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4441 NW 16th St Unit J308
B Composite 70.6
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$72,000

4441 NW 16th St Unit J308 · Lauderhill, FL 33313
1 bd · 1.0 ba · 680 sqft · Condo · 181 Days on market
Built 1969 $350/mo HOA · 23% of rent ↓ 20% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

TURN-KEY FURNISHED 1 bed/1 bath located in the 55+ community of Lauderhill East. This building has elevator and is located on the top floor, therefore no upstairs neighbor. All windows are hurricane impact and front door was replaced last year. 40th year inspection has been done and there are no special assessments. Bathroom has access from both the bedroom and hallway area. Living room is equipped with a pull out couch and leads to the enclosed Florida room. Both living room area and balcony have a garden view overlooking the clubhouse. Additional locker and laundry room are located on the same floor. Water heater is from 2022 and parking number is #62. Rentals after 1 year, 2x per year (7

Key facts

  • Garden view
  • Laundry room
  • Additional locker

Tags

HURRICANE IMPACT WINDOWSTOP FLOORGARDEN VIEWENCLOSED FLORIDA ROOMADDITIONAL LOCKERLAUNDRY ROOM

Property features AI

Finance

  • Financial info: Pets not allowed
  • HOA & community: Monthly association fee; Association fee includes amenities, hot water, laundry, grounds maintenance, sewer and water; Association amenities: billiard room, clubhouse, fitness center, laundry, library, pool, shuffleboard court, trash service, elevator(s); Senior community

Exterior

  • Parking: Assigned parking; Guest parking; One assigned space
  • Security: Closed-circuit cameras; Security guard
  • Utilities: Association-maintained water and sewer
  • Home design: Attached property; 3 total stories; Entry on 3rd level
  • Construction: Block construction; Resale property
  • Exterior features: Balcony; Patio; Screened patio

Interior

  • Kitchen: Built-in oven; Microwave; Refrigerator
  • Flooring: Tile; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Furnished; Walk-in closet(s); Elevator
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $72k.

Deal economics

  • At list price, monthly cash flow is $358 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $72k).
  • Recommended offer: $63k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.3% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, employment D, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.3% rent growth), your $20k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 181 days — a 12% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $8k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 23% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $63,360 (12.0% below list)

Questions for the listing agent

  1. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.12%
Cap rate
12.27%
Cash-on-cash
21.33%
DSCR
1.95
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold
IRR
9.6%
Equity multiple
1.36×
Total profit
$7,303
Equity at exit
$10,735
10-year hold
IRR
15.4%
Equity multiple
2.03×
Total profit
$20,808
Equity at exit
$6,225

Cash invested: $20,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33313

Rents YoY
0.3%
Active inventory
656
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,527 high interval (Pro) →
Mortgage (P&I)
$378
Tax est. 1.5%
$90 /mo · $1,080/yr
Insurance
$30
HOA
$350
Vacancy / Maint / Mgmt
$321
Net cashflow
$358

