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6426 Valley View St #9
B- Composite 68.45
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +2.5/5.0
  • Rent growth +2.2/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$42,999

6426 Valley View St #9 · Joshua Tree, CA 92252
1 bd · 1.0 ba · 500 sqft · Manufactured · 219 Days on market
Built 1961 Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

(Traditional Financing Available - $5,000 Down) (Pet Friendly - Cats and Dogs allowed - Large Friendly Dogs are welcome!) Age 55+ Community, fully remodeled single wide 1 bedroom 1 bathroom for sale in the Lazy H Mobile Home Park. The home has upgraded flooring, kitchen, bedroom, and bathroom. The air cooling unit in the living room is fully operational and blows cold. The home recently has had the roof re-sealed providing additional years of protection. The home is fenced for added security. Up to 3 vehicles can fit inside the parking space in front of the home. Seller is open to offers and may offer the opportunity to pay for your closing costs. So go ahead and reach out to your favorite realtor and come see the home before its gone. The monthly space rent is $500/month and utilities are not included. The home also is equipped with its own laundry capability. Washer and Dyer included.

Key facts

  • Fully remodeled
  • Upgraded flooring
  • Air cooling unit

Tags

FULLY REMODELEDUPGRADED FLOORINGAIR COOLING UNITROOF RE-SEALEDFENCED FOR ADDED SECURITYLAUNDRY CAPABILITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $43k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $873 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $43k).
  • Recommended offer: $38k (12.0% below list) — sets the bar for market timing.
  • Cap rate 30.7% vs local median 2.7% in Joshua Tree — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 50/100 on livability (#1,114 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: schools F, crime F, amenities F.
  • Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-1.1%/yr); 534 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $297 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $12k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 219 days — a 12% lower offer ($38k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 5y ago; this cycle's ask has dropped $16k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $13k; list at $43k implies a 231% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $37,839 (12.0% below list)

Questions for the listing agent

  1. It's been on market 219 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.45%
Cap rate
30.66%
Cash-on-cash
87.04%
DSCR
4.87
GRM
2.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
84.2%
Equity multiple
4.68×
Total profit
$44,332
Equity at exit
$6,411
10-year hold
IRR
86.7%
Equity multiple
8.77×
Total profit
$93,533
Equity at exit
$3,718

Cash invested: $12,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92252

Home prices YoY
-7.1%
Rents YoY
-1.1%
Active inventory
534
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$1,482 medium interval (Pro) →
Mortgage (P&I)
$225
Tax est. 1.5%
$54 /mo · $645/yr
Insurance
$18
HOA
$0
Vacancy / Maint / Mgmt
$311
Net cashflow
$873

Break-even live

Break-even rent $376
Max offer price $42,999
Occupancy floor 36%

Sensitivity live

Price -10% $903 -5% $888 +0% $873 +5% $858 +10% $844
Rent -10% $756 -5% $815 +0% $873 +5% $932 +10% $990
Rate -1.0pp $895 -0.5pp $884 base $873 +0.5pp $862 +1.0pp $851

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$10,750
Closing costs
$1,290
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6610 Park Blvd Unit A Joshua Tree, CA 2.0 1.0 500 $1,195 $2.39 44d 1 0.35mi

Listing history 41 events

  1. 2026-06-21
    days on market $42,999 Active 219 DOM
  2. 2026-06-18
    days on market $42,999 Active 216 DOM
  3. 2026-06-17
    days on market $42,999 Active 215 DOM
  4. 2026-06-16
    days on market $42,999 Active 214 DOM
  5. 2026-06-15
    days on market $42,999 Active 213 DOM
  6. 2026-06-13
    days on market $42,999 Active 211 DOM
  7. 2026-06-13
    days on market $42,999 Active 210 DOM
  8. 2026-06-09
    days on market $42,999 Active 207 DOM
  9. 2026-06-08
    days on market $42,999 Active 206 DOM
  10. 2026-06-07
    days on market $42,999 Active 205 DOM
  11. 2026-06-04
    days on market $42,999 Active 202 DOM
  12. 2026-06-03
    days on market $42,999 Active 201 DOM
  13. 2026-06-02
    days on market $42,999 Active 200 DOM
  14. 2026-06-01
    days on market $42,999 Active 199 DOM
  15. 2026-05-31
    days on market $42,999 Active 198 DOM
  16. 2026-03-23
    price $42,999 899-char remark
    Show marketing remark (899 chars)

