4441 NW 16th St Unit J308 · Lauderhill, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$72,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
TURN-KEY FURNISHED 1 bed/1 bath located in the 55+ community of Lauderhill East. This building has elevator and is located on the top floor, therefore no upstairs neighbor. All windows are hurricane impact and front door was replaced last year. 40th year inspection has been done and there are no special assessments. Bathroom has access from both the bedroom and hallway area. Living room is equipped with a pull out couch and leads to the enclosed Florida room. Both living room area and balcony have a garden view overlooking the clubhouse. Additional locker and laundry room are located on the same floor. Water heater is from 2022 and parking number is #62. Rentals after 1 year, 2x per year (7
Key facts
- Garden view
- Laundry room
- Additional locker
Tags
Property features AI
Finance
- Financial info: Pets not allowed
- HOA & community: Monthly association fee; Association fee includes amenities, hot water, laundry, grounds maintenance, sewer and water; Association amenities: billiard room, clubhouse, fitness center, laundry, library, pool, shuffleboard court, trash service, elevator(s); Senior community
Exterior
- Parking: Assigned parking; Guest parking; One assigned space
- Security: Closed-circuit cameras; Security guard
- Utilities: Association-maintained water and sewer
- Home design: Attached property; 3 total stories; Entry on 3rd level
- Construction: Block construction; Resale property
- Exterior features: Balcony; Patio; Screened patio
Interior
- Kitchen: Built-in oven; Microwave; Refrigerator
- Flooring: Tile; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: Furnished; Walk-in closet(s); Elevator
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $72k.
Deal economics
- At list price, monthly cash flow is $358 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $72k).
- Recommended offer: $63k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.3% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, employment D, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 40% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $20k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 181 days — a 12% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $8k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 23% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.12% ✓
- Cap rate
- 12.27%
- Cash-on-cash
- 21.33%
- DSCR
- 1.95
- GRM
- 3.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.26% rent growth · sell at horizon
- IRR
- 9.6%
- Equity multiple
- 1.36×
- Total profit
- $7,303
- Equity at exit
- $10,735
- IRR
- 15.4%
- Equity multiple
- 2.03×
- Total profit
- $20,808
- Equity at exit
- $6,225
Cash invested: $20,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33313
- Rents YoY
- 0.3%
- Active inventory
- 656
- Price-to-rent
- 3.9×
Monthly cashflow live
- Estimated rent
- $1,527 high interval (Pro) →
- Mortgage (P&I)
- −$378
- Tax est. 1.5%
- −$90 /mo · $1,080/yr
- Insurance
- −$30
- HOA
- −$350
- Vacancy / Maint / Mgmt
- −$321
- Net cashflow
- $358
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,000
- Closing costs
- $2,160
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1621 NW 46th Ave #101 Lauderhill, FL | 1.0 | 1.0 | 576 | $1,600 | $2.78 | 24d | 1 | 0.10mi |
| 1599 NW 43rd Ave #106 Lauderhill, FL | 1.0 | 1.0 | 730 | $1,499 | $2.05 | 17d | 1 | 0.11mi |
| 4299 NW 16th St #103 Lauderhill, FL | 1.0 | 1.0 | 700 | $1,400 | $2.00 | 24d | 1 | 0.14mi |
| 4299 NW 16th St #103 Lauderhill, FL | 1.0 | 1.0 | 700 | $1,400 | $2.00 | 8d | 1 | 0.14mi |
| 1861 NW 46th Ave Lauderhill, FL | 2.0 | 1.0–2.0 | 730 | $1,490 | $2.04 | 2d | 13 | 0.24mi |
| 4047 NW 16th St #109 Lauderhill, FL | 1.0 | 1.0 | 725 | $1,300 | $1.79 | 24d | 1 | 0.33mi |
| 4310 NW 12th Ct #205 Lauderhill, FL | 1.0 | 1.0 | 730 | $1,500 | $2.05 | 17d | 1 | 0.34mi |
| 4310 NW 12th Ct #205 Lauderhill, FL | 1.0 | 1.0 | 730 | $1,500 | $2.05 | 5d | 1 | 0.34mi |
| 1196 NW 40th Ave Lauderhill, FL | 1.0–2.0 | 1.0 | 825 | $1,540 | $1.87 | 1d | 10 | 0.42mi |
| 4160 NW 21st St Lauderhill, FL | 1.0–2.0 | 1.0 | 810 | $1,599 | $1.97 | 8d | 2 | 0.50mi |
| 4160 NW 21st St Lauderhill, FL | 1.0–2.0 | 1.0 | 810 | $1,675 | $2.07 | 24d | 3 | 0.50mi |
| 2070 NW 43rd Ter #6 Lauderhill, FL | 1.0 | 1.0 | 600 | $1,600 | $2.67 | 22d | 1 | 0.52mi |
| 1752 NW 55th Ave #102 Lauderhill, FL | 1.0 | 1.0 | 550 | $1,390 | $2.53 | 24d | 1 | 0.81mi |
| 4851 NW 9th Dr #4851 Plantation, FL | 2.0 | 1.0 | 736 | $1,650 | $2.24 | 24d | 1 | 0.85mi |
| 4871 NW 9th Dr #4871 Plantation, FL | 1.0 | 1.0 | 736 | $1,550 | $2.11 | 24d | 1 | 0.85mi |
| 4839 NW 9th Dr #4839 Plantation, FL | 1.0 | 1.0 | 736 | $1,595 | $2.17 | 17d | 1 | 0.85mi |
| 5321 NW 21st Ct Lauderhill, FL | 2.0 | 1.0 | 750 | $1,900 | $2.53 | 24d | 1 | 0.97mi |
| 4121 NW 26th St Unit T16 Lauderhill, FL | 1.0 | 1.5 | 750 | $1,500 | $2.00 | 24d | 1 | 0.99mi |
| 5480 NW 11th St #306 Lauderhill, FL | 1.0 | 1.0 | 675 | $1,590 | $2.36 | 24d | 1 | 1.03mi |
| 4141 NW 26th St #316 Lauderhill, FL | 1.0 | 1.0 | 624 | $1,450 | $2.32 | 24d | 1 | 1.03mi |
| 5480 NW 11th St Lauderhill, FL | 1.0 | 1.0 | 675 | $1,570 | $2.33 | 21d | 2 | 1.04mi |
| 5480 NW 11th St Lauderhill, FL | 1.0 | 1.0 | 675 | $1,570 | $2.33 | 5d | 2 | 1.04mi |
| 4851 NW 26th Ct #338 Lauderdale Lakes, FL | 1.0 | 1.0 | 705 | $1,650 | $2.34 | 17d | 1 | 1.07mi |
| 4400 W Sunrise Blvd Fort Lauderdale, FL | 2.0 | 1.0–2.0 | 811 | $2,624 | $3.24 | 2d | 44 | 1.15mi |
| 3061 NW 47th Ter Unit 132C Lauderdale Lakes, FL | 1.0 | 1.0 | 610 | $1,500 | $2.46 | 24d | 1 | 1.20mi |
| 3061 NW 47th Ter Unit 327B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,600 | $2.42 | 8d | 1 | 1.20mi |
| 3061 NW 47th Ter #327 Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,500 | $2.27 | 24d | 1 | 1.20mi |
| 2901 NW 47th Ter Unit 247B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,450 | $2.19 | 24d | 1 | 1.20mi |
| 2901 NW 47th Ter Unit 348B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,350 | $2.04 | 24d | 1 | 1.20mi |
| 3001 NW 48th Ave #440 Lauderdale Lakes, FL | 1.0 | 1.5 | 705 | $1,300 | $1.84 | 24d | 1 | 1.21mi |
| 4271 NW 5th St Plantation, FL | 1.0–2.0 | 1.0 | 526 | $1,750 | $3.32 | 21d | 2 | 1.21mi |
| 4271 NW 5th St Plantation, FL | 2.0 | 1.0 | 526 | $1,550 | $2.94 | 8d | 3 | 1.21mi |
| 4251 NW 5th St Plantation, FL | 1.0 | 1.0 | 499 | $1,500 | $3.01 | 8d | 2 | 1.21mi |
| 4251 NW 5th St Plantation, FL | 1.0 | 1.0 | 499 | $1,500 | $3.01 | 15d | 2 | 1.21mi |