Break-even live

Break-even rent $1,073
Max offer price $72,000
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,000
Closing costs
$2,160
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1621 NW 46th Ave #101 Lauderhill, FL 1.0 1.0 576 $1,600 $2.78 24d 1 0.10mi
1599 NW 43rd Ave #106 Lauderhill, FL 1.0 1.0 730 $1,499 $2.05 17d 1 0.11mi
4299 NW 16th St #103 Lauderhill, FL 1.0 1.0 700 $1,400 $2.00 24d 1 0.14mi
4299 NW 16th St #103 Lauderhill, FL 1.0 1.0 700 $1,400 $2.00 8d 1 0.14mi
1861 NW 46th Ave Lauderhill, FL 2.0 1.0–2.0 730 $1,490 $2.04 2d 13 0.24mi
4047 NW 16th St #109 Lauderhill, FL 1.0 1.0 725 $1,300 $1.79 24d 1 0.33mi
4310 NW 12th Ct #205 Lauderhill, FL 1.0 1.0 730 $1,500 $2.05 17d 1 0.34mi
4310 NW 12th Ct #205 Lauderhill, FL 1.0 1.0 730 $1,500 $2.05 5d 1 0.34mi
1196 NW 40th Ave Lauderhill, FL 1.0–2.0 1.0 825 $1,540 $1.87 1d 10 0.42mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,599 $1.97 8d 2 0.50mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,675 $2.07 24d 3 0.50mi
2070 NW 43rd Ter #6 Lauderhill, FL 1.0 1.0 600 $1,600 $2.67 22d 1 0.52mi
1752 NW 55th Ave #102 Lauderhill, FL 1.0 1.0 550 $1,390 $2.53 24d 1 0.81mi
4851 NW 9th Dr #4851 Plantation, FL 2.0 1.0 736 $1,650 $2.24 24d 1 0.85mi
4871 NW 9th Dr #4871 Plantation, FL 1.0 1.0 736 $1,550 $2.11 24d 1 0.85mi
4839 NW 9th Dr #4839 Plantation, FL 1.0 1.0 736 $1,595 $2.17 17d 1 0.85mi
5321 NW 21st Ct Lauderhill, FL 2.0 1.0 750 $1,900 $2.53 24d 1 0.97mi
4121 NW 26th St Unit T16 Lauderhill, FL 1.0 1.5 750 $1,500 $2.00 24d 1 0.99mi
5480 NW 11th St #306 Lauderhill, FL 1.0 1.0 675 $1,590 $2.36 24d 1 1.03mi
4141 NW 26th St #316 Lauderhill, FL 1.0 1.0 624 $1,450 $2.32 24d 1 1.03mi
5480 NW 11th St Lauderhill, FL 1.0 1.0 675 $1,570 $2.33 21d 2 1.04mi
5480 NW 11th St Lauderhill, FL 1.0 1.0 675 $1,570 $2.33 5d 2 1.04mi
4851 NW 26th Ct #338 Lauderdale Lakes, FL 1.0 1.0 705 $1,650 $2.34 17d 1 1.07mi
4400 W Sunrise Blvd Fort Lauderdale, FL 2.0 1.0–2.0 811 $2,624 $3.24 2d 44 1.15mi
3061 NW 47th Ter Unit 132C Lauderdale Lakes, FL 1.0 1.0 610 $1,500 $2.46 24d 1 1.20mi
3061 NW 47th Ter Unit 327B Lauderdale Lakes, FL 1.0 1.5 662 $1,600 $2.42 8d 1 1.20mi
3061 NW 47th Ter #327 Lauderdale Lakes, FL 1.0 1.5 662 $1,500 $2.27 24d 1 1.20mi
2901 NW 47th Ter Unit 247B Lauderdale Lakes, FL 1.0 1.5 662 $1,450 $2.19 24d 1 1.20mi
2901 NW 47th Ter Unit 348B Lauderdale Lakes, FL 1.0 1.5 662 $1,350 $2.04 24d 1 1.20mi
3001 NW 48th Ave #440 Lauderdale Lakes, FL 1.0 1.5 705 $1,300 $1.84 24d 1 1.21mi
4271 NW 5th St Plantation, FL 1.0–2.0 1.0 526 $1,750 $3.32 21d 2 1.21mi
4271 NW 5th St Plantation, FL 2.0 1.0 526 $1,550 $2.94 8d 3 1.21mi
4251 NW 5th St Plantation, FL 1.0 1.0 499 $1,500 $3.01 8d 2 1.21mi
4251 NW 5th St Plantation, FL 1.0 1.0 499 $1,500 $3.01 15d 2 1.21mi
5811 NW 17th Pl Unit H Sunrise, FL 1.0 1.0 600 $1,750 $2.92 24d 1 1.21mi
3030 NW 43rd Ter Lauderdale Lakes, FL 1.0 1.0 592 $1,400 $2.36 2d 2 1.23mi
3030 NW 43rd Ter #102 Lauderdale Lakes, FL 1.0 1.0 710 $1,450 $2.04 24d 1 1.23mi
3033 NW 43rd Ave #108 Lauderdale Lakes, FL 1.0 1.0 650 $1,590 $2.45 14d 1 1.24mi
5880 NW 19th Ct Unit 5888 Lauderhill, FL 2.0 1.0 750 $1,775 $2.37 3d 1 1.24mi
5941 NW 16th Pl Sunrise, FL 1.0–2.0 1.0–1.5 772 $1,500 $1.94 24d 1 1.28mi

HOA detail condo

Monthly dues
$350 · $4,200/yr
Likely covers
water
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 21 events

  1. 2026-06-18
    days on market $72,000 Active 181 DOM
  2. 2026-06-17
    days on market $72,000 Active 180 DOM
  3. 2026-06-16
    days on market $72,000 Active 179 DOM
  4. 2026-06-15
    days on market $72,000 Active 178 DOM
  5. 2026-06-13
    days on market $72,000 Active 176 DOM
  6. 2026-06-09
    days on market $72,000 Active 172 DOM
  7. 2026-06-07
    days on market $72,000 Active 170 DOM
  8. 2026-06-04
    days on market $72,000 Active 167 DOM
  9. 2026-06-03
    days on market $72,000 Active 166 DOM
  10. 2026-06-02
    days on market $72,000 Active 165 DOM
  11. 2026-06-01
    days on market $72,000 Active 164 DOM
  12. 2026-05-31
    days on market $72,000 Active 163 DOM
  13. 2026-02-20
    price $72,000
  14. 2025-12-19
    listed $79,500 Active
  15. 2025-12-01
    historical
  16. 2025-09-08
    status Active
  17. 2025-08-08
    historical Active Under Contract
  18. 2025-07-23
    listed $84,500 Active
  19. 2025-07-20
    historical
  20. 2025-06-03
    price $84,999
  21. 2025-01-21
    listed $89,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,319
− Mortgage interest
−$4,033
− Property taxes
−$1,080
− Insurance
−$360
− Repairs & maintenance
−$1,466
− Management
−$1,466
− HOA
−$4,200
− Depreciation
−$2,095
Taxable income
$3,620
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$869
After-tax cash flow
$3,432/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderhill

Score
79/100
State rank
#139
US rank
#2059

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderhill, FL
County
Broward County · 1,963,430 people
City population
62,807
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
62,807
Household income
$46,305
Rent vs Own
54.3% rent · 45.7% own
Severe rent burden
5692.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
Hispanic origin (detail)
Puerto Rican 2% Cuban 3% Dominican 1%
Common ancestry
Hispanic 20%
Foreign-born
39% · Canada, Jamaica, Dominican Republic
Languages at home
66% English-only · French/Haitian/Cajun 22% Spanish 10%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -338.15%
Current HPI
288.9345
Rent YoY
▲ 0.26%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-19.9% since first listed
9 events — show timeline
  • 2026-02-20 Price Changed $72,000 MARMLS
  • 2025-12-19 Listed $79,500 MARMLS
  • 2025-12-01 Listing Removed MARMLS
  • 2025-09-08 Relisted MARMLS
  • 2025-08-08 Contingent MARMLS
  • 2025-07-23 Listed $84,500 MARMLS
  • 2025-07-20 Listing Removed MARMLS
  • 2025-06-03 Price Changed $84,999 MARMLS
  • 2025-01-21 Listed $89,900 MARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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