	$1.60	1d	1	1.37mi
10568 Trill Way Elk Grove, CA	3.0	2.5	1815	$2,900	$1.60	2d	1	1.37mi
7216 Tavira Ct Elk Grove, CA	3.0	2.0	1513	$2,600	$1.72	43d	1	1.44mi
7405 Rothschild Ct Elk Grove, CA	3.0	2.0	1859	$2,650	$1.43	2d	1	1.46mi
8212 Shannon Oak Ln Elk Grove, CA	3.0	2.5	1351	$2,600	$1.92	43d	1	1.47mi
8418 Everson Ln Elk Grove, CA	4.0	3.0	2476	$3,400	$1.37	23d	1	1.48mi
10573 Vina Ct Elk Grove, CA	3.0	2.5	1449	$3,299	$2.28	43d	1	1.49mi
10571 Vina Ct Elk Grove, CA	3.0	2.5	1322	$3,149	$2.38	10d	1	1.49mi

Listing history 43 events

1. 2026-06-18
   days on market $616,670 Active 867 DOM
2. 2026-06-17
   days on market $616,670 Active 866 DOM
3. 2026-06-16
   days on market $616,670 Active 865 DOM
4. 2026-06-15
   days on market $616,670 Active 864 DOM
5. 2026-06-13
   days on market $616,670 Active 862 DOM
6. 2026-06-13
   days on market $616,670 Active 861 DOM
7. 2026-06-09
   days on market $616,670 Active 858 DOM
8. 2026-06-08
   days on market $616,670 Active 857 DOM
9. 2026-06-07
   days on market $616,670 Active 856 DOM
10. 2026-06-05
    days on market $616,670 Active 853 DOM
11. 2026-06-03
    days on market $616,670 Active 852 DOM
12. 2026-06-02
    days on market $616,670 Active 851 DOM
13. 2026-06-01
    days on market $616,670 Active 850 DOM
14. 2026-05-31
    days on market $616,670 Active 849 DOM
15. 2025-05-30
    price $616,670 468-char remark

    Show marketing remark (468 chars)

    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

16. 2025-05-17
    price $638,280 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

17. 2025-05-02
    price $611,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

18. 2025-04-18
    price $631,990 468-char remark

    Show marketing remark (468 chars)

    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

19. 2025-04-04
    price $658,280 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

20. 2025-03-15
    price $631,990 468-char remark

    Show marketing remark (468 chars)

    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

21. 2025-03-08
    price $658,280 468-char remark

    Show marketing remark (468 chars)

    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

22. 2025-03-01
    price $657,280 468-char remark

    Show marketing remark (468 chars)

    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

23. 2025-02-22
    price $630,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

24. 2025-02-08
    price $628,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

25. 2025-01-25
    price $651,755 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

26. 2025-01-04
    price $626,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

27. 2024-12-21
    price $643,475 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

28. 2024-11-16
    price $626,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

29. 2024-11-09
    price $643,475 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

30. 2024-09-28
    price $626,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

31. 2024-08-30
    price $641,415 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

32. 2024-07-20
    price $626,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

33. 2024-07-13
    price $629,670 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

34. 2024-07-07
    price $644,670 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

35. 2024-06-30
    price $641,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

36. 2024-04-13
    price $646,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

37. 2024-03-30
    price $641,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

38. 2024-03-09
    price $636,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

39. 2024-03-02
    price $631,990 468-char remark

    Show marketing remark (468 chars)

    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

40. 2024-02-25
    price $628,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

41. 2024-02-17
    price $623,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

42. 2024-02-10
    price $618,990 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

43. 2024-02-03
    listed $615,990 Active 468-char remark

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    * Front porch * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Expansive great room * Dedicated laundry room * Den * Spacious great room * 9-ft. ceilings * Kitchen USB charging port * Smart thermostat * ENERGY STAR® certified home * Close to medical facilities * Near popular restaurants * Convenient to downtown * Master-planned community * Near local schools * Planned parks