    (Traditional Financing Available - $5,000 Down) (Pet Friendly - Cats and Dogs allowed - Large Friendly Dogs are welcome!) Age 55+ Community, fully remodeled single wide 1 bedroom 1 bathroom for sale in the Lazy H Mobile Home Park. The home has upgraded flooring, kitchen, bedroom, and bathroom. The air cooling unit in the living room is fully operational and blows cold. The home recently has had the roof re-sealed providing additional years of protection. The home is fenced for added security. Up to 3 vehicles can fit inside the parking space in front of the home. Seller is open to offers and may offer the opportunity to pay for your closing costs. So go ahead and reach out to your favorite realtor and come see the home before its gone. The monthly space rent is $500/month and utilities are not included. The home also is equipped with its own laundry capability. Washer and Dyer included.

  17. 2026-01-22
    price $45,000 899-char remark
    Show marketing remark (899 chars)

    (Traditional Financing Available - $5,000 Down) (Pet Friendly - Cats and Dogs allowed - Large Friendly Dogs are welcome!) Age 55+ Community, fully remodeled single wide 1 bedroom 1 bathroom for sale in the Lazy H Mobile Home Park. The home has upgraded flooring, kitchen, bedroom, and bathroom. The air cooling unit in the living room is fully operational and blows cold. The home recently has had the roof re-sealed providing additional years of protection. The home is fenced for added security. Up to 3 vehicles can fit inside the parking space in front of the home. Seller is open to offers and may offer the opportunity to pay for your closing costs. So go ahead and reach out to your favorite realtor and come see the home before its gone. The monthly space rent is $500/month and utilities are not included. The home also is equipped with its own laundry capability. Washer and Dyer included.

  18. 2025-12-03
    price $54,999 899-char remark
    Show marketing remark (899 chars)

    (Traditional Financing Available - $5,000 Down) (Pet Friendly - Cats and Dogs allowed - Large Friendly Dogs are welcome!) Age 55+ Community, fully remodeled single wide 1 bedroom 1 bathroom for sale in the Lazy H Mobile Home Park. The home has upgraded flooring, kitchen, bedroom, and bathroom. The air cooling unit in the living room is fully operational and blows cold. The home recently has had the roof re-sealed providing additional years of protection. The home is fenced for added security. Up to 3 vehicles can fit inside the parking space in front of the home. Seller is open to offers and may offer the opportunity to pay for your closing costs. So go ahead and reach out to your favorite realtor and come see the home before its gone. The monthly space rent is $500/month and utilities are not included. The home also is equipped with its own laundry capability. Washer and Dyer included.

  19. 2025-11-14
    listed $59,000 Active 899-char remark
    Show marketing remark (899 chars)

    (Traditional Financing Available - $5,000 Down) (Pet Friendly - Cats and Dogs allowed - Large Friendly Dogs are welcome!) Age 55+ Community, fully remodeled single wide 1 bedroom 1 bathroom for sale in the Lazy H Mobile Home Park. The home has upgraded flooring, kitchen, bedroom, and bathroom. The air cooling unit in the living room is fully operational and blows cold. The home recently has had the roof re-sealed providing additional years of protection. The home is fenced for added security. Up to 3 vehicles can fit inside the parking space in front of the home. Seller is open to offers and may offer the opportunity to pay for your closing costs. So go ahead and reach out to your favorite realtor and come see the home before its gone. The monthly space rent is $500/month and utilities are not included. The home also is equipped with its own laundry capability. Washer and Dyer included.