| 5811 NW 17th Pl Unit H Sunrise, FL | 1.0 | 1.0 | 600 | $1,750 | $2.92 | 24d | 1 | 1.21mi |
| 3030 NW 43rd Ter Lauderdale Lakes, FL | 1.0 | 1.0 | 592 | $1,400 | $2.36 | 2d | 2 | 1.23mi |
| 3030 NW 43rd Ter #102 Lauderdale Lakes, FL | 1.0 | 1.0 | 710 | $1,450 | $2.04 | 24d | 1 | 1.23mi |
| 3033 NW 43rd Ave #108 Lauderdale Lakes, FL | 1.0 | 1.0 | 650 | $1,590 | $2.45 | 14d | 1 | 1.24mi |
| 5880 NW 19th Ct Unit 5888 Lauderhill, FL | 2.0 | 1.0 | 750 | $1,775 | $2.37 | 3d | 1 | 1.24mi |
| 5941 NW 16th Pl Sunrise, FL | 1.0–2.0 | 1.0–1.5 | 772 | $1,500 | $1.94 | 24d | 1 | 1.28mi |
HOA detail condo
- Monthly dues
- $350 · $4,200/yr
- Likely covers
- water
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 21 events
-
2026-06-18days on market $72,000 Active 181 DOM
-
2026-06-17days on market $72,000 Active 180 DOM
-
2026-06-16days on market $72,000 Active 179 DOM
-
2026-06-15days on market $72,000 Active 178 DOM
-
2026-06-13days on market $72,000 Active 176 DOM
-
2026-06-09days on market $72,000 Active 172 DOM
-
2026-06-07days on market $72,000 Active 170 DOM
-
2026-06-04days on market $72,000 Active 167 DOM
-
2026-06-03days on market $72,000 Active 166 DOM
-
2026-06-02days on market $72,000 Active 165 DOM
-
2026-06-01days on market $72,000 Active 164 DOM
-
2026-05-31days on market $72,000 Active 163 DOM
-
2026-02-20price $72,000
-
2025-12-19$79,500 Active
-
2025-12-01historical
-
2025-09-08status Active
-
2025-08-08historical Active Under Contract
-
2025-07-23$84,500 Active
-
2025-07-20historical
-
2025-06-03price $84,999
-
2025-01-21$89,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (shaded) · 22% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,319
- − Mortgage interest
- −$4,033
- − Property taxes
- −$1,080
- − Insurance
- −$360
- − Repairs & maintenance
- −$1,466
- − Management
- −$1,466
- − HOA
- −$4,200
- − Depreciation
- −$2,095
- Taxable income
- $3,620
- Est. tax owed @ 24.0%
- −$869
- After-tax cash flow
- $3,432/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Lauderhill
- Score
- 79/100
- State rank
- #139
- US rank
- #2059
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lauderhill, FL
- County
- Broward County · 1,963,430 people
- City population
- 62,807
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 62,807
- Household income
- $46,305
- Rent vs Own
- Severe rent burden
- 5692.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (77%)
- Race & ethnicity
- Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 3% Dominican 1%
- Common ancestry
- Hispanic 20%
- Foreign-born
- 39% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · French/Haitian/Cajun 22% Spanish 10%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -338.15%
- Current HPI
- 288.9345
- Rent YoY
- ▲ 0.26%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
-19.9% since first listed9 events — show timeline
- 2026-02-20 Price Changed $72,000 MARMLS
- 2025-12-19 Listed $79,500 MARMLS
- 2025-12-01 Listing Removed — MARMLS
- 2025-09-08 Relisted — MARMLS
- 2025-08-08 Contingent — MARMLS
- 2025-07-23 Listed $84,500 MARMLS
- 2025-07-20 Listing Removed — MARMLS
- 2025-06-03 Price Changed $84,999 MARMLS
- 2025-01-21 Listed $89,900 MARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…