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $39,150
• − Mortgage interest: −$38,945
• − Property taxes: −$10,429
• − Insurance: −$3,476
• − Repairs & maintenance: −$3,132
• − Management: −$3,132
• − Depreciation: −$20,226
• Taxable loss: −$40,189
• Est. tax savings @ 24.0%: +$9,645
• After-tax cash flow: $-17,083/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Elk Grove Unified
• NCES district ID: 0612330
• Math proficiency: 40% ▼ -5.00%
• Reading proficiency: 51% ▼ -5.00%
• Median HH income: $67,860
• Composite: 40.72/100
• National rank: #3658
• State rank: #165 of 517 in CA

Livability — Elk Grove

• Score: 71/100
• State rank: #212
• US rank: #6681

Category grades

Amenities B Commute F Cost of living F Crime B+ Employment A+ Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Elk Grove, CA
• County: Sacramento County · 1,539,646 people
• City population: 190,119
• Metro: Sacramento-Roseville-Folsom, CA
• Population (ZIP): 56,764
• Household income: $138,198
• Rent vs Own: 26.5% rent · 73.5% own
• Severe rent burden: 1121.0

Population outlook (Sacramento County) Hauer SSP2

• Today (2025): 1,660,763 people
• By 2030: 1,732,990 · +4.3%
• By 2040: 1,855,755 · +11.7%
• By 2050: 1,941,335 · +16.9%
• By 2075: 2,046,162 · +23.2%
• By 2100: 1,961,444 · +18.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.75)
• Race & ethnicity: Asian 40% White 21% Hispanic / Latino 18% Two or more races 14% Black 11% Pacific Islander 1%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Russian 1% Italian 1% Portuguese 1%
• Foreign-born: 28% · China, Canada, Vietnam
• Languages at home: 62% English-only · Spanish 8% Other Indo-European 7% Chinese 7%

Political lean MEDSL · Sacramento

• 2024 margin: D (+19.7) · D 58.1% · R 38.4% · Other 3.5%
• 2008→2024 swing: +0.7pp no change · 2008: 19.0pp · 2024: 19.7pp
• All cycles: 2024: D+19.7 2020: D+25.3 2016: D+23.7 2012: D+16.3 2008: D+19.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 39.15%
• Current HPI: 328.5885
• Rent YoY: ▲ 4.54%
• Metro: Sacramento-Roseville-Folsom, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+0.1% since first listed

29 events — show timeline

• 2025-05-30 Price Changed $616,670 Zillow
• 2025-05-17 Price Changed $638,280 Zillow
• 2025-05-02 Price Changed $611,990 Zillow
• 2025-04-18 Price Changed $631,990 Zillow
• 2025-04-04 Price Changed $658,280 Zillow
• 2025-03-15 Price Changed $631,990 Zillow
• 2025-03-08 Price Changed $658,280 Zillow
• 2025-03-01 Price Changed $657,280 Zillow
• 2025-02-22 Price Changed $630,990 Zillow
• 2025-02-08 Price Changed $628,990 Zillow
• 2025-01-25 Price Changed $651,755 Zillow
• 2025-01-04 Price Changed $626,990 Zillow
• 2024-12-21 Price Changed $643,475 Zillow
• 2024-11-16 Price Changed $626,990 Zillow
• 2024-11-09 Price Changed $643,475 Zillow
• 2024-09-28 Price Changed $626,990 Zillow
• 2024-08-30 Price Changed $641,415 Zillow
• 2024-07-20 Price Changed $626,990 Zillow
• 2024-07-13 Price Changed $629,670 Zillow
• 2024-07-07 Price Changed $644,670 Zillow
• 2024-06-30 Price Changed $641,990 Zillow
• 2024-04-13 Price Changed $646,990 Zillow
• 2024-03-30 Price Changed $641,990 Zillow
• 2024-03-09 Price Changed $636,990 Zillow
• 2024-03-02 Price Changed $631,990 Zillow
• 2024-02-25 Price Changed $628,990 Zillow
• 2024-02-17 Price Changed $623,990 Zillow
• 2024-02-10 Price Changed $618,990 Zillow
• 2024-02-03 Listed $615,990 Zillow