  20. 2024-12-05
    historical
  21. 2024-07-22
    price $27,000
  22. 2024-05-28
    price $29,999
  23. 2024-05-08
    price $35,999
  24. 2024-03-26
    price $39,999
  25. 2024-02-07
    price $45,000
  26. 2024-01-26
    price $49,000
  27. 2024-01-24
    status Active
  28. 2024-01-18
    status Pending Sale
  29. 2024-01-05
    price $55,000
  30. 2023-12-15
    price $59,999
  31. 2023-12-05
    price $65,000
  32. 2023-11-27
    listed $69,999 Active
  33. 2023-11-17
    soldstatus $13,000 Closed Sale
  34. 2023-10-31
    status Pending Sale
  35. 2023-10-29
    listed $24,999 Active
  36. 2021-12-15
    status Active
  37. 2021-12-14
    status Active
  38. 2021-12-13
    status Active
  39. 2021-09-20
    listed $37,900 Active
  40. 2021-05-30
    historical
  41. 2021-05-06
    listed $38,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 14 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,779
− Mortgage interest
−$2,409
− Property taxes
−$645
− Insurance
−$215
− Repairs & maintenance
−$1,422
− Management
−$1,422
− Depreciation
−$1,251
Taxable income
$10,415
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,499
After-tax cash flow
$7,980/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This fully remodeled single-wide mobile home in Lazy H Mobile Home Park is in good condition with upgrades to the kitchen, bathroom, and flooring. It's move-in ready and has a good curb appeal with a fenced yard and a paved driveway.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Upgrading the curtains in the windows — New curtains can improve the home's curb appeal and interior aesthetics.
  • Both Adding a small outdoor seating area — This can increase the home's appeal for both resale and rental.
  • Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and attractive.
  • Both Upgrading the bathroom fixtures — Modern fixtures can make the bathroom more functional and attractive.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Upgrading the curtains in the windows — New curtains can improve the home's curb appeal and interior aesthetics.
  • Both Adding a small outdoor seating area — This can increase the home's appeal for both resale and rental.
  • Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and attractive.
  • Both Upgrading the bathroom fixtures — Modern fixtures can make the bathroom more functional and attractive.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Morongo Unified
NCES district ID
0625860
Math proficiency
15% ▼ -12.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$39,399
Composite
22.19/100
National rank
#8156
State rank
#395 of 517 in CA

Livability — Joshua Tree

Score
50/100
State rank
#1114
US rank
#25611

Category grades

Amenities F Commute F Cost of living C Crime F Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Joshua Tree, CA
County
San Bernardino County · 2,030,291 people
City population
7,538
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
7,538
Household income
$66,598
Rent vs Own
32.7% rent · 67.3% own
Severe rent burden
345.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (67%)
Race & ethnicity
White 67% Hispanic / Latino 22% Two or more races 16% Black 3% Native American 1% Asian 1%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Italian 6% Lithuanian 3% Portuguese 3%
Foreign-born
8% · Canada
Languages at home
88% English-only · Spanish 9% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.66%
Current HPI
541.8347
Rent YoY
▼ -1.09%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+13.2% since first listed
26 events — show timeline
  • 2026-03-23 Price Changed $42,999 CRMLS
  • 2026-01-22 Price Changed $45,000 CRMLS
  • 2025-12-03 Price Changed $54,999 CRMLS
  • 2025-11-14 Listed $59,000 CRMLS
  • 2024-12-05 Listing Removed CRMLS
  • 2024-07-22 Price Changed $27,000 CRMLS
  • 2024-05-28 Price Changed $29,999 CRMLS
  • 2024-05-08 Price Changed $35,999 CRMLS
  • 2024-03-26 Price Changed $39,999 CRMLS
  • 2024-02-07 Price Changed $45,000 CRMLS
  • 2024-01-26 Price Changed $49,000 CRMLS
  • 2024-01-24 Relisted CRMLS
  • 2024-01-18 Pending CRMLS
  • 2024-01-05 Price Changed $55,000 CRMLS
  • 2023-12-15 Price Changed $59,999 CRMLS
  • 2023-12-05 Price Changed $65,000 CRMLS
  • 2023-11-27 Listed $69,999 CRMLS
  • 2023-11-17 Sold (MLS) $13,000 CRMLS
  • 2023-10-31 Pending CRMLS
  • 2023-10-29 Listed $24,999 CRMLS
  • 2021-12-15 Relisted CRMLS
  • 2021-12-14 Relisted CRMLS
  • 2021-12-13 Relisted CRMLS
  • 2021-09-20 Listed $37,900 CRMLS
  • 2021-05-30 Listing Removed CRMLS
  • 2021-05-06 Listed $38,